Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15020 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto News: Galaxy Reports 1500% Profit Surge With Helios in Lead

Crypto News: Galaxy Reports 1500% Profit Surge With Helios in Lead

Galaxy Digital reports $505M profit surge, up 1,546%, as Helios AI campus expansion and trading gains drive record quarter.   Galaxy Digital reported a record-breaking quarter with profits rising by 1,546% to $505 million. The surge was driven by increased trading volume, treasury gains, and ongoing progress in its AI infrastructure project, Helios. The company […] The post Crypto News: Galaxy Reports 1500% Profit Surge With Helios in Lead appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Big News: Ripple’s Evernorth XRP Project Receives $200 Million Investment from SBI Holdings

Big News: Ripple’s Evernorth XRP Project Receives $200 Million Investment from SBI Holdings

SBI Holdings invested $200 million in Evernorth via a PIPE deal ahead of its Nasdaq listing (“XRPN”). Evernorth plans to build one of the world’s largest XRP treasuries, manage it through DeFi and lending. The partnership with Ripple aims to give traditional investors a transparent, audited way to gain XRP exposure. Financial conglomerate SBI Holdings, Inc. has announced a major strategic investment in Evernorth Holdings Inc., a U.S.-based company established to promote institutional adoption of the cryptocurrency XRP. The move, made in partnership with Ripple Labs Inc., marks one of SBI’s largest commitments yet toward advancing XRP’s global utility. $200 Million Investment in PIPE Financing In a press release issued by SBI Holdings, the company revealed that it has invested $200 million in cash as part of a Private Investment in Public Equity (PIPE) round conducted by Evernorth. The financing is linked to Evernorth’s upcoming business combination with Armada Acquisition Corp. II, a special purpose acquisition company (SPAC), which will pave the way for Evernorth to list on the Nasdaq exchange under the ticker symbol “XRPN.” Evernorth expects to raise over $1 billion in total funding through the transaction. Building One of the World’s Largest XRP Treasuries Evernorth’s strategy focuses on acquiring XRP directly from open markets to establish one of the largest public XRP treasuries globally. Unlike typical institutional holdings, this treasury will be actively managed through activities such as institutional lending, DeFi participation, and yield generation, to sustain long-term asset growth. Also Read: XRP ETF Dreams on Hold: The Real Reason SEC Can’t Approve Anything Right Now XRPトレジャリー事業を展開するEvernorth社への出資に関するお知らせ[SBIホールディングス] https://t.co/hZaC71w4Xt — 北尾吉孝 (@yoshitaka_kitao) October 21, 2025 To reinforce trust and transparency, the company confirmed that all financial statements will undergo independent audits by a major auditing firm, ensuring high standards of governance. Regulatory Clarity and Institutional Access SBI Holdings emphasized XRP’s strong regulatory position and established use case in cross-border payments as key factors behind its investment. “XRP is one of the few digital assets whose regulatory framework in the United States is becoming clear and whose practicality for global payments has been proven,” the company stated. The release described Evernorth’s Nasdaq listing as a “simple and highly liquid investment opportunity in XRP”, providing traditional investors with access to the asset through a regulated and audited public company, a model reminiscent of institutional vehicles like MicroStrategy for Bitcoin. Driving Growth of the XRP Ecosystem Beyond market accumulation, Evernorth intends to participate directly in the XRP Ledger’s ecosystem, including operating as a validator node to support network decentralization and security. This integrated approach, SBI said, reflects a commitment to the long-term expansion and utility of the XRP Ledger. “Evernorth’s efforts go beyond simple market trading; they pursue returns by participating in the growth of the entire XRP Ledger ecosystem,” the statement continued. “We believe this will be extremely significant in accelerating the further spread of XRP and its adoption by institutional investors.” A Strategic Alliance for the Next Phase of Adoption SBI Holdings and Ripple have maintained a long-standing partnership in promoting blockchain-based financial services across Asia. This latest investment signals a deepening collaboration aimed at bridging traditional finance and digital assets. With Evernorth positioned to bring XRP exposure to regulated capital markets, industry observers see the move as a potential catalyst for renewed institutional demand and broader integration of XRP into the global financial system. Also Read: Egrag Crypto: XRP Flipping Resistance Update, Key Level to Watch The post Big News: Ripple’s Evernorth XRP Project Receives $200 Million Investment from SBI Holdings appeared first on 36Crypto.

Author: Coinstats
JustLend DAO approved the JST repurchase and destruction proposal and completed the first destruction

JustLend DAO approved the JST repurchase and destruction proposal and completed the first destruction

PANews reported on October 22nd that the decentralized lending protocol JustLend DAO officially approved the "JST Buyback and Burn Proposal." According to the proposal, all of JustLend DAO's net income, as well as a portion of the USDD multi-chain ecosystem's earnings exceeding $10 million, will be used to buy back and burn JST. The first burn has been completed, using 30% of JustLend DAO's current revenue of 59,087,137 USDT (approximately 17,726,141 USDT) to repurchase and destroy 559,890,753 JST, accounting for approximately 5.66% of the total JST supply. In addition, the JustLend Grants DAO will conduct a quarterly buyback and burn using the net revenue generated in the previous quarter. The remaining 70% of existing revenue will be burned in four installments before the fourth quarter of 2026, with a quarterly burn of 17.5%.

Author: PANews
Gains 2.5% Confirming Double-Bottom Reversal

Gains 2.5% Confirming Double-Bottom Reversal

The post Gains 2.5% Confirming Double-Bottom Reversal appeared on BitcoinEthereumNews.com. The governance token of Aave AAVE$218.09, the world’s largest decentralized lending protocol, advanced 2.5% on Tuesday afternoon above $230, recovering from an overnight selloff. The token pushed through key resistance levels, confirming a double-bottom support zone between $220 and $221.13 and triggering a reversal as volume spiked nearly 90% above daily averages, according to CoinDesk Research’s analytics model. The breakout above $224.50 signaled renewed buying interest, capped by institutional accumulation in the final minutes of trading. The move happened as the broader crypto market bounced, as a selloff in gold and silver pointed to renewed appetite for risk assets. Aave also unveiled Tuesday a partnership with Maple Finance (SYRUP) to onboard institutional-grade assets as new forms of collateral. The integration will start with syrupUSDT, followed by syrupUSDC — products backed by Maple’s managed yield strategies — to be used for borrowing across Aave’s lending markets, beginning with its Plasma and core markets. The collaboration aims to bridge institutional capital and DeFi liquidity. Maple, which manages billions in onchain lending volume, brings allocators and borrowers seeking consistent yield. Aave, with over $3.2 trillion in lifetime deposits since its 2020 launch, offers the liquidity depth to absorb that demand. For users, this means higher-quality collateral and more stable borrow demand. For the protocol, it could support Aave’s variable-rate model through a broader base of non-volatile, creditworthy assets. In a volatile macro environment, the move signals a shift toward more predictable, capital-efficient lending mechanics in DeFi. Technical analysis Key technical levels signal a potential reversal for AAVE, CoinDesk Research’s analysis model suggested. Support/Resistance: Double-bottom support holds at $220.00-$221.13 zone. Volume Analysis: Massive 87% surge above daily average during breakdown followed by concentrated accumulation. Chart Patterns: Downtrend with lower highs reversed by double-bottom formation and decisive breakout above $224.50 resistance confirms reversal potential. Disclaimer:…

Author: BitcoinEthereumNews
Bitcoin-Backed Crypto Cities: Feasible but Formidable Challenges Ahead, Experts Note

Bitcoin-Backed Crypto Cities: Feasible but Formidable Challenges Ahead, Experts Note

The post Bitcoin-Backed Crypto Cities: Feasible but Formidable Challenges Ahead, Experts Note appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Crypto cities, envisioned as self-sovereign urban areas powered by blockchain and decentralized technologies, are technically feasible but face immense challenges in governance, infrastructure, and legal compliance, according to industry executives. Technical possibility: Blockchain can enable transparency and security, but requires ungoverned spaces like international waters for true autonomy. Past projects like Akon City and Satoshi Island have stalled due to regulatory hurdles and logistical complexities. Experts recommend integrating crypto into existing cities via special zones rather than building from scratch, citing 70% failure rate in standalone initiatives based on historical data. Crypto cities promise decentralized futures but grapple with real-world barriers. Discover why executives favor regulatory sandboxes in modern urban hubs for sustainable blockchain innovation—explore now. What Are Crypto Cities and Are They Feasible? Crypto cities refer to urban developments or zones that leverage blockchain technology, cryptocurrencies, and decentralized systems to manage economies, governance, and daily operations independently from traditional systems. While technically possible through cryptographic tools ensuring transparency and security across sectors like energy and finance, experts emphasize the profound challenges involved, including regulatory resistance and infrastructure demands.…

Author: BitcoinEthereumNews
Sui Network’s BTCfi: Potentially Unlocking Bitcoin Liquidity for DeFi Yield and Lending

Sui Network’s BTCfi: Potentially Unlocking Bitcoin Liquidity for DeFi Yield and Lending

The post Sui Network’s BTCfi: Potentially Unlocking Bitcoin Liquidity for DeFi Yield and Lending appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Sui Network’s BTCfi initiative unlocks Bitcoin’s idle liquidity by integrating it into DeFi ecosystems, allowing users to earn yields, lend assets, and enable interoperability without altering Bitcoin’s core protocol. This approach leverages Sui’s scalable infrastructure to activate trillions in dormant value. Sui Network’s BTCfi activates Bitcoin’s value through programmable financial tools. BTCfi uses Sui’s parallel execution for efficient, low-cost Bitcoin transactions in DeFi. Bitcoin holders can now earn yields and provide liquidity, backed by data showing over $1 trillion in idle BTC liquidity. Discover how Sui Network’s BTCfi revolutionizes Bitcoin’s role in DeFi, unlocking yields and liquidity. Explore the future of Bitcoin finance today. What is Sui Network’s BTCfi and How Does It Work? Sui Network’s BTCfi is an innovative framework designed to integrate Bitcoin into decentralized finance (DeFi) applications, enabling users to utilize Bitcoin’s liquidity for yield generation, lending, and cross-chain operations. By bridging Bitcoin’s secure store-of-value model with Sui’s high-performance blockchain, BTCfi allows seamless participation in programmable financial ecosystems without requiring changes to Bitcoin’s underlying protocol. This development, announced by Sui Network, aims to transform Bitcoin from…

Author: BitcoinEthereumNews
This Altcoin Is Said to Be to 2025 What Ripple (XRP) Was to 2017

This Altcoin Is Said to Be to 2025 What Ripple (XRP) Was to 2017

The post This Altcoin Is Said to Be to 2025 What Ripple (XRP) Was to 2017 appeared first on Coinpedia Fintech News XRP stunned the crypto market in 2017, starting the year at just a few cents and ultimately surging over 35,000%, to peak near $2.85 by December. That lightning-fast run was fueled by a perfect storm of hype and a largely untapped market appetite for crypto assets. Fast-forward to 2025, and the race is on to …

Author: CoinPedia
Best Crypto to Buy Now as MemeCore, MYX Finance, and Aptos Lead Today’s Top Gainers

Best Crypto to Buy Now as MemeCore, MYX Finance, and Aptos Lead Today’s Top Gainers

Bitcoin has failed to maintain a stand above the $110K level again, but that hasn’t stopped the altcoin sector from giving users an insight into the best crypto to buy now. The top gainers of the day have all been high-performing utility assets, with some having a meme-like flavor underneath. This article discusses the top […]

Author: The Cryptonomist
Bitcoin News: Ark Labs Launches Arkade, a New Bitcoin Layer 2

Bitcoin News: Ark Labs Launches Arkade, a New Bitcoin Layer 2

Ark Labs introduces Arkade, a Bitcoin Layer 2 solution. It allows off-chain scaling while maintaining user custody without using risky bridges. After two years of intensive development, Ark Labs has finally launched Arkade. This new solution is now available publicly in public beta testing. It is an attempt to make Bitcoin tion. This enables users […] The post Bitcoin News: Ark Labs Launches Arkade, a New Bitcoin Layer 2 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
China Turns Crypto into a Weapon of Statecraft: Digital Yuan at the Frontlines

China Turns Crypto into a Weapon of Statecraft: Digital Yuan at the Frontlines

China’s Crypto strategy is turning money into a weapon of statecraft. A recent study published by Study Times—the journal of China’s Central Party School—argued that digital assets now shape warfare and finance. The study described crypto and central bank digital currencies (CBDCs) as tools of “financial mobilization.” They allow states to redirect liquidity when banks fail or sanctions tighten. Blockchain networks were called a “digital logistics front,” merging economic survival with national security. Digital money becomes a tool of geopolitical power The study said the battlefield now stretches into finance. Crypto forms an infrastructure for “total war,” blending deterrence, capital mobilization, and social stability. By digitizing money flows, Beijing could sustain liquidity, fund defense industries, and support domestic demand when global finance fractures. It also outlined a triad of “total war, hybrid war, and digital financial war,” claiming that digital ledgers underpin national resilience. The digital yuan and blockchain settlements act as strategic assets within this framework. They are built to operate independently of U.S. sanctions and the SWIFT network. “Digital currencies have become strategic assets in hybrid warfare, reshaping cross-border capital flows during wartime.” — Study Times (2025) This shift reflects a broader trend. Economist Barry Eichengreen notes that the dollar’s share of global reserves fell from 71% in 2000 to 58% in 2024. He wrote that governments are “moving away from the dollar… for geopolitical reasons, while firms still prefer its liquidity.” Meanwhile, Beijing’s mBridge project—linking CBDCs from China, Saudi Arabia, Thailand, and the UAE—seeks to bypass SWIFT and build a parallel network beyond the US’s reach. For China, blockchain means more than speed; it represents autonomy under economic pressure. The TRM Labs 2025 Crypto Crime Report shows that digital assets operate on both sides of the geopolitical battlefield. Sanctioned exchanges such as Russia’s Garantex and Iran’s Nobitex handled over 85% of illicit inflows to restricted markets. Distribution of 86 designated addresses | TRM Terror groups—including Hamas, Hezbollah, and ISIS affiliates—used stablecoins like USDT on TRON to raise funds. As a result, Israel froze millions in related accounts. Digital finance, once hailed as borderless innovation, has instead become a field of control and enforcement. From cyber defense to “soft power” projection Military theorist Jason P. Lowery argues in Softwar that Bitcoin is “a non-lethal form of power projection—a digital defense system secured by electricity, not explosives.” This idea now shapes Beijing’s view of blockchain as a base for resilience and deterrence. By embedding monetary control in code, states can project power through networks instead of troops. Visualizing blockchain applications in military contexts | Blockchain Applications in the Military Domain A 2025 review in Technologies found that blockchain “strengthens military operations through secure communication, immutable logistics, and quantum-safe authentication.” Researchers said distributed ledgers can harden command systems and supply chains against cyber or physical attacks. These findings show how cryptographic infrastructure is shifting from finance to defense, linking data integrity, funding agility, and operational trust. The geopolitical divide is widening. Western governments aim to limit crypto’s militarization, whereas China embeds it in state policy. As Eichengreen cautioned, “geopolitics cuts both ways.” Depending on who builds the rails, crypto could weaken or reinforce dollar dominance. Ultimately, Beijing’s hybrid model—combining economic control with technological sovereignty—signals that the next great-power contest will unfold in markets or cyberspace and across the distributed ledgers that connect them.

Author: Coinstats