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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14922 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
JPMorgan Chase’s “cockroaches” warning may signal broader strain on regional banks and non-bank lending

JPMorgan Chase’s “cockroaches” warning may signal broader strain on regional banks and non-bank lending

The post JPMorgan Chase’s “cockroaches” warning may signal broader strain on regional banks and non-bank lending appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Banking contagion risk is rising after the Tricolor and First Brands bankruptcies, which forced charge-offs and legal claims against lenders and asset managers; investors should watch loan-loss provisions, non-bank lending exposure, and regional bank balance sheets for further stress. Immediate impact: Regional banks and lenders recorded charge-offs and legal claims tied to Tricolor and First Brands. Market reaction: Zions fell ~13%, Western Alliance ~10%, and Jefferies dropped over 10% after exposure disclosures. Systemic indicator: Non-bank lending is the leading driver of U.S. loan growth in 2025 (Federal Reserve data), raising contagion concerns. Banking contagion risk rises after Tricolor and First Brands collapses; monitor regional bank charge-offs, loan provisions, and non-bank lending exposure. Read the latest analysis from COINOTAG. By COINOTAG | Published: 2025-10-17 | Updated: 2025-10-17 COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work with senior traders, research‑backed setups, and risk‑first frameworks. 👉 Join the group → COINOTAG recommends • Professional traders group 📊 Transparent performance, real process Spot strategies with documented months of triple‑digit runs during strong trends; futures plans use defined R:R…

Author: BitcoinEthereumNews

2025/10/17

5 Hidden Gem Altcoins Under $1 to Watch in 2025

5 Hidden Gem Altcoins Under $1 to Watch in 2025

The post 5 Hidden Gem Altcoins Under $1 to Watch in 2025 appeared on BitcoinEthereumNews.com. SEI Network’s institutional backing positions it for a potential parabolic rise in Q4 2025. ONDO Finance is bridging traditional securities with blockchain, and its acquisition of Oasis Pro boosts its U.S. market prospects. Meme coin Pengu is also gaining traction with real-world merchandise and institutional interest. In a recent YouTube segment, Maddie, the host of Altcoin Buzz, shared five altcoins trading below $1 that have strong fundamentals and could make waves in Q4 2025.  SEI Network: Financial App Chain Poised for Growth Key Highlights: SEI Network is a financial app chain with a focus on speed, low costs, and scalability. Recently, global financial giants like BlackRock and Brevin Howard’s master fund have jumped on board, making SEI an exciting project to watch. SEI is targeting the rapidly expanding real-world assets (RWA) space, with over $4.5 billion in tokenized assets currently under management through its partnership with Securitize. Despite the volatility in the market, SEI’s price remains below $1 (currently $0.188). With a solid foundation and institutional backing, Maddie believes SEI is gearing up for a significant price surge. ONDO Finance: Bridge Between Traditional Securities and Crypto Key Highlights: ONDO Finance’s recent launch of global markets on-chain is a game-changer. The project focuses on bridging the gap between traditional public securities and blockchain technology. ONDO recently acquired Oasis Pro, a licensed broker-dealer in the U.S., which strengthens its position in the capital markets. At a current price of $0.67, ONDO’s market cap sits at $2.4 billion, and with no token unlock until January 2026, the token’s price is expected to stabilize in the meantime. ONO has big ambitions to integrate Wall Street with blockchain. Although the timing has been rocky due to recent market fluctuations, the project’s infrastructure and regulatory compliance make it a solid play in the world of RWAs.…

Author: BitcoinEthereumNews

2025/10/17

MrBeast eyes crypto and banking services with new trademark filing

MrBeast eyes crypto and banking services with new trademark filing

The post MrBeast eyes crypto and banking services with new trademark filing appeared on BitcoinEthereumNews.com. Key Takeaways A new trademark application filed by Beast Holdings, LLC on October 13 reveals plans for a brand called “MrBeast Financial.” The filing covers a wide range of services spanning banking, investment, consumer lending, and cryptocurrency exchange functions. MrBeast, the world’s largest YouTuber, has filed a trademark for “MrBeast Financial,” a potential fintech venture covering banking, investment, and crypto-related services. The filing indicates MrBeast may be exploring financial services with possible crypto integration. Known for his viral challenges and philanthropic stunts, the YouTuber now seems to be eyeing a move into fintech. MrBeast has publicly disavowed any plans to launch meme coins or similar crypto products, warning fans that such claims are fraudulent attempts to scam his audience. The YouTuber has repeatedly emphasized that unverified projects claiming affiliation with him are scams. Source: https://cryptobriefing.com/mrbeast-files-bitcoin-bank-app-trademark/

Author: BitcoinEthereumNews

2025/10/17

Goldman Sachs establishes global infrastructure financing team, betting on AI and energy transition opportunities

Goldman Sachs establishes global infrastructure financing team, betting on AI and energy transition opportunities

PANews reported on October 17 that according to the Wall Street Journal, Goldman Sachs (GS.N) is stepping up its efforts to enter the hot market of data center and other infrastructure financing in an effort to capture a larger share of the artificial intelligence boom. People familiar with the matter revealed that Goldman Sachs is establishing a dedicated team within its global banking and markets division to focus on global infrastructure financing, which includes both increasing lending in this area and finding investors for this debt. This move is driven by a new wave of multi-billion dollar transactions involving artificial intelligence data centers, their huge energy needs, and the financing of processing units that support AI development. The new team will also focus on traditional infrastructure construction or upgrade projects in developed and emerging markets. In addition, the new team will be responsible for raising funds for renewable energy and certain types of liquefied natural gas projects, as well as providing financing for military and other equipment related to rising defense spending in various countries.

Author: PANews

2025/10/17

Can Visa’s $670B bet on programmable money rewrite global credit?

Can Visa’s $670B bet on programmable money rewrite global credit?

The post Can Visa’s $670B bet on programmable money rewrite global credit? appeared on BitcoinEthereumNews.com. Visa just dropped a roadmap for the future of finance, and it runs on programmable money. In a comprehensive new report, the payments giant is stating to its network of over 15,000 financial institutions that the $670 billion stablecoin lending market is no longer just an experiment in crypto. This market is the foundation for the next generation of global credit markets. With the GENIUS Act now establishing a regulatory framework for stablecoins in the US, Visa sees an opening to bridge traditional banking with blockchain-based lending protocols that operate 24/7, automatically adjust interest rates based on supply and demand, and settle transactions in minutes rather than days. Numbers behind the revolution The data Visa presents paints a picture of rapid institutional adoption. In August 2025 alone, $51.7 billion in stablecoins were borrowed across 427,000 loans from 81,000 active borrowers. These aren’t small retail transactions, as the average loan size has recovered to $121,000, suggesting institutional players are increasingly comfortable with programmable credit markets. Additionally, the concentration tells its own story. Two protocols, Aave and Compound, dominate the lending market with 89% of the lending volume, while USDC and USDT account for over 98% of the stablecoin supply powering these markets. Ethereum and Polygon maintain a roughly 85% market share, while newer chains like Base, Arbitrum, and Solana are gaining ground, accounting for 11% of combined activity. Borrowing rates averaged 6.4% APR in August 2025, with lending yields at 5.1% APY. These rates sit remarkably close to traditional credit markets, especially considering the 24/7 availability and instant settlement that smart contracts provide. Three pillars of banking’s blockchain future Visa’s roadmap centers on three transformative shifts that could reshape how banks think about lending, collateral, and credit assessment. The first is the tokenized asset market, which has already grown from $5…

Author: BitcoinEthereumNews

2025/10/17

Ripple’s Enterprise Pivot: $1B Treasuries, Absa Custody, XRPL Test—Is XRP’s Setup Turning?

Ripple’s Enterprise Pivot: $1B Treasuries, Absa Custody, XRPL Test—Is XRP’s Setup Turning?

Ripple moved on three fronts today: corporate treasury software, African custody, and pre-launch security testing for the XRPL Lending Protocol. Together, these steps extend Ripple’s enterprise stack while keeping the focus on infrastructure, not price. Corporate treasuries: $1B GTreasury deal positions Ripple inside cash workflows Ripple agreed to acquire GTreasury for $1 billion, placing its […] The post Ripple’s Enterprise Pivot: $1B Treasuries, Absa Custody, XRPL Test—Is XRP’s Setup Turning? appeared first on CoinChapter.

Author: Coinstats

2025/10/17

Tether Unveils Open Source WDK to Empower Crypto Wallets

Tether Unveils Open Source WDK to Empower Crypto Wallets

The post Tether Unveils Open Source WDK to Empower Crypto Wallets appeared on BitcoinEthereumNews.com. Key Highlights:  Tether has launched WDK ( Wallet Development Kit) so that developers can build secure, multi-chain crypto wallets. The wallet will support various blockchains. The platform allows wallets to run on any device (including smartphones, desktops, IoT devices and AI agents).  Tether, a key player in the digital asset space, has launched its Wallet Development Kit (WDK), an open-source toolkit built to transform how secure, multi-chain self-custodial wallets are created and launched. The announcement was made through Tether’s official X (formerly known as Twitter) account today, October 17, 2025. Tether hopes that this initiative will assist developers, companies to run businesses, governments, and even self-governing artificial intelligence agents in creating cross-platform wallets that can accommodate a wide range of blockchain use cases. Tether announces launch of its Wallet Development Kit (WDK) on social media platform X An Open-Source Toolkit for Building Secure, Multi-Device Self-Custodial Wallets Tether’s WDK is designed to support the creation of self-custodial wallets that work without any hassle across various devices. This includes IoT systems, embedded hardware, mobile phones, desktops, and servers. The platform will offer a single framework to build production-ready wallets with features covering DeFi, payments, savings, gaming, prediction markets, and tipping. By making the toolkit open-source, Tether is encouraging developers worldwide to come together to review, improve, and create independent, secure wallets, removing the need for reliance on centralized providers. Paolo Ardoino, CEO of Tether, emphasized that self-custodial wallets are essential for creating a free and resilient financial system. He is also imagining a future where programmable money functions like a social network, linking people, autonomous machines, and AI agents. In this vision, the WDK acts as the foundation of a scalable and modular infrastructure, capable of supporting trillions of independent, secure wallets worldwide. Ecosystem-Agnostic Design with Broad Multi-Chain Support The key advantage…

Author: BitcoinEthereumNews

2025/10/17

How This Impacts $BEST Presale

How This Impacts $BEST Presale

The post How This Impacts $BEST Presale appeared on BitcoinEthereumNews.com. Stablecoins aren’t just for crypto traders anymore. According to reports from Visa and KPMG, they’re becoming a core part of the global financial system. KEY POINTS:➡️ Visa report shows that over $670B in on-chain lending has been powered by stablecoins.➡️ KPMG highlights that using stablecoins can reduce payment settlement times to seconds and cut fees by up to 99%.➡️ Best Wallet and its native $BEST token can make your crypto investments easier and faster. Visa reports that stablecoins have already fueled a massive new lending market, powering over $670B in loans across blockchain platforms in the last five years. This ‘on-chain’ lending reached a monthly volume of $51.7B in August 2025, with an average borrowing rate of around 6.7%, comparable to traditional markets. The surge in blockchain-based lending can largely be attributed to newfound clarity from the U.S. government, particularly following the passage of the GENIUS Act. This landmark legislation introduced the first federal guidelines for stablecoins, providing banks and financial institutions with the confidence they need to enter the world of blockchain-driven finance. As a result, two dominant players, Tether’s $USDT and Circle’s $USDC, now dominate the stablecoin market, fueling the majority of lending activity. This is especially true on leading platforms like Aave and Compound, where blockchain-based lending is rapidly gaining momentum. On the payments front, KPMG has highlighted stablecoins as a near-term solution to the sluggish and costly cross-border system. Right now, banks rely on a network that handles roughly $150T annually but takes several days to settle and costs an average of $24 to $35 per transaction. KPMG says using stablecoins on a blockchain can drop settlement times to just seconds or minutes, and transaction fees could fall by a staggering 99%. This efficiency is also freeing up huge amounts of capital that banks currently have…

Author: BitcoinEthereumNews

2025/10/17

Truist Financial Corporation (TFC) Stock: Q3 Profit Climbs as Earnings and Revenue Beat Estimates

Truist Financial Corporation (TFC) Stock: Q3 Profit Climbs as Earnings and Revenue Beat Estimates

TLDR Q3 2025 profit rose to $1.35 billion, or $1.04 per share, up from $0.99 last year. Revenue grew 1.9% to $5.24 billion, beating estimates of $5.15 billion. Adjusted EPS of $1.35 topped expectations by 35.9%. Tangible book value per share rose 7.4% year-over-year to $32.57. Shares traded at $41.55, up 1.2% after results. Truist [...] The post Truist Financial Corporation (TFC) Stock: Q3 Profit Climbs as Earnings and Revenue Beat Estimates appeared first on CoinCentral.

Author: Coincentral

2025/10/17

Which Crypto to Buy Today for Long-Term Growth? Analysts Agree on One Strong Pick

Which Crypto to Buy Today for Long-Term Growth? Analysts Agree on One Strong Pick

The year 2025 is shaping up to be one of the biggest shifts in decentralized finance. Investors are now more selective, focusing on projects that plan to deliver real products and steady income instead of short-term hype. Among these rising names, Mutuum Finance (MUTM) is standing out as one of the top cryptocurrencies for long-term [...] The post Which Crypto to Buy Today for Long-Term Growth? Analysts Agree on One Strong Pick appeared first on Blockonomi.

Author: Blockonomi

2025/10/17

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