Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14896 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Web3 Startup ivault is Bringing Blockchain-Powered Shared Economy to the Streets of Vienna

Web3 Startup ivault is Bringing Blockchain-Powered Shared Economy to the Streets of Vienna

The post Web3 Startup ivault is Bringing Blockchain-Powered Shared Economy to the Streets of Vienna appeared on BitcoinEthereumNews.com. ivault:- The Web3 ecosystem has no shortage of promises. But Swiss startup ivault is determined to separate itself from what the community calls vaporware – projects that exist only in whitepapers and Discord chats. The team emphasizes that it’s actually shipping – running live deployments, gathering user feedback, and preparing for city-scale rollouts. For instance, this November, Vienna will host ivault’s next major launch event – a special gathering bringing together celebrities, media representatives, and local ambassadors, and likely in collaboration with the City Council of Vienna. The event marks a new chapter in ivault’s mission to bring blockchain utilities into everyday life – not through speculation, but through tangible, city-based experiences that connect communities and demonstrate real-world utility. ivault’s core idea is simple yet ambitious: build a peer-to-peer sharing economy where people can securely lend, borrow, or rent goods using tokenized identities and smart contracts. From ETHCC to Vienna: Inside ivault’s Outreach Strategy The Vienna launch follows ivault’s year-long journey of field testing and community engagement across the global Web3 circuit. Over the past year, the startup has piloted its ideas in Paris (ETHCC), Monaco (WAIB Summit), Indonesia (CoinFest Asia), LawangWeb3, and will attend Zebu Live in London next week – blending guerrilla marketing with live user feedback. Also Read: Coinbase’s New Remote Policy At ETHCC in July, the team took to the corridors with impromptu demos and QR-based challenges to onboard early testers. Around the same time in Monaco, they partnered with local innovators to explore shared-mobility pilots. In Indonesia, collaborations with student-led blockchain communities helped localize the app for new languages and cultural contexts. Across each stop, the focus was not just visibility – but learning. Surprise activations, from pop-up demos to partnerships with local meetups like LawangWeb3 and Zebu Live, helped ivault convert curious attendees into…

Author: BitcoinEthereumNews
S&P Global Ratings Integrates Stablecoin Risk Analysis On-Chain via Chainlink, Launching on Base

S&P Global Ratings Integrates Stablecoin Risk Analysis On-Chain via Chainlink, Launching on Base

The post S&P Global Ratings Integrates Stablecoin Risk Analysis On-Chain via Chainlink, Launching on Base appeared on BitcoinEthereumNews.com. Oct 16, 2025 at 14:07 // News S&P Global Ratings announced a collaboration with Chainlink to bring its Stablecoin Stability Assessments (SSAs) directly onto blockchain networks. This initiative represents a significant bridge between institutional-grade financial analysis and the decentralized digital asset ecosystem, marking a step toward formalizing risk evaluation within DeFi protocols. Informed decisions The SSAs, which provide a deep, independent analysis of the risk profile of various stablecoins, are now accessible directly within smart contracts. By leveraging Chainlink’s robust oracle network, S&P Global’s data—traditionally confined to financial reports—can be securely and reliably delivered on-chain. This integration is designed to enable DeFi protocols and institutional investors to make more informed decisions by directly referencing a recognized, independent assessment of a stablecoin’s safety and reliability. The initial launch of the on-chain SSAs will take place on Base, the Ethereum Layer 2 blockchain incubated by Coinbase. The choice of a high-speed, low-cost Layer 2 network indicates a strategic focus on supporting the burgeoning institutional activity within the scalable Ethereum ecosystem. Expansion to other blockchain networks is planned based on market demand. A time of accelerating stablecoin market This development comes at a time of accelerating stablecoin market growth. As of October 2025, the stablecoin market capitalization has surpassed $300 billion, up significantly from the previous year. As the market for tokenized Real-World Assets (RWAs) and institutional DeFi grows, the need for transparent, standardized, and immediately accessible risk metrics for stablecoins becomes paramount. The integration with Chainlink, which already secures billions of dollars in total value locked (TVL) across DeFi, allows for the SSAs to be incorporated directly into key DeFi mechanisms, such as collateral management, automated lending protocols, and institutional treasury operations. This direct on-chain access to risk data is a game-changer, potentially increasing…

Author: BitcoinEthereumNews
Top 5 Upcoming Crypto Presales in 2025 That Could Change the Game

Top 5 Upcoming Crypto Presales in 2025 That Could Change the Game

Discover the top 5 upcoming crypto presales of 2025 poised to disrupt the market. Explore early projects with massive growth and profit potential.

Author: Blockchainreporter
Ripple Teams with Immunefi for XRPL Attackathon Offering $200K Prize

Ripple Teams with Immunefi for XRPL Attackathon Offering $200K Prize

TLDR Ripple has partnered with Immunefi to launch a $200,000 bug bounty event called Attackathon. The event will test the upcoming XRPL Lending Protocol before its official launch. The bug hunting competition will run from October 27 to November 29. Ripple will provide full technical support through an educational program called Attackathon Academy. Researchers must [...] The post Ripple Teams with Immunefi for XRPL Attackathon Offering $200K Prize appeared first on CoinCentral.

Author: Coincentral
The Best Cryptocurrency to Buy This Quarter for BTC-Like ROI

The Best Cryptocurrency to Buy This Quarter for BTC-Like ROI

Bitcoin (BTC)’s story remains the benchmark for every crypto investor. From trading for mere cents to reaching tens of thousands of dollars, its growth showed what is possible when technology and timing align. In 2025, analysts are turning their attention to a new project that aims to follow a similar path — Mutuum Finance (MUTM). [...] The post The Best Cryptocurrency to Buy This Quarter for BTC-Like ROI appeared first on Blockonomi.

Author: Blockonomi
Visa Ventures into Blockchain Lending: A New Era for Financial Systems

Visa Ventures into Blockchain Lending: A New Era for Financial Systems

The post Visa Ventures into Blockchain Lending: A New Era for Financial Systems appeared on BitcoinEthereumNews.com. Visa, a leader in global payments management, is vigorously advancing towards integrating decentralized financial systems into its infrastructure. The company’s latest report, aptly titled “Stablecoins Beyond Payments: The Onchain Lending Opportunity,” introduces “onchain finance” as the new lexicon for describing decentralized finance in an institutional setting. Continue Reading:Visa Ventures into Blockchain Lending: A New Era for Financial Systems Source: https://en.bitcoinhaber.net/visa-ventures-into-blockchain-lending-a-new-era-for-financial-systems

Author: BitcoinEthereumNews
CME Group hits $900B in Q3 crypto derivatives as ETH leads surge

CME Group hits $900B in Q3 crypto derivatives as ETH leads surge

The post CME Group hits $900B in Q3 crypto derivatives as ETH leads surge appeared on BitcoinEthereumNews.com. CME Group posted record-breaking activity in its cryptocurrency derivatives markets during the third quarter of 2025, with total futures and options volume exceeding $900 billion, according to its October 2025 Cryptocurrency Insights report.  The exchange also reached a record average daily open interest (ADOI) of $31.3 billion, signaling expanding institutional appetite for regulated digital asset exposure.  The number of large open interest holders climbed to 1,014 in mid-September, a clear marker of market depth and participation growth. ETH led the rally, with futures volume up 355% year-over-year and open interest up 441% to $8.7 billion. Open interest peaked at $10.6 billion in August, and ETH options hit a record $1.2 billion ADOI. CME cited the rise of Ethereum-based trading and hedging as a sign of maturing institutional risk management across decentralized finance markets. New SOL and XRP futures also reached milestones since launching earlier this year, trading $34 billion and $23.7 billion in notional value, respectively.  Solana open interest surpassed $2.1 billion, and XRP hit $1.4 billion, both achieving record large-holder counts. The activity underscores rising diversification beyond Bitcoin and ETH into altcoin derivatives. CME’s spot-quoted Bitcoin (QBTC) and Ether (QETH) futures continue to attract institutional use, blending futures’ capital efficiency with spot-market exposure. More than 400,000 contracts have traded, totaling over $380 million in notional value.  The exchange expanded its crypto suite with new options on Solana and XRP futures on October 13, 2025 — the only CFTC-approved XRP and Solana options in the U.S. — and announced plans to introduce 24/7 trading in early 2026, aligning its regulated offering with the always-on digital asset market. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/cme-group-hits-900b-in-q3-crypto-derivatives-as-eth-leads-surge

Author: BitcoinEthereumNews
Coinbase Launches US Equity Bitcoin Income Fund USCBYF

Coinbase Launches US Equity Bitcoin Income Fund USCBYF

PANews reported on October 16th that Coinbase Asset Management announced the launch of the Coinbase US Bitcoin Yield Fund (USCBYF), offering US-based accredited investors the Bitcoin Benchmark Return (BRR) plus additional BTC income. Investors can subscribe using BTC, USD, or USDC; income comes from private BTC lending and basis trading. Available to some retirement accounts in 2026. CBAM, in partnership with iTrustCapital, supports holding in tax-deferred IRA accounts. The website disclaims that the target returns are hypothetical and not guaranteed to be achieved, and past performance is not indicative of future performance.

Author: PANews
Paxos Says No Breach After Accidental $300T PYUSD Minting Glitch

Paxos Says No Breach After Accidental $300T PYUSD Minting Glitch

TLDR Paxos accidentally minted 300 trillion PayPal USD tokens due to a technical issue in its system. The incident occurred at 3:12 p.m. ET and was resolved by Paxos within minutes. Paxos confirmed that no security breach occurred and all customer assets remained secure. The company burned the excess tokens immediately to restore the correct [...] The post Paxos Says No Breach After Accidental $300T PYUSD Minting Glitch appeared first on CoinCentral.

Author: Coincentral
Best Crypto to Buy Under $1 as Experts Track 2025 Trends

Best Crypto to Buy Under $1 as Experts Track 2025 Trends

The post Best Crypto to Buy Under $1 as Experts Track 2025 Trends appeared first on Coinpedia Fintech News The cryptocurrency market in 2025 is shifting toward projects with real utility and working infrastructure. Hype-driven tokens are losing ground, while platforms that combine transparency, user engagement, and revenue generation are gaining momentum. Among these, Mutuum Finance (MUTM) stands out as a dual-lending protocol designed to deliver sustainable growth. With a working roadmap and an …

Author: CoinPedia