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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14891 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Euler teases launch of synthetic dollar product

Euler teases launch of synthetic dollar product

The post Euler teases launch of synthetic dollar product appeared on BitcoinEthereumNews.com. Euler plans to launch a USD synthetic “in a few weeks,” a step the startup says will complete a triad of products spanning lending, exchange, and a dollar-denominated asset, according to remarks in a recent interview on the Bell Curve podcast.  Co-founder Michael Bentley described the new product as “USD synthetic,” adding that Euler today is “not just a lending protocol” but also a DEX. They argued that launching the synthetic within Euler’s stack would avoid “value leakage outside of the system” and “bring more value to token holders,” indicating an intent to keep core economics internal to the protocol.  No ticker, collateral model, or peg mechanism was disclosed in the conversation, and the team said the product is still “a few weeks out,” suggesting work remains before users can access it. Bentley positioned the synthetic dollar as a strategic complement to Euler’s credit markets and on-protocol exchange, with an emphasis on tight integration rather than reliance on external liquidity incentives. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/euler-synthetic-dollar

Author: BitcoinEthereumNews

2025/10/16

Paxos Mistakenly Mints 300 Trillion PYUSD

Paxos Mistakenly Mints 300 Trillion PYUSD

Stablecoin issuer Paxos mistakenly minted $300 trillion worth of PYUSD, the PayPal-backed stablecoin, during an internal transfer. Blockchain records show that the incident happened at 7:12 PM UTC on Wednesday. Notably, the minted tokens represent over 75 times the current market cap of the entire crypto market.   Paxos Assures Users over Mint Mistake After creating the excess supply and recognizing the mistake, Paxos sent the erroneously minted tokens to a burn address 22 minutes later, effectively destroying them. Approximately an hour later, the stablecoin issuer reported the incident via its official X account. The team claims the minting was a result of an “internal technical error,” stressing that there was no security breach and that customer funds remained intact and unaffected. The company further assured the public that it had addressed the underlying issue to prevent recurrence. At 3:12 PM EST, Paxos mistakenly minted excess PYUSD as part of an internal transfer. Paxos immediately identified the error and burned the excess PYUSD. This was an internal technical error. There is no security breach. Customer funds are safe. We have addressed the root… — Paxos (@Paxos) October 15, 2025 Notably, the surge in PYUSD supply briefly resulted in a slight depeg of the stablecoin. Nonetheless, it quickly recovered once the excess tokens were destroyed. Observing the incident, Aave, a multichain lending protocol, temporarily paused PYUSD markets as a precaution while investigating the issue. Not the First Error Since the genesis of its stablecoin business and subsequent integration into other chains, Paxos has not made a minting mistake prior to the recent one. However, in September 2023, Paxos overpaid a Bitcoin transaction fee. The transfer, which was only 0.074 BTC ($2,000 at the time), ended up costing nearly 20 BTC in fees ($510,000 at the time) due to a software bug. Paxos is not alone, though, in its history of stablecoin minting mistakes. There have been past mistakes by stablecoin issuers similar to the recent error. In 2019, Tether accidentally minted about $5 billion USDT on the Tron blockchain during an Omni-to-Tron bridge because of a decimal error. Like Paxos, the issuer quickly burned the excess supply. Meanwhile, the 300 trillion PYUSD mint comes a few days after the firm announced interest in converting its New York State trust charter into a national trust charter. It believes the initiative would further its commitment to “maintain the highest regulatory standards” and increase federal oversight of its operations.   The post Paxos Mistakenly Mints 300 Trillion PYUSD appeared first on CoinTab News.

Author: Coinstats

2025/10/16

Bank of England Plots Measured Path for Stablecoin Integration

Bank of England Plots Measured Path for Stablecoin Integration

TLDR BoE caps stablecoin use to prevent bank deposit flight and credit risk. Temporary limits aim to ensure smooth digital finance integration. £10k–£20k caps will stay until UK credit stability is fully protected. Stablecoin rules balance innovation with systemic financial safety. Consultation by end-2025 to refine stablecoin policy and exemptions. The Bank of England has [...] The post Bank of England Plots Measured Path for Stablecoin Integration appeared first on CoinCentral.

Author: Coincentral

2025/10/16

Visa says it hopes to build infrastructure for lending in "on-chain finance"

Visa says it hopes to build infrastructure for lending in "on-chain finance"

PANews reported on October 16th that according to CoinDesk, Visa released a report titled "Stablecoins: Beyond Payments – The On-Chain Lending Opportunity." The report redefines decentralized finance as "on-chain finance," aiming to make decentralized credit more institutionally accessible in the GENIUS Act era. It also outlines how banks and private credit funds can integrate into this system. Visa envisions institutions becoming liquidity providers for programmable lending protocols, with Visa providing data, compliance, and infrastructure services. Its well-known brand and reliable channels are expected to attract trillions of dollars in institutional capital. The white paper signals Visa's shift from cryptocurrency experimentation to institutional infrastructure development. Since 2020, the "on-chain finance" market has issued over $670 billion in stablecoin loans, with lending reaching a new high in mid-2025. This demonstrates that stablecoins have become a pillar of the automated credit market, capable of continuous operation and instant settlement. Visa's strategy in on-chain finance resembles traditional finance: it does not issue tokens or directly fund loans, but rather engages in technology-based businesses without lending risk.

Author: PANews

2025/10/16

XRP & Doge ETFs Ignite a Frenzy; Why This Best AI Token Might Be Your Next Moonshot Crypto

XRP & Doge ETFs Ignite a Frenzy; Why This Best AI Token Might Be Your Next Moonshot Crypto

The crypto world is on fire as XRP and Doge ETFs steal headlines, but the true spotlight is on IPO Genie ($IPO), one of 2025’s most anticipated upcoming crypto tokens. Blending cutting-edge AI tools with tokenized private market access, IPO Genie is set to redefine how investors tap into early-stage opportunities, offering a chance to […] The post XRP & Doge ETFs Ignite a Frenzy; Why This Best AI Token Might Be Your Next Moonshot Crypto appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/16

7 Viral Cryptos to Watch — BullZilla Leads the Top Coins to Buy and Hold for Long Term in October 2025

7 Viral Cryptos to Watch — BullZilla Leads the Top Coins to Buy and Hold for Long Term in October 2025

BullZilla, SUI, MoonBull, La Culex, AVAX, ADA, and LINK are emerging as the top coins to buy and hold for long term in October 2025. Each project combines innovation, community strength, and utility that could define the next crypto cycle. BullZilla’s ROI-driven presale model, SUI’s expanding developer network, MoonBull’s high-yield tokenomics, La Culex’s sustainable design, […] The post 7 Viral Cryptos to Watch — BullZilla Leads the Top Coins to Buy and Hold for Long Term in October 2025 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/16

ViaBTC Collateral-pledged Loan: A Preferred Strategy for Miners’ Cash Flow

ViaBTC Collateral-pledged Loan: A Preferred Strategy for Miners’ Cash Flow

The post ViaBTC Collateral-pledged Loan: A Preferred Strategy for Miners’ Cash Flow appeared on BitcoinEthereumNews.com. Rising hardware, electricity, and O&M costs—together with greater price volatility—have increased profit uncertainty for miners. Under balance-sheet pressure, some sell part of their holdings to pay electricity or expand capacity. When prices later rebound, buying back the same amount often costs more, turning “sell then rebuy” into recurring opportunity loss. A practical alternative is a collateralized loan: pledge BTC/LTC/DOGE/BCH and borrow USDT to cover electricity, repairs, or expansion, while aiming to preserve coin exposure and improve cash flow. This article, drawing on common miner treasury practices and a numerical example, discusses when borrowing can outperform selling and how to use ViaBTC’s Collateral-pledged Loan prudently to enhance capital efficiency. Why miners consider collateralized loans Across recent cycles, asset prices have been volatile and electricity costs have trended upward. Hosting and equipment prices often move with the market, showing phases of increase, so spending schedules rarely align with price peaks. At market lows, ASIC miner quotes are more likely to be discounted; when prices rise, equipment prices usually climb. If coins are sold at lows to meet hard expenses, replacing the original position after a rebound can be costly. By contrast, collateralized borrowing can satisfy near-term cash needs and long-term holding goals at the same time, giving miners more flexibility on timing. Because ViaBTC’s loan uses daily interest and flexible repayment, interest outlay is controllable; in subsequent upswings, interest is often lower than the opportunity cost of selling. Example: selling coins vs. collateralized borrowing Assume you hold 1 BTC at $100,000 and plan to invest $10,000 in a new miner over 30 days. Selling to raise funds You sell 0.1 BTC at the current price. If BTC = $120,000 after 30 days, buying back 0.1 BTC costs $12,000. Opportunity cost: $2,000. Borrowing against BTC You borrow $10,000 USDT at 9.9% APR, daily…

Author: BitcoinEthereumNews

2025/10/16

Solana (SOL) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy Now as Market Eyes Recovery

Solana (SOL) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy Now as Market Eyes Recovery

With the crypto market set to see a recovery in 2025 that’s long overdue, investors are setting their sights on high-potential assets that can offer both innovation and durability. Solana (SOL) has long remained one of the most developer-friendly and efficient blockchains, which has seen it draw waves of activity across the board in DeFi […]

Author: Cryptopolitan

2025/10/16

MUTM Team Statement & Tokenomics

MUTM Team Statement & Tokenomics

Mutuum Finance (MUTM) is a DeFi lending protocol still in its presale stage. It offers both a lower entry price and utility-based growth mechanics. MUTM remains at the very beginning of its lifecycle — a stage that historically offers room for percentage upside.

Author: Hackernoon

2025/10/16

Erebor bank charter advances as OCC gives preliminary approval

Erebor bank charter advances as OCC gives preliminary approval

The Erebor bank will be a national bank aimed at tech, AI, defense and crypto firms while compliance and digital-asset rules are finalised.

Author: The Cryptonomist

2025/10/16

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