Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14864 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Stripe introduces stablecoin payments for subscription services

Stripe introduces stablecoin payments for subscription services

The post Stripe introduces stablecoin payments for subscription services appeared on BitcoinEthereumNews.com. Businesses can now accept recurring USDC payments on Base and Polygon. Stablecoin subscriptions integrate seamlessly with Stripe’s Dashboard. Cross-border payments are faster and cheaper using stablecoins. Stripe is stepping deeper into the world of digital currencies, testing stablecoin payments for subscription services as part of its broader effort to expand crypto capabilities. The payments giant has begun rolling out features that allow businesses to accept recurring payments in stablecoins, signalling a notable push toward integrating cryptocurrency into mainstream financial operations. USDC-powered subscription payments on the Base and Polygon The new initiative enables businesses to accept USDC-powered subscription payments on the Base and Polygon networks, offering a seamless experience for both merchants and customers. Subscribers can pay using more than 400 supported wallets, while merchants automatically receive fiat settlements through Stripe’s integrated billing system. By bridging the gap between crypto and traditional payments, Stripe is aiming to make digital currencies a practical tool for everyday business operations rather than a niche option. Stripe has also addressed one of the most cumbersome aspects of blockchain payments: the need for customers to manually sign each transaction. Through a custom smart contract, the platform now allows subscribers to save their wallet as a payment method and authorise recurring payments without repeated approvals. This innovation reduces friction for users and simplifies subscription management, which has historically been a barrier to wider adoption of crypto payments. Unified management across fiat and crypto A key advantage of Stripe’s stablecoin subscriptions is the ability to manage crypto and fiat payments side by side in the Stripe Dashboard. The integration is fully compatible with Stripe Billing and the Optimised Checkout Suite, allowing businesses to track cash flow and revenue streams from a single interface. This unified approach eliminates the complexity of maintaining separate systems for crypto and traditional payments,…

Author: BitcoinEthereumNews
Figure’s YLDS Security Token Launches on Sui, Enhancing U.S. DeFi Liquidity

Figure’s YLDS Security Token Launches on Sui, Enhancing U.S. DeFi Liquidity

The post Figure’s YLDS Security Token Launches on Sui, Enhancing U.S. DeFi Liquidity appeared on BitcoinEthereumNews.com. Iris Coleman Oct 14, 2025 07:57 Figure collaborates with Sui to launch YLDS, an SEC-registered security token, expanding regulated financial product access and enhancing U.S. DeFi liquidity. Figure Technologies has partnered with Sui to launch its flagship YLDS security token, aiming to enhance the U.S. DeFi landscape. Following Figure’s recent Nasdaq IPO, this move signals a strategic shift towards expanding access to regulated financial products within the Sui ecosystem, according to the Sui Foundation. YLDS: A New Era for Regulated DeFi YLDS is an SEC-registered debt security backed by short-term treasury securities, offering a yield of SOFR minus 35 basis points with daily accrual and monthly payments. This security is available to both individual and institutional investors, enabling instant peer-to-peer transfers and 24/7 liquidity. The deployment of YLDS on Sui marks a significant step in democratizing access to institutional-grade financial products by removing traditional intermediaries. Mike Cagney, co-founder and Executive Chairman of Figure, emphasized that issuing YLDS on Sui is part of a broader initiative to deploy yield-bearing security tokens across multiple blockchain networks. This initiative aims to level the playing field and provide broader access to compliant financial products. Sui’s Role in the U.S. DeFi and RWA Sectors Sui’s collaboration with Figure is part of a series of strategic partnerships that are propelling the platform to the forefront of the U.S.-based real-world asset (RWA) and DeFi sectors. The introduction of YLDS on Sui’s network integrates compliant, scalable infrastructure that supports the next generation of digital financial services. Evan Cheng, Co-Founder & CEO of Mysten Labs, the original contributor to Sui, highlighted that YLDS represents a significant upgrade for regulated DeFi, offering institutions access to compliant and dynamic assets with the security and speed unique to Sui. Enhancing DeepBook’s Margin Trading The…

Author: BitcoinEthereumNews
Best Altcoins to Watch in 2025: Ripple’s (XRP) Price Analysis & Mutuum Finance’s (MUTM) Explosive Rise

Best Altcoins to Watch in 2025: Ripple’s (XRP) Price Analysis & Mutuum Finance’s (MUTM) Explosive Rise

Pushing 2025 with renewed vigor, investors are homing in on altcoins that strike a perfect blend between robust fundamentals and potential for accelerated growth. Ripple (XRP) is again garnering attention due to its mature network in cross-border payments and its recent price stability around key support levels. Whereas XRP’s gradual recovery makes it a stable […]

Author: Cryptopolitan
WisdomTree launches physically-backed Stellar Lumens (XLM) ETP across Europe

WisdomTree launches physically-backed Stellar Lumens (XLM) ETP across Europe

The post WisdomTree launches physically-backed Stellar Lumens (XLM) ETP across Europe appeared on BitcoinEthereumNews.com. WisdomTree launches low-cost, physically backed Stellar Lumens ETP. The ETP under the ticker XLMW is listed on SIX, Euronext, and will soon list on Germany’s Xetra exchange. The ETP’s custody is held at Swissquote and Coinbase, with no staking or lending. Global asset manager WisdomTree has launched a new physically backed exchange-traded product (ETP) tied to Stellar Lumens (XLM), marking a significant step in the company’s expansion beyond Bitcoin and Ethereum investment products. The move strengthens WisdomTree’s position as one of Europe’s leading providers of institutional-grade crypto investment vehicles and signals growing institutional interest in blockchain networks beyond the market’s largest digital assets. The ETP expands institutional access to Stellar (XLM) The new product, officially named WisdomTree Physical Stellar Lumens ETP (ticker: XLMW), offers investors regulated, transparent, and cost-efficient access to Stellar Lumens. The ETP carries an annual management fee of 0.50%, which WisdomTree says is the lowest among physically backed Lumens products available in Europe. It is listed on multiple major exchanges, including the Swiss SIX Exchange, Euronext Paris, and Euronext Amsterdam, and will debut on Germany’s Xetra on October 15. Each share of the ETP is backed by physical Lumens held in cold storage, with custody managed by Swissquote Bank Ltd and Coinbase Custody Trust. The product’s structure mirrors that of traditional commodity ETPs, providing price exposure to XLM without involving staking or coin lending. This means investors gain from price movements of Lumens, minus the 0.50% management fee, but are not exposed to the additional risks associated with validator operations or yield-based products. Risks and market considerations While the XLMW launch broadens institutional access to the Stellar ecosystem, WisdomTree has been transparent about potential risks. WisdomTree has highlighted factors such as Stellar’s inherent volatility, technical disruptions, exchange liquidity, and custodian risks. Though the absence of staking reduces…

Author: BitcoinEthereumNews
Tether will launch a fully open-source Wallet Development Kit (WDK) this week

Tether will launch a fully open-source Wallet Development Kit (WDK) this week

Tether’s WDK will include a Starter Wallet for iOS and Android. The kit supports humans, AI agents, and autonomous systems. WDK is open-source, modular, and designed for large-scale adoption. Paolo Ardoino, the CEO of Tether, has confirmed that the stablecoin issuer will launch a fully open-source Wallet Development Kit (WDK) this week. The release will […] The post Tether will launch a fully open-source Wallet Development Kit (WDK) this week appeared first on CoinJournal.

Author: Coin Journal
Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi

Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi

The post Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi appeared on BitcoinEthereumNews.com. Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi Sign Up for Our Newsletter! For updates and exclusive offers enter your email. Jake Simmons has been a Bitcoin enthusiast since 2016. Ever since he heard about Bitcoin, he has been studying the topic every day and trying to share his knowledge with others. His goal is to contribute to Bitcoin’s financial revolution, which will replace the fiat money system. Besides BTC and crypto, Jake studied Business Informatics at a university. After graduation in 2017, he has been working in the blockchain and crypto sector. You can follow Jake on Twitter at @realJakeSimmons. This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy Center or Cookie Policy. I Agree Source: https://bitcoinist.com/ripple-hackers-attack-xrp-ledger-defi-lending/

Author: BitcoinEthereumNews
BTC News: Bitcoin Drops Below $112,000 as ETF Outflows and Risk Appetite Decline

BTC News: Bitcoin Drops Below $112,000 as ETF Outflows and Risk Appetite Decline

Bitcoin drops below $112,000 as ETF outflows and reduced risk appetite weigh on prices, signaling caution in the crypto market.   Bitcoin price has dropped below $112,000, reflecting a multi-day decline in its value. The downturn is largely driven by significant ETF outflows and a weakened risk appetite among investors. These factors are creating a […] The post BTC News: Bitcoin Drops Below $112,000 as ETF Outflows and Risk Appetite Decline appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
9 Best Meme Coins to Buy Now: Early Investors Already Scoring Big

9 Best Meme Coins to Buy Now: Early Investors Already Scoring Big

Discover the 9 best meme coins to buy now with BullZilla, Popcat, MoonBull, La Culex, and more. Explore explosive ROI potential and unique crypto features in 2025.

Author: Blockchainreporter
Ripple Sparks $200K Developer Hunt to Strengthen XRP Ledger — XRPL’s Africa Expansion Heats Up

Ripple Sparks $200K Developer Hunt to Strengthen XRP Ledger — XRPL’s Africa Expansion Heats Up

Ripple Unveils $200,000 “Attackathon” to Fortify XRPL Lending Protocol SecurityRipple has announced a $200,000 developer bounty program designed to identify and fix vulnerabilities in the XRP Ledger (XRPL) lending protocol. The initiative, launched in partnership with leading Web3 security platform Immunefi, marks Ripple’s latest move to reinforce the robustness and trustworthiness of its rapidly expanding decentralized finance (DeFi) ecosystem.The “Attackathon” invites ethical hackers, developers, and security researchers worldwide to rigorously stress-test the XRPL lending protocol. Participants will compete to uncover and report critical vulnerabilities, earning rewards proportional to each bug’s severity and potential impact. Backed by Immunefi’s trusted bug bounty framework, the $200,000 prize pool guarantees transparency, fairness, and a stronger, more secure XRPL ecosystem.Ripple’s move underscores the company’s commitment to maintaining top-tier security standards as the XRPL ecosystem evolves beyond payments into lending, tokenization, and broader DeFi applications.By leveraging Immunefi’s community of over 50,000 security researchers, Ripple aims to identify potential exploits before they can be weaponized by malicious actors.Immunefi, renowned for safeguarding major projects like Polygon, Synthetix, and Chainlink, will manage the entire process, from vulnerability submissions to verification and payouts. The partnership underscores a rising industry movement to reward ethical hackers and strengthen open-source blockchain security.As a result, the Attackathon underscores Ripple’s push to expand XRPL’s global reach. As new DeFi features launch and adoption accelerates across Africa and Asia, Ripple is positioning XRPL as a secure, scalable, and cost-efficient alternative to Ethereum-based networks.XRP Ledger Powers Africa’s Genomic RevolutionIn a quiet but seismic shift in Africa’s technological landscape, the XRP Ledger is gaining traction as the underlying infrastructure for a radical new form of identity architecture, one rooted in genomics. Spearheading this evolution is DNA Protocol, whose recent onboarding of six certified laboratories across Dar es Salaam, Dodoma, and Arusha marks a critical milestone in establishing genomic identity anchoring on XRPL.Instead of storing raw DNA, DNA Protocol transforms genomic data into a cryptographic fingerprint, a secure, immutable hash anchored on the XRPL. This approach makes identity verification verifiable and tamper-proof while protecting sensitive genetic information. It’s a breakthrough in privacy-first identification, enabling ‘KYC without revealing your DNA.Selecting Dar es Salaam, Dodoma, and Arusha as launch hubs is a strategic move. These cities provide logistical connectivity across Tanzania, linking commercial, administrative, and border regions. By establishing six certified labs across them, DNA Protocol is building localized infrastructure to sequence, hash, and anchor genomic identities directly within the communities it seeks to empower.Therefore, this rollout builds on earlier milestones in Nigeria, where DNA Protocol onboarded labs in Lagos, Abuja, and Kano, signaling a deliberate pan-African expansion. Parallel deployments in Kenya and Rwanda further reinforce its broader strategy to establish genomic identity infrastructure across the continent.ConclusionThe $200,000 XRPL Attackathon is more than a bug bounty, it’s a strategic investment in the future of DeFi on the XRP Ledger. By rallying global developers and security experts to fortify the protocol, Ripple is cultivating transparency, innovation, and trust. As XRPL evolves into a versatile platform for lending, tokenization, and real-world asset integration, this initiative ensures its foundation remains robust, secure, and ready to power the next wave of global DeFi adoption.On the other hand, DNA Protocol’s expansion across Tanzania signals more than a tech deployment, it marks the dawn of a new identity era in Africa. By merging genomic science with the immutable security of the XRP Ledger, the project establishes XRPL as a foundational layer for secure, inclusive, and privacy-centric digital identity across the continent.

Author: Coinstats
Solana Locks in $223M “Real Value,” Tops All Chains in Q3 2025

Solana Locks in $223M “Real Value,” Tops All Chains in Q3 2025

According to recent reports, Solana economic value surged to $223 million in Q3 2025, earning it the top rank among blockchains in on-chain activity. That figure reflects more than hype; it shows real usage and flow of value across the network. For crypto readers, that raises a key question: what drives that value, and how sustainable is it? What the $223M Means Solana economic value measures transactions, token transfers, and flow of real funds not speculative trades. The methodology filters out wash trading and inflated volumes. The number shows that people are moving real capital through Solana with practical intent. One chart from ARK’s report highlights Solana leading all blockchains this quarter in that metric. In other words, its utility beat many rivals. Also Read: Top Altcoin Predictions 2025–2027: Ethereum, BNB, XRP, Solana, and Tron Stay in Focus Comparing to Other Chains In ARK’s quarterly review of DeFi and blockchain metrics, several chains were benchmarked. While others saw bursts of activity, Solana stood out in consistency. In some chains, much of the value came from speculative trades. On Solana, value was more tied to genuine use. For example, another report notes that Solana has now led in quarterly revenue for four straight quarters. That persistence matters: capturing high value one quarter is noise; doing it across periods suggests structural strength. Drivers of Value What pushed the value upward? Growth in decentralized exchanges and lending protocols Stablecoin transfers inside Solana’s ecosystem More developer activity and dApps are deploying on Solana Institutional backing and staking initiatives Notably, ARK’s analysis says open data gives insights into which chains actually move money, not just volume. How Solana Generated $223M in Real Economic Value in Q3 2025 Price Impact and Market  Solana’s price during this period responded, rising alongside the value metrics. The $223M reading reinforced confidence that the network isn’t just speculative noise. Some institutional moves also give extra weight. ARK added exposure to staked Solana in some of its ETFs. That makes Solana economic value part of how big players judge whether to place capital there. Still, risks remain: if DeFi momentum slows or competing chains improve, Solana must keep delivering value to maintain its edge. Conclusion Based on the latest research, Solana economic value proves more than a headline; it points to real traction. That $223 million in Q3 suggests the network is doing more than riding waves: it’s becoming a preferred route for genuine on-chain flows. Watch future quarters closely. If Solana economic value keeps rising, that’s a signal many in crypto may not ignore. For expert insights and the latest crypto news, visit our platform. Summary Solana economic value reached $223 million in Q3 2025, leading all blockchains in real on-chain activity. The figure signals strong user engagement, developer momentum, and trust from institutions. As open data reshapes how value is tracked, Solana’s growth shows what genuine blockchain utility looks like beyond speculation. Glossary of Key Terms Real economic value: A Measure of real capital moved on the chain after excluding wash trading On-chain activity: Transactions and flows recorded directly on the blockchain DEX: Decentralized exchange dApp: Decentralized application Staking: Locking tokens to support network security and earn rewards FAQs About Solana Economic Value Q: Why use “Solana economic value” rather than just “Solana”? It emphasizes tangible activity and moves away from price speculation. Q: Will the $223M hold next quarter? That depends on continued usage, DeFi growth, and competition. No guarantee. Q: Does this guarantee the SOL token price will go up? Not always. Value and price correlate, but sentiment, macro factors, and regulation matter too. Q: Can other chains match or beat it? Yes: if they boost utility, scale, and low fees, they could challenge Solana’s economic value. Read More: Solana Locks in $223M “Real Value,” Tops All Chains in Q3 2025">Solana Locks in $223M “Real Value,” Tops All Chains in Q3 2025

Author: Coinstats