Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14822 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
future blueprint for 2030s, Your chance to join before the whitelist opens

future blueprint for 2030s, Your chance to join before the whitelist opens

The post future blueprint for 2030s, Your chance to join before the whitelist opens appeared on BitcoinEthereumNews.com. Crypto News Zero Knowledge Proof offers more than blockchain fixes, it’s the future blueprint for the digital era. The whitelist opens soon, don’t miss your opportunity to stake your claim. Zero Knowledge Proof is not just another blockchain project. It’s a future blueprint for the entire digital infrastructure of the coming decade. As we shift into deeper integration of data, systems, and user privacy, this project aims to lay down the architecture that will power everything from finance to healthcare. The whitelist is opening soon, your chance to get in early. The core is modular, governed by a DAO, and designed to expand well beyond tokens and ledgers. In this time of digital transformation, ZKP crypto offers a rare opportunity: to own a stake in what the foundational structure of tomorrow will be. Don’t view this as a trade, it’s a long-term position in the blueprint for the decade ahead. Modular Architecture as the Backbone One of the most compelling features of Zero Knowledge Proof is its modular architecture. Rather than building everything in one monolithic codebase, the system is divided into interchangeable components. This means things like consensus, proof generation, verification, and smart contract logic can evolve independently. If new cryptographic innovations emerge in 2030, they can be slotted in without rewriting the whole system. That modularity allows domain-specific chains or modules to plug into the core. A finance module can adopt strong financial primitives; a healthcare module can adopt privacy-preserving patient-centric features. It also makes testing and security audits more manageable, you can verify one module without trusting everything. Because upgrades will flow through the DAO, module maintainers will be accountable to token holders. The architecture is designed to scale horizontally: as new sectors demand integration, new modules can be built without overloading the base layer. This modular…

Author: BitcoinEthereumNews
Bitcoin Hyper’s ($HYPER) $23.4M Presale Survives the Market Crash

Bitcoin Hyper’s ($HYPER) $23.4M Presale Survives the Market Crash

The post Bitcoin Hyper’s ($HYPER) $23.4M Presale Survives the Market Crash appeared on BitcoinEthereumNews.com. Crypto News Bitcoin Hyper’s ($HYPER) $23.4M presale, which withstood the brutal market crash a few days ago on October 10, is now in full bull mode. Qualifying as one of the hottest presales of 2025, Bitcoin Hyper ($HYPER) racked in impressive numbers, with a token price of just $0.013105. As Bitcoin’s official Layer 2 upgrade, Hyper promises faster and cheaper on-chain transactions, essentially making the Bitcoin ecosystem more performant and scalable. In the long term, the goal is to make the Bitcoin network more appealing to institutional investors. The fact that the project survived the recent market crash is a testament to its reputation among investors and feeds into the official mantra: ‘2025 will be remembered as the year BTC Hyper changed everything’. But let’s start with the beginning. Bitcoin’s Problem Bitcoin’s main problem is its limited performance, natively capped at seven transactions per second (TPS). This issue ranks Bitcoin 26th on the list of the fastest blockchains by TPS. With Solana in the first spot, boasting over 1,000 practical TPS, BNB Chain ranking 4th, and Ethereum at 19th, it’s evident that Bitcoin is in dire need of an upgrade. But why does TPS matter? It matters because it directly represents the chain’s overall performance. For reference, Bitcoin’s limited performance translates to several core issues: Lack of scalability: With such a low TPS, the Bitcoin network lacks the scalability it needs to process multiple transactions per second, which makes it unfeasible for large-scale investors. Long confirmation times: The lack of scalability is responsible for creating long queue times, with some transactions often taking hours to confirm. High fees: The larger the transactions, the higher the fees. This creates a system that’s hostile to large investors, who may need to process large transactions frequently. On top of everything, it’s the fee-based…

Author: BitcoinEthereumNews
Comparing the Best Altcoins to Buy During this Dip: Cardano (ADA) vs Mutuum Finance (MUTM)

Comparing the Best Altcoins to Buy During this Dip: Cardano (ADA) vs Mutuum Finance (MUTM)

In the present market correction, veteran investors are reevaluating their portfolios, focusing on opportunities that hold huge growth potential. Cardano (ADA), which has been a stalwart due to its secure blockchain architecture and focus on scalability, has a strong position among altcoins. But there is a new coin, Mutuum Finance (MUTM) that comes onto the […]

Author: Cryptopolitan
Immunefi and Ripple Announce $200,000 Attackathon to Secure XRPL Lending Protocol

Immunefi and Ripple Announce $200,000 Attackathon to Secure XRPL Lending Protocol

Uncollateralized loans on XRP Ledger bring new DeFi opportunities. $200,000 reward pool for identifying security vulnerabilities in protocol. XRPL Lending Protocol aims to reshape institutional finance and security. Ripple and Immunefi have unveiled an exciting opportunity in the world of blockchain security with a $200,000 Attackathon aimed at securing the proposed XRPL Lending Protocol. This competition seeks to enhance the protocol’s security by inviting security researchers to dive deep into its code, identifying vulnerabilities before the protocol goes live. The Attackathon, which will run from October 27 to November 29, 2025, offers a unique opportunity to test and fortify a groundbreaking new protocol designed for institutional use. Also Read: Falcon Finance Sees Dramatic Surge with $300M Liquidity Influx A New Approach to Institutional DeFi The XRPL Lending Protocol is designed to facilitate fixed-term, uncollateralized loans directly on the XRP Ledger, without relying on smart contracts or wrapped assets. It introduces a new approach to institutional DeFi, where creditworthiness is assessed off-chain using traditional underwriting and risk models. The protocol’s design emphasizes security by allowing funds to be pooled on-chain while enforcing predefined terms for repayments. Institutions looking for collateralized loans can still rely on off-ledger structures, ensuring a balance between transparency and regulatory compliance. We are collaborating with @immunefi to prepare a $200K Attackathon to test and strengthen the proposed XRP Ledger Lending Protocol. The program runs Oct 27 – Nov 24 and invites security researchers to review more than 35K lines of C++ code, uncover vulnerabilities, and earn… https://t.co/eQ4wTtsSCt — RippleX (@RippleXDev) October 13, 2025 According to Ripple and Immunefi, this competition is more than just a security exercise. It serves as a foundational step in the development of capital markets on the XRP Ledger. The contest will focus on a series of critical areas, including liquidation logic, interest accrual, clawback, deepfreeze, and administrative attacks. Researchers will be expected to submit proof-of-concept exploits to qualify for rewards. The main goal is to ensure that the protocol can stand up to adversarial scrutiny, mitigating risks that could impact institutional users. XRPL Attackathon’s Structure and Key Targets The competition offers a total reward pool of $200,000, which will be unlocked if even a single valid bug is identified. If no bugs are found, a fallback reward pool of $30,000 will be distributed among participants who submit valid insights. Participants will have the chance to showcase their expertise in identifying flaws related to the protocol’s liquidation logic, interest accrual errors, or weaknesses in permissioned access controls. Additionally, Immunefi’s All Star and Podium programs will reward top performers, ensuring that the most skilled security researchers are recognized for their efforts. The competition is open to developers familiar with C++ and will include live walkthroughs and a comprehensive XRPL-focused curriculum to support participants. Ripple and Immunefi aim to make this a collaborative effort, offering full access to test environments and providing policy support via Discord for ongoing coordination. The XRPL Lending Protocol, governed by XLS-66, marks a bold step in the future of decentralized finance, particularly for institutional players. As Ripple and Immunefi gear up for the Attackathon, the stakes are high. This collaboration promises not only to strengthen XRPL’s security but also to pave the way for more sophisticated and secure financial solutions on the blockchain. Also Read: XRP Nears 100 Million Ledgers: Will It Skyrocket to $3 After Major Milestone? The post Immunefi and Ripple Announce $200,000 Attackathon to Secure XRPL Lending Protocol appeared first on 36Crypto.

Author: Coinstats
Forget Shiba Inu (SHIB): Investors Looking for the Next 100x Crypto Are Buying This Utility Token

Forget Shiba Inu (SHIB): Investors Looking for the Next 100x Crypto Are Buying This Utility Token

Meme coins such as Shiba Inu (SHIB) have taken headlines and investor attention for years, but veteran traders are aware that the next huge movement tends to arrive from tokens that hold real-world application and high potential growth. Amongst speculative altcoins, Mutuum Finance (MUTM) is emerging as a project that marries innovation and opportunity. Already […]

Author: Cryptopolitan
RippleX Taps Immunefi for $200K XRPL Attackathon to Strengthen DeFi Security

RippleX Taps Immunefi for $200K XRPL Attackathon to Strengthen DeFi Security

TLDR: RippleX and Immunefi have launched a $200K Attackathon to test the XRPL Lending Protocol’s security. The program invites global security researchers to review over 35,000 lines of C++ code. Participants can earn RLUSD rewards by identifying vulnerabilities during the event’s four-week run. The initiative includes an educational phase via the XRPL Attackathon Academy to [...] The post RippleX Taps Immunefi for $200K XRPL Attackathon to Strengthen DeFi Security appeared first on Blockonomi.

Author: Blockonomi
Circle Mints $250 Million in USDC on Solana – a Major Boost for DeFi Liquidity

Circle Mints $250 Million in USDC on Solana – a Major Boost for DeFi Liquidity

Key Takeaways: Circle minted $250 million worth of USDC on the Solana blockchain, signaling renewed confidence in Solana’s DeFi ecosystem. The mint aims to strengthen liquidity across decentralized exchanges (DEXs), The post Circle Mints $250 Million in USDC on Solana – a Major Boost for DeFi Liquidity appeared first on CryptoNinjas.

Author: Crypto Ninjas
Ripple and Immunefi Launch $200K Attackathon to Secure XRPL Lending Protocol

Ripple and Immunefi Launch $200K Attackathon to Secure XRPL Lending Protocol

TLDR Ripple & Immunefi unite for $200K Attackathon to secure XRPL Lending. Ripple launches $200K bug bounty with Immunefi to fortify XRPL DeFi. $200K Attackathon: Ripple & Immunefi boost XRPL Lending security. Ripple’s XRPL Lending gets $200K security boost via Immunefi Attackathon. Ripple taps Immunefi for $200K Attackathon to safeguard XRPL DeFi launch.. Ripple and [...] The post Ripple and Immunefi Launch $200K Attackathon to Secure XRPL Lending Protocol appeared first on CoinCentral.

Author: Coincentral
Crypto News: Synthetix’s Perp DEX Boosts SNX Price by 80% Reaching New Heights

Crypto News: Synthetix’s Perp DEX Boosts SNX Price by 80% Reaching New Heights

SNX price surges 80% to a 10-month high, fueled by anticipation for Synthetix’s Perp DEX launch on Ethereum, amid market recovery.   Synthetix’s native token, SNX, surged by over 80% in recent days, reaching its highest value in ten months. The rally follows growing anticipation for the launch of the network’s perpetual decentralized exchange (DEX) […] The post Crypto News: Synthetix’s Perp DEX Boosts SNX Price by 80% Reaching New Heights appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Mutuum Finance (MUTM): Official Development Milestone Announcement

Mutuum Finance (MUTM): Official Development Milestone Announcement

In a year when many crypto presales have struggled to maintain momentum after their initial hype, Mutuum Finance (MUTM) has taken a more disciplined approach. Through structured fundraising, transparent communication, and clear progress on its development roadmap, the project has steadily built credibility. With over 16,800 investors on board and more than 750 million tokens allocated, Mutuum Finance is entering its next key milestones with growing market attention. Structured Presale Drives Steady Growth The Mutuum Finance presale follows a fixed-price, staged structure designed to reward early participants and keep pricing transparent. Each stage releases a set allocation of tokens at a fixed price. Once sold out, the next stage begins at a price roughly 20% higher. This method encourages early participation while creating a clear and predictable appreciation curve driven by genuine demand rather than short-term speculation. Phase 1 opened at $0.01, offering one of the most attractive entry points of 2025. As the presale progressed through five completed stages, the token price rose steadily to $0.035 in Phase 6. For those who entered early, that represents a 250% appreciation. Phase 6 is now over 59% sold out, with Phase 7 set to increase the price to $0.04. The final listing price is locked above $0.06, meaning that even investors entering at the current stage still have a clear opportunity for price appreciation before the token goes live. To date, more than $17 million has been raised, with momentum accelerating as the sale enters its later phases and attracts growing interest from both retail buyers and larger investors. Official Development Milestone Mutuum Finance’s presale momentum is being reinforced by concrete development progress. In a recent update posted on X, the team confirmed that Version 1 (V1) of its lending and borrowing protocol will launch on the Sepolia testnet in Q4 2025. This first release will include liquidity pools, mtTokens, debt tokens, and a liquidator bot, with ETH and USDT as the initial assets for lending, borrowing, and collateral. For a presale-stage project, this level of clarity is a major advantage. It shows that product development is moving in parallel with fundraising, giving investors more confidence that the token launch will align with real platform deployment rather than lag months behind, as is often the case. Broad Distribution and Whale Activity Fuel Momentum Mutuum Finance’s growing investor base is already well diversified. With over 16,800 holders, token distribution is broad, helping to limit whale concentration and set the stage for healthier liquidity at launch. At the same time, the presale has attracted significant whale interest. Single transactions of $100,000 or more indicate that larger investors are positioning early, recognizing the project’s long-term potential. This combination of retail participation and strategic capital is supported by a real-time presale dashboard, where investors can connect their wallets, track allocations, and monitor progress with full transparency. A Top 50 leaderboard highlights the largest contributors, rewarding them with bonus MUTM allocations at launch and adding a competitive element to participation. These dynamics echo the early accumulation patterns seen in projects like Aave, where structured distribution and transparent engagement tools helped build a diverse holder base and stable early price behavior. Security and Transparency Build Trust Mutuum Finance has made security and transparency a core priority. The protocol recently completed a CertiK audit, earning a 90/100 Token Scan score, placing it among the stronger audited DeFi protocols currently entering the market. A $50,000 tiered bug bounty program is incentivizing developers to identify vulnerabilities ahead of launch. Meanwhile, a $100,000 community giveaway has expanded awareness and rewarded early supporters. Combined with real-time dashboards and leaderboard mechanics, these measures provide a level of transparency that many presales lack. A Presale with Real Milestones Mutuum Finance has reached several key milestones that set it apart from the typical presale story. With over 750 million tokens allocated and $17 million raised, the project’s stage-based structure continues to drive steady growth. The confirmed Sepolia testnet launch for Q4 2025 provides a clear development timeline for investors to follow, further strengthening its credibility. As Phase 6 nears completion and the final stages approach, Mutuum Finance stands out not just for its fundraising success but for pairing that success with tangible product progress. Historically, this combination has often been a strong indicator of healthier price performance once tokens begin trading. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: :::tip This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. ::: \

Author: Hackernoon