Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14755 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Wall Street backs Oracle despite stock dip, betting on AI and Japan cloud expansion

Wall Street backs Oracle despite stock dip, betting on AI and Japan cloud expansion

Wall Street is keeping its bets on Oracle even after the company’s stock dipped following its announcement of a major partnership with SoftBank in Japan, according to Baird. The investment firm initiated coverage of the tech giant with an “outperform” rating and set a $365 price target, a figure that signals a possible 27% rise […]

Author: Cryptopolitan
Why Non-Dilutive Yield Is Critical for Bitcoin Treasury Companies

Why Non-Dilutive Yield Is Critical for Bitcoin Treasury Companies

The post Why Non-Dilutive Yield Is Critical for Bitcoin Treasury Companies appeared on BitcoinEthereumNews.com. Bitcoin digital asset treasuries (BTC DATs) have made their decision. They will be judged primarily by one metric: “Bitcoin per share.” This public market version of “whoever has the most Bitcoin wins” marks a new era of Bitcoin adoption and activation. As for what’s next, there remains a clear fork in the road. How will BTC DATs actually grow Bitcoin per share?  Whether through dilutive financial engineering or non-dilutive yield and operations, the path forward may determine whether DATs become a zero-sum, winner-takes-all contest or a positive-sum expansion of Bitcoin utility. The Brilliance of BTC DATs When Bitcoin is put into a DAT, the holder has more tools at their disposal than if it were in a cold wallet.  Specifically, public markets open the door to two major toolsets for BTC DATS: Income generation: Operations that generate income to earn or purchase more BTC. Financial engineering: Debt, leverage, and other tools to restructure balance sheets.  While most public companies are known primarily for their income generation, BTC DATs have so far focused primarily on financial engineering.  Strategy (MSTR) is the first and clearest example of a BTC DAT using financial tools to grow Bitcoin per share. Saylor has created a slew of synthetic Bitcoin financial products for Wall Street. STRK, STRF, STRD, and STRC are all products Strategy has carved from its Bitcoin balance sheet.  Wall Street loves these products as they allow them to speculate on Bitcoin in previously unavailable ways. In return, they’ve rewarded MicroStrategy with cheap financing, which MicroStrategy has used to buy more BTC.  Saylor’s successful Strategy has awoken several Bitcoin entrepreneurs who realized that putting their BTC in a DAT can be like putting Tony Stark in the Iron Man suit.  At the same time, it’s important to note that wrapping Bitcoin in a stock…

Author: BitcoinEthereumNews
The Roughrider Coin: North Dakota Pioneers State-Backed Crypto For 2026

The Roughrider Coin: North Dakota Pioneers State-Backed Crypto For 2026

North Dakota has moved to create its own state-backed stablecoin, a step that aims to bring banks and public finance closer to token-based money. Related Reading: Bitcoin Is The Standard Now: Outperform It, Or Get Left Behind – CEO Reports have disclosed the project will be called Roughrider Coin and that it is being built […]

Author: Bitcoinist
Aave V4 Looks to Turn Fragmented Liquidity into DeFi’s OS, Developers Say

Aave V4 Looks to Turn Fragmented Liquidity into DeFi’s OS, Developers Say

The post Aave V4 Looks to Turn Fragmented Liquidity into DeFi’s OS, Developers Say appeared on BitcoinEthereumNews.com. The latest version of the top lending protocol creates a shared liquidity pool that customized markets can connect to. Aave, the largest lending protocol in the DeFi space, is preparing to change how money flows in DeFi with its upcoming V4. The latest version of Aave creates a system where all deposited funds can be shared across different lending markets, a liquidity structure its developers describe as “DeFi’s operating system.” In the latest research note from Aave’s developers, they explained that the V4 upgrade, which is reportedly scheduled for Q4, introduces a modular “hub-and-spoke” architecture, where “Hubs” centralize liquidity, while “Spokes” are specialized lending markets that connect to these Hubs. Each Spoke can implement its own lending rules and risk parameters, allowing for customized borrowing and lending experiences, the developers wrote. “This approach empowers the broader DeFi community to build on Aave rather than competing with it. Service providers and integrators can create specialized experiences while accessing deep liquidity, expanding innovation within the Aave ecosystem rather than fragmenting it across separate markets,” the article reads. Aave’s TVL across chains. Source: DefiLlama Aave, which has over $45 billion in total value locked (TVL) across 19 chains, per DefiLlama data, positions V4 as a new infrastructure layer for DeFi, planning to remove the bootstrapping problem that “forces every new market to compete with existing successful markets for the same deposits.” Unified Liquidity Infrastructure The approach addresses a basic issue from older versions of the protocol, where liquidity was split into many small, separate pools. But under V4, different markets will be able to use the same larger shared pool, instead of each starting from zero. For example, a market for PENDLE could borrow USDC from the shared pool, while a market for Uniswap’s UNI could borrow ETH, and a stablecoin market like…

Author: BitcoinEthereumNews
Record-Breaking Bitcoin-Backed Loans: Two Prime’s Remarkable Quarter

Record-Breaking Bitcoin-Backed Loans: Two Prime’s Remarkable Quarter

The post Record-Breaking Bitcoin-Backed Loans: Two Prime’s Remarkable Quarter appeared on BitcoinEthereumNews.com. In a notable development within the digital finance sector, Two Prime Lending has reported an unprecedented issuance of $827 million in bitcoin-backed loans during the third quarter of 2025. This remarkable achievement is propelled by a growing institutional thirst for cryptocurrency financial products, reflecting a substantial shift in how enterprises manage digital assets. Continue Reading:Record-Breaking Bitcoin-Backed Loans: Two Prime’s Remarkable Quarter Source: https://en.bitcoinhaber.net/record-breaking-bitcoin-backed-loans-two-primes-remarkable-quarter

Author: BitcoinEthereumNews
Two Prime crosses $2.55b milestone in Bitcoin-backed loans

Two Prime crosses $2.55b milestone in Bitcoin-backed loans

Two Prime posted $827 million in Bitcoin-secured lending for Q3 2025, pushing its total issuance since launch past $2.55 billion. The record quarter highlights a sharp uptick in institutional demand for crypto-collateralized credit. According to a press release dated Oct.…

Author: Crypto.news
Abracadabra $1.8m hack repeats earlier fork flaw, Hacken reveals

Abracadabra $1.8m hack repeats earlier fork flaw, Hacken reveals

DeFi protocol Abracadabra lost $1.8 million after an attacker exploited a simple logic mistake in its batch function. Analysts at Hacken say the attacker already laundered funds via Tornado Cash. In early October, Abracadabra, a DeFi lending protocol that lets…

Author: Crypto.news
DEFG adds AERO, MKR removed

DEFG adds AERO, MKR removed

The post DEFG adds AERO, MKR removed  appeared on BitcoinEthereumNews.com. Grayscale Investments published component weightings for multiple funds, showing portfolio changes across DeFi and AI-focused products. The revisions include asset additions and a notable token removal. What changed in DEFG fund components? The DEFG fund’s composition and weights were reported as follows: Uniswap (UNI) 32.32% Aave (AAVE) 28.07% Ondo (ONDO) 19.07% Lido (LDO) 7.02% Curve (CRV) 6.92% Aerodrome Finance (AERO) 6.60% Notably, MKR was removed from the fund, while Aerodrome Finance (AERO) was added. The change reshapes the fund’s DeFi exposure, concentrating weight toward established decentralized exchange and lending protocols while preserving staking and liquidity-focused allocations. Industry experience shows that large, concentrated rebalances can widen spreads temporarily and create modest tracking error for index-tracking investors. Why the DEFG allocation matters The DEFG adjustments reflect active portfolio management within the DeFi sector. By increasing relative exposure to UNI (32.32%) and AAVE (28.07%), the fund tilts toward governance and lending primitives. At the same time, keeping LDO and CRV maintains exposure to staking and liquidity services — core components of the broader ecosystem.  How did the GSC fund weightings shift? The GSC fund’s end-of-day weights were disclosed as: Ether (ETH) 30.32% Solana (SOL) 30.97% Cardano (ADA) 18.29% Avalanche (AVAX) 7.57% Sui (SUI) 7.35% Hedera (HBAR) 5.50% The near parity between ETH (30.32%) and SOL (30.97%) highlights the fund’s balanced emphasis on two leading smart-contract platforms. Consequently, shifts in these weights can influence derivative flows and staking allocations, and they serve as a barometer for demand across layer-1 ecosystems. Implications for the market and blockchain adoption The GSC configuration underlines continued investor interest in protocol-level tokens that underpin smart-contract ecosystems. As a result, reweightings here may compress or expand exposure to sectors such as decentralized exchanges, NFTs and application-level innovation across chains. Which assets compose the AI fund component list? The AI Fund’s…

Author: BitcoinEthereumNews
ECB Minutes expected to reinforce the ‘Good Place’ policy stance – BBH

ECB Minutes expected to reinforce the ‘Good Place’ policy stance – BBH

The post ECB Minutes expected to reinforce the ‘Good Place’ policy stance – BBH appeared on BitcoinEthereumNews.com. The ECB’s September meeting account is due today, likely reaffirming policymakers’ view that monetary settings remain “in a good place” after holding rates steady at 2.00%. With inflation seen stabilizing near target and risks now balanced, markets price only limited chances of another cut. By contrast, expectations for deeper Fed easing over the next year highlight a growing policy divergence that continues to favor EUR/USD upside. Meanwhile, signs of political stabilization in France are lending modest support to local assets, BBH FX analysts report. Markets split on further ECB cuts as inflation nears target “The ECB’s Account of the September 10-11 policy meeting is published today (12:30pm London, 7:30am New York). At that meeting, the ECB left the policy rate steady at 2.00% for a third consecutive meeting (widely expected) and signaled that monetary policy settings remain in a “good place.” The ECB stressed that risks to the economic outlook are now balanced rather than to the downside and implied greater confidence that inflation is stabilizing around its 2% target.” “The swaps market continues to price-in about 50% odds that the ECB delivers one more 25bps cut in the next 12 months and the policy rate to bottom at 1.75%. We think the ECB is done easing. Meanwhile, futures fully price-in 100bps of Fed funds rate cut over the next 12 months. The risk is the Fed eases more because the US employment backdrop is increasingly fragile. Bottom line: relative ECB/Fed policy stance underpins the uptrend in EUR/USD.” “France’s political crisis is on a fragile stability path. French President Emmanuel Macron said he’ll name a new prime minister by Friday evening. A statement by the Elysee presidential office noted that “A majority of deputies oppose dissolution (of parliament); a platform for stability exists; a path is possible to adopt a…

Author: BitcoinEthereumNews
Why Mutuum Finance Is The Next Crypto To Explode As IBIT Sets Record as BlackRock Top-Earning ETF in History

Why Mutuum Finance Is The Next Crypto To Explode As IBIT Sets Record as BlackRock Top-Earning ETF in History

BlackRock’s iShares Bitcoin Trust has just shattered records by becoming the firm’s highest-earning exchange-traded fund ever. This crypto ETF pulled in over $244 million in yearly revenue within less than two years. Moreover it sits mere billions from hitting $100 billion in assets under management a feat no other ETF has matched so swiftly. As [...] The post Why Mutuum Finance Is The Next Crypto To Explode As IBIT Sets Record as BlackRock Top-Earning ETF in History appeared first on Blockonomi.

Author: Blockonomi