Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14730 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
From $600 to $71,000? MoonBull’s Top Meme Coin Presale Could Explode Beyond Official Trump Coin and Fartcoin

From $600 to $71,000? MoonBull’s Top Meme Coin Presale Could Explode Beyond Official Trump Coin and Fartcoin

Top meme coin presale opportunities are setting the stage for life-changing gains, and MoonBull ($MOBU) is leading the frenzy. What […] The post From $600 to $71,000? MoonBull’s Top Meme Coin Presale Could Explode Beyond Official Trump Coin and Fartcoin appeared first on Coindoo.

Author: Coindoo
Solana’s $2.85B Revenue Rivals Palantir, Robinhood Amid Waning Memecoin Craze

Solana’s $2.85B Revenue Rivals Palantir, Robinhood Amid Waning Memecoin Craze

The post Solana’s $2.85B Revenue Rivals Palantir, Robinhood Amid Waning Memecoin Craze appeared on BitcoinEthereumNews.com. Solana’s network continues to show unexpected resilience, according to new research from Matt Mena, a crypto research strategist at 21Shares. In a blog post published Monday, Mena said Solana generated roughly $2.85 billion in annual revenue from October 2024 through September 2025, cementing its position as one of crypto’s fastest-growing blockchain economies. He described the revenue as “remarkably strong,” even as the speculative memecoin frenzy that drove early-year trading volumes has cooled. Mena attributed Solana’s strength to its broad mix of activity. He said decentralized exchanges, trading tools, lending apps, wallets, and emerging sectors like DePIN and AI-driven applications all contributed meaningfully to network fees and usage. While trading tools such as Photon and Axiom led the way — collectively generating about $1.12 billion, or 39% of total revenue — Mena emphasized that Solana’s value now comes from its diversity rather than a single trend. Even after the peak months of late 2024, Mena noted that Solana’s monthly revenues have stabilized between $150 million and $250 million, suggesting sustained demand for blockspace and activity beyond speculative surges. He compared the network’s total revenue to Palantir’s $2.8 billion and Robinhood’s $2.95 billion in 2024, saying Solana is “approaching the scale of major Web2 platforms.” Mena also contrasted Solana’s position with Ethereum’s earlier stage of development. He said that four to five years after launch — roughly where Solana is now — Ethereum averaged less than $10 million per month in revenue, highlighting how quickly Solana has monetized onchain usage. He credited the blockchain’s high throughput, low transaction fees, and growing ecosystem for accelerating adoption. According to Mena, Solana’s evolution reflects a shift from resilience to readiness. He pointed to upcoming technical upgrades such as Firedancer and Alpenglow that aim to enhance speed and scalability, adding that these advances could position Solana…

Author: BitcoinEthereumNews
Why Grayscale’s Ethereum ETF Staking Could Spark the Next Institutional Wave

Why Grayscale’s Ethereum ETF Staking Could Spark the Next Institutional Wave

The Ethereum ETF landscape just shifted in a way few saw coming. Grayscale Investments has officially introduced staking to its Ethereum Exchange-Traded Funds, a first in the U.S. market. This move, announced on October 6, signals a new era where traditional investors can finally earn staking rewards directly through regulated ETF structures. In simple terms, Grayscale is blending Wall Street’s favorite vehicle, ETFs, with one of blockchain’s core reward mechanisms. That combination could redefine how institutional capital interacts with Ethereum. Ethereum ETFs Just Got an Upgrade Grayscale confirmed that both its Ethereum Mini Trust (ETH) and Ethereum Trust (ETHE) now include staking features. Investors can either have rewards automatically reinvested to compound gains or receive them as cash payouts. The firm also extended staking to its Solana Trust (GSOL), pending regulatory clearance to list it as a spot product. Once approved, it will be among the first Solana-based ETFs in the United States to support staking. According to Grayscale, this dual-option model was crafted to give investors flexibility, from those seeking long-term growth to others prioritizing short-term liquidity. The move comes as Ethereum’s staking yield averages around 3.2%, giving ETF issuers an avenue to offset management fees and pass on savings to investors. Regulatory Shift Opens the Door For years, U.S. regulators treated staking as a gray zone. Under the previous SEC chair, some staking programs were classified as unregistered securities. That stance led to enforcement actions and forced several exchanges to shut down or restructure their staking services. But tides are changing. Over the past year, regulators have softened their tone. Liquid staking, when properly structured, is no longer automatically considered a securities offering. The shift, coupled with friendlier crypto rhetoric under the Trump administration, gave firms like Grayscale the green light to innovate. Ethereum’s proof-of-stake design rewards validators who help secure the network. By integrating that directly into ETFs, Grayscale is essentially bridging DeFi yields with the comfort of traditional finance. Institutional Stakes Rise Market analysts believe this could reshape competition in the Ethereum ETF sector. Lower fees, coupled with yield potential, make ETH-based funds more attractive than ever. As of early October, about 36 million ETH, roughly 30% of the total supply, is staked, with liquid staking protocols like Lido leading the pack. Institutional involvement through ETFs could push that number even higher. “Ethereum staking through ETFs introduces a new standard for yield exposure in regulated markets,” wrote market analyst Ryan Selkis on X, calling it “a long-awaited bridge between crypto utility and traditional asset management.” If major players like BlackRock or Fidelity follow Grayscale’s lead, the competition could compress fees industry-wide, a win for investors and a potential catalyst for fresh inflows into ETH. Risks and Realities Despite optimism, experts warn that staking isn’t risk-free. Validator concentration could create centralization risks, and yield fluctuations may impact fund performance. Redemption management is another challenge; ETFs must maintain enough liquid ETH to process withdrawals while staking a meaningful portion to earn rewards. Still, Grayscale’s institutional staking setup, using vetted validator networks and custodians, is designed to balance compliance with yield generation. It marks a careful but confident step into a more mature era of crypto finance. Conclusion Grayscale’s integration of staking into Ethereum ETFs is more than a corporate tweak; it’s a statement. It suggests that crypto yield products can exist inside the rules, not around them. For Ethereum, it could mean new layers of liquidity, demand, and long-term network stability. For investors, it’s a taste of passive income without leaving the comfort zone of regulated markets. As the race for ETF innovation heats up, Grayscale may have just given Ethereum a new growth narrative, one where staking isn’t just for crypto natives anymore. Frequently Asked Questions 1. What does staking in an ETF mean?It allows investors to earn yield from blockchain validation directly within an ETF structure, without managing tokens themselves. 2. Is staking in ETFs safe?While it adds yield potential, risks like validator performance, network slashing, and liquidity constraints remain. 3. How does this affect Ethereum’s price?More staking can reduce circulating supply, which may support long-term price stability if demand grows. 4. Will other asset managers follow?Yes, many analysts expect competitors like BlackRock or Fidelity to explore similar staking integrations. Glossary of Key Terms ETF (Exchange-Traded Fund):A pooled investment vehicle traded on stock exchanges, offering exposure to assets like crypto. Staking:The process of locking up crypto to validate transactions on proof-of-stake networks and earn rewards. ETH:The native cryptocurrency of the Ethereum network, used for transactions and staking. Validator:A network participant who helps confirm transactions and maintain blockchain security in exchange for rewards. Read More: Why Grayscale’s Ethereum ETF Staking Could Spark the Next Institutional Wave">Why Grayscale’s Ethereum ETF Staking Could Spark the Next Institutional Wave

Author: Coinstats
Bitcoin Life Insurer Meanwhile Raises $82 Million

Bitcoin Life Insurer Meanwhile Raises $82 Million

The post Bitcoin Life Insurer Meanwhile Raises $82 Million appeared on BitcoinEthereumNews.com. Meanwhile, the world’s first regulated Bitcoin life insurance company has secured $82 million in funding to expand its offering of Bitcoin-denominated insurance and retirement products. The funding round, co-led by Bain Capital Crypto and Haun Ventures, with participation from Pantera Capital, Apollo, Northwestern Mutual Future Ventures, and Stillmark, brings the company’s total 2025 funding to $122 million. The Bermuda-based company, regulated by the Bermuda Monetary Authority, has pioneered several innovations in the Bitcoin financial sector, including becoming the first Bitcoin-denominated life insurer globally and securing Bermuda’s first long-term insurance license. Meanwhile’s products combine traditional life insurance and annuities with Bitcoin, offering policyholders protection against inflation while providing secure wealth transfer options. Announcing $82M in new funding co-led by @HaunVentures & @BainCapCrypto. This brings our total 2025 funding to $122M, following our $40M Series A earlier this year. The funding accelerates our expansion of BTC linked savings & retirement products for institutions, globally. pic.twitter.com/xbdvYycCYk — meanwhile | Bitcoin Life Insurance (@meanwhilelife) October 7, 2025 “Life insurers have always provided the steady, long-term capital that keeps financial markets moving,” said Zac Townsend, CEO of Meanwhile. “We’re bringing that same role to Bitcoin—helping families save and protect wealth in BTC, while giving institutions new ways to earn returns and launch bitcoin-indexed products that are compliant and easy to scale. This raise lets us build on what’s working and expand it with partners around the world.” The company has reported over 200% growth in Bitcoin assets under management, reflecting increasing demand from both individuals and institutions seeking Bitcoin-denominated savings and corporate treasury products. Meanwhile generates Bitcoin returns through conservative lending and private credit, establishing itself as one of the world’s largest long-duration BTC lenders. Chris Ahn, Partner at Haun Ventures, emphasized the importance of Meanwhile’s role in the evolving Bitcoin economy: “Just as the…

Author: BitcoinEthereumNews
KindlyMD Partners with Antalpha on $250M Bitcoin-Backed Financing Deal

KindlyMD Partners with Antalpha on $250M Bitcoin-Backed Financing Deal

KindlyMD (NAKA) announced a partnership with Antalpha to create a $250 million secured convertible debt facility. Through its subsidiary Nakomoto Holdings, KindlyMD will leverage Antalpha's expertise in digital asset financing to create new treasury tool for bitcoin focused-companies, according to the announcement. The non-binding agreement outlines a five-year convertible note issuance to Antalpha, with proceeds aimed at refinancing a previous $203 million bitcoin-secured credit line from Two Prime Lending and to increase bitcoin holdings.Pending financilization,Antalpha will also extend an interim bitcoin-backed loan to KindlyMD. KindlyMD holds 5,765 BTC, and its shares are trading just above $1, representing a roughly 95% decline from the all-time high reached in May.

Author: Coinstats
Early Buyers Tip MUTM as the Best Sub-$1 Pick to Beat ADA, Eyeing 28× Gains in 6 Months

Early Buyers Tip MUTM as the Best Sub-$1 Pick to Beat ADA, Eyeing 28× Gains in 6 Months

Mutuum Finance (MUTM) is gaining serious attention among traders who focus on investing in crypto during market rotations. With meme coins cooling off and traditional DeFi names losing momentum, attention is shifting to projects that mix security, yield, and fast user growth. Mutuum Finance (MUTM) is one of those few platforms combining these elements through [...] The post Early Buyers Tip MUTM as the Best Sub-$1 Pick to Beat ADA, Eyeing 28× Gains in 6 Months appeared first on Blockonomi.

Author: Blockonomi
S&P Launches New Crypto Index

S&P Launches New Crypto Index

The post S&P Launches New Crypto Index appeared first on Coinpedia Fintech News  S&P has unveiled a new crypto index that includes 15 popular cryptocurrencies along with 35 crypto-related stocks. This innovative index aims to offer a clear and straightforward way for investors to track the performance of both digital coins and blockchain companies. By blending crypto assets with related stocks, the index provides a broader view of …

Author: CoinPedia
Best Crypto to Buy Now as Whales Ditch Ripple (XRP)

Best Crypto to Buy Now as Whales Ditch Ripple (XRP)

The post Best Crypto to Buy Now as Whales Ditch Ripple (XRP)  appeared first on Coinpedia Fintech News XRP whale holdings have recently reached their lowest point in close to 3 years, which can indicate a noticeable change in sentiment. The alt coin that had tried its luck in the past weeks couldn’t find momentum after failing to break the descending wedge pattern.  The subsequent lagging in the price of XRP is adding …

Author: CoinPedia
Trump admin considering offloading parts of $1.6 trillion student loans to private investors

Trump admin considering offloading parts of $1.6 trillion student loans to private investors

Donald Trump’s administration is now reviewing ways to sell large portions of the government’s $1.6 trillion student loan portfolio to private investors, according to Politico. The talks, which have been quietly unfolding for months, involve officials at both the Education Department and Treasury Department, with a focus on slicing off the most “high-performing” parts of […]

Author: Cryptopolitan
Crypto Scam:  Abracadabra Hacked Again: $1.8M Lost in Latest DeFi Breach

Crypto Scam: Abracadabra Hacked Again: $1.8M Lost in Latest DeFi Breach

Abracadabra becomes a victim of its third significant DeFi hack post-2024 as attackers steal $1.8 million using a cook function vulnerability. The Magic Internet Money (MIM) stablecoin, which is based on the DeFi lending protocol Abracadabra, was recently hacked to the tune of approximately $1.8 million. This is the third huge breach of the platform […] The post Crypto Scam: Abracadabra Hacked Again: $1.8M Lost in Latest DeFi Breach appeared first on Live Bitcoin News.

Author: LiveBitcoinNews