Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14550 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
$100 billion OpenAI deal is structured in cash, primarily to lease Nvidia hardware

$100 billion OpenAI deal is structured in cash, primarily to lease Nvidia hardware

The post $100 billion OpenAI deal is structured in cash, primarily to lease Nvidia hardware appeared on BitcoinEthereumNews.com. OpenAI isn’t spending $100 billion to buy chips, it’s paying cash to lease them. The whole deal with Nvidia is built on spreading costs over time, and not dropping billions upfront. The artificial intelligence company wants to access Nvidia’s top-tier GPUs, but instead of buying them outright, it’s locking into long-term lease agreements. That way, the money goes out slowly, and the risk shifts to Nvidia.The arrangement is simple. As each new AI data center goes live, OpenAI gets access to more GPUs.The first center, being built in Abilene, Texas, is expected to go online in the second half of 2026. That’s when the cash starts flowing. The exact price of each center is still unknown, but OpenAI isn’t taking ownership of the hardware. It’s renting the compute. Every GPU deployed will be leased, with payments spread across their useful life, around five years. OpenAI delays costs by leasing Nvidia chips instead of buying Jensen Huang, the CEO of Nvidia, described the deal as “monumental in size.” He said building a single gigawatt AI data center could cost about $50 billion. Out of that, around $35 billion goes straight to Nvidia for its chips. The remaining is for everything else. But OpenAI isn’t paying that up front. By leasing the GPUs instead, the company avoids taking a financial hit all at once. OpenAI will get an initial $10 billion from the deal soon. That money helps kick off the first wave of deployment. And while some of the funds will be used for hiring, operations, and other expenses, the majority of it will go straight to compute. More specifically, to Nvidia’s processors. These GPUs are the engines behind AI training, powering models like ChatGPT and everything that runs on them. Sarah Friar, OpenAI’s chief financial officer, said in Abilene that…

Author: BitcoinEthereumNews
Ripple Powers New Offramp For BlackRock, VanEck Tokenized Fund

Ripple Powers New Offramp For BlackRock, VanEck Tokenized Fund

Ripple has added another institutional rail to its stablecoin strategy: through an integration with Securitize, holders of BlackRock’s USD Institutional Digital Liquidity Fund (BUIDL) and VanEck’s VBILL tokenized US Treasuries can now redeem fund shares for Ripple USD (RLUSD) around the clock—initially on Ethereum, with support for the XRP Ledger (XRPL) in the pipeline. BlackRock […]

Author: Bitcoinist
Has Bitcoin's four-year cycle really been broken?

Has Bitcoin's four-year cycle really been broken?

The cryptocurrency industry appears to be breaking with the traditional four-year cycle. The institutional adoption of exchange-traded funds, the tokenization of real-world assets, and the evolution of stablecoin infrastructure are reshaping the entire market. In a report released on September 24, an analyst using the pseudonym Ignas pointed out that the listing of Bitcoin and Ethereum ETFs in 2024 will be a watershed event - since April, crypto ETFs have led all asset classes with a net inflow of $34 billion. These products have attracted the participation of pension funds, consulting firms and commercial banks, transforming cryptocurrencies from retail speculation targets to institutional allocation assets on par with gold and the Nasdaq index. Currently, the assets under management of Bitcoin ETFs have exceeded US$150 billion, accounting for 6% of the total BTC supply; Ethereum ETFs control 5.6% of ETH's circulation. The SEC’s adoption of universal listing standards for commodity ETPs in September accelerated this trend, paving the way for fund filings for assets such as Solana and XRP. The report calls this shift in ownership from retail investors to long-term institutional investors the "Great Rotation in Crypto Assets." While traditional cyclicalists are selling, institutional investors continue to accumulate, pushing the cost basis upward and forming a new price bottom. ETFs have become the primary purchasing channel for Bitcoin and Ethereum, fundamentally changing the supply conditions that drive historical cyclical patterns. Stablecoins have gone beyond the scope of trading tools and evolved into payment, lending and financial management functions. The $30 billion real-world asset (RWA) market is a reflection of this expansion, with tokenized treasuries, credit, and commodities building on-chain financial infrastructure. The U.S. Commodity Futures Trading Commission recently approved stablecoins as collateral for derivatives, opening up institutional application scenarios beyond spot demand. Payment-oriented blockchain projects (such as Stripe’s Tempo and Tether’s Plasma) are driving the integration of stablecoins into the real economy, while digital asset treasury (DAT) companies are providing equity market access for tokens that have not yet been approved for ETFs. This mechanism not only provides exit liquidity for venture capital, but also introduces institutional funds into the altcoin market. The RWA tokenization, which establishes benchmark interest rates through government bonds and credit instruments, is building a real capital market on the chain. BlackRock's BUIDL and Franklin Templeton's BENJI act as bridges, connecting trillions of dollars of traditional capital to crypto infrastructure. This allows DeFi protocols to rely on legal collateral and lending markets, breaking away from the cycle of pure speculation. This structural shift signals that cryptocurrencies are evolving from cyclical speculative assets to permanent financial instruments. However, as institutional capital prefers sustainable business models rather than purely narrative-driven ones, individual performance differentiation may replace the general rise in prices.

Author: PANews
Ethereum Price Prediction: $10K ETH Still on Track While AVAX and MAGACOIN FINANCE Dominate Retail Buzz

Ethereum Price Prediction: $10K ETH Still on Track While AVAX and MAGACOIN FINANCE Dominate Retail Buzz

Ethereum’s $10K target remains on track as Avalanche gains traction and MAGACOIN FINANCE drives retail excitement.

Author: Blockchainreporter
USDC Support: Unlocking Seamless Transactions for Users and AI Agents

USDC Support: Unlocking Seamless Transactions for Users and AI Agents

BitcoinWorld USDC Support: Unlocking Seamless Transactions for Users and AI Agents In a significant move set to reshape the digital asset landscape, Circle, the issuer of the popular stablecoin USDC, has officially partnered with Crossmint, a leading cryptocurrency self-custody platform. This exciting collaboration is poised to dramatically expand USDC support, making it more accessible and versatile for both individual users and increasingly, for sophisticated AI agents. Cointelegraph initially brought this pivotal development to light, highlighting a strategic alliance that promises to streamline Web3 interactions and foster greater adoption. What Does This Partnership Mean for Enhanced USDC Support? This strategic alliance between Circle and Crossmint represents a powerful step forward for the utility of stablecoins. It aims to bridge the gap between traditional financial systems and the burgeoning Web3 ecosystem, specifically by enhancing how users and AI agents interact with USDC. For users, this means a more straightforward and secure way to manage their digital dollars. Crossmint’s self-custody solutions are designed to simplify the often-complex process of interacting with cryptocurrencies, offering a user-friendly gateway to the digital economy. This enhanced USDC support is critical for broader adoption. Simplified Access: Easier onboarding for new users into the crypto space. Secure Self-Custody: Users maintain direct control over their USDC. Reduced Friction: Streamlined processes for transactions and participation in Web3. Moreover, the integration extends crucial USDC support to AI agents. As artificial intelligence becomes more prevalent in various sectors, enabling these agents to conduct secure, programmatic transactions with a stable asset like USDC opens up a world of possibilities for automated finance, decentralized applications, and beyond. How Does Crossmint Revolutionize USDC Support and Web3 Onboarding? Crossmint’s expertise lies in making Web3 accessible. Their platform is renowned for simplifying the complex technicalities often associated with cryptocurrency, allowing users to engage with digital assets without needing deep technical knowledge. This partnership leverages Crossmint’s capabilities to supercharge USDC support. By integrating Circle’s USDC, Crossmint can offer its users and developers a robust, regulated, and highly liquid stablecoin for various applications. This is particularly beneficial for: Developers: Building applications that require stable, reliable value transfer. Businesses: Accepting USDC payments with greater ease and security. Individuals: Participating in DeFi, NFTs, and other Web3 activities with confidence. The core idea is to remove barriers. Imagine an AI agent performing micro-transactions for data processing or smart contracts automatically paying for services using USDC. This partnership makes such scenarios not just possible, but practical and efficient, thereby solidifying USDC support as a cornerstone of future digital interactions. The Future of USDC Support in the Age of AI The implications of extending USDC support to AI agents are profound. We are moving towards an era where AI systems will increasingly participate in economic activities, from managing investments to executing complex supply chain logistics. Stablecoins like USDC are essential for these automated systems due to their price stability, which mitigates volatility risks inherent in other cryptocurrencies. This collaboration paves the way for: Automated Finance: AI-driven trading, lending, and borrowing on decentralized platforms. Enhanced Efficiency: Instantaneous and low-cost global transactions without human intervention. New Business Models: Innovative applications where AI agents are economic actors. As AI continues to evolve, the demand for reliable, programmable digital currency will only grow. Circle and Crossmint are positioning USDC support at the forefront of this evolution, ensuring that the infrastructure is ready for the next wave of digital innovation. Ensuring Robust USDC Support: Addressing Challenges and Security While the partnership brings immense potential, ensuring robust and secure USDC support remains paramount. Both Circle and Crossmint prioritize security and compliance in their operations. Circle’s commitment to transparency and regulation, backing every USDC with fully reserved assets, provides a strong foundation of trust. Crossmint, on the other hand, focuses on secure self-custody solutions, empowering users with control over their assets while simplifying the technical overhead. The ongoing challenge will be to scale these solutions securely and efficiently to meet growing demand, all while navigating the evolving regulatory landscape of digital assets. This forward-thinking partnership is not just about expanding a stablecoin’s reach; it’s about building the foundational layers for a more interconnected, efficient, and AI-enabled digital economy. In conclusion, the alliance between Circle and Crossmint is a game-changer for USDC support. It promises to unlock new levels of accessibility and utility for users and AI agents alike, propelling us closer to a future where digital assets are seamlessly integrated into our daily lives and automated systems. This is a monumental step towards a more efficient and inclusive digital financial ecosystem. Frequently Asked Questions About USDC Support and the Partnership What is USDC?USDC (USD Coin) is a stablecoin pegged to the US dollar on a 1:1 basis, meaning one USDC is always redeemable for one US dollar. It is issued by Circle and is fully backed by cash and short-duration U.S. government treasuries. Who is Crossmint?Crossmint is a cryptocurrency self-custody platform designed to simplify Web3 onboarding and digital asset management. It allows users to easily create wallets and manage digital assets without complex technical knowledge. How does this partnership expand USDC support?The partnership integrates Circle’s USDC into Crossmint’s platform, making it easier for users and AI agents to access, hold, and transact with USDC through Crossmint’s user-friendly self-custody solutions. What are the benefits for AI agents using USDC?AI agents can leverage USDC for stable, programmatic transactions, enabling automated finance, micro-payments, and secure value transfers within decentralized applications, free from the volatility of other cryptocurrencies. Is USDC secure with Crossmint?Yes, both Circle and Crossmint prioritize security. Circle ensures USDC is fully backed and regulated, while Crossmint provides secure self-custody solutions, giving users direct control over their assets. If you found this article insightful, consider sharing it with your network! Help us spread the word about the exciting advancements in digital finance and USDC support by sharing on your favorite social media platforms. To learn more about the latest crypto market trends, explore our article on key developments shaping stablecoins institutional adoption. This post USDC Support: Unlocking Seamless Transactions for Users and AI Agents first appeared on BitcoinWorld.

Author: Coinstats
Catching Up With Singer-Songwriter Kathleen Edwards

Catching Up With Singer-Songwriter Kathleen Edwards

The post Catching Up With Singer-Songwriter Kathleen Edwards appeared on BitcoinEthereumNews.com. Kathleen Edwards released a new album “Billionaire” in August 2025. Kate York Why did Kathleen Edwards – a Canadian roots-rock artist who cut her teeth touring across the provinces – write a song about loving life in the Florida sun? “Well, I moved to Florida, actually,” she said in a phone interview with Forbes last month. “I’ve been to Florida a few times over the year, but then my husband and I went to St. Pete in early 2021 and we were blown away with how cool of a town it was.” She chronicles her relationship with the Sunshine state on “FLA,” a can’t-miss number from 2025 album Billionaire. Co-produced by world-class troubadour Jason Isbell and two-time Grammy Award winner Gena Johnson, the 10-song Billionaire debuted in August via Dualtone Records. Blending timeless Heartland rock riffs with urgent ruminations, Billionaire offers a soundtrack to days worth fighting for and the hard-earned nights to follow – whether that’s on a familiar beach or a long drive to a new adventure. In a new interview with Forbes, Edwards discusses working with Isbell, her return to songwriting after an extended hiatus and the meaning behind Billionaire. Her Definition Of ‘Billionaire’ Edwards didn’t name her album in nod to a faraway class of wealth. Far from it. The album takes its name from “Billionaire,” a song about a friends of Edwards’ who “went to bed one night and didn’t wake up the next day,” she said. “I couldn’t write any new songs because I was deeply upset about her loss,” Edwards said. “[It’s] this idea of ‘if this feeling were a currency, I’d be a billionaire. I didn’t ever, when I was making the record, think I would call the record ‘Billionaire’ but when I played the song for people, I could see it…

Author: BitcoinEthereumNews
Kamino launches security page detailing $4B protections on Solana

Kamino launches security page detailing $4B protections on Solana

The post Kamino launches security page detailing $4B protections on Solana appeared on BitcoinEthereumNews.com. Key Takeaways Kamino, Solana’s top lending protocol, launched a dedicated security transparency page. The security page details protections for over $4 billion in user deposits on Kamino. Kamino, Solana’s leading lending protocol, launched a security page today detailing protections for over $4 billion in user deposits. The page highlights the protocol’s comprehensive security framework, including formal verification partnerships and extensive audit history. The security page showcases Kamino’s collaboration with Certora, a formal verification firm that conducted three security verifications for the protocol. Recent checks on lending vaults confirmed zero critical vulnerabilities as of September 2025. Kamino recently completed an advanced fuzzing campaign in partnership with Ackee Blockchain that executed millions of instructions against its smart contracts. The months-long testing process identified zero insolvency risks and zero technical or economic bugs. The protocol has integrated fuzzing into its ongoing code review process, adding to a security stack that includes open sourcing and 18 audits. These measures have supported Kamino’s position as Solana’s most resilient money market, enabling features like borrowing against tokenized equities without bad debt incidents. Kamino operates on Solana, a high-performance blockchain platform that hosts various DeFi protocols. Recent integrations on the platform include restaking vaults and tokenized equities borrowing as of September 2025. Source: https://cryptobriefing.com/kamino-security-page-solana-4b-protections/

Author: BitcoinEthereumNews
Solana (SOL) Targets $300, But Mutuum Finance (MUTM) Could Be the One to Deliver 25x Profits

Solana (SOL) Targets $300, But Mutuum Finance (MUTM) Could Be the One to Deliver 25x Profits

The post Solana (SOL) Targets $300, But Mutuum Finance (MUTM) Could Be the One to Deliver 25x Profits appeared on BitcoinEthereumNews.com. Solana (SOL) continues to add to its dominance of the market, with analysts seeing the potential to drive towards $300 as developers and institutions remain keen. While SOL has potential for growth, its upside is quite modest when compared to some of the newer projects. Mutuum Finance (MUTM), which is now presale for $0.035, is making headlines for its lending-and-borrowing protocol with DeFi emphasis, set to provide real-world adoption and scale-fit utility.  Mutuum Finance is available for $0.035 at presale level 6. The protocol has exceeded more than $16.2 million in funds raised from more than 16,550 holders. With significantly lower price, the majority of investors believe that MUTM can return up to 25x, and this would be one of the top choices for investors seeking more solid returns in the year 2025. Solana Price Prediction Solana (SOL) is fluctuating around $231.50, holding ground below the critical $245–$250 resistance point. Analysts note that SOL will need a clear break above this level to build momentum towards its $270–$300 level that has been projected for Q4. Failure to break through resistance could have the asset stuck in the between $220 and $250 range, and overall market sentiment will be the determiner of whether higher levels are an achievable target. On the other hand, new project Mutuum Finance (MUTM) is being heralded as having improved growth opportunities. Strong Presale Performance Mutuum Finance has hit Stage Six of presale, with tokens selling at $0.035 after experiencing a 16.17% price increase from the previous round. Investor demand remains strong, with more than 16,550 participants and more than $16.2 million raised in capital. To strengthen platform security, Mutuum Finance is introducing a $50,000 USDT Bug Bounty Program. The vulnerabilities are categorized into four types, critical, major, minor, and low, in order to ensure proper detection…

Author: BitcoinEthereumNews
Urgent Alert: South Korean Won Weakens Past 1,400 Against US Dollar

Urgent Alert: South Korean Won Weakens Past 1,400 Against US Dollar

BitcoinWorld Urgent Alert: South Korean Won Weakens Past 1,400 Against US Dollar Global financial markets are always on the move, and a recent development has caught the attention of investors worldwide: the South Korean won has seen a significant shift. For those of us tracking economic trends and their ripple effects on the cryptocurrency landscape, this movement is particularly noteworthy. It signals potential shifts that could influence everything from trade to digital asset valuations. What’s Behind the South Korean Won’s Recent Dip? On September 25, the South Korean won experienced a notable weakening, trading past 1,400 against the U.S. dollar. This marks the first time since August 1 that the currency has crossed this threshold, with the exchange rate settling around 1,401.98, according to data from TradingView. This movement isn’t just a number; it reflects underlying economic pressures that are impacting a major Asian economy. Such a shift often indicates a complex interplay of global and domestic factors. Understanding these elements is crucial for anyone looking to make informed decisions in the current economic climate. Why is the South Korean Won Under Such Pressure? The recent depreciation of the South Korean won is not an isolated event. Several key factors are contributing to this trend: Aggressive U.S. Interest Rate Hikes: The U.S. Federal Reserve’s continued efforts to combat inflation by raising interest rates have significantly strengthened the U.S. dollar. This makes other currencies, including the won, relatively weaker. Global Economic Slowdown Fears: Concerns about a potential global recession are dampening demand for exports. As an export-driven economy, South Korea is particularly vulnerable to a slowdown in international trade. High Energy Import Costs: South Korea is a net importer of energy. Elevated global oil and gas prices mean the country needs more U.S. dollars to pay for these essential imports, increasing demand for USD and weakening the won. Domestic Economic Concerns: Local factors, such as persistent inflation and rising household debt, also contribute to economic uncertainty, which can put downward pressure on the national currency. These combined forces create a challenging environment for the South Korean won, making it susceptible to further volatility. How Does a Weaker South Korean Won Affect Crypto Investors? South Korea boasts one of the most active cryptocurrency markets globally. Therefore, a weakening South Korean won has direct implications for crypto investors in the region: Increased Cost of Stablecoins: For investors holding won, buying U.S. dollar-pegged stablecoins like USDT or USDC becomes more expensive. This can affect trading strategies and hedging costs. Potential for Capital Flight: If local economic confidence erodes significantly, some investors might seek to move their assets out of the won into perceived safer havens, potentially including cryptocurrencies. However, this also carries risks. Reduced Purchasing Power: A weaker won means that Korean investors have less purchasing power when acquiring international crypto assets priced in USD or other stronger currencies. While a weaker currency can sometimes spur interest in alternative assets like crypto as a hedge, it also introduces additional layers of risk and complexity for investors. Understanding these dynamics is key to navigating the market. Navigating Volatility: Actionable Insights for South Korean Won Holders In times of currency volatility, thoughtful planning and risk management become paramount. Here are some actionable insights for both traditional and crypto investors impacted by the movement of the South Korean won: Diversify Your Portfolio: Consider diversifying across different asset classes and geographies to mitigate risks associated with single-currency exposure. Monitor Global Indicators: Keep a close eye on global economic data, particularly U.S. inflation and interest rate decisions, as these significantly influence currency markets. Understand Stablecoin Mechanics: If you are a crypto investor, comprehend how stablecoins maintain their peg and the potential risks involved, especially during periods of high fiat currency volatility. Practice Prudent Risk Management: Avoid making impulsive decisions. Implement stop-loss orders, manage your position sizes, and only invest what you can afford to lose. Stay Informed: Regularly consume reliable economic news and analysis. Knowledge is your best defense against market surprises. The financial landscape is always evolving, and being prepared helps investors adapt to changing conditions. Conclusion: Vigilance in a Volatile World The recent weakening of the South Korean won past 1,400 against the U.S. dollar serves as a powerful reminder of the interconnectedness of global financial markets. From aggressive central bank policies to geopolitical tensions and energy prices, numerous factors influence currency valuations and, by extension, the broader investment landscape, including cryptocurrencies. For investors, particularly those in South Korea and those trading with the won, vigilance and a clear understanding of these economic forces are essential. While challenges exist, informed decision-making and a well-thought-out strategy can help navigate these turbulent waters. Staying updated on economic trends and their potential impact on both traditional and digital assets remains a top priority. Frequently Asked Questions (FAQs) Q1: What does it mean when a currency ‘weakens’ against another? When a currency weakens, it means you need more units of that currency to buy one unit of another currency. For example, if the South Korean won weakens against the U.S. dollar, it takes more won to buy one dollar. Q2: How do U.S. interest rate hikes affect the South Korean won? Higher U.S. interest rates make dollar-denominated assets more attractive to investors seeking higher returns. This increases demand for the U.S. dollar, causing it to strengthen and other currencies, like the won, to weaken. Q3: Is a weaker South Korean won always bad for the economy? Not necessarily. While it makes imports more expensive, a weaker won can make a country’s exports more competitive on the global market, potentially boosting export-oriented industries. Q4: Should crypto investors in South Korea be concerned about the won’s depreciation? They should be aware. A weaker won increases the cost of acquiring U.S. dollar-pegged stablecoins and international crypto assets. It also adds a layer of currency risk to their portfolio, making careful risk management even more important. Q5: What is TradingView and why is it mentioned? TradingView is a popular charting platform and social network for traders and investors. It’s mentioned as the source of the exchange rate data, lending credibility and transparency to the reported figures. If you found this article insightful, consider sharing it with your network! Understanding global economic shifts is crucial for everyone navigating today’s financial markets. To learn more about the latest crypto market trends, explore our article on key developments shaping Ethereum price action. This post Urgent Alert: South Korean Won Weakens Past 1,400 Against US Dollar first appeared on BitcoinWorld.

Author: Coinstats
Ripple Partner Exchange Drops Crucial Scam Alert for XRP, Crypto Community

Ripple Partner Exchange Drops Crucial Scam Alert for XRP, Crypto Community

The post Ripple Partner Exchange Drops Crucial Scam Alert for XRP, Crypto Community appeared on BitcoinEthereumNews.com. Web3 financial platform Uphold has issued a crucial scam alert to XRP and the broader crypto community. In a tweet, Uphold noted a sharp rise in fake accounts on X impersonating Uphold employees or support channels, some even displaying the standard blue check mark. 🚨 Scam Alert! We’ve seen a sharp rise in fake accounts on 𝕏 impersonating Uphold employees or support channels, some even showing the standard blue check. ⚠️ Important: These are NOT Uphold employees. Only accounts with the Uphold Verified badge (our logo next to the handle)… — Uphold (@UpholdInc) September 24, 2025 Uphold stated, most importantly, that these are not Uphold employees, as only accounts with the Uphold Verified badge (with its logo next to the handle) are official. In the wake of fake X accounts parading as Uphold employees, the exchange warns crypto users not to engage with such accounts and also to report them. In case of doubt, they should verify information from official Uphold channels. In 2023, Ripple announced its partnership with Uphold to provide Ripple with enhanced crypto liquidity capabilities to underpin and boost its cross-border payments infrastructure. Uphold was also named exchange partner for Ripple USD stablecoin, RLUSD, when it launched globally in December 2024. What’s coming for XRP Ledger? According to the recently updated institutional DeFi roadmap for the XRP Ledger, the most significant near-term milestone is the launch of XRPL’s native lending protocol, scheduled for release in XRPL Version 3.0.0 later this year. A core design principle for XRPL programmability is to extend functionality without compromising the network’s reliability and simplicity. This year, progress has been made on extensions, which allow developers to add small, verifiable pieces of code to native features, such as escrows or AMMs. This modular approach enables “Smart Escrows” with custom release conditions, without the risks associated…

Author: BitcoinEthereumNews