Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14546 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
XRP Price Prediction: Ripple Could Reach $14 by 2025, but ChatGPT Picks Layer Brett as the Better Play

XRP Price Prediction: Ripple Could Reach $14 by 2025, but ChatGPT Picks Layer Brett as the Better Play

XRP, the backbone of Ripple’s payment network, is poised for a decisive rally. Analysts forecast a climb to $14 by year-end solely driven by regulatory clarity and global adoption. However, ChatGPT’s latest analysis crowns Layer Brett ($LBRETT) as the superior investment, projecting a 50x surge that could propel it to a $3 billion market cap by Q2 2026.     Layer Brett sits on Ethereum Layer 2 infrastructure, helping it to power faster and extremely cheap transactions. With viral momentum and enormous staking rewards, Layer Brett’s $0. 0058 current presale price makes it a low capital entry with tremendous price upside that is potentially greater than the boldest XRP price prediction.     XRP’s Resurgence: A $14 Target in Focus    XRP has long been a stalwart in the crypto space, with its cross-border payment solutions to secure partnerships with over 300 financial institutions worldwide. The resolution of Ripple’s SEC lawsuit in 2025 has removed a major overhang, boosting investor confidence. XRP price prediction hints at $14, a 7x gain from current levels that is backed by increased adoption in markets like Asia and Latin America, where remittance volumes are soaring.     Ripple’s On-Demand Liquidity (ODL) product, now processing around $10 billion annually, showcases XRP’s utility, while potential listings on major exchanges like Coinbase add upside. With a market cap of around $170billion, XRP offers stability and real-world use, but its scale limits the explosive returns retail traders seek, prompting many to explore high-growth alternatives.            Layer Brett: The L2 Meme Coin Powerhouse    Layer Brett ($LBRETT) bursts onto the scene as a meme coin built on Ethereum’s Layer 2, blending viral appeal with unparalleled scalability. Its near-zero fees and instant transactions capitalize on L2’s efficiency, outpacing legacy meme coins like Dogecoin. The presale currently at $0.0058, has raised over $4 million, amassing over 8,000 holders with staking APYs exceeding 630%.     That said, ChatGPT highlights Layer Brett low market cap and fervent community as drivers for a 50x rally. With Ethereum L2’s total value locked (TVL) projected to reach $50 billion in 2026, Layer Brett robust infrastructure ensures it’s more than just a passing fad, offering staying power in a speculative market. Layer 2 Edge: Layer Brett leverages Ethereum L2 for near-zero fees and instant transactions.     Higher Upside: Layer Brett low cap and $4M presale fuel a 50x surge forecast that dwarfs XRP tempered gains.    Staking and Utility: Layer Brett offers 630%+ APY staking.     Fresh Hype: Layer Brett viral branding and 2025 meme wave give it an edge over XRP saturated narrative             Why Layer Brett Could Outshine XRP    XRP $14 forecast signals strong growth, bolstered by Ripple’s enterprise adoption and regulatory tailwinds. However, its large market cap caps the potential for outsized gains. Layer Brett, conversely, thrives on the speculative fervor that drove Shiba Inu and Pepe to multi-billion-dollar valuations.     Its cultural appeal fuels viral hype on platforms like X, while staking rewards, NFT integrations, and community governance add tangible value. This potent blend of meme-driven energy and L2 utility positions Layer Brett to capture Q4 2025’s liquidity surges, potentially surpassing XRP price predictions for risk-tolerant investors.    Conclusion    XRP’s $14 target showcases its growing role as a payments powerhouse. But ChatGPT’s pick, Layer Brett ($LBRETT), shines brighter with a projected 50x surge. With Ethereum L2 technology, high-yield staking, and viral branding, Layer Brett could become another meme coin success story. While XRP builds the future of finance, Layer Brett ignites portfolio-transforming gains with a core layer 2 tech.     Don’t miss Layer Brett’s presale—stake now for the meme coin edge.    Website: https://layerbrett.com    Telegram: https://t.me/layerbrett    X: (1) Layer Brett (@LayerBrett) / X

Author: Coinstats
Trump’s UK Visit Sparks US-UK Digital Asset Taskforce With Ripple Involved

Trump’s UK Visit Sparks US-UK Digital Asset Taskforce With Ripple Involved

Following President Trump’s state visit to the UK, a high-level roundtable was held at Downing Street, with UK Chancellor Rachel Reeves, US Treasury Secretary Scott Bessent, and leading figures in finance and crypto. Ripple also participated in this summit to help shape transatlantic digital asset policy. Ripple’s UK MD, Cassie Craddock, said “deeper US-UK collaboration can unlock global blockchain standards”. This comes as the UK and US launched a Transatlantic Taskforce for Markets of the Future. The US-UK Taskforce and Its Mandate The newly announced Transatlantic Taskforce for Markets of the Future, approved during Trump’s visit, is chaired by finance ministry officials from both countries. The task force includes regulators from both sides of the Atlantic. It has 180 days to produce recommendations on harmonising capital markets, digital assets and regulatory interoperability. One of the notable objectives is to reduce barriers for firms raising capital across borders. The US-UK task force will change how exchanges, issuers and markets operate between the UK and US, especially in crypto and tokenised markets. US-UK Taskforce Another focus is regulatory alignment in digital assets. The two governments want to create consistent frameworks for stablecoins, custody, cross border supervision and market conduct. Stakeholders expect coordinated rules to reduce uncertainty for industry players operating in both jurisdictions. Also read: Ripple Partners With Franklin Templeton and DBS on Institutional Token Lending Ripple’s Role and Position Ripple’s presence at the summit is significant. As a US-headquartered company with notable operations in the UK, Ripple is the bridge between the two markets. Craddock said’ “there is a huge opportunity for closer co-operation between the US and UK on digital assets”. She added “Ripple is well placed to leverage its transatlantic footprint to accelerate blockchain adoption in both markets”. Ripple has long advocated for regulatory clarity, stablecoin frameworks and tokenisation standards. In the UK, it recently proposed a four point plan to speed up crypto regulation, urging the UK not to fall behind jurisdictions like Singapore or Dubai. What it Could Mean If This Works Fist is Regulatory harmonisation. Rules that apply the same across both markets for crypto firms, stablecoins and tokenised securities. No more duplicative compliance and friction for companies operating in both jurisdictions. Next is Joint regulatory sandboxes or testing frameworks for digital assets. Shared environments where new fintech or blockchain products can pilot across borders under coordinated oversight. Third, access to capital may improve. With aligned rules, companies can raise funds in either market without costly legal and regulatory hurdles. US-UK Taskforce Finally, for Ripple and other blockchain companies, the clarity and alignment may lower risk, attract institutional participation and accelerate adoption across payments, DeFi and tokenization. Also read: Ripple Identifies 3 Key Drivers Behind Institutional Digital Asset Adoption Surge Conclusion Based on the latest research, the U.K.-U.S. crypto policy roundtable seems to be big. The creation of the UK-US Taskforce for Markets of the Future means they are going to harmonize frameworks across two of the world’s biggest financial jurisdictions. Ripple being part of those conversations, the potential is huge: lower barriers, less regulatory friction and mainstream crypto adoption. For in-depth analysis and the latest trends in the crypto space, our platform offers expert content regularly. Summary During President Trump’s September 2025 U.K. visit, Ripple joined U.S. and U.K. officials for a roundtable to deepen crypto policy cooperation. The U.S. and U.K. launched the Transatlantic Taskforce for Markets of the Future to align regulation, ease access to capital and harmonize digital asset frameworks.  Glossary Transatlantic Taskforce for Markets of the Future – U.S.-U.K. joint initiative launched to coordinate digital assets, capital markets and crypto policy. Regulatory alignment – Making policies or rules in different jurisdictions compatible to reduce friction for companies operating cross-border. Stablecoin regulation – Laws and frameworks governing digital tokens pegged to fiat or other assets; a area of divergence among jurisdictions. Policy coordination – Governments working together to align rules, enforcement, and strategy in a sector. Tokenization – Representing real-world assets as digital tokens on a blockchain Frequently Asked Questions About the US-UK Taskforce What’s the purpose of the US-UK taskforce? To harmonise digital asset regulation, simplify cross border capital market access and create shared frameworks for crypto infrastructure across the two jurisdictions. Why is Ripple involved? Ripple has operations and interests on both sides of the Atlantic and wants to shape regulation that benefits cross-border payments What’s the timeline for the US-UK task force? The US-UK taskforce will deliver recommendations in 180 days (March 2026). Full implementation of regulations and laws will take longer. How will this affect crypto companies? For companies that operate in US and UK markets, harmonisation will reduce compliance burden, lower barriers to entry and encourage more institutional capital into digital asset projects.   Read More: Trump’s UK Visit Sparks US-UK Digital Asset Taskforce With Ripple Involved">Trump’s UK Visit Sparks US-UK Digital Asset Taskforce With Ripple Involved

Author: Coinstats
Dogecoin Price Prediction; Shiba Inu News & The Best Investments To Make Today

Dogecoin Price Prediction; Shiba Inu News & The Best Investments To Make Today

The asset is currently trading at around $0.23942, exhibiting early signs of stabilization following recent declines. Meanwhile, Shiba Inu struggles, […] The post Dogecoin Price Prediction; Shiba Inu News & The Best Investments To Make Today appeared first on Coindoo.

Author: Coindoo
Which Crypto To Explode Tapzi vs. Mutuum Finance vs. BlockchainFX Could Deliver 100x Gains?

Which Crypto To Explode Tapzi vs. Mutuum Finance vs. BlockchainFX Could Deliver 100x Gains?

The post Which Crypto To Explode Tapzi vs. Mutuum Finance vs. BlockchainFX Could Deliver 100x Gains? appeared on BitcoinEthereumNews.com. Crypto News 24 September 2025 | 19:52 The crypto market in 2025 is evolving at a pace never seen before. Bitcoin and Ethereum continue to dominate the headlines, but the real buzz is happening around early-stage presales. Investors know that getting in early is often the difference between modest gains and life-changing profits. Among the many projects emerging this year, three stand out in terms of innovation, hype, and presale momentum: Tapzi (TAPZI), Mutuum Finance (MUTM), and BlockchainFX (BFX). Each of these projects taps into a different narrative: GameFi, DeFi lending, and blockchain infrastructure. But which one deserves the crown as one of the best crypto presales to buy now? Let’s break it down by analyzing these new crypto coins of 2025 in the market. The Rise of Presale Investing in 2025 Presale investing has become one of the most lucrative strategies in the crypto space. Projects that raised just a few million in their presale have gone on to hit billion-dollar valuations once listed. Solana, Avalanche, and Pepe are all reminders of how early entry can yield explosive returns. What makes presales attractive in 2025 is the combination of low entry costs, high community engagement, and direct access to innovative blockchain use cases. For investors seeking the best crypto to invest in this year, presales like Tapzi, Mutuum Finance, and BlockchainFX offer compelling opportunities to capture upside before mainstream adoption kicks in. Tapzi (TAPZI): The Skill-Based GameFi Revolution Tapzi is quickly emerging as one of the most talked-about GameFi crypto presale projects of 2025. Unlike most play-to-earn tokens that rely on inflationary models or luck-based mechanics, Tapzi introduces a skill-driven gaming ecosystem. Players can stake TAPZI tokens to compete in classic games such as Chess, Checkers, Rock-Paper-Scissors, and Tic Tac Toe. The difference? Rewards are based entirely on merit.…

Author: BitcoinEthereumNews
Solana Price Prediction: SOL to Reach $500 in 2025, But Analysts Say This Coin Could 50x First

Solana Price Prediction: SOL to Reach $500 in 2025, But Analysts Say This Coin Could 50x First

As Q4 2025 prepares for a crucial market rally, Solana (SOL) stands tall with projections of reaching $500 by year-end. This is premised on its lightning-fast blockchain and vibrant ecosystem. Yet, analysts are turning their gaze to  Layer Brett ($LBRETT), a Layer 2 meme coin poised to deliver a staggering 50x return before SOL hits […]

Author: Cryptopolitan
Ethereum (ETH) Eyes $5,000 on Strong Spot ETF Inflows as Mutuum Finance (MUTM) Emerges as the Top DeFi Crypto of 2025

Ethereum (ETH) Eyes $5,000 on Strong Spot ETF Inflows as Mutuum Finance (MUTM) Emerges as the Top DeFi Crypto of 2025

Ethereum (ETH) continues to have strong institutional appetite, with spot ETF flows backing positive sentiment and a possible push over the $5,000 milestone. As Ethereum (ETH) serves as a cornerstone of the crypto market, emergent project Mutuum Finance (MUTM) is seeing increasingly broad interest for its development potential.  Now in phase 6 of its presale […]

Author: Cryptopolitan
Voting That Could Affect Cardano’s (ADA) Fate Has Begun! Is There a Risk of a Sell-Off? Here Are the Details

Voting That Could Affect Cardano’s (ADA) Fate Has Begun! Is There a Risk of a Sell-Off? Here Are the Details

The post Voting That Could Affect Cardano’s (ADA) Fate Has Begun! Is There a Risk of a Sell-Off? Here Are the Details appeared on BitcoinEthereumNews.com. The Cardano ecosystem is taking a major step toward capturing a share of the stablecoin market’s growth. The Cardano DAO has put a new proposal to the vote, aiming to inject $41 million in on-chain liquidity. The proposal calls for the creation of a dedicated fund containing 50 million ADA coins (currently valued at $41 million) and fiat-backed stablecoins. 90% of this fund is intended to be allocated to decentralized exchanges (DEXs) and lending protocols, thereby increasing liquidity in Cardano’s DeFi market. “There is a need for stronger liquidity in the Cardano ecosystem, particularly stablecoin liquidity. The Cardano community benefits holistically from deep stablecoin liquidity,” the proposal reads. Stablecoin investments entered a significant upward trend in 2025. According to Coinbase’s estimates, the stablecoin market could surpass $1 trillion by 2028. Cardano’s DeFi volume currently stands at $353 million, well behind giants like Ethereum and Solana. Cardano founder Charles Hoskinson has also complained in the past that the ecosystem isn’t growing fast enough and stablecoin integrations are slow. It’s proposed that 15 percent of the revenue generated under the plan be converted back into ADA and collected in the treasury. However, the proposal also carries some risks. The fund will require the sale of $27 million worth of ADA to mint a stablecoin. However, bidders state that these sales will not be made on the open market, but rather through over-the-counter (OTC) agreements with institutional investors. It is also argued that the $27 million sale is lower than ADA’s daily trading volume, so it will not put serious pressure on the price. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/voting-that-could-affect-cardanos-ada-fate-has-begun-is-there-a-risk-of-a-sell-off-here-are-the-details/

Author: BitcoinEthereumNews
Top Crypto to Invest in as Shiba Inu (SHIB) Weakens in 2025

Top Crypto to Invest in as Shiba Inu (SHIB) Weakens in 2025

Shiba Inu (SHIB) has maintained a strong community and brand recognition, but its price performance in 2025 has shown signs of volatility and slower momentum. For investors seeking projects with more consistent growth potential, Mutuum Finance (MUTM) is emerging as an attractive alternative.  Currently in presale at $0.035, Mutuum Finance is building a DeFi lending-and-borrowing […]

Author: Cryptopolitan
Haust Network Reveals Plan to Return Sovereignty to Web3 Through Better UX and its AI Assistant

Haust Network Reveals Plan to Return Sovereignty to Web3 Through Better UX and its AI Assistant

The post Haust Network Reveals Plan to Return Sovereignty to Web3 Through Better UX and its AI Assistant appeared on BitcoinEthereumNews.com. Many have forgotten why crypto has value in the first place. This speculative and volatile market has minted millionaires many times over, so it’s no wonder users have been drawn to the neon casino over the last decade. The glow of red and green charts all that matters in the quest to escape the rat race. The purpose of it all left as an afterthought. One users need to remember. Haust is excited to reveal its plans to return sovereignty to Web3 through a suite of features that enables easier interaction with DeFi protocols, bridging the gap that has stopped mass adoption dead in its tracks for too long. It’s about taking back control of money, privacy and agency. Creating citizens whose wealth is sovereign and privacy absolute. It’s about breaking the chains of a traditional finance system that is under the purview of a central government and built to advance its aims. When people make a deposit to a bank, they are lending the bank money. Yet that same bank can choose to suspend payments, withhold assets, and oversee everything users’ hard earned money is spent on. All it takes is one change in government for the worse and suddenly nobody is any longer the master of their own destiny. Nakamoto and the cypherpunks knew this. Bitcoin was born not just as an antidote to a fiat currency system which aided and abetted the malediction of the elites, but to empower the population with the libertarian values of autonomy in a government determined to devalue the wealth of its citizenry. Web3 is about unimpeachable ownership combined with decentralized bureaucracy and systems administration. It’s about helping distrusting parties able to trade according to strict guidelines without a central overseer, the middleman who always wins – whoever loses. It’s sad then…

Author: BitcoinEthereumNews
Best Crypto Presales of 2025 To Buy: Which Crypto To Explode Tapzi vs. Mutuum Finance vs. BlockchainFX Could Deliver 100x Gains?

Best Crypto Presales of 2025 To Buy: Which Crypto To Explode Tapzi vs. Mutuum Finance vs. BlockchainFX Could Deliver 100x Gains?

Investors know that getting in early is often the difference between modest gains and life-changing profits. Among the many projects […] The post Best Crypto Presales of 2025 To Buy: Which Crypto To Explode Tapzi vs. Mutuum Finance vs. BlockchainFX Could Deliver 100x Gains? appeared first on Coindoo.

Author: Coindoo