Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14540 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
HYPE Rallies, SOL Strengthens, Yet MAGAX’s Meme-to-Earn Presale Promises 166× Upside

HYPE Rallies, SOL Strengthens, Yet MAGAX’s Meme-to-Earn Presale Promises 166× Upside

HYPE and Solana show strong momentum in September 2025, but Moonshot MAGAX’s Meme-to-Earn presale is stealing the spotlight with explosive growth potential.

Author: Blockchainreporter
Ripple to be integrated into tokenized money-market funds from BlackRock

Ripple to be integrated into tokenized money-market funds from BlackRock

The post Ripple to be integrated into tokenized money-market funds from BlackRock  appeared on BitcoinEthereumNews.com. BlackRock’s $2 billion Institutional Digital Liquidity Fund (BUIDL) is expanding onto the XRP Ledger (XRPL). Ripple and tokenization platform Securitize have been named as the key partners driving the integration, which is to be executed through a new RLUSD smart contract. The timing of the expansion is significant, coming just as XRPL has reached a new milestone of more than 5.6 million accounts. With the new smart contract, BUIDL investors can directly swap tokenized shares for RLUSD at any time.  Also integrated with VanEck’s tokenized money-market fund, the stablecoin is backed 1:1 with liquid reserves and issued under a New York Department of Financial Services (DFS) trust charter.  How do you unlock real-time liquidity for institutional assets? With $RLUSD. https://t.co/2TvkEmSKTk Our new partnership with @Securitize will allow holders of @BlackRock‘s $BUIDL and @VanEck_US‘s $VBILL to instantly exchange their shares for $RLUSD, thereby preserving exposure… — Ripple (@Ripple) September 23, 2025 Institutional RLUSD adoption Launched in late 2024, RLUSD has grown to over $700 million in market cap, and is now used by DBS and Franklin Templeton as an exchange mechanism. Last week we announced DBS and Franklin Templeton using $RLUSD as a liquid, stable and compliant exchange mechanism for tokenized assets in lending and trading use cases. This week, @Securitize added RLUSD as a new offramp for BlackRock and VanEck’s tokenized funds. 📈 https://t.co/3p3CULv15z — Monica Long (@MonicaLongSF) September 23, 2025 The new integration with BlackRock and VanEck marks the cryptocurrency’s first move onto Securitize’s infrastructure, which will, in turn, give it exposure to partnerships with other asset managers, including Apollo and Hamilton Lane. By bridging tokenized funds with a new enterprise-grade stablecoin, the integration thus aims to expand on-chain liquidity and institutional utility.  “RLUSD is for institutional use, offering regulatory clarity, stability, and real utility. As adoption grows, partnerships…

Author: BitcoinEthereumNews
Toku and Pact Labs to Bring Stablecoin-Powered Earned Wage Access to Workers Worldwide

Toku and Pact Labs to Bring Stablecoin-Powered Earned Wage Access to Workers Worldwide

Partnership gives employees faster access to earned wages and makes stablecoin payroll an even more practical use case for employers Toku, the leading platform for compliant stablecoin payroll, and Pact Labs, an infrastructure platform enabling the origination, securitization, and servicing of on-chain loans across borders, announced a partnership today to offer stablecoin-based earned wage access […]

Author: Cryptopolitan
Digital Asset Treasuries Control $105B in BTC, ETH, and SOL: What Comes Next?

Digital Asset Treasuries Control $105B in BTC, ETH, and SOL: What Comes Next?

TLDR: Digital Asset Treasuries control $105B in assets and major supplies of BTC, ETH, and SOL. These treasuries may evolve into for-profit, publicly traded entities with active ecosystem roles. DATs can stake, lend, and recycle tokens into productive network activities and growth initiatives. The outcome depends on execution and governance, as some DATs will fail [...] The post Digital Asset Treasuries Control $105B in BTC, ETH, and SOL: What Comes Next? appeared first on Blockonomi.

Author: Blockonomi
Dogecoin (DOGE) Drops Over 5% – Is This the Start of a Bigger Crash and What Is the Best Crypto to Buy?

Dogecoin (DOGE) Drops Over 5% – Is This the Start of a Bigger Crash and What Is the Best Crypto to Buy?

The post Dogecoin (DOGE) Drops Over 5% – Is This the Start of a Bigger Crash and What Is the Best Crypto to Buy? appeared on BitcoinEthereumNews.com. Dogecoin has been shedding value again, slipping over 5% in recent trading. The cryptocurrency has fallen below $0.2620 and is currently trading around $0.250, raising new concerns of a more significant crypto meltdown. Technical indicators support the pessimistic perspective by confirming a negative trendline at $0.2550.  If DOGE fails to hold above the $0.2450 level, analysts warn it could dip toward $0.2320 or even lower. This correction is part of a wider shift across crypto prices today, sparking questions on what crypto to buy now. Dogecoin Price Facing Pressure Dogecoin has already closed under $0.2720, mimicking weakness in Bitcoin and Ethereum. The token slid past $0.2620 and $0.2550 supports before touching $0.2451. Since then, it has been consolidating but still trades beneath the 100-hourly moving average.  Resistance remains heavy near $0.2520 and then at $0.2720. Unless a breakout occurs above those levels, downward movement could resume. Major support sits at $0.2250, and a break beneath it may send DOGE sliding toward $0.2120.  Therefore, short-term investors remain cautious. Consequently, many are now exploring alternative crypto coins with more upside potential. Mutuum Finance Phase 6 Presale Mutuum Finance (MUTM) is emerging as one of the best cryptos to buy now. The project is currently in Phase 6 of its presale, which is 45% filled and moving quickly. Since the presale began, $16,200,000 has been raised, and the token has gained 16,520 holders.  The current price in this phase is $0.035, which is a 250% rise from the opening phase price of $0.01. Phase 6 is selling out fast, and once it closes, Phase 7 will open at $0.04, reflecting a 14.3% price hike. At launch, MUTM will be listed at $0.06, and buyers at today’s level stand to see a return of around 380%. Moreover, Mutuum Finance has recently finalized its Certik…

Author: BitcoinEthereumNews
Best Altcoins in Q4 2025: Mutuum Finance (MUTM) Set to Lead With Bigger Gains Than Cardano (ADA)

Best Altcoins in Q4 2025: Mutuum Finance (MUTM) Set to Lead With Bigger Gains Than Cardano (ADA)

Cardano (ADA) remains a key player as Q4 2025 approaches. It maintains its name as a top smart contract platform with steady network updates and an enormous fan base fueling long-term growth. However, its ceiling for growth may be limited compared to newer altcoins still in their early stages.  Mutuum Finance (MUTM), currently preselling at $0.035, is gaining traction due to its DeFi lending-and-borrowing platform designed to deliver real utility. MUTM’s lower market price and early-stage nature will be able to generate significantly higher returns compared to ADA in the next several months, making it a token to watch this quarter. Cardano (ADA) Hits Resistance Amidst Market Consolidation Cardano (ADA) is at $0.851. The coin has dipped by a modest 0.05% in the last 24 hours, hitting an intraday high of $0.903 and an intraday low of $0.850. The price action suggests that ADA is finding resistance at the $0.90–$0.92 region, which it has failed to breach in the past few days. Analysts are hoping to view whether ADA will break this resistance to initiate a potential rally with some forecasts indicating a potential rise to $1.25.  However, if the resistance holds, ADA may continue trading within its existing range. In the meantime, new tokens like Mutuum Finance (MUTM) are gaining popularity for offering new solutions in the DeFi market. Mutuum Finance’s Rise Mutuum Finance (MUTM) has started its presale, now at Stage 6, and the tokens are selling at $0.035. The venture has already gained over 16,550 investors and raised over $16.2 million in capital. These are indicative of the demand for MUTM in the market and the world anticipation of it going live. Mutuum Finance protocol will dynamically hedge liquidity and volatility. It will short illiquid positions when convenient, avoiding extremely low liquidation points. Risk levels are also managed by hedging positions against stablecoins and ETH, and LTV ratios are secured by less volatile assets. A reserve factor, allocated proportionately across asset classes, also contributes to the security of the protocol and optimizes reserve management. Mutuum Finance uses Chainlink oracles to manage collateral, lending, swaps, and settlements in USD-denominated tokens and assets like ETH, MATIC, and AVAX. The infrastructure is backed by fallback oracle modes, composite data feeds, and decentralized exchange time-weighted averages. The layered infrastructure delivers highly precise price data even in stressful market situations. Early Adopter Rewards to the Community As a gesture of gratitude to its early backers, Mutuum Finance has come up with a $100,000 giveaway campaign. Ten participants will receive $10,000 worth of MUTM tokens each, generating community backing in the presale phase. Market volatility is an important factor in Mutuum Finance’s collateral management system. Asset stability is used to determine LTV ratios and liquidation levels, where risk classes are split between upper and lower categories. Reserve multipliers are proportionally applied, ranging from 10% for low-risk assets to as much as 35% for riskier tokens. There is room for a buffer of protection while avoiding portfolio diversification compromise. Forward-looking, Mutuum Finance is building an active capital-backed, passive lending and borrowing protocol. It will enable users to lend against securitized collateral and will be predicated on two core mechanisms: a stability algorithm and an interest rate optimization algorithm. Together, they will generate efficiency, resilience, and sustainable long-term capital utilization throughout the network. Why MUTM Leads ADA This Cycle Mutuum Finance (MUTM) is emerging as the greatest altcoin heading into Q4 2025, passing Cardano (ADA) in development potential. Stage 6 tokens trade at $0.035, with over 16,550 investors putting in $16.2M+, reflecting rising traction. Backed by a $100K community giveaway, Chainlink oracle integration, and advanced risk management tools, MUTM delivers innovation and scalability for real DeFi use. While ADA resists at $0.90–$0.92 with limited upside potential, MUTM’s prestage positioning has the potential to unleash much bigger gains. Get Stage 6 tokens now before prices increase in the subsequent presale stage. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Trump Is Slashing Grad School Loans. Private Firms Are Racing To Profit

Trump Is Slashing Grad School Loans. Private Firms Are Racing To Profit

The post Trump Is Slashing Grad School Loans. Private Firms Are Racing To Profit appeared on BitcoinEthereumNews.com. With Republicans ending the Grad Plus program, private lenders are eyeing billions in new business, while some students could be left in the cold. In the 22 years since Ken Ruggiero jumped from tech to the private student loan business, he’s lived through a dramatic boom and bust. In the early 2000s, the market more than quadrupled, fueled by soaring college prices and federal subsidies in the form of loan guarantees. Then Uncle Sam decided to do the lending itself, directly, and private loan originations collapsed from more than $20 billion in 2008 to less than $6 billion in 2011. Since then, they’ve grown at a glacial pace to $13 billion a year, prompting one big bank after another to exit the business. Now Ruggiero and other industry players are getting ready for a new private student loan boom, courtesy of President Donald Trump’s and Congressional Republicans’ One Big Beautiful Bill Act (OBBBA), which aims to save $307 billion over the next decade from the student loan program. The law makes paying back government loans more onerous, caps the amount parents can borrow and eliminates the Grad Plus loan program for students beginning their graduate studies after July 1, 2026. While undergraduates have always been limited in the amount they can borrow from Uncle Sam, since 2006, grad students have been able to borrow up to their full cost of attendance (including tuition, fees, housing, food and books) for as many years as their studies took, thanks to Grad Plus. But new PhD and master’s students will be limited to borrowing $20,500 per year ($100,000 over the life of their studies) from the government, while new entrants in medical, dental, law and other professional programs will be capped at $50,000 a year (and $200,000 over their lives). That’s left the…

Author: BitcoinEthereumNews
Best Altcoins to Invest in This Week as Ethereum (ETH) Gains Momentum

Best Altcoins to Invest in This Week as Ethereum (ETH) Gains Momentum

Ethereum (ETH) is again back in the limelight with institutional usage and network adoption driving inexorable momentum, becoming one of the leading smart contract platforms. With ETH contributing stability and established market resilience, newer coins are on the rise for guaranteeing disproportionate returns.  Mutuum Finance (MUTM), currently presale at $0.035, is among such coins. The […]

Author: Cryptopolitan
Top 3 Cardano (ADA) Rivals Ready for a Big & Profitable Bull Run

Top 3 Cardano (ADA) Rivals Ready for a Big & Profitable Bull Run

Cardano (ADA) has long been one of the top smart contract platforms, but investors are now eyeing up-and-coming rivals as the next bull run begins. Ethereum (ETH) is still king with its enormous decentralized app ecosystem, and Solana (SOL) still holds relevance for fast transactions and growing developer momentum. But of the familiar names, new […]

Author: Cryptopolitan
The WEF Wants to Put a Market Price on Nature

The WEF Wants to Put a Market Price on Nature

Larry Fink and Andre Hoffmann are the new co-chairs of the World Economic Forum. The WEF publishes a 50-page blueprint on how to monetize everything in nature. The target audiences for latest WEF insight report are “institutional investors’ and banks.

Author: Hackernoon