Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14425 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The US CFTC ordered the former CEO of crypto lending company Voyager to pay $750,000 to defrauded customers

The US CFTC ordered the former CEO of crypto lending company Voyager to pay $750,000 to defrauded customers

PANews reported on September 16th that, according to Bloomberg, the U.S. Commodity Futures Trading Commission (CFTC) announced in a statement on Monday that Stephen Ehrlich, co-founder and former head of the bankrupt crypto lending platform Voyager Digital Ltd., must pay $750,000 to defrauded clients. According to a consent order from a New York federal court, Ehrlich, who neither admitted nor denied the charges, was banned from commodity trading for three years and subject to other restrictions. CFTC Acting Director Charles Marvine stated that this settlement highlights the importance of the CFTC in the digital asset sector, with compensating victims and limiting the defendant's ability to cause future harm as core to its mission. In October 2023, the CFTC sued Ehrlich and Voyager, accusing them of operating a fraudulent digital asset platform that misled clients by claiming it was a "safe haven" and lured them with promises of high returns while lending billions of dollars in client assets to high-risk third parties. Ehrlich described himself as "angry and disappointed" by the charges at the time. He had previously settled related misrepresentation charges filed with the Federal Trade Commission (FTC).

Author: PANews
Ripple Powers $25 Million RLUSD Donation to Strengthen U.S. Economy

Ripple Powers $25 Million RLUSD Donation to Strengthen U.S. Economy

Ripple has unveiled a fresh $25 million commitment in Ripple USD (RLUSD), its dollar-backed stablecoin. The funds will be directed to two nonprofit organizations, Accion Opportunity Fund and Hire Heroes USA. This support is designed to ease funding challenges for small businesses while also providing career opportunities for veterans and military spouses. This marks Ripple’s […]

Author: Tronweekly
Is Dogecoin Loosing Steam While Pepeto Rises

Is Dogecoin Loosing Steam While Pepeto Rises

The post Is Dogecoin Loosing Steam While Pepeto Rises appeared on BitcoinEthereumNews.com. Crypto News 16 September 2025 | 00:25 Is Dogecoin really dying? As traders scan the market for the best crypto to buy now and the best crypto to invest in 2025, Dogecoin (DOGE) still owns meme culture, but momentum is rotating toward projects that pair community with real on-chain utility. Buyers searching “best crypto to buy now” want shipped products, audits, and clear tokenomics. That sets up the real comparison: Dogecoin vs. Pepeto. Enter Pepeto (PEPETO), an Ethereum-based memecoin with live rails: PepetoSwap, a zero-fee DEX, and Pepeto Bridge for smooth cross-chain moves. By blending story with tools people can use today, and speaking directly to crypto presale 2025 demand, Pepeto puts utility, clarity, and distribution up front. In a market where legacy memecoins risk drifting on sentiment, Pepeto’s execution gives it a credible claim in the “best crypto to buy now” debate. First, let’s understand why Dogecoin may be fading. Is Dogecoin Really Loosing Steam ? Remember when Dogecoin made crypto feel easy? In 2013, DOGE turned a meme into money and a community into a movement. A decade later, it no longer enjoys the relentless momentum of its early years; market conditions have clearly shifted. Today, the Dogecoin price sits near $0.30: buyers are defending the current level, but a falling 20-day average and mid-range momentum give the short-term edge to sellers, lose $0.21 and $0.19–$0.16 comes into view. Beyond price, Dogecoin still centers on payments and lacks native smart contracts; ZK-proof verification is proposed, leaving a utility gap versus programmable chains. Until broader features ship and see real use, DOGE upside leans more on brand and cycles than new on-chain apps. After years of chasing “life-changing gains” from the same coins, many traders are looking earlier, at crypto presales. That’s where Pepeto comes in: a watched presale…

Author: BitcoinEthereumNews
Ripple Pledges $25 Million to Support US Veterans and Small Business Programs

Ripple Pledges $25 Million to Support US Veterans and Small Business Programs

TLDR Ripple commits $25M in RLUSD to U.S. veterans and small businesses via Accion and Hire Heroes USA. Accion aims to generate $125M in lending impact through Ripple’s donation for small businesses. Hire Heroes USA to support 14,000 job placements with Ripple’s $25M donation for veterans. Ripple’s donation showcases stablecoin’s potential for faster, transparent philanthropy. [...] The post Ripple Pledges $25 Million to Support US Veterans and Small Business Programs appeared first on CoinCentral.

Author: Coincentral
Best Cryptocurrencies to Buy for The Long Term Growth

Best Cryptocurrencies to Buy for The Long Term Growth

Crypto markets are known for their volatility, but long-term investors take a different view. Rather than chasing short-term swings, they […] The post Best Cryptocurrencies to Buy for The Long Term Growth appeared first on Coindoo.

Author: Coindoo
Cardano Price Prediction: ADA Eyes $3, But Investors Are Turning to This Viral DeFi Token for a 40x Jump

Cardano Price Prediction: ADA Eyes $3, But Investors Are Turning to This Viral DeFi Token for a 40x Jump

The post Cardano Price Prediction: ADA Eyes $3, But Investors Are Turning to This Viral DeFi Token for a 40x Jump appeared on BitcoinEthereumNews.com. Cardano (ADA) continues to trend as analysts debate whether the token will ever reach the envied maw of the $3 price again, but the true buzz in the crypto market is going to a different direction. A newcomer in DeFi, Mutuum Finance (MUTM), is already capturing headlines with its ambitious prospects of a 40x increase, due to its novel lending protocol and a rapidly growing community presence.  Mutuum Finance has already closed 5 rounds of presales with the sixth one live at a price of $0.035. Investors who purchase tokens will enjoy a huge ROI once the coin has been introduced into the open markets. Presale already has 16300 holders and has already raised over $15.8 million. As ADA steadily rises, investors are beginning to focus on Mutuum Finance as the next disruptive coin in decentralized finance. Cardano Price Prediction to $3 ADA is currently at the value of $0.94 and is trading well on a measured scale as analysts consider whether it can pick steam in the next market cycle to the $3 mark or not. ADA still relies on ecosystem expansion, additional integration of smart contracts, and its integration in a larger blockchain ecosystem, to determine its future. Even though ADA is still among the top cryptos in the market, a rising number of investors is also talking about upcoming projects such as Mutuum Finance. CertiK and Mutuum Finance launch $50,000 Bug bounty Mutuum Finance (MUTM) has implemented a Bug Bounty Program of $50,000 dollars to attract developers, security experts and ethical hackers to work on finding bugs in the project. Upon finding and reporting about the vulnerabilities that may affect the security of the protocol that they are, they are rewarded.  The payout will depend on the complexity of the problem, non-critical bugs to serious threats. This…

Author: BitcoinEthereumNews
US Dollar Decline Accelerates: Crucial Fed Rate Cuts Unleash Bearish Momentum

US Dollar Decline Accelerates: Crucial Fed Rate Cuts Unleash Bearish Momentum

BitcoinWorld US Dollar Decline Accelerates: Crucial Fed Rate Cuts Unleash Bearish Momentum For many in the cryptocurrency space, the strength or weakness of the US Dollar often acts as a significant barometer. A weakening dollar can, at times, make dollar-denominated assets like Bitcoin appear more attractive, potentially driving capital into alternative investments. As we stand on the precipice of what many analysts predict will be an accelerating US Dollar Decline, understanding the underlying dynamics becomes not just important, but absolutely essential for anyone navigating the volatile currents of global finance. The stage is set for a dramatic shift, fueled primarily by anticipated Fed Rate Cuts, which are poised to boost bearish sentiment against the greenback. Why is the US Dollar Decline Poised for a Significant Downturn? The narrative around the US Dollar Decline isn’t new, but its current trajectory suggests a more pronounced and sustained downturn than previously expected. For much of the past year, the dollar has enjoyed a period of relative strength, largely buoyed by the Federal Reserve’s aggressive interest rate hikes aimed at taming inflation. However, as inflation shows signs of cooling and economic growth faces headwinds, the calculus is rapidly changing. Investors are increasingly betting on a dovish pivot from the Fed, which historically spells trouble for the dollar’s value. Several factors converge to paint this bearish picture: Interest Rate Differentials: As other major central banks, like the European Central Bank or the Bank of England, potentially maintain higher rates or cut less aggressively than the Fed, the yield advantage previously held by dollar assets diminishes. This makes holding other currencies more attractive. Economic Slowdown Concerns: While the US economy has shown resilience, persistent inflation and high borrowing costs are expected to weigh on growth. A slower economy generally reduces the attractiveness of a nation’s currency. Reduced Safe-Haven Demand: During periods of global uncertainty, the dollar often acts as a safe haven. However, if global economic stability improves or other regions show stronger growth, this demand could wane. The anticipation of these shifts is already influencing market sentiment, with significant implications for global trade, commodity prices, and indeed, the cryptocurrency market, where a weaker dollar can often translate into increased purchasing power for other assets. How Will Fed Rate Cuts Reshape the Currency Landscape? The Federal Reserve’s monetary policy decisions are the single most influential factor in the Currency Outlook for the US Dollar. After a cycle of aggressive tightening, the market is now firmly pricing in multiple Fed Rate Cuts in the coming year. When a central bank cuts interest rates, it generally makes the country’s currency less attractive to foreign investors seeking higher returns on their capital. This is a fundamental principle of foreign exchange markets. Consider the typical chain of events: Reduced Yields: Lower interest rates mean lower returns on dollar-denominated bonds and other fixed-income assets. Capital Outflow: Investors may shift their capital to countries offering higher yields, leading to a selling pressure on the dollar. Increased Money Supply: Lower rates can also stimulate lending and economic activity, potentially increasing the supply of dollars in circulation, which can dilute its value relative to other currencies. The timing and magnitude of these rate cuts are crucial. If the Fed cuts rates more aggressively or earlier than other major central banks, the dollar’s depreciation could be swift and pronounced. Conversely, if other central banks follow suit rapidly, the impact might be more moderated. The market’s expectation of these cuts is already baked into current dollar valuations to some extent, but any deviation from this expectation, particularly a more dovish stance, could trigger a sharp acceleration in the Dollar Weakness trend. What Do These Forex Market Trends Mean for Your Portfolio? Understanding broader Forex Market Trends is vital for investors across all asset classes, including digital assets. The current trend points towards a significant recalibration of global currency valuations, with the dollar expected to lose ground against a basket of major currencies. This isn’t just theoretical; it has tangible impacts on investment strategies and purchasing power. Analysts are observing a noticeable increase in bearish bets against the dollar. This is reflected in: Net Short Positions: Institutional investors, including hedge funds and large speculative traders, are accumulating net short positions on the dollar, signaling their expectation of further depreciation. Strength in Other Currencies: We are seeing a gradual strengthening of currencies like the Euro, Japanese Yen, and British Pound as investors anticipate a narrowing of interest rate differentials. Commodity Price Inflation: A weaker dollar typically makes dollar-denominated commodities (like oil and gold) cheaper for buyers using other currencies, potentially driving up their prices. This can be a boon for commodity-linked assets. For cryptocurrency investors, these Forex Market Trends can be particularly interesting. Historically, Bitcoin has shown an inverse correlation with the dollar at various points, often acting as a hedge against traditional currency debasement. While not a direct causation, a weaker dollar can make alternative stores of value more appealing, potentially driving demand for digital assets. Is Dollar Weakness an Opportunity or a Threat? The impending period of Dollar Weakness presents a dual landscape of both opportunities and challenges for investors worldwide. Recognizing these aspects is key to navigating the shifting financial tides effectively. For some, it will unlock new avenues for growth; for others, it might necessitate a re-evaluation of existing strategies. Opportunities Presented by Dollar Weakness: Boost for Commodities: As mentioned, a weaker dollar typically makes commodities like gold, silver, and crude oil more affordable for international buyers, potentially leading to price appreciation. Support for Emerging Markets: Many emerging market economies borrow in dollars. A weaker dollar eases their debt burden and can stimulate economic activity, making their equities and bonds more attractive. Increased Competitiveness for US Exports: American goods and services become cheaper for foreign buyers, potentially boosting export volumes and supporting US-based multinational corporations. Potential for Crypto Growth: For those in the digital asset space, a declining dollar can sometimes fuel interest in cryptocurrencies as alternative stores of value or as hedges against inflation and currency debasement. Challenges Associated with Dollar Weakness: Inflationary Pressures: While a weaker dollar can make imports more expensive, potentially contributing to domestic inflation, this might be offset by the Fed’s primary goal of bringing inflation down. Reduced Purchasing Power Abroad: For US residents, traveling abroad or purchasing foreign goods becomes more expensive as their dollar buys less. Impact on Dollar-Denominated Investments: Assets denominated solely in USD, without international exposure, might see their real value diminish if not managed strategically. The critical takeaway is that Dollar Weakness is not uniformly good or bad. Its impact is highly dependent on an investor’s geographic location, asset allocation, and strategic objectives. A proactive approach to portfolio diversification becomes paramount in such an environment. What Does the Future Currency Outlook Hold Amidst Shifting Policies? Peering into the future Currency Outlook, the consensus among many financial analysts points towards continued pressure on the US Dollar throughout the coming year, particularly as the anticipated Fed Rate Cuts materialize. While no forecast is ever certain, several key indicators and expert projections solidify this view, making it a crucial consideration for long-term planning. Here’s what market participants are closely watching: Pace of Fed Easing: The speed and depth of the Federal Reserve’s rate-cutting cycle will be paramount. A faster pace could lead to more rapid dollar depreciation. Global Economic Performance: Relative economic performance between the US and other major economies will play a significant role. If Europe or Asia show stronger growth, their currencies could gain further against the dollar. Geopolitical Developments: Unexpected global events can always shift safe-haven flows, temporarily boosting or dampening dollar demand. However, the underlying monetary policy divergence is expected to remain the dominant driver. Fiscal Policy and Debt: The US’s growing national debt and fiscal deficits could also exert long-term pressure on the dollar, as investors question the sustainability of government finances. For investors, adapting to this evolving Currency Outlook means potentially adjusting asset allocations. This could involve increasing exposure to non-dollar denominated assets, exploring commodities, or considering international equities. For those interested in digital assets, the narrative of Bitcoin as ‘digital gold’ or a hedge against fiat currency devaluation might gain further traction during periods of sustained US Dollar Decline. In conclusion, the stage is set for a significant period of US Dollar Decline, driven primarily by the Federal Reserve’s anticipated shift towards interest rate cuts. This shift, while aimed at managing domestic economic conditions, will undoubtedly send ripples across global Forex Market Trends, fostering a period of pronounced Dollar Weakness. For investors, understanding these dynamics is paramount. While challenges exist, the opportunities presented in commodities, emerging markets, and potentially digital assets, are compelling. The evolving Currency Outlook demands vigilance and strategic adaptation, ensuring portfolios are robust enough to thrive in a world where the mighty dollar may not always reign supreme. The coming months will be crucial in determining the extent and pace of this fascinating monetary recalibration. To learn more about the latest Forex market trends, explore our article on key developments shaping the US Dollar and global interest rates. This post US Dollar Decline Accelerates: Crucial Fed Rate Cuts Unleash Bearish Momentum first appeared on BitcoinWorld.

Author: Coinstats
Best Crypto To Buy Now, In 2025: Is Dogecoin Loosing Steam While Pepeto Rises

Best Crypto To Buy Now, In 2025: Is Dogecoin Loosing Steam While Pepeto Rises

Buyers searching “best crypto to buy now” want shipped products, audits, and clear tokenomics. That sets up the real comparison: […] The post Best Crypto To Buy Now, In 2025: Is Dogecoin Loosing Steam While Pepeto Rises appeared first on Coindoo.

Author: Coindoo
Ripple Pledges $25M in Stablecoin to Support US Businesses and Veterans

Ripple Pledges $25M in Stablecoin to Support US Businesses and Veterans

Key Takeaways: Ripple donated $25 million worth of RLUSD to support small-business lending and veteran employment programs in the U.S. Accion Opportunity Fund and Hire Heroes USA will deploy the funds toward capital access, training, and career transition support. The donation follows Ripple’s earlier $25 million RLUSD pledge to education-focused nonprofits, forming part of a broader engagement strategy. Ripple has committed $25 million worth of Ripple USD (RLUSD) stablecoin to nonprofit organizations Accion Opportunity Fund and Hire Heroes USA. According to a press release published on September 15, the funds will be used to expand small-business access to capital and provide job training for veterans and military families. Ripple Donates Another $25 Million This is Ripple’s second $25 million pledge in 2025, following an earlier donation to education-focused nonprofits. The company said both commitments are part of a broader effort to deliver digital financial tools through RLUSD in partnership with U.S.-based organizations. “Small businesses and veterans are two of the most powerful engines of American progress, yet both face barriers that limit their full economic impact,” said Ripple CEO Brad Garlinghouse. “We’re delivering funding, training, and the resources required to help these communities grow, compete, and lead in the next chapter of our digital economy,” said Garlinghouse. Accion Opportunity Fund said the donation will help generate $125 million in lending impact through new programs, including the Ripple Digital Leap Forward accelerator, which will offer training and $500,000 in initial support for business owners. Hire Heroes USA expects to use its share to support 14,000 job placements and introduce a fintech-focused employment pathway. Stablecoin for Philanthropy in the U.S. Both nonprofits will receive the RLUSD via The Giving Block’s donation platform with exchange and custody support from Uphold. Ripple said this method allows faster delivery of funds and provides its partners with operational exposure to digital asset tools. “Our partnership with Ripple goes beyond philanthropy,” said Luz Urrutia, CEO of Accion Opportunity Fund. “This investment will also enable AOF to accelerate the development of its digitization and educational programs for small businesses.” The company said the RLUSD distribution would be its primary mechanism for nonprofit engagement throughout the year, including the earlier May donation to DonorsChoose and Teach For America. The use of RLUSD for philanthropy offers a live example of how stablecoins can streamline funding with faster settlement and clear tracking. It may also inform regulatory debates on stablecoin use beyond trading, as lawmakers consider their role in public service and nonprofit delivery. Frequently Asked Questions (FAQs) Why are nonprofits accepting stablecoins instead of traditional currency? Stablecoins can reduce transfer delays, lower transaction costs, and increase traceability, which can improve fund distribution and financial oversight. What challenges might nonprofits face in handling digital assets? Nonprofits must manage private key security, custodial relationships, accounting complexities, and regulatory uncertainties when operating with digital currencies. Is this kind of donation tax-deductible? In the U.S., cryptocurrency donations are treated as property for tax purposes, but valuation, timing, and reporting can be complex for both donor and recipient. Could this lead to wider adoption of crypto tools in the nonprofit sector? If operationally successful, these donations may encourage other organizations to explore digital rails for grants, microfinance, or international development work.

Author: CryptoNews
SGB Teams With Matrixport to Give Institutions 24/7 Fiat and Crypto Custody Access

SGB Teams With Matrixport to Give Institutions 24/7 Fiat and Crypto Custody Access

TLDR: SGB and Matrixport integrate banking and custody tech to allow instant, regulated fiat and crypto access for institutions. The partnership brings real-time payments through SGB Net and faster fund deployment for global institutional clients. Institutional users can now manage both cash and crypto in one platform with compliance and security controls in place. Cactus [...] The post SGB Teams With Matrixport to Give Institutions 24/7 Fiat and Crypto Custody Access appeared first on Blockonomi.

Author: Blockonomi