Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14425 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Base Now “Exploring” a Network Token – Is a Massive Airdrop Imminent?

Base Now “Exploring” a Network Token – Is a Massive Airdrop Imminent?

Base, the Ethereum Layer-2 network incubated by Coinbase, is shifting its stance on tokenization. At BaseCamp 2025 in Stowe, Vermont, Base creator Jesse Pollak said the project is “beginning to explore” the launch of a network token, marking a reversal from Coinbase’s long-held position that no token was planned. The exploration of a network token comes on the heels of Linea’s token generation event last week, which saw Consensys’ Layer-2 network distribute more than 9.3 billion LINEA tokens to eligible users. The launch sparked speculation that Base could pursue a similar path, though Coinbase has stressed that no decisions have been made. Coinbase Considers Token Path After Linea’s $LINEA Airdrop Pollak emphasized that Base remains in the early stages of exploration, with no specifics yet on design, governance, or timing. “Base is a bridge, not an island,” he said during the livestreamed event, showing the network’s vision of deeper connectivity within the Ethereum ecosystem. While the project cautioned that there are “no definitive plans” for a token, it described the shift as part of a broader philosophical update, seeking to accelerate decentralization and expand opportunities for builders and creators. Launched in 2023, Base was designed as a secure, low-cost, developer-friendly chain. Until now, Coinbase has argued that a token was not necessary to achieve those goals. However, with the network’s recent milestones, such as sub-second, sub-cent transactions and a growing developer ecosystem, leaders say they are rethinking their approach as Base positions itself to play a central role in a global on-chain economy. Alongside the token discussion, Base announced new initiatives at BaseCamp. One update was the debut of an open-source bridge between Base and Solana, intended to allow seamless interoperability between ERC-20 and SPL tokens. The bridge, now live on testnet, will allow users to move assets across chains, deposit and use SOL in Base applications, and expand liquidity for both ecosystems. It is expected to launch on the mainnet in the coming weeks. Base also unveiled updates to its builder programs and products. The second round of Base Batches, set to begin on September 29, will provide funding, mentorship, and global distribution to developers, culminating in a demo day at Devconnect in Argentina. Meanwhile, the Base app, an “everything app” combining social networking, payments, trading, and app discovery, has drawn over 1 million people to its waitlist since its invite-only beta in July. According to the project, more than $500,000 in creator earnings have already been paid out through the platform. Base Hits $5B TVL, Weighs Token Plans Amid Network Milestone The tokenization announcements come as Base reaches a new milestone in adoption. According to DeFiLlama, the network’s total value locked (TVL) recently hit an all-time high of $5.06 billion before falling to $4.99 billion earlier in the day, making it the sixth-largest blockchain by TVL. Lending protocols Morpho and Aave account for more than 60% of that figure, while stablecoins on the network hold a combined market capitalization of $4.3 billion. Base also recorded over 971,000 active addresses in 24 hours, with $21.1 billion in bridged assets. However, Coinbase’s Base network faced its first major disruption on August 5, when block production halted for over 30 minutes. The outage temporarily affected deposits, withdrawals, and Flashblocks functionality. Base later confirmed the cause was a failed sequencer handover within its high-availability cluster. As on-chain activity spiked, the active sequencer fell behind, prompting an automated system called Conductor to shift control to a backup. The handoff failed because the new sequencer was still being provisioned, leaving the network unable to produce blocks until the team manually intervened. The incident comes as Base experiences record adoption. The network recently overtook Solana in daily token launches, with more than 54,000 new tokens created on July 27. Since the relaunch of its app, which integrates platforms like Zora and Farcaster, Base has seen 1.6 million tokens deployed and nearly 3 million traders generating around $470 million in volume. However, in recent months, Base has continued to expand its infrastructure. At ETHDenver in February, it unveiled Flashblocks to reduce block times to 200 milliseconds, Base Appchains for high-traffic dApps, and Smart Wallet Sub Accounts to simplify user onboarding. The network also acquired the development team behind privacy-focused project Iron Fish to enhance its zero-knowledge capabilities

Author: CryptoNews
Helius Medical Technologies (HSDT) Stock: Soars 150% on $500M SOL Treasury Pivot

Helius Medical Technologies (HSDT) Stock: Soars 150% on $500M SOL Treasury Pivot

TLDR Helius stock jumps 150% on $500M SOL treasury pivot backed by Pantera. Helius unveils bold Solana Treasury play, ignites 150%+ stock surge. From biotech to blockchain: Helius makes $500M Solana-powered leap. Pantera fuels Helius’s SOL pivot; $750M in warrants boost momentum. Helius eyes largest SOL treasury; stock spikes on crypto-native shift. Helius Medical Technologies(HSDT) [...] The post Helius Medical Technologies (HSDT) Stock: Soars 150% on $500M SOL Treasury Pivot appeared first on CoinCentral.

Author: Coincentral
How to Earn Passive Crypto Income with Stablecoins in 2025

How to Earn Passive Crypto Income with Stablecoins in 2025

The post How to Earn Passive Crypto Income with Stablecoins in 2025 appeared on BitcoinEthereumNews.com. Key takeaways Yield-bearing stablecoins include treasury-backed, DeFi and synthetic models. US and EU law ban issuer-paid interest; access is often restricted. Rebases and rewards are taxed as income when received. Risks remain: regulation, markets, contracts and liquidity. The search for passive income has always driven investors toward assets like dividend stocks, real estate or government bonds. In 2025, crypto adds another contender: yield-bearing stablecoins. These digital tokens are designed not just to hold their value against the dollar but also to generate a steady income while sitting in your wallet. But before rushing in, it’s important to understand what these stablecoins are, how the yield is produced and the legal and tax rules that apply. Let’s break it down step-by-step. What are yield-bearing stablecoins? Traditional stablecoins such as Tether’s USDt (USDT) or USDC (USDC) are pegged to the dollar but don’t pay you anything for holding them. Yield-bearing stablecoins are different: They automatically pass on returns from underlying assets or strategies to tokenholders. There are three major models in use today: Tokenized treasuries and money market funds: These stablecoins are backed by safe assets like short-term US Treasurys or bank deposits. The yield from those holdings is distributed back to the tokenholders, often by increasing the token balance or adjusting its value. Put simply, you could think of them as blockchain-wrapped versions of traditional cash-equivalent funds. Decentralized finance (DeFi) savings wrappers: Protocols like Sky (previously MakerDAO) allow users to lock stablecoins, such as Dai (DAI), into a “savings rate” module. When wrapped into tokens like sDAI, your balance grows over time at a rate set by the protocol’s governance. Synthetic yield models: Some innovative stablecoins, such as those powered by derivatives strategies, generate yield from crypto market funding rates or staking rewards. Returns can be higher but also fluctuate depending…

Author: BitcoinEthereumNews
Helius (HSDT) Soars 200% on $500M Raise for SOL Treasury

Helius (HSDT) Soars 200% on $500M Raise for SOL Treasury

The post Helius (HSDT) Soars 200% on $500M Raise for SOL Treasury appeared on BitcoinEthereumNews.com. Helius Medical Technologies (HSDT) announced on Monday it’s raising more than $500 million in a private financing round to create a Solana-focused treasury company. The vehicle will hold SOL, the native token of the Solana blockchain, as its reserve asset and aims to expand to more than $1.25 billion via stock warrants tied to the deal, the press release said. The financing was led by Pantera Capital and Summer Capital, with participation from investors including Animoca Brands, FalconX and HashKey Capital. Shares of the firm rallied over 200% above $24 in pre-market trading following the announcement. Solana was down 4% over the past 24 hours. The firm is joining the latest wave of new digital asset treasuries, or DATs, with public companies pivoting to raise funds and buy cryptocurrencies like bitcoin BTC$115,350.66, ether (ETH) or SOL. Helius is set to rival with the recently launched Forward Industries (FORD) with a $1.65 billion war chest backed by Galaxy Digital and others. That firm confirmed on Monday that has already purchased 6.8 million tokens for roughly $1.58 billion last week. Helius’ plan is to use Solana’s yield-bearing design to generate income on the holdings, earning staking rewards of around 7% as well as deploying tokens in decentralized finance (DeFi) and lending opportunities. Incoming executive chairman Joseph Chee, founder of Summer Capital and a former UBS banker, will lead the firm’s digital asset strategy alongside Pantera’s Cosmo Jiang and Dan Morehead. “As a pioneer in the digital asset treasury space, having participated in the formation of the strategy at Twenty One Capital (CEP) with Tether, Softbank and Cantor, Bitmine (BMNR) with Tom Lee and Mozayyx as well as EightCo (OCTO) with Dan Ives and Sam Altman, we have built the expertise to set up the pre-eminent Solana treasury vehicle,” Cosmo Jiang, general partner…

Author: BitcoinEthereumNews
American Express Launches Digital Travel Stamps On Blockchain

American Express Launches Digital Travel Stamps On Blockchain

The post American Express Launches Digital Travel Stamps On Blockchain appeared on BitcoinEthereumNews.com. Key Highlights American Express launches blockchain travel stamps with no market value Digital stamps offer travelers unique souvenirs linked to journeys New app features also include AI tools and premium lounge upgrades American Express Brings Blockchain to Travel Memories American Express has added a new feature to its travel app: digital “travel stamps” designed to create lasting memories of customer journeys. The stamps are issued on Ethereum and minted as ERC-721 tokens on Coinbase’s Base network. Unlike typical NFTs, these stamps are not tradable or tied to loyalty rewards. Instead, Amex sees them as digital souvenirs, a way for cardholders to document their travels in a modern and personal format. Colin Marlow, vice president of new partnerships at Amex Digital Labs, explained the idea: “It’s technically an NFT, but we don’t present it that way. We wanted people to see these as stamps that naturally fit into the travel experience.” No Market Value but Long-Term Potential Travelers receive digital stamps whenever they use their Amex card, but the tokens are not designed for sale and carry no monetary value. Instead, American Express hopes the concept can evolve into something larger. “We weren’t looking to sell tokens or chase quick profits,” Marlow said. “The goal is to make the travel experience richer and more memorable.” The company also sees opportunities for future partnerships that could expand the utility of the stamps. More Than Just Stamps Alongside the stamps, the updated Amex app now includes enhanced planning tools and new features for Centurion Lounge users. This comes after American Express announced in May 2023 that it would integrate artificial intelligence into services ranging from fraud detection to credit limit adjustments and customer sentiment analysis. By blending AI-driven services with blockchain-backed travel keepsakes, Amex is positioning its app as both a financial tool…

Author: BitcoinEthereumNews
Dogecoin (DOGE) Jumps 30% in a Week, But Investors Are Taking Profits and Moving to This Cheaper Crypto for Higher Returns

Dogecoin (DOGE) Jumps 30% in a Week, But Investors Are Taking Profits and Moving to This Cheaper Crypto for Higher Returns

Dogecoin (DOGE) might have risen by 30% in the last week, sparking renewed passion for meme coins, but data from on-chain indicates traders are selling out and transferring capital. A growing share of that liquidity is pouring into Mutuum Finance (MUTM), a quickly emerging decentralized finance (DeFi) protocol that’s gaining traction among investors seeking more […]

Author: Cryptopolitan
Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which is the Best Crypto for New Investors in 2025?

Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which is the Best Crypto for New Investors in 2025?

In 2025’s crypto market, investors are watching an unlikely face-off,  the meme-fueled legacy of Dogecoin (DOGE) versus the fast-rising utility of Mutuum Finance (MUTM). While Dogecoin continues to hold its place as a cultural cornerstone, Mutuum Finance is drawing headlines for its innovative approach to decentralized finance, with a focus on sustainable yield strategies and […]

Author: Cryptopolitan
Kart Rumble eyes $200k milestone as early momentum builds

Kart Rumble eyes $200k milestone as early momentum builds

Kart Rumble is blending meme culture, adaptive AI gameplay, and blockchain ownership to reshape the web3 gaming and presale landscape. #sponsored

Author: Crypto.news
American Express (AXP) Stock: Surges Amid NFT-Style Travel Stamps Launch on Ethereum

American Express (AXP) Stock: Surges Amid NFT-Style Travel Stamps Launch on Ethereum

TLDR Amex unveils blockchain travel stamps, blending trips with digital identity Travel goes Web3: Amex launches Base-powered digital journey stamps Amex taps Coinbase’s Base for NFT-like travel tokens, shares climb American Express fuses travel with blockchain via ERC-721 stamps Amex debuts digital travel stamps, signaling push into Web3 identity American Express shares climbed 0.81% to [...] The post American Express (AXP) Stock: Surges Amid NFT-Style Travel Stamps Launch on Ethereum appeared first on CoinCentral.

Author: Coincentral
XRP Price Forecast: Ripple Eyes $4.50 Amid Rising Institutional Inflows, While Mutuum Finance (MUTM) Nears a 5,000% Breakout

XRP Price Forecast: Ripple Eyes $4.50 Amid Rising Institutional Inflows, While Mutuum Finance (MUTM) Nears a 5,000% Breakout

While institutional investment pours into XRP and moves Ripple towards the highly anticipated $4.50 mark, a new token Mutuum Finance (MUTM) is grabbing even more headlines. As the pros wait for a jaw-dropping 5,000% breakout potential, Mutuum Finance (MUTM) is quickly becoming the red-hot token in the markets, interesting not just retail traders but, more […]

Author: Cryptopolitan