Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14423 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bank of England Faces Criticism Over Stablecoin Limits

Bank of England Faces Criticism Over Stablecoin Limits

The post Bank of England Faces Criticism Over Stablecoin Limits appeared on BitcoinEthereumNews.com. Key Highlights BoE plans to limit stablecoin ownership for individuals and businesses. Experts warn rules could slow UK digital finance innovation. Crypto industry criticizes restrictions as impractical and costly. Bank of England Proposes Stablecoin Limits and Faces Criticism The Bank of England (BoE) has announced plans to impose strict limits on stablecoin ownership, prompting backlash from the crypto community. Proposed limits range from £10,000 to £20,000 for individuals and up to £10 million for businesses, according to the Financial Times. The BoE explained that the measures aim to reduce risks to the banking system in the event of “massive and rapid outflows of deposits.” Information about proposed limits first appeared in April 2023, and the BoE presented the corresponding framework later that November. Industry Experts Warn UK Could Fall Behind Sasha Mills, the BoE’s executive director for financial market infrastructure, stated: “The limits will help mitigate risks to financial stability that arise from sudden drops in business and household lending and from rapidly scaling systemic payment systems.” However, industry representatives argue the limits could disadvantage the UK compared to the US and EU. Tom Duff Gordon, vice president of international policy at Coinbase, said: “Restrictions on stablecoins are bad for UK investors, bad for the City, and bad for the pound. No other leading jurisdiction has imposed such restrictions.” Simon Jennings, CEO of the UK Cryptoasset Business Council, added: “Limits simply don’t work in practice. Stablecoin issuers can’t see who owns their tokens, so introducing limits would require costly systems such as digital IDs or constant wallet coordination.” Policy experts and academics also warn that London risks losing its competitive edge in digital finance. Gilles Schemla, Professor at Imperial Business School, emphasized: “Stablecoins are no longer experimental technologies – they are becoming the foundation of the global digital economy. London…

Author: BitcoinEthereumNews
Aave Hits Record $73.2 Billion in Deposits as DeFi Market Surges

Aave Hits Record $73.2 Billion in Deposits as DeFi Market Surges

DeFi lender Aave’s TVL has recently achieved a new peak, surpassing Lido to become the leading DeFi platform. The post Aave Hits Record $73.2 Billion in Deposits as DeFi Market Surges appeared first on Coinspeaker.

Author: Coinspeaker
Solana sees robust on-chain inflows, with growing demand for ETP and ETF

Solana sees robust on-chain inflows, with growing demand for ETP and ETF

Solana marked peak inflows, both through native on-chain assets and through its exchange-traded products and ETF. The inflows signal demand for Solana as the go-to app for both memes and DeFi.

Author: Cryptopolitan
AI predicts Bitcoin price for October 1, 2025

AI predicts Bitcoin price for October 1, 2025

The post AI predicts Bitcoin price for October 1, 2025 appeared on BitcoinEthereumNews.com. While the Bitcoin (BTC) struggles to turn the key $115,000 threshold into support, it has managed to climb more than two percent in the past week. Over the last month, however, Bitcoin has shed 2.58%, moving in a wide range between $107,000 and $119,000. Finbold’s AI prediction agent has projected that Bitcoin will trade at $118,167 by October 1, 2025, suggesting a gain of 2.7% from today’s price of $115,056. At present, BTC is changing hands just over three thousand dollars below the forecasted level.  To reach this projection, Finbold’s AI agent drew on several large language models, including GPT-4o, Claude Sonnet 4, and Grok 3. By blending outputs from multiple models, the system delivers an averaged forecast designed to iron out inconsistencies and provide a more reliable view of the market.  Finbold’s AI prediction agent BTC forecast. Source: Finbold The analysis also incorporated momentum-based indicators such as MACD, RSI, Stochastic oscillator, MACD slope, and the 50- and 200-day simple moving averages. Within this framework, Grok 3 suggested the most optimistic path with a 2.99% rise, while GPT-4o leaned more conservatively at 2.12%. BTC market activity Market activity remains robust alongside these forecasts. Trading volume in the past twenty-four hours reached $46.66 billion, marking a 48% increase. Bitcoin’s fully diluted valuation currently stands at $2.4 trillion, with a volume-to-market cap ratio of 2.02%.  This backdrop is further shaped by the wider digital asset landscape. The Altcoin Index has climbed to 72 out of 100, a local high that reflects rising appetite for alternatives, even as Bitcoin dominance has slipped to near a seven-month low. Market commentators are paying close attention to these dynamics. Well-known analyst Michaël van de Poppe described the current setup as “very classic price action prior to the FOMC meeting.” He noted that it is common for…

Author: BitcoinEthereumNews
Best DeFi Crypto Under $0.05? Analysts Predict Mutuum Finance (MUTM) to Deliver 25x by 2026

Best DeFi Crypto Under $0.05? Analysts Predict Mutuum Finance (MUTM) to Deliver 25x by 2026

In a market where blue-chip DeFi tokens trade at hundreds of dollars per coin, finding a credible project under $0.05 is increasingly rare. Yet that is exactly where Mutuum Finance (MUTM) sits today, priced at just $0.035 in its presale Phase 6. With more than $15.75 million raised, 16,280+ holders onboard, and over 710 million [...] The post Best DeFi Crypto Under $0.05? Analysts Predict Mutuum Finance (MUTM) to Deliver 25x by 2026 appeared first on Blockonomi.

Author: Blockonomi
London Stock Exchange Group(LSEG) to Launch Blockchain Platform for Private Funds

London Stock Exchange Group(LSEG) to Launch Blockchain Platform for Private Funds

TLDR LSEG debuts blockchain-powered DMI to transform private fund markets. Digital Markets Infrastructure by LSEG streamlines private fund lifecycle. LSEG pioneers regulated blockchain system for private fund tokenisation. Private funds go digital as LSEG launches DMI on Microsoft Azure. Blockchain meets finance: LSEG’s DMI reshapes private fund operations. The London Stock Exchange Group (LSEG) has [...] The post London Stock Exchange Group(LSEG) to Launch Blockchain Platform for Private Funds appeared first on CoinCentral.

Author: Coincentral
Nasdaq-listed Helius announces $500M funding for Solana treasury

Nasdaq-listed Helius announces $500M funding for Solana treasury

                                                                               Helius will also explore staking and lending opportunities to further leverage its SOL treasury, which it plans to build up over the next 24 months.                     Nasdaq-listed Helius Medical Technologies is launching a $500 million corporate treasury reserve built around Solana, making it one of the largest Solana-focused treasury initiatives to date.The company announced Monday that it priced an oversubscribed private investment in public equity (PIPE) offering of common stock at $6.88 per share, along with stapled warrants exercisable at $10.12 for three years. The deal includes $500 million in equity and up to $750 million in warrants, assuming full exercise.Helius said it will use the net proceeds of the offering to establish a crypto treasury strategy with the Solana (SOL) token as its main reserve asset. The company said it will “significantly scale holdings over the next 12-24 months via best-in-class capital markets program incorporating ATM sales and other proven strategies.”Read more

Author: Coinstats
DeFi, crypto lending markets have overcome 2022 chaos, Aave founder claims

DeFi, crypto lending markets have overcome 2022 chaos, Aave founder claims

Aave (AAVE) remains the leader in DeFi, announced Marc Zeller in a state of the union blog. Aave aims to focus on top blue-chip assets and leading L2 chains to avoid dilution and expensive incentives.

Author: Cryptopolitan
Crypto Groups Slam Bank of England Proposal to Limit Stablecoin Use

Crypto Groups Slam Bank of England Proposal to Limit Stablecoin Use

TLDR The Bank of England proposed limits on individual stablecoin holdings between £5,000 and £20,000. UK crypto advocacy groups strongly opposed the proposal due to its potential impact on innovation and competitiveness. Tom Duff Gordon from Coinbase said such caps could harm UK savers and weaken the British pound. Simon Jennings of the UK Cryptoasset [...] The post Crypto Groups Slam Bank of England Proposal to Limit Stablecoin Use appeared first on CoinCentral.

Author: Coincentral
Top Cryptocurrencies to Invest in as the Total Market Cap Hits $4T Again

Top Cryptocurrencies to Invest in as the Total Market Cap Hits $4T Again

The post Top Cryptocurrencies to Invest in as the Total Market Cap Hits $4T Again appeared on BitcoinEthereumNews.com. With the global crypto market reaching the $4 trillion mark again, investor attention is turning towards the ventures behind all the fuss in this latest wave of growth. While XRP holds its ground, Mutuum Finance (MUTM), a brand-new coin, is taking the market by storm. This cheap altcoin at just $0.035 has been supported by more than 16,300 investors. Placing itself at the intersection of DeFi innovation and tokenomics scalability, Mutuum Finance is ready to emerge as a market leading player in a saturated niche.  XRP Holds Ground as Market Regains $4 Trillion XRP trades above $3, showing intraday price action at $3.02 to $3.18 as the whole cryptocurrency market exceeds the $4 trillion threshold. The token continues to hold its spot in the market discussion of cross-border payment and institutional adoption, with traders waiting to see if increased liquidity across the entire market cycle can drive its next action. While XRP holds firm in this position, other initiatives such as Mutuum Finance are also attracting investor attention.  Mutuum Finance Stage 6 Momentum Investors are freely buying MUTM tokens at $0.035 in Stage 6 of the presale. Stage 7, which is the close-up, is approaching, and demand is still growing. More than 16,300 investors have accumulated tokens to this point, and the project has raised more than $15.8 million, a definite indicator that market demand is great and launch expectations are growing. Accuracy in Price Discovery For borrow, lend, and liquidation security, Mutuum Finance utilizes Chainlink oracles for token prices for tokens such as ETH, MATIC, and AVAX. Fallback oracle parameters, composite data feeds, and time-weighted averages of decentralized exchanges are backed up for higher accuracy. The multi-layer process ensures that price information will be as uniform as possible regardless of highly stressful market conditions. Market volatility directly affects collateral…

Author: BitcoinEthereumNews