Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14416 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BlockchainFX On Track For $0.05 Launch, Mutuum Finance DeFi Growth, Pepescape Meme Rally

BlockchainFX On Track For $0.05 Launch, Mutuum Finance DeFi Growth, Pepescape Meme Rally

The post BlockchainFX On Track For $0.05 Launch, Mutuum Finance DeFi Growth, Pepescape Meme Rally appeared on BitcoinEthereumNews.com. Have you ever looked back at Bitcoin under $100 or Ethereum at $10 and felt that sting of regret? The crypto world has always rewarded early movers, and 2025 is shaping up to be the year of life-changing presale opportunities. Right now, BlockchainFX ($BFX) is being hailed as the top 100x crypto presale in 2025, already raising $7.2M+ from 9,000+ buyers and pushing closer to its confirmed $0.05 launch price. At the same time, projects like Mutuum Finance (MUTM) and Pepescape ($PESC) are gathering strong traction with their own unique approaches. But when it comes to crypto passive income, confirmed exchange listings, and real-world adoption, BlockchainFX is leaving no room for doubt. This could be the best presale crypto to buy now for those who don’t want another “missed opportunity” story haunting them. 👉 Secure your allocation with bonus code BLOCK30 for 30% extra $BFX before the next price hike. BlockchainFX ($BFX): The Best Crypto Presale 2025 Already Delivering Rewards Why is BlockchainFX making headlines as the best crypto presale project 2025? Unlike many new crypto presales, BFX is already a live trading super app, merging crypto, stocks, forex, and commodities into a single platform. With 10,000 daily active users and CertiK audit approval, it’s not just theory — it’s revenue-generating and paying out 4–7% daily in USDT rewards to holders, even before launch. The presale began at $0.01, and the current price of $0.023 is climbing every week until the confirmed $0.05 launch. That means early adopters have already doubled their entry. Forecasts suggest post-launch growth to $0.10–$0.25 within months, and longer-term targets above $1 as volume scales to $500M daily by 2030. For context: Polygon launched at under $0.01 and now trades above $0.60, making millionaires out of its earliest buyers. BFX has the same “second chance” setup,…

Author: BitcoinEthereumNews
Top Crypto Coins to Watch in 2025: BlockchainFX on Track for $0.05 Launch, Mutuum Finance DeFi Growth, Pepescape Meme Rally

Top Crypto Coins to Watch in 2025: BlockchainFX on Track for $0.05 Launch, Mutuum Finance DeFi Growth, Pepescape Meme Rally

Top crypto presales 2025: BlockchainFX heads to $0.05 launch, Mutuum Finance expands DeFi, and Pepescape fuels meme coin hype with passive income.

Author: Blockchainreporter
Institutions like Strategy and Metaplanet now hold 12.3% of the total Bitcoin supply

Institutions like Strategy and Metaplanet now hold 12.3% of the total Bitcoin supply

The post Institutions like Strategy and Metaplanet now hold 12.3% of the total Bitcoin supply appeared on BitcoinEthereumNews.com. Institutional money, funds, and public companies continue to increase their BTC holdings and currently control 12.3% of all Bitcoin supply. According to Bitcoin analytics platform Ecoinometrics, this figure has dramatically increased over the past 12 months. Institutional money added 5% to their combined holdings in the past year alone, helping propel Bitcoin’s price by over 80% in the last 12 months. Institutions now hold 12.3% of the total Bitcoin supply (Source: Ecoinometrics) Entities such as ETFs, sovereign funds, and corporate treasuries now collectively hold billions of dollars worth of BTC, well over one million coins. The rise of Bitcoin treasuries The market’s structural transformation is captured by the rise in Bitcoin treasury companies like Strategy and Metaplanet. Strategy alone now holds over 638,400 BTC, more than 3% of the total circulating supply. At the same time, Japan’s Metaplanet has surpassed 20,000 BTC, rapidly climbing the ranks among corporate Bitcoin treasuries. Their strategies revolve around aggressive accumulation of the Bitcoin supply, equity issuance policies tailored to buy more Bitcoin, and innovative balance sheet management to maximize exposure to BTC as a reserve asset. Wall Street’s biggest names are also scrambling to accommodate the new wave. JPMorgan began accepting shares of Bitcoin ETFs as collateral for loans in June 2025 and partnered with Coinbase to let Chase credit card holders fund crypto purchases directly. This continuing integration through lending, wealth management, and direct purchasing shows the level of normalization of Bitcoin in traditional finance, spelling deeper liquidity for the entire ecosystem. And with $7.5 trillion parked in money market funds right now, just looking for a new home, institutional accumulation of the Bitcoin supply will likely go up and to the right. Bitcoin supply shift from retail to institutions Perhaps most striking, the concentration of Bitcoin supply is shifting away from early holders…

Author: BitcoinEthereumNews
Best Crypto Staking Platforms Expand as XRP Tundra Launches Revolutionary XRP Staking Service

Best Crypto Staking Platforms Expand as XRP Tundra Launches Revolutionary XRP Staking Service

The post Best Crypto Staking Platforms Expand as XRP Tundra Launches Revolutionary XRP Staking Service appeared first on Coinpedia Fintech News For years, XRP has been one of the leading assets in global payments, known for its fast settlement times and low fees. Yet one thing has always been missing: the ability to earn yield. While other networks rolled out staking programs that turned static holdings into income streams, XRP owners had no such option. Their …

Author: CoinPedia
Top Crypto Coins to Invest in September 2025: Bitcoin’s Resurgence, Cronos’ Ecosystem Expansion, and BullZilla’s Million-Dollar ROI Setup

Top Crypto Coins to Invest in September 2025: Bitcoin’s Resurgence, Cronos’ Ecosystem Expansion, and BullZilla’s Million-Dollar ROI Setup

The post Top Crypto Coins to Invest in September 2025: Bitcoin’s Resurgence, Cronos’ Ecosystem Expansion, and BullZilla’s Million-Dollar ROI Setup appeared on BitcoinEthereumNews.com. What happens when three titans from different worlds collide, Bitcoin, Cronos, and BullZilla? September 2025 sets the stage for a moment unlike any other in the digital asset landscape. Investors are searching for the top crypto coins to invest in September 2025, and the spotlight is firmly on these three names. Old money meets expanding ecosystems, while a mythic creature rises from Ethereum’s depths. These are not random contenders, they are shaping narratives across finance, technology, and culture. For those seeking the top crypto coins to invest in September 2025, Bitcoin brings resilience, Cronos builds utility, and BullZilla offers unmatched presale firepower. The energy surrounding this month is electric. With retail investors and institutions aligning, these three represent the top crypto coins to invest in September 2025, blending legacy with innovation, and speculation with structure. BullZilla’s Million-Dollar ROI Setup: Forged in Ethereum’s Blue Fire BullZilla ($BZIL) is not just a meme coin. It is a narrative-driven cinematic project, structured to reward conviction and early participation. Forged in Ethereum’s blue fire, BullZilla leverages the security, liquidity, and DeFi integrations of Ethereum’s ERC-20 framework. This foundation ensures that its key features, the Roar Burn Mechanism, HODL Furnace staking, and Roarblood Vault referral system, are backed by one of the most secure networks in the world. The Current Stage of the Presale As of September 2025, Bull Zilla stands in its second stage, named “Dead Wallets Don’t Lie,” within Phase 2D. The presale price sits at $0.00005241, up sharply from its opening at $0.00000575. Over $367,000 has already been raised, with more than 1,265 token holders securing allocations. This progressive pricing model means that every $100,000 raised or every 48 hours triggers a price increase, creating built-in scarcity and urgency. BullZilla Token Summary Token Name: BullZilla Token Symbol: $BZIL Chain: Ethereum (ERC-20) Presale…

Author: BitcoinEthereumNews
Here’s why banks, credit card companies are wary of buy now, pay later loans

Here’s why banks, credit card companies are wary of buy now, pay later loans

The post Here’s why banks, credit card companies are wary of buy now, pay later loans appeared on BitcoinEthereumNews.com. Buy now, pay later plans offer an attractive alternative to credit cards for consumers: They allow purchases to be split into short-term, typically interest-free installments. “Credit isn’t new. Credit’s been around for thousands of years and credit cards aren’t new. But they’ve had a hard time adapting to consumer needs,” said Michael Linford, chief operating officer of Affirm. “I think the thing that we’re seeing in the industry right now is widespread adoption of alternatives to credit cards.” An estimated 86.5 million Americans used buy now, pay later loans in 2024, according to eMarketer, and that number could rise to 91.5 million in 2025. A recent LendingTree survey found that nearly half of Americans have used a buy now, pay later service such as Affirm or Klarna at least once, including 11% who have used the service at least six times. “I think it pushes out portions of the credit card industry,” said Moshe Orenbuch, senior analyst at TD Cowen. “Buy now, pay later was kind of created for people who either didn’t want to use credit cards or didn’t have a lot of open [credit] to buy on their credit cards.” “Every purchase that gets financed through buy now, pay later is a purchase that could have been financed through a credit card or a checking account that they offer that now will not be,” said Kevin King, vice president of credit risk and marketing strategy at LexisNexis Risk Solutions. “So it reduces card transaction activity, utilization — those are major revenue drivers.” Beyond the direct challenge that buy now, pay later loans pose to credit cards, big banks and financial institutions have other reasons to be cautious of consumers who use these plans, especially as the number of users continues to grow.   “Buy now, pay later to date…

Author: BitcoinEthereumNews
Solana (SOL) vs Mutuum Finance (MUTM): One of These Altcoins Will Turn $500 into $20,000 By the End of 2025

Solana (SOL) vs Mutuum Finance (MUTM): One of These Altcoins Will Turn $500 into $20,000 By the End of 2025

The post Solana (SOL) vs Mutuum Finance (MUTM): One of These Altcoins Will Turn $500 into $20,000 By the End of 2025  appeared on BitcoinEthereumNews.com. While Solana (SOL) captures headlines as one of the leading Layer-1 blockchains, the true buzz is in the market about Mutuum Finance (MUTM), a new DeFi protocol at the forefront in decentralized credit markets. The project has raised over $15.68 million from over 16,280 supporters in presale. Mutuum Finance (MUTM) is poised to deliver exponential growth that few cryptos get to deliver and turn $500 into $20,000. Solana Near $235 as Investors Prefer Growth Opportunities Solana (SOL) stands at $233.05. It has held tight above vital support at $220, buoyed by ongoing developer demand and increasing adoption of its expanded transactional infrastructure. Resistance is at $250; a neat breakout over this would leave the doors open to further runs to higher levels of about $270–$300. Meanwhile, new DeFi ventures such as Mutuum Finance are creating increasing interest alongside it. Mutuum Finance Presale Speed up  Mutuum Finance (MUTM) is also thriving in phase six of presale, raking in tremendous traction as investors’ volumes keep increasing. The project has already seen over 16,280 registered owners and has accumulated over $15.68 million in locked capital, with recent action pointing towards the speed continuing to increase. Such a huge surge is a clear indication of growing investors’ confidence as the platform continues to move closer to launching. Strategic Value for Early Entrants Not only are investors investing at the presale tier being exposed to tokens at significantly lower cost, but they are also setting themselves up for massive short-term profits of up to 300 percent on day one of launch, and even greater long-term potential as the ecosystem continues to build. Early adopters are rallying behind a project on the basis of very advanced dual lending model, longevity-long-term-conceived stablecoin, highly audited and open-source codebase, and tokenomics to generate scarcity and appreciation. Add all of…

Author: BitcoinEthereumNews
This New Crypto Coin Could Be the Next to Hit $1, Mutuum Finance (MUTM) Might Outperform Solana (SOL)

This New Crypto Coin Could Be the Next to Hit $1, Mutuum Finance (MUTM) Might Outperform Solana (SOL)

The post This New Crypto Coin Could Be the Next to Hit $1, Mutuum Finance (MUTM) Might Outperform Solana (SOL) appeared on BitcoinEthereumNews.com. Every bull cycle produces one breakout token that goes from obscurity to headlines with a simple milestone: hitting $1. Ripple’s XRP and Solana (SOL) both had their moments, starting from cents before surging to mainstream recognition. Now, analysts are asking: which new crypto coin could be next to hit $1? All eyes are on Mutuum Finance (MUTM), a DeFi token priced at just $0.035. With strong mechanics, security credentials, and a roadmap designed for growth, many believe it could not only reach $1 but also outperform Solana’s trajectory in terms of percentage gains. Solana (SOL) Solana remains one of the most respected networks in crypto space. It powers decentralized applications (dApps), NFTs, and DeFi projects at lightning speed, with lower fees than Ethereum. Recently, institutional flows have strengthened its position: Today, 13 public companies collectively hold 8.9 million SOL, a stash valued at roughly $1.8 billion, underscoring Solana’s growing presence in institutional portfolios. This momentum is being reinforced by Forward Industries, which is rolling out a dedicated Solana treasury strategy with backing from Galaxy Digital and Jump Crypto. At the same time, SOL Strategies is preparing to debut as the first Solana treasury firm listed on Nasdaq, a move that brings Wall Street credibility to the blockchain and signals the next phase of mainstream recognition for Solana. At around $208 per token, Solana has already delivered life-changing gains for early investors. But its massive market cap now makes another 100x move highly unlikely. The room for exponential growth belongs to smaller, cheaper tokens that are just beginning their journey. Why Investors Look for the “Next Solana” Investors chasing 100x returns know history won’t repeat exactly. Solana went from under $5 to over $200 because it was early, fast, and built a vibrant ecosystem before competitors could catch up. Today, its…

Author: BitcoinEthereumNews
Why New Crypto Investors Favour Mutuum Finance (MUTM) Over Shiba Inu (SHIB) In 2025

Why New Crypto Investors Favour Mutuum Finance (MUTM) Over Shiba Inu (SHIB) In 2025

The post Why New Crypto Investors Favour Mutuum Finance (MUTM) Over Shiba Inu (SHIB) In 2025 appeared on BitcoinEthereumNews.com. Why new crypto investors favour Mutuum Finance (MUTM) over Shiba Inu (SHIB) in 2025 is becoming clear. The Shiba Inu price has continued showing weak performance, while Mutuum Finance is gaining traction with investors seeking practical use cases.  At the start of this week, Shiba Inu is still struggling under the 200-day EMA, while Mutuum Finance is progressing through its presale and attracting thousands of holders. The growing shift is being reflected in both trading activity and investor preference, highlighting why this new crypto is attracting attention as one of the best cryptos to buy now. Shiba Inu Price Struggles Continue Shiba Inu has been recording multiple week-on-week losses in recent months. Investors have been waiting for a breakout, but the price has mostly stayed flat. Consequently, new projections now point to a possible low near $0.00001032. Moreover, the token is showing bearish signs as it fails to rise above the $0.00001259 support. In addition, Shiba Inu’s trading volume has dropped by nearly 47% over the last few days. This decline in volume reflects reduced investor activity. Furthermore, interest in meme tokens has been falling as traders focus more on coins with real-world applications. Consequently, Shiba Inu is facing strong pressure from newer projects offering practical benefits. Therefore, while it still has a large following, the question of whether Shiba Inu remains the best crypto to invest in is increasingly being asked. Mutuum Finance Presale Update Mutuum Finance (MUTM) is currently in Phase 6 of its presale, which is already 40% sold out. The current token price stands at $0.035, reflecting a 250% increase from the first phase price of $0.01. Phase 6 has raised $15,680,000 so far, with a total of 16,280 holders participating.  The presale is selling out quickly, and after Phase 6, the price will climb by…

Author: BitcoinEthereumNews
Best Ethereum DeFi Crypto to Buy Now as ETH Eyes $5,000

Best Ethereum DeFi Crypto to Buy Now as ETH Eyes $5,000

The post Best Ethereum DeFi Crypto to Buy Now as ETH Eyes $5,000 appeared on BitcoinEthereumNews.com. With Ethereum moving towards its target of $5,000, all eyes are now focused on innovative DeFi projects building on its platform, and Mutuum Finance is becoming one to watch. Situated at the intersection of decentralized lending and sustainable-yield models, Mutuum Finance (MUTM) is gaining momentum as it transforms Ethereum’s DeFi network use. Mutuum Finance presale is already in Phase 6 with tokens worth $0.035. MUTM has already collected over $15.68M and investors in the project are already more than 16,280. Mutuum Finance promises to deliver 300%+ ROI when live.  Ethereum Moves Closer to $4,500 on News of Rate Cut Interest Ethereum (ETH) is at around $4,525, with a 24-hour range of around $4,451 to $4,534. The market is patiently awaiting drivers in the form of upcoming rate reductions, institutional ETF purchases, and layer-2 scaling upgrades which can drive ETH to $5,000. Though all these drivers are being given top billing space, new DeFi projects such as Mutuum Finance are also gathering momentum on the radar of crypto investors. Mutuum Finance: Risk Mechanisms and Protocol Security Mutuum Finance boasts strong protection mechanisms for all assets collateralized to ensure the protocol’s safety as well as the users. These include borrowing limits, deposit limits, and target collateral rates. To ensure systemic stability, liquidators are rewarded to close undercollateralized positions, and trigger penalties and liquidation enforce timely remediation. Collateral effectiveness is optimized in the correlated assets, i.e., the borrowing capacity increases proportionally with Loan-to-Value (LTV) levels in heavily secured lending. Reserve factors are also provided as insurance under extraordinary market conditions, and higher reserves are levied on risky assets to nullify volatility.  Phase 6 Mutuum Finance (MUTM) Token Presale Mutuum Finance (MUTM) presale has already reached more than 16,280 investors and $15.68 million with big demand. On its quest for increased security and transparency,…

Author: BitcoinEthereumNews