Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14404 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Dogecoin (DOGE) Rallies 15% to $0.25, But Is It the Best Crypto to Buy Right Now?

Dogecoin (DOGE) Rallies 15% to $0.25, But Is It the Best Crypto to Buy Right Now?

The post Dogecoin (DOGE) Rallies 15% to $0.25, But Is It the Best Crypto to Buy Right Now? appeared on BitcoinEthereumNews.com. Dogecoin (DOGE) has recently pumped 15% to $0.25, raising debate on whether meme coins can sustain momentum in today’s crypto market. While traders were jubilant over the move, attention is quickly shifting to Mutuum Finance (MUTM), a new DeFi protocol that is positioning itself at the intersection of yield generation and decentralized credit markets. Price per MUTM remains at $0.035. Investors will be seeing price appreciation by 14.3% in the next phase. Over 16 thousand investors are queued to get their tokens on the launch date after making an early buy. Mutuum Finance is drawing investors willing to look beyond short-term speculation and into blockchain ventures with real-world use and long-term growth potential. Dogecoin Rallies 15% Toward $0.25 Dogecoin (DOGE) is currently trading at around $0.2526, with the day’s range of $0.2394 and $0.2530. The token has gained around 15% in the recent past, pushing it past to the $0.25 mark. The latter is now appearing to be acting as a resistance test.  As per analysts, if DOGE is able to close strongly above $0.25 on high volume, then it may further rise towards $0.30 in the near term. On the other hand, weak follow-through could see it retreat to support at the $0.22-$0.23 region. Meanwhile, as DOGE’s pump takes the spotlight, newer DeFi-centric projects like Mutuum Finance are also beginning to take an interest from investors seeking diversified exposure. Mutuum Finance Phase 6 Presale Mutuum Finance is currently in Phase 6 presale and is offering tokens at $0.035. The sale has been very rapid, and investors have already poured in more than $15.63 million. The project will also launch a USD-pegged stablecoin on the Ethereum blockchain that will be utilized to carry out hassle-free transactions and as a long-term store of value asset. Mutuum Finance offers a dual-lending, multi-purpose…

Author: BitcoinEthereumNews
Unprecedented Surge: Public Companies Bitcoin Holdings Now Exceed 1 Million BTC

Unprecedented Surge: Public Companies Bitcoin Holdings Now Exceed 1 Million BTC

BitcoinWorld Unprecedented Surge: Public Companies Bitcoin Holdings Now Exceed 1 Million BTC The cryptocurrency world is buzzing with an exciting development: public companies Bitcoin holdings have reached a monumental milestone. For the first time, the top 100 publicly traded companies globally collectively own over 1 million BTC. This incredible surge highlights a growing trend of institutional adoption, signaling a new era for digital assets and demonstrating a profound shift in corporate treasury strategies. What’s Driving the Growth in Public Companies Bitcoin Holdings? This remarkable accumulation of Bitcoin by corporate treasuries isn’t just a fleeting trend; it’s a strategic shift. Michael Saylor, the visionary founder of MicroStrategy, recently shared on X that a dozen publicly traded companies significantly boosted their Bitcoin portfolios in just the past week. This indicates a strong, sustained interest in digital assets. Strategic Treasury Management: Companies are increasingly viewing Bitcoin as a superior store of value compared to traditional fiat currencies, especially amidst inflationary pressures and economic uncertainties. Diversification: Adding Bitcoin to corporate balance sheets provides essential diversification away from conventional assets, offering potential for higher returns and risk mitigation. Long-Term Vision: Many corporations, led by forward-thinking executives, recognize Bitcoin’s potential as a foundational digital asset for the future global economy, positioning themselves for long-term growth. These factors collectively contribute to the growing confidence in Bitcoin as a legitimate and valuable asset for corporate treasuries. How Are These Public Companies Bitcoin Holdings Impacting the Market? The accumulation of such a substantial amount of Bitcoin by corporations has several profound implications for the broader crypto market. It lends immense credibility to Bitcoin as a legitimate asset class, moving it beyond speculative retail interest into the realm of serious institutional investment. This validation is crucial for its mainstream acceptance. When major companies commit significant capital to Bitcoin, it sends a powerful signal to other institutional players and traditional investors. This widespread validation can lead to several positive outcomes: Increased Stability: Large, long-term corporate holdings can contribute to greater price stability by reducing the supply available for short-term trading, thus mitigating volatility. Enhanced Liquidity: While holdings are often long-term, their presence on balance sheets can indirectly enhance market liquidity as more financial products and services emerge to cater to these entities, such as custodial services and lending platforms. Broader Acceptance: The more corporations embrace Bitcoin, the more it becomes integrated into mainstream financial systems, paving the way for wider public acceptance and utility in everyday transactions. What Challenges and Opportunities Arise from Public Companies Bitcoin Holdings? While the growth in public companies Bitcoin holdings is undeniably exciting, it’s not without its complexities. Companies holding Bitcoin face unique challenges, including navigating evolving regulatory landscapes, managing complex accounting procedures for digital assets, and implementing robust security solutions to protect their substantial digital investments. However, these challenges are often outweighed by the significant opportunities. Opportunities: Innovation: The demand from corporations is spurring innovation across the crypto ecosystem, leading to advancements in secure custody solutions, sophisticated financial reporting tools, and advanced risk management strategies specifically tailored for digital assets. Competitive Advantage: Early adopters in the corporate space may gain a significant competitive edge by demonstrating foresight and aligning their strategies with future financial trends, attracting both talent and capital. Investor Confidence: Strong corporate interest in Bitcoin can significantly boost overall investor confidence in the crypto space, attracting even more capital and top-tier talent, fostering further growth and development. Understanding these dynamics is crucial for anyone observing the evolving financial landscape and the increasing role of digital assets. In conclusion, the milestone of public companies Bitcoin holdings surpassing 1 million BTC is a watershed moment. It underscores Bitcoin’s journey from a niche digital experiment to a cornerstone asset for some of the world’s most influential corporations. This institutional embrace is not just about accumulating digital gold; it’s about reshaping corporate treasury strategies, validating a new asset class, and paving the way for Bitcoin’s enduring role in the global economy. The future of finance is clearly taking a decentralized turn, and these companies are leading the charge towards a more digitally integrated financial world. Frequently Asked Questions About Public Companies Bitcoin Holdings Here are some common questions regarding the increasing institutional adoption of Bitcoin: What does “public companies Bitcoin holdings” signify? It refers to the amount of Bitcoin held on the balance sheets of publicly traded corporations. This signifies a growing trend where traditional companies are diversifying their treasury reserves into digital assets like Bitcoin, indicating confidence in its long-term value. Which public company holds the most Bitcoin? MicroStrategy, led by Michael Saylor, is famously known for holding the largest amount of Bitcoin among publicly traded companies. Their aggressive accumulation strategy has positioned them as a leader in corporate Bitcoin adoption. Why are more public companies investing in Bitcoin? Companies are increasingly investing in Bitcoin for several strategic reasons: as a hedge against inflation, for balance sheet diversification, and as a potential growth asset. They see Bitcoin as “digital gold” that can preserve and grow capital over time. How does this trend impact Bitcoin’s market stability? Significant public companies Bitcoin holdings can contribute to greater market stability. These large, long-term investors are less likely to engage in short-term trading, which can reduce volatility and provide a more solid foundation for Bitcoin’s price. Are there any risks for companies holding Bitcoin? Yes, companies face risks such as price volatility, regulatory uncertainties, and the need for robust security to prevent theft or loss of assets. However, many believe the potential rewards outweigh these challenges. Found this insight into public companies Bitcoin holdings compelling? Share this article with your network and join the conversation about the future of institutional crypto adoption! To learn more about the latest explore our article on key developments shaping Bitcoin institutional adoption. This post Unprecedented Surge: Public Companies Bitcoin Holdings Now Exceed 1 Million BTC first appeared on BitcoinWorld.

Author: Coinstats
AlphaPepe leads September’s hottest presales alongside BullZilla, LayerBrett, Remittix and RollBlock

AlphaPepe leads September’s hottest presales alongside BullZilla, LayerBrett, Remittix and RollBlock

AlphaPepe leads September presales with live staking, prize pools, and instant token distribution, outshining BullZilla, LayerBrett, Remittix, and RollBlock.

Author: Blockchainreporter
WisdomTree Launches Tokenized Private Credit Fund as RWA Market Surges

WisdomTree Launches Tokenized Private Credit Fund as RWA Market Surges

The post WisdomTree Launches Tokenized Private Credit Fund as RWA Market Surges appeared on BitcoinEthereumNews.com. Blockchain 13 September 2025 | 16:35 The race to bring traditional finance products on-chain gained another player this week when asset manager WisdomTree introduced a blockchain fund aimed at private credit. The new vehicle, branded CRDT, bundles corporate loans, REIT-linked lending, and business development debt into a tokenized format. By issuing it on-chain, the firm is opening access to an asset class once limited to sophisticated investors. Real-World Assets Shift On-Chain Private credit has become one of the fastest-growing segments in tokenization. Data from RWA.xyz shows more than $16.7 billion worth of private credit instruments have been moved onto blockchains — a figure that has been climbing steadily since 2021. Tokenization allows these assets to be split, traded, and used more flexibly than in traditional finance, creating both new demand and new liquidity pathways. WisdomTree’s CRDT adds to this momentum by making private credit exposure available to retail investors alongside institutions, effectively broadening the market. Wall Street’s Tokenization Wave The launch is part of a broader push among major financial institutions to test blockchain rails for legacy products. Goldman Sachs and BNY Mellon recently gave clients access to tokenized money market funds. JPMorgan has built a tokenized debt platform, with State Street serving as custodian for its first $100 million transaction involving Singapore’s OCBC. Other pilots are taking shape as well: in Hong Kong, UBS partnered with Chainlink and DigiFT to test tokenized fund settlement. Meanwhile, BlackRock has been exploring tokenizing ETFs and equity baskets, a step that could turn these products into collateral within DeFi markets. Finance’s Next Frontier For WisdomTree, the launch of CRDT is both a competitive play and a bet on where finance is heading. As tokenized treasuries, credit, and alternative funds grow in size and acceptance, blockchain rails are becoming less about experimentation and more…

Author: BitcoinEthereumNews
Best Altcoins to Buy as Industry Groups Push UK-US Tech Bridge to Include Digital Assets

Best Altcoins to Buy as Industry Groups Push UK-US Tech Bridge to Include Digital Assets

A coalition of leading associations in the finance, tech, and digital sectors has written a letter to the UK government, urging it to include Distributed Ledger Technology (DLT) as a core strand of the UK-US Tech Bridge. The US-UK Tech Bridge is a bilateral agreement between the two nations to collaborate and share resources on […]

Author: Bitcoinist
The intersection of DeFi and AI calls for transparent security

The intersection of DeFi and AI calls for transparent security

                                                                               AI-powered DeFi creates new security risks. This calls for transparent, rigorous auditing to protect decentralized systems.                     Opinion by: Jason Jiang, chief business officer of CertiKSince its inception, the decentralized finance (DeFi) ecosystem has been defined by innovation, from decentralized exchanges (DEXs) to lending and borrowing protocols, stablecoins and more. The latest innovation is DeFAI, or DeFi powered by artificial intelligence. Within DeFAI, autonomous bots trained on large data sets can significantly improve efficiency by executing trades, managing risk and participating in governance protocols. Read more

Author: Coinstats
Top Crypto To Buy Now Isn’t Among the Top 10 but Has Real DeFi Adoption Growth to Atleast 1800% Gain

Top Crypto To Buy Now Isn’t Among the Top 10 but Has Real DeFi Adoption Growth to Atleast 1800% Gain

The post Top Crypto To Buy Now Isn’t Among the Top 10 but Has Real DeFi Adoption Growth to Atleast 1800% Gain appeared first on Coinpedia Fintech News The top 10 cryptocurrencies dominate headlines, from Bitcoin (BTC) acting as digital gold to Ethereum (ETH) serving as the foundation of countless decentralized applications. Yet history has shown that true wealth creation often comes not from the giants but from under-the-radar innovators. In 2017, Ethereum (ETH) was dismissed as a risky experiment before its explosive …

Author: CoinPedia
Which Crypto to Buy Today for the Long-Term? Mutuum Finance (MUTM) Price Price Signals Huge Growth Potential

Which Crypto to Buy Today for the Long-Term? Mutuum Finance (MUTM) Price Price Signals Huge Growth Potential

Crypto investors are constantly balancing two questions: which token looks good right now, and which has the long-term upside to really change a portfolio? While Bitcoin and Ethereum remain steady pillars, their sheer size means the chance of another 50x–80x surge is unlikely. Meme coins like DOGE and SHIB, meanwhile, can spike but rarely sustain [...] The post Which Crypto to Buy Today for the Long-Term? Mutuum Finance (MUTM) Price Price Signals Huge Growth Potential appeared first on Blockonomi.

Author: Blockonomi
Top Cryptocurrencies to Buy Today as Ripple (XRP) ETF Approval Chances Hit 93%

Top Cryptocurrencies to Buy Today as Ripple (XRP) ETF Approval Chances Hit 93%

The post Top Cryptocurrencies to Buy Today as Ripple (XRP) ETF Approval Chances Hit 93%  appeared on BitcoinEthereumNews.com. The crypto market is hot with optimism over the possibility of Ripple’s (XRP) ETF approval. However, investors are also moving to support newer and upcoming projects that will define the next wave of digital finance. Of these, Mutuum Finance (MUTM) is carving out a niche with its unique decentralized model of lending and collateral optimization and is gaining the attention of retail and institutional investors.  Mutuum Finance has had five successful rounds of presales and round six is continuing at a token price of $0.035. Investors purchasing tokens currently will have an enormous ROI upon the coin’s entry into public trading. Presale has 16,240 backers and has already raised over $15.63 million in funds. While XRP is hogging headlines regarding regulatory push, MUTM is gaining momentum as the next DeFi powerhouse, where scalability equals stability.  XRP Price Update, ETF Buzz & Latest Status XRP is trading around $3.00 today, with its price oscillating around $2.96 to $3.02. While optimism over ETF approvals and related institutional support is providing reasons for optimism in XRP, the token continues to consolidate, with resistance at $3.10–$3.20. If that eventually breaks, then there could be room for further extension; otherwise, XRP can just remain within its current range. In the meantime, newer DeFi-focused projects like Mutuum Finance are starting to attract interest.  Mutuum Finance Announces $50,000 Bug Bounty Program Mutuum Finance (MUTM) and CertiK are partnering to launch a Bug Bounty Program for bug hunters, experts, and developers. The protocol rewards the users for finding and reporting on the project security regarding any bugs. The reward amount for the payment depends upon how severe every bug is, ranging from a minor to very extreme one. The maximum reward one can receive is $50,000 in USDT. This just keeps the protocol secure and protects its visitors,…

Author: BitcoinEthereumNews
USDT Market Cap Soars: Unveiling the Phenomenal $170 Billion Milestone

USDT Market Cap Soars: Unveiling the Phenomenal $170 Billion Milestone

BitcoinWorld USDT Market Cap Soars: Unveiling the Phenomenal $170 Billion Milestone Ever wondered what truly drives the heartbeat of the cryptocurrency world? While Bitcoin and Ethereum often grab headlines, the silent giant, Tether’s USDT stablecoin, plays an absolutely crucial role. Recently, the USDT market cap has achieved an astonishing milestone, soaring past an incredible $170 billion to reach a new all-time high of $170,102,452,064, according to reliable data from Coingecko. This monumental achievement underscores Tether’s growing influence and its integral position within the global digital asset ecosystem. What Propels the USDT Market Cap to Phenomenal Heights? This record-breaking surge in the USDT market cap isn’t just a number; it reflects significant underlying demand and trust. Stablecoins like USDT are designed to maintain a stable value, typically pegged to a fiat currency like the US dollar. This stability makes them indispensable for various activities within the volatile crypto landscape. Several key factors contribute to this impressive growth: High Trading Volume: With a 24-hour trading volume reaching an astounding $104,928,449,006, USDT remains the most actively traded cryptocurrency. This high liquidity makes it the go-to choice for traders. Gateway to Crypto: USDT acts as a vital bridge, allowing users to easily enter and exit the cryptocurrency market without converting back to traditional fiat currencies. Global Remittances: Its speed and lower transaction costs make it an attractive option for cross-border payments and remittances, especially in regions with unstable local currencies. DeFi Integration: USDT is deeply embedded in decentralized finance (DeFi) protocols, providing essential liquidity for lending, borrowing, and yield farming activities. The consistent demand for a reliable, liquid stablecoin has undeniably fueled Tether’s expansion, solidifying its position at the forefront of the digital economy. Why Does USDT’s Dominance in Market Cap Truly Matter? The sheer size and continued expansion of the USDT market cap have profound implications for the entire cryptocurrency industry. Its dominance ensures robust liquidity across numerous exchanges, which is critical for efficient price discovery and smooth trading operations. Essentially, a healthy USDT ecosystem contributes to a healthier overall crypto market. Moreover, USDT’s widespread acceptance means: Enhanced Market Stability: It provides a safe haven during periods of high volatility, allowing traders to preserve capital without exiting the crypto ecosystem entirely. Facilitates Innovation: Developers and projects can confidently build on blockchain networks, knowing there’s a widely accepted, stable medium of exchange available. Increased Accessibility: For millions worldwide, USDT offers an accessible entry point into the digital economy, bypassing traditional banking hurdles. Tether’s continued growth reflects a broader trend of digital assets becoming more integrated into global financial systems, signaling a shift towards a more digitized future. Are There Any Challenges or Considerations for the USDT Market Cap? While the growth of the USDT market cap is certainly impressive, it’s also important to acknowledge the discussions and challenges that accompany such a dominant position. Like any major financial instrument, stablecoins face scrutiny, particularly concerning regulatory oversight and reserve transparency. Key considerations include: Regulatory Landscape: Governments worldwide are increasingly looking to regulate stablecoins, which could introduce new compliance requirements for issuers like Tether. Reserve Transparency: Tether has faced past questions regarding the composition of its reserves. However, the company has consistently increased its transparency efforts, regularly publishing attestations and reports to provide clearer insights into its backing assets. Competition: The stablecoin market is becoming more competitive, with new entrants and existing players like USDC and BUSD vying for market share. This competition drives innovation and offers users more choices. Despite these challenges, Tether has demonstrated resilience and continues to adapt, reinforcing its commitment to maintaining its leading role. In conclusion, the astounding growth of the USDT market cap to over $170 billion marks a significant moment for the cryptocurrency world. It highlights the indispensable role stablecoins play in facilitating trading, providing liquidity, and bridging traditional finance with the digital economy. As the crypto landscape evolves, Tether’s continued dominance suggests a future where digital currencies are not just speculative assets but foundational elements of global commerce. This milestone is a powerful testament to the ongoing maturation and adoption of digital finance. Frequently Asked Questions (FAQs) What is USDT? USDT is a stablecoin issued by Tether, designed to be pegged 1:1 with the US dollar. It aims to combine the stability of fiat currencies with the benefits of blockchain technology. Why is the USDT market cap important? The USDT market cap is a key indicator of its adoption and liquidity. A larger market cap signifies greater trust, wider use across exchanges and DeFi, and a more robust presence in the global crypto economy. How does USDT maintain its peg to the US dollar? Tether maintains the USDT peg by holding reserves that back each USDT token in circulation. These reserves typically consist of cash, cash equivalents, and other assets, which are regularly audited and reported. What are the main uses of USDT? USDT is primarily used for crypto trading (as a base pair), remittances, hedging against market volatility, and providing liquidity in decentralized finance (DeFi) applications. Are there any risks associated with holding USDT? Like any financial asset, USDT carries some risks, including regulatory changes, potential reserve management issues, and competition from other stablecoins. However, Tether continues to enhance transparency and compliance to mitigate these concerns. Enjoyed learning about Tether’s incredible milestone? Share this article with your friends and fellow crypto enthusiasts on social media to spread the word about the growing influence of stablecoins! To learn more about the latest crypto market trends, explore our article on key developments shaping stablecoins institutional adoption. This post USDT Market Cap Soars: Unveiling the Phenomenal $170 Billion Milestone first appeared on BitcoinWorld.

Author: Coinstats