Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14392 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BTC Treasury Smarter Web Company Looks to Buy Competition

BTC Treasury Smarter Web Company Looks to Buy Competition

The post BTC Treasury Smarter Web Company Looks to Buy Competition appeared on BitcoinEthereumNews.com. The Smarter Web Company, the United Kingdom’s largest corporate Bitcoin holder, is considering acquiring struggling competitors to expand its treasury, CEO Andrew Webley said. Webley told the Financial Times that he would “certainly consider” buying out competitors to acquire their Bitcoin (BTC) at a discount. According to BitcoinTreasuries.NET data, The Smarter Web Company is the world’s 25th biggest and the UK’s top corporate Bitcoin treasury. It currently holds 2,470 BTC worth nearly $275 million. The Smarter Web Company’s BTC holdings (orange) and BTC holdings USD value (green). Source: BitcoinTreasuries.NET The Smarter Web Company’s CEO also said the company aspires to enter the FTSE 100 — the UK’s top 100 listed companies index. He also noted that the firm changing its name is “inevitable” but said that he needs “to do it properly.” Alex Obchakevich, the founder of Obchakevich Research, told Cointelegraph that “buying the assets of bankrupt crypto companies often promises discounts, but the reality is actually much tougher than everyone thinks.” Related: Metaplanet, Smarter Web add almost $100M in Bitcoin to treasuries Obchakevich cited the bankruptcies of crypto exchange FTX and crypto lender Celsius. He explained that while initially discounts reached 60% to 70%, “after deducting liabilities liquidated in bankruptcy, encumbrances removed by the court and taxes, the net discount drops to 20–50%.” “This attracts investors with expertise because the assets are undervalued due to their urgency.“ Webley’s comments came after Smarter Web’s stock fell nearly 22% on Friday, dropping from $2.01 at the open to $1.85 at the time of writing. The decline came despite BTC gaining more than 1% over the past 24 hours. The Smarter Web Company share price chart. Source: Google Finance Over the last month, Bitcoin also lost over 4% of its value, while The Smarter Web Company’s price fell by around 35.5%. Smarter…

Author: BitcoinEthereumNews
AI Narratives Lift Tokens While Oracle Surges Past Nvidia Value

AI Narratives Lift Tokens While Oracle Surges Past Nvidia Value

The post AI Narratives Lift Tokens While Oracle Surges Past Nvidia Value appeared on BitcoinEthereumNews.com. AI-focused crypto sectors like DeFAI and DeSci led weekly market gains with strong momentum. Oracle’s $200B market surge boosted its valuation near $1T, surpassing Nvidia in investor sentiment. NFTs and lending protocols faced steep declines, contrasting with growth in utility-driven crypto sectors. AI-driven crypto categories posted the strongest gains this week, led by DeFi AI (DeFAI) with a 4.5% rise. Decentralized Science (DeSci) added 4.3%, while AI Agent projects advanced 4.0%. Privacy tokens climbed 3.2%, and centralized exchanges gained 3.0%. Broader Market Breakdown Layer 1 and Layer 2 networks rose 2.8% and 2.6% respectively. Core DeFi gained 2.2%, DePIN climbed 1.8%, and real-world assets (RWA) advanced 1.2%. Memecoins added 0.5%, while decentralized exchanges were nearly flat at 0.2%. The AI sector has been underperforming for most of the year, but now narrative is heating up. Some top #AI projects looking to launch at the end of Q3 fueling this sector. I will be sharing my research on some of them in my discord: https://t.co/HFc6FwWdFv pic.twitter.com/CkEWwXGKDZ — Rand (@crypto_rand) September 11, 2025 Lending Protocols and NFTs Lag Behind Speculative sectors saw sharp pullbacks. Lending protocols dropped 2.3%, non-fungible tokens (NFTs) slipped 1.5%, and oracle-based tokens fell 0.9%. Gaming tokens edged down 0.1%, showing limited activity. Capital Flows Rotate to Utility Tokens The divergence pushed inflows toward innovation-focused areas like DeFAI and DeSci, while speculative categories such as NFTs and lending faced pressure. Related: Memecoins and AI Tokens Control 62.8% of 2025 Crypto Market Attention — Here’s Why Oracle Market Value Surges by $200 Billion Oracle added $200 billion in market value in a single session, lifting its capitalization close to $1 trillion. The rally pushed founder Larry Ellison’s net worth up by more than $107 billion, making him the world’s wealthiest individual ahead of Elon Musk. AI Infrastructure Partnerships Drive Rally…

Author: BitcoinEthereumNews
Inside AI Crypto Trading: Coinbase AgentKit, Lit’s Hustle, Vincent, and x402 Onchain Rails

Inside AI Crypto Trading: Coinbase AgentKit, Lit’s Hustle, Vincent, and x402 Onchain Rails

Artificial intelligence (AI) agents are reshaping crypto trading, decentralized finance (DeFi), and more. AI agents are no longer just a concept, but rather a common feature being leveraged for a variety of crypto-focused use cases. AI agents also differ from traditional rule-based bots. Rather than following simple prompts, agents are able to continuously learn from market movements, sentiment and liquidity conditions to execute trades with greater precision. This is why AI agents are being leveraged more often in the crypto sphere. David Sneider, CEO and co-founder of Lit Protocol, told Cryptonews that any strategy a person or organization executes manually in DeFi today can be automated through AI agents. Sneider added that beyond saving time, these models provide entirely new access. “One person can craft a strategy, while others simply enroll to benefit, removing the barrier of technical sophistication that previously limited who could participate in advanced crypto strategies,” he said. AI Agents for Trading and Yield Optimization To put this in perspective, Sneider explained how retail investors use AI agents through Lit Protocol and Vincent, an automation platform layer on Lit that powers a wide variety of crypto trading agents. “Within autonomous crypto agents, we see two broad categories: ‘user-configured’ agents and ‘set-and-forget’ agents,” Sneider mentioned. According to Sneider, user-configured agents allow crypto investors to have direct strategy input. A leading example of this is Lit’s “Agent Hustle,” where users interact through a chat interface and provide prompts like the one below:“Execute a mixed trading strategy: allocate 80% to conservative blue-chip and stablecoin yield positions, 10% to aggressive perp trading with dynamic leverage and a max 2% drawdown per trade, and 10% to trending meme tokens using sentiment and social signals. Rebalance automatically, manage risk tightly, and maximize overall portfolio performance.”“The agent drafts, refines with user feedback, and then executes the strategy,” Sneider said. Users can also leverage set-and-forget agents to run established strategies that are optimized over time. Sneider pointed out examples of these being deployed through Vincent: Perpetual futures hedging: Monitoring exposures and rebalancing leverage automatically. Yield optimization: Shifting stablecoins between lending markets and vaults to secure the best rates. Trader Agents: Executing momentum, mean reversion, options spreads, or cross-chain arbitrage strategies under a defined mandate. AI Agents for Token Discovery AI agents are also helping crypto users with token discovery. Jake Gallen, CEO at agenthustle.ai (Hustle), told Cryptonews that the platform helps users discover tokens intelligently and trade autonomously. “Hustle’s Memory, Toolbox, and Conditional trading engine are the three pillars that separate this agent from competition, making him one of the most unique products on the market,” Gallen said. “We combine these apps, leverage it with the Emblem Vault multichain wallet, and allow the Agent to interact with any blockchain.” Gallen pointed out that Hustle’s primary use cases include token discovery and automated trading. “Within a single prompt, Hustle can find a token based on the context a user presents, then buy these assets, and set up an advanced entry and exit order. From start to finish, this can be accomplished in 30 seconds,” Gallen commented. Hustle also helps with users seeking pocket analysis. “Users can combine Hustle’s memory and toolbox to utilize just his alpha aggregation, news reporting, and contextual outputs. They do not trade and use him simply as a pocket analyst,” Gallen said. AI Agents Within Crypto Exchanges While AI agents can help crypto investors trade intelligently, popular U.S.-based crypto exchange Coinbase has also started to explore these models.
Dan Kim, head of strategy at Coinbase Developer Platform, told Cryptonews that Coinbase is currently focused on building infrastructure to allow AI agents to operate safely and autonomously. “This includes giving agents wallets, the ability to transact on-chain, and tools to charge or pay for services programmatically,” Kim said. He added that the infrastructure behind these models, like x402 and AgentKit, allows AI agents to interact with DeFi, pay for services, and perform economic activities safely across Coinbase. “This is essentially preparing the groundwork for future AI-native payments,” Kim noted. AI Agents Can Make Mistakes Although the potential behind AI agents and crypto use cases is huge, these models are far from perfect. While AI agents can ensure efficiency, accessibility, and risk discipline, Sneider explained, there are downfalls to consider: Data fragility: This is where poor inputs or unreliable oracles can cascade into bad trades. Overfitting: Agents trained on narrow historical data underperform in black swan events. Execution errors: We’ve seen cases where AI models hallucinate or misinterpret instructions. For instance, Sentient recently shared an example of an AI agent getting “stuck” in a transaction loop, firing the same order over and over. Without circuit breakers, this kind of loop can spiral quickly. Latency: Agents that depend on off-chain inference sometimes miss optimal execution windows. Gallen added that the most common mistake AI agents make when it comes to trading is purchasing “fake tokens.” “When a token is pumping, there are multiple copycat tokens that pop up. Even more so, these copycat tokens are artificially inflated to appear as the organic runner. AI can be tricked to buy these because they consider the on-chain volume as real,” Gallen explained. Although there are multiple safety mechanisms set in place, as well as checks and balances, Gallen noted that these occurrences happen every so often. Additionally, Gallen mentioned that API and tooling inconsistencies can be challenging. “This can happen when someone uses one API for conditional trading to execute trades, while using another API to source real-time data. One API can consider Market Cap and FDV as the same thing, while the other provider is much more meticulous in their classifications. This can cause AI to close trades early or result in another variety of outputs that can cause these models to fail at what they were intended to accomplish.” AI Agents Won’t Replace Human Traders Yet Although the potential behind AI crypto trading agents is massive, these models are not yet ready to replace humans entirely. According to Sneider, the beginning of “agentic finance” is just now taking place. However, he said that today’s early products show both promise and pitfalls. “AI can act as a co-pilot, but it must operate inside secure rails,” he said. As such, Sneider believes that AI agents won’t replace human traders, but rather they’ll extend them. “They’ll automate execution across both DeFi and TradFi, but always anchored in user-defined authority,” Sneider said

Author: CryptoNews
Bitcoin (BTC) Price Forecast: $180,000 Still in Sight, While This Token Leads List of Best Cryptos to Invest in for Under $1

Bitcoin (BTC) Price Forecast: $180,000 Still in Sight, While This Token Leads List of Best Cryptos to Invest in for Under $1

As Bitcoin (BTC) approaches its potential breakout with forecasts targeting $180,000, investor focus is shifting away from the dominant cryptocurrency towards emerging players driving the next wave of adoption. Among these, Mutuum Finance (MUTM) is in the limelight because of its innovative approach of decentralized lending. Price per MUTM remains at $0.035. Investors are going […]

Author: Cryptopolitan
Ethena’s USDe and sUSDe Go Live on Avalanche in Major Cross-Chain Push

Ethena’s USDe and sUSDe Go Live on Avalanche in Major Cross-Chain Push

The post Ethena’s USDe and sUSDe Go Live on Avalanche in Major Cross-Chain Push appeared on BitcoinEthereumNews.com. The $13 billion synthetic dollar expands to Avalanche with DeFi integrations and AVAX rewards. Ethena Labs has launched its synthetic dollar USDe and staked USDe (sUSDe) on Layer 1 blockchain Avalanche, marking a major cross-chain expansion for the project. USDe currently has a market capitalization of over $13 billion, up 128% from $5.7 billion in June, making it the third-largest circulating stablecoin, according to DeFiLlama data. Meanwhile, Ethena’s native ENA token is up 17% in the past week to a $11.6 billion valuation. Today’s rollout includes integrations with Uniswap, Pharaoh Exchange, LFJ, and BlackholeDEX for spot liquidity, while protocols like Euler, Silo, Folks Finance, and Term Labs will soon support USDe, sUSDe, and associated Pendle tokens as collateral. Ethena added that it is exploring potential collateral integrations with Benqi and Aave. “Ethena assets will be usable within major lending & trading DeFi apps on Avalanche, starting from today,” Ethena wrote in an X post earlier today, adding that eligible decentralized finance (DeFi) interactions on Avalanche will qualify users for both AVAX rewards and Ethena Points. AVAX is Avalanche’s native token that is currently trading at $28.60, up 52% over the past three months, per CoinGecko. Ethena also revealed that Pendle Finance is bringing its first instance of cross-chain Principal Tokens (PTs) to Avalanche. “Starting from today, November USDe PT will be bridgeable to Avalanche via the Pendle site, in collaboration with @LayerZero_Core,” the post reads. “Cross-chain PT deposits will be accepted on money markets like Euler and Silo as collateral to borrow other stables.” The expansion comes as Avalanche’s total value locked (TVL) has nearly doubled over the past two quarters, rising from $1.1 billion in April to around $2.1 billion today, according to DeFiLlama. Analysts say institutional inflows, gaming adoption, and network upgrades have fueled the rebound. Nic Puckrin,…

Author: BitcoinEthereumNews
Lendbuzz Joins Fintech IPO Wave After 38% Revenue Surge in H1 2025

Lendbuzz Joins Fintech IPO Wave After 38% Revenue Surge in H1 2025

TLDR Lendbuzz IPO targets $1.5B valuation after strong H1 2025 financial growth. Auto-finance fintech Lendbuzz files for Nasdaq IPO with doubled net income. Lendbuzz eyes $1.5B IPO as revenue jumps 38% amid fintech market rebound. Backed by AI underwriting, Lendbuzz sets IPO under ticker symbol “LBZZ”. Fintech lender Lendbuzz files $1.5B Nasdaq IPO after revenue [...] The post Lendbuzz Joins Fintech IPO Wave After 38% Revenue Surge in H1 2025 appeared first on CoinCentral.

Author: Coincentral
Top Cryptocurrencies to Invest in for 2025 Feature Rollblock Alongside BTC, ETH And ADA

Top Cryptocurrencies to Invest in for 2025 Feature Rollblock Alongside BTC, ETH And ADA

Rollblock joins BTC, ETH, and ADA as a 2025 top crypto pick, with $11.7M raised, 50,000 players onboarded, and 20x–40x upside potential from its live iGaming hub.

Author: Blockchainreporter
Dogecoin Price Prediction: DOGE Builds Momentum on ETF Hype, While Viral $0.035 DeFi Crypto Targets $1

Dogecoin Price Prediction: DOGE Builds Momentum on ETF Hype, While Viral $0.035 DeFi Crypto Targets $1

Dogecoin price action is back in the spotlight after ETF rumors spark fresh interest in the crypto ecosystem, but most chatter is being diverted towards Mutuum Finance (MUTM). Mutuum Finance is in Stage 6 of presale and has capped the token price at $0.035. Stage 7 raises the price by 14.29% to $0.04. The project […]

Author: Cryptopolitan
Chainlink hits new all-time high of $100b in Total Value Secured

Chainlink hits new all-time high of $100b in Total Value Secured

Chainlink has hit a new all-time high in the key metric of total value secured, with the oracle network surpassing $100 billion across decentralized finance. As cryptocurrencies bounced on Sept. 12, with altcoins rising amid a surge above $115,000 for…

Author: Crypto.news
2 Tokens Under $0.50 Shining as the Best Cryptos to Buy in September 2025

2 Tokens Under $0.50 Shining as the Best Cryptos to Buy in September 2025

With the cryptocurrency market heating up in the month of September 2025 with renewed vigor, investors are keeping their eyes on undervalued altcoins poised to post enormous gains under the $0.50 mark. In the center of all that attention is Mutuum Finance (MUTM), a DeFi protocol quickly rising in the market with its revolutionary model […]

Author: Cryptopolitan