Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14144 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crash And Burn: Why Trade Contractors Fail

Crash And Burn: Why Trade Contractors Fail

The post Crash And Burn: Why Trade Contractors Fail appeared on BitcoinEthereumNews.com. Trade contractors rank among the most common businesses to fail in the United States. Research consistently shows that construction-related businesses rank among the industries with the lowest survival rates. Shutterstock Technical service providers play a critical role in ensuring our homes and businesses run smoothly. Specialty trade contractors, such as HVAC technicians, electricians, plumbers and carpenters, have skills that touch nearly every aspect of our lives. They keep our businesses and homes comfortable, the lights on, and our water flowing safely. They ensure buildings are built to code and maintained to protect health and safety. These professionals dedicate years to mastering their craft and take immense pride in their work. Yet, despite their importance to society, more contractors fail than succeed. Research consistently shows that construction-related businesses rank among the industries with the lowest survival rates. According to the Bureau of Labor Statistics, only about 44% of construction-related businesses survive to the five-year mark, and barely 43% last 10 years. When narrowed down to HVAC, plumbing, and specialty trades, the numbers look even more troubling: industry groups have reported failure rates as high as 70% within the first year. For an industry that holds so much responsibility, these statistics present a serious challenge. According to David Brooks, founder of Contractor Rhino—a company dedicated to helping home service and trade contractors build sustainable, scalable businesses, “Too often, new owners assume that great technical skills will automatically attract and keep customers. Without systems for lead generation, pricing correctly, and tracking performance, they burn through cash quickly.” The Converted Technician At the root of the problem is what many call the “converted technician.” The U.S. Bank Study (via SCORE) found that 82% of business failures are due to poor cash flow management or a lack of understanding of cash flow. For trade contractors,…

Author: BitcoinEthereumNews
Ethereum (ETH) Price Set to Touch $8500 in 2025, But Traders Looking for the Next 40x Back Mutuum Finance (MUTM)

Ethereum (ETH) Price Set to Touch $8500 in 2025, But Traders Looking for the Next 40x Back Mutuum Finance (MUTM)

The post Ethereum (ETH) Price Set to Touch $8500 in 2025, But Traders Looking for the Next 40x Back Mutuum Finance (MUTM)  appeared on BitcoinEthereumNews.com. While Ethereum (ETH) is set for a new high of $8,500 in 2025, the actual hype in the crypto market is moving in a new direction, to Mutuum Finance (MUTM).  The initial MUTM investors will receive a minimum of 300% list ROI. Mutuum Finance (MUTM) has already passed the mark of more than $15.25 million and has already attained 15850+ investors. As Ethereum takes up the headline due to its price run, mutuum finance is establishing its niche through innovative lending protocols and a fast-growing ecosystem that is capturing the interest of early adopters and more experienced investors alike. Mutuum Finance may turn into the 40x breakout of 2021. Ethereum Holds Steady as Market Eyes $8,500 Potential Ethereum (ETH) currently trades at a price of $4,489.65 and the market is currently stable after the fluctuations experienced in the last few weeks. Analysts have it that as the broader crypto trend endures, ETH might reach the level of 8,500 in 2025 given the intensive utilization of smart-contracts and institutional inflows. With Ethereum being among the most important industry players, newer projects in the field of decentralised finance, such as Mutuum Finance, are also being looked into by investors. Mutuum Finance Stage 6 Presale Mutuum Finance (MUTM) is in presale round six and is priced at $0.035 per token. The price goes up 14.29% after the round to a new price of $0.04. Demand has gone up and early adopters show confidence in the project. The presale has already attracted over 15,850 investors and capital, in excess of $15.25 million. A USD-Pegged Stablecoin on Ethereum Mutuum Finance is set to launch an Ethereum-based, USD-pegged stablecoin. The stablecoin will be used in everyday purchasing, decentralized applications and long-term stability of the portfolio.  Dual-Lending: Future-Proof DeFi Infrastructure Mutuum Finance is a two-way lending protocol…

Author: BitcoinEthereumNews
What’s behind XRP’s move to DeFi?

What’s behind XRP’s move to DeFi?

The post What’s behind XRP’s move to DeFi? appeared on BitcoinEthereumNews.com. The following is a guest post and analysis from Vincent Maliepaard, Marketing Director at Sentora. 2025 has marked a turning point for XRP, combining explosive price gains with transformative shifts in its core narrative. In July, the token hit an all-time high of $3.58, propelled in part by decisive legal victories. Beyond price action, Ripple’s launch of the RLUSD stablecoin has gained significant traction, and the network is now doubling down on expanding XRP’s footprint in the DeFi ecosystem. The foundation of XRP’s breakout was laid when the SEC dropped its lawsuit against Ripple, removing a significant regulatory overhang that had suppressed institutional interest for years. This legal resolution as well as the Trump administration’s crypto-friendly policy framework, including the GENIUS Act, catalyzed a broader bull market across digital assets. The token has also benefited from a strategic revaluation as institutional investors engaged in speculative rotation toward under-owned large-cap cryptocurrencies, recognizing XRP as a legitimate capital layer rather than a speculative trading vehicle. This thesis was reinforced by Ripple’s launch of the RLUSD stablecoin in late 2024, which quickly scaled to a $600 million market cap and demonstrated real-world utility in driving adoption momentum. The ecosystem expansion has continued with the launch of the XRPL EVM sidechain, enhancing interoperability and smart contract functionality, while anticipation builds around the potential approval of an XRP ETF that could further accelerate institutional adoption. Let’s dive in for a breakdown of XRP’s growth and momentum, new players in the ecosystem and XRP’s breakthrough in DeFi. XRP’s Growth and Momentum XRP’s concentration dynamics reveal a mature institutional ownership structure that mirrors traditional financial assets, with the top 10 wallets controlling approximately 41% of circulating supply, expanding to 50% among the top 20 holders and over 70% within the top 100. This concentration pattern indicates institutional…

Author: BitcoinEthereumNews
BullZilla Ups the Ante Ahead of Presale Launch as Pepe and Apecoin Surge

BullZilla Ups the Ante Ahead of Presale Launch as Pepe and Apecoin Surge

The post BullZilla Ups the Ante Ahead of Presale Launch as Pepe and Apecoin Surge appeared on BitcoinEthereumNews.com. Crypto News BullZilla presale ignites investor buzz as Pepe and Apecoin rise sharply. Is this the top 100x meme coin presales of 2025? What if the next generation of meme coins were no longer left to chance, but designed for exponential returns? In today’s volatile digital asset market, meme coins are at the forefront of speculative investing. They swing dramatically, offering both breakout opportunities and sharp declines, often within a matter of hours. Investors are left asking: which coin could become the next great wealth generator? Over the last 24 hours, Pepe has experienced a nearly 6% increase in trading activity, while Apecoin has seen a modest decline of around 3%. These rapid shifts highlight how sentiment and liquidity influence meme coin value in real-time. For traders and analysts, it reinforces the importance of being early and strategic. Meanwhile, BullZilla ($BZIL) is preparing to launch its presale, positioning itself as one of the top 100x meme coin presales to watch in 2025. With a starting price of $0.00000575 and a built-in mechanism that increases the price every $100,000 raised or every 48 hours, the presale has created urgency before it even opens fully. The project is already being viewed as a contender for those seeking the best crypto to buy today. BullZilla ($BZIL): A Presale Engineered for Exponential ROI The BullZilla presale is structured to reward early movers. At its stage 1 entry price of $0.00000575, projections show a posibillity of 91,576% ROI if it reaches its confirmed listing price of $0.00527141. Early adoption has been strong, with 2 billion tokens sold within the first two hours and $10,000 raised in under 50 minutes, signaling rapid investor confidence.   The roadmap outlines a three-phase strategy: initial presale, exchange listings, and gradual introduction of ecosystem features, including NFTs and potential staking…

Author: BitcoinEthereumNews
116% Next Stage Hike? BullZilla Presale Powers Top 100x Meme Coin Presales as Pepe and Apecoin Stay in Focus

116% Next Stage Hike? BullZilla Presale Powers Top 100x Meme Coin Presales as Pepe and Apecoin Stay in Focus

What if the next generation of meme coins were no longer left to chance, but designed for exponential returns? In […] The post 116% Next Stage Hike? BullZilla Presale Powers Top 100x Meme Coin Presales as Pepe and Apecoin Stay in Focus appeared first on Coindoo.

Author: Coindoo
Solana (SOL) Price Prediction: Q4 Growth Potential and Viral Altcoin to Watch for 25-50x Gains

Solana (SOL) Price Prediction: Q4 Growth Potential and Viral Altcoin to Watch for 25-50x Gains

The post Solana (SOL) Price Prediction: Q4 Growth Potential and Viral Altcoin to Watch for 25-50x Gains appeared on BitcoinEthereumNews.com. As Solana (SOL) continues to draw traders’ attention with its robust network performance and growing ecosystem, market analysts are eyeing its Q4 trajectory with cautious optimism. However, the real buzz in the crypto market is surrounding Mutuum Finance (MUTM), an emerging DeFi player being tipped as a potential viral altcoin capable of delivering 25x–50x gains. The project’s presale token price is at $0.035 in phase 6. Experts assert that the new token can explode with phenomenal gains in the coming months. It will increase by 14.29% to $0.04 in phase 7. Mutuum Finance (MUTM) has already raised over $15.25 million and has been supported by more than 15,850 investors. Mutuum Finance is setting the stage for a dynamic close to 2025. Solana (SOL) Outlook: On Track for Potential Breakout Solana is currently trading at $215.91, gaining ground as its price hovers near short-term resistance. Analysts highlight strengthened on-chain fundamentals, particularly growing DEX volume, rising whale activity, and upcoming network upgrades like the Alpenglow protocol, as key drivers that could support a breakout beyond the $220–$235 zone, possibly paving the way toward targets in the $250–$300 range. Investors FOMO into Mutuum Finance (MUTM) Stage 6 Presale Mutuum Finance (MUTM) is currently priced at $0.035 in presale stage 6. More than $15.25 million have been collected and more than 15850 early investors have joined the presale. Token price in Presale Stage 7 will be $0.04, which is a 14.3% increase from Stage 6. Mutuum Finance (MUTM) has announced its Official Bug Bounty Program through CertiK. Its users will receive a share of the program’s reward of $50,000 USDT if they are able to spot possible bugs in the project.  Its bounty program is created to provide equal security to all types of vulnerabilities. The program is categorized into four classes of severity;…

Author: BitcoinEthereumNews
Bitcoin No Longer Plays Gold’s Game

Bitcoin No Longer Plays Gold’s Game

The post Bitcoin No Longer Plays Gold’s Game appeared on BitcoinEthereumNews.com. Opinion by: Armando Aguilar, head of capital formation and growth at TeraHash Bitcoin was treated as a purely inert asset for years: a decentralized vault, economically passive despite its fixed issuance schedule. Yet more than $7 billion worth of Bitcoin (BTC) already earns native, onchain yield via major protocols — that premise is breaking down.  Gold’s ~$23-trillion market cap mostly sits idle. Bitcoin, by contrast, now earns onchain, while holders keep custody. As new layers unlock returns, Bitcoin crosses a structural threshold: from merely passive to productively scarce. That change is quietly redefining how capital prices risk, how institutions allocate reserves and how portfolio theory accounts for safety. Scarcity may explain price stability. Still, productivity explains why miners, treasuries and funds are now parking assets in BTC rather than just building around it. A vault asset that earns yield isn’t digital gold anymore — it’s productive capital. Scarcity matters, but productivity rules Bitcoin’s economic DNA hasn’t changed: The supply remains capped at 21 million, the issuance schedule is transparent, and no central authority can inflate or censor it. Scarcity, auditability and resistance to manipulation always set Bitcoin apart, but in 2025, these differentiating and unique factors started to mean something more. As the issuance rate is locked, even as new protocol layers allow BTC to generate onchain returns, Bitcoin is now gaining traction for what it will enable. A new set of tools gives holders the ability to earn real yield without giving up custody, relying on centralized platforms and altering the base protocol. It leaves Bitcoin’s core mechanics untouched but changes how capital engages with the asset. We’re already seeing that effect in practice. Bitcoin is the only crypto asset officially held in sovereign reserves: El Salvador continues to allocate BTC in its national treasury, and a 2025 US…

Author: BitcoinEthereumNews
Can BTCfi Keep Miners Secure?

Can BTCfi Keep Miners Secure?

The post Can BTCfi Keep Miners Secure? appeared on BitcoinEthereumNews.com. Daily transaction fees on the Bitcoin network have collapsed by more than 80% since April, according to a report from Galaxy Digital. As of August 2025, nearly 15% of blocks are “free,” meaning they’re being mined with minimal or no transaction fees, just one satoshi per virtual byte or less. Lower Bitcoin (BTC) transaction fees benefit users but reduce miners’ revenue, raising concerns about the sustainability of the network’s long-term security model. Bitcoin’s incentive structure relies on miners being compensated for their work through block rewards and transaction fees. But with the April 2024 halving cutting rewards to 3.125 BTC per block, miners are leaning heavily on the fee market, and it’s drying up. “As block rewards shrink, more weight falls on transaction fees,” Pierre Samaties, chief business officer at the Dfinity Foundation, told Cointelegraph. “If usage does not grow, that base thins, and the guarantees weaken. Sustained throughput is essential for the system to defend itself.” Average Bitcoin transaction fees. Source: Galaxy Digital Related: Bitcoin 2025 builders predict DeFi will unseat traditional finance Bitcoin onchain activity slumps Bitcoin’s onchain activity has slowed significantly since the decline of non-monetary trends like Ordinals and Runes. Galaxy’s report notes that OP_RETURN transactions, used heavily during the 2024 Ordinals boom, now account for just 20% of daily volume, down from over 60% at their peak. Meanwhile, alternative layer 1s like Solana are gaining traction for high-frequency use cases like memecoins and NFTs. Furthermore, the rise of spot Bitcoin ETFs, which now hold over 1.3 million BTC, has pushed more BTC volume offchain, limiting movement that would otherwise generate fees. Bitcoin’s fee market is elastic by design, meaning that fees rise when demand surges and fall when activity slows. However, if demand continues to shrink, miners may be left with too little incentive to…

Author: BitcoinEthereumNews
4 Best Cryptos To Watch In 2025 Ready To Rock The Boat

4 Best Cryptos To Watch In 2025 Ready To Rock The Boat

The post 4 Best Cryptos To Watch In 2025 Ready To Rock The Boat appeared on BitcoinEthereumNews.com. What if selecting the right meme coin today could define tomorrow’s financial opportunities? The crypto market is full of projects that ignite curiosity and spark investment discussions, yet only a few truly offer the chance to transform modest entries into remarkable outcomes. Choosing wisely among meme coins is no longer a matter of speculation but a matter of timing, utility, and community growth. One project currently generating extraordinary attention is MoonBull ($MOBU), with its whitelist now live. This Ethereum-based meme coin stands alongside other exciting names like Pudgy Penguins (PENGU), Just a Chill Guy (CHILLGUY), SPX6900 (SPX), Official Trump (TRUMP), Official Melania (MELANIA), and LOFI (LOFI). Each offers unique traits, but MoonBull leads with an opportunity structured for early adopters who seek strong entry points and exclusive access. MoonBull ($MOBU) The whitelist for MoonBull is live and sets the stage for early participants to gain unmatched benefits. Entry through this whitelist ensures the lowest possible purchase price, exclusive bonus allocations, secret staking rewards, and even access to hidden roadmap hints that remain unavailable to the wider public. MoonBull is an Ethereum meme coin built for meme enthusiasts and speculative traders who thrive on innovation. Its smart contract foundation ensures reliability and security, while its staking structure rewards loyalty with high-value incentives. The combination of exclusivity, transparency, and reward mechanics positions MoonBull as one of the best cryptos to watch in 2025. Presales often define the biggest success stories in crypto. MoonBull understands this dynamic and ensures that whitelist members have every reason to stay ahead. This exclusivity makes MoonBull stand apart as a frontrunner among the best cryptos to watch in 2025. MoonBull Whitelist Excitement: Early Access and Exclusive Rewards Joining the Moon Bull whitelist unlocks priority entry, premium staking incentives, and confidential updates ahead of Stage One. The limited…

Author: BitcoinEthereumNews
Ripple Price Prediction: XRP Uncertainty Drives Top Holders Towards a New ETH Layer 2 Token

Ripple Price Prediction: XRP Uncertainty Drives Top Holders Towards a New ETH Layer 2 Token

The post Ripple Price Prediction: XRP Uncertainty Drives Top Holders Towards a New ETH Layer 2 Token appeared on BitcoinEthereumNews.com. The Ripple price prediction continues to divide analysts, with some projecting steady gains while others warn of stalled momentum. XRP remains a respected name in the crypto market, but many top holders are diversifying into new opportunities that promise greater upside.  One of those is Layer Brett, an Ethereum Layer 2 project blending meme culture with real scalability. Its ongoing crypto presale has already raised millions, and excitement is building that $LBRETT could be the next 100x meme token. Why Layer 2 gives Layer Brett an edge Anyone who has transacted on Ethereum’s mainnet knows the frustrations: network congestion, slow confirmation times, and gas fees that can soar to $20. Layer Brett solves these pain points by processing transactions off-chain, while still anchored to Ethereum for unmatched security.  For investors who are tired of waiting for the next big Ripple price prediction, this represents a refreshing alternative. While XRP continues to navigate regulatory hurdles and a crowded payments market, Layer Brett is carving its own niche in the expanding Layer 2 crypto sector, projected to handle over $10 trillion annually by 2027. Why $LBRETT is attracting early buyers Presale buyers aren’t just speculating on token price, they’re locking into huge staking rewards. Early adopters of $LBRETT can stake their holdings immediately, with APYs that reach into the tens of thousands for the earliest participants. It’s a deliberate strategy to reward those who back the project at the ground floor. The setup is simple: connect MetaMask or Trust Wallet, fund with ETH, USDT, or BNB, and purchase $LBRETT. From there, tokens can be staked instantly, generating passive income in a way that traditional meme token projects, or even XRP itself, simply don’t offer. Add in transparent tokenomics with a fixed 10 billion supply and a $1 million giveaway program, and it’s…

Author: BitcoinEthereumNews