Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Key Projects Showing Momentum Into 2026

Key Projects Showing Momentum Into 2026

The post Key Projects Showing Momentum Into 2026 appeared on BitcoinEthereumNews.com. As 2025 draws to a close, crypto investors remain on the hunt for altcoins to buy that could deliver outsized gains going into the new year. December could bring heightened volatility and opportunities, and this year, several cryptocurrencies, including crypto presale projects, stand out for their strong momentum and catalysts. Here are five cryptos to buy for massive returns in December, with Digitap ($TAP) leading the pack due to its superior utility and ground-level valuation. Digitap ($TAP) — A fintech disruptor blending crypto with fiat. Zcash (ZEC) — The most exciting privacy coin. Tether Gold (XAUT) — Tokenized gold riding the bull run. Astar (ASTR) — A superfast multichain smart contract project. Hyperliquid (HYPE) — A next-generation trading platform. Digitap’s Banking Utility Supports a Potential Crypto To Buy Case Digitap created and now markets the world’s first “omni-bank,” where users manage fiat and crypto in one place. Users can send, receive, store, save, invest, and spend their money seamlessly. The Digitap debit card is now powered by Visa and allows users to spend either fiat or crypto anywhere Visa cards are normally accepted. Key features that rank Digitap as the potential altcoin to buy include huge savings on global money transfers. Money remitters charge on average 6.2% to move capital across borders, but Digitap is able to undercut the industry with costs coming in as low as sub-1%. An optional no-KYC signup process also opens the platform to a completely overlooked population. There are more than 1 billion adults worldwide without access to banking features or with subpar access. Many of these people live in countries where access to identification is just not possible. Digitap’s financial inclusion is not only a noble mission, but one that will generate recurring revenue streams, likely for decades to come. How Digitap’s Staged $TAP Presale…

Author: BitcoinEthereumNews
December Crypto Outlook: Key Projects Showing Momentum Into 2026

December Crypto Outlook: Key Projects Showing Momentum Into 2026

As 2025 draws to a close, crypto investors remain on the hunt for altcoins to buy that could deliver outsized gains going into the new year. December could bring heightened The post December Crypto Outlook: Key Projects Showing Momentum Into 2026 appeared first on CryptoNinjas.

Author: Crypto Ninjas
PBOC sets USD/CNY reference rate at 7.0764 vs. 7.0749 previous

PBOC sets USD/CNY reference rate at 7.0764 vs. 7.0749 previous

The post PBOC sets USD/CNY reference rate at 7.0764 vs. 7.0749 previous appeared on BitcoinEthereumNews.com. On Monday, the People’s Bank of China (PBOC) sets the USD/CNY central rate for the trading session ahead at 7.0764 compared to Friday’s fix of 7.0749. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70764-vs-70749-previous-202512080115

Author: BitcoinEthereumNews
Buy the Dip: 3 Best Cryptos to Invest in During Market Fear

Buy the Dip: 3 Best Cryptos to Invest in During Market Fear

Market fear has once again gripped the crypto sector, creating one of the most attractive dip-buying windows investors have seen in months. Leading cryptocurrencies such as Ripple’s XRP and Solana (SOL) remain close to their support levels, tempting traders who realize that moments of panic offer some of the best buying opportunities. Although the unconfirmed […]

Author: Cryptopolitan
Dormant Bitcoin Casascius Coins Move 2,000 BTC After 13-14 Years

Dormant Bitcoin Casascius Coins Move 2,000 BTC After 13-14 Years

The post Dormant Bitcoin Casascius Coins Move 2,000 BTC After 13-14 Years appeared on BitcoinEthereumNews.com. On December 5, 2025, two long-dormant Bitcoin Casascius coins transferred a combined 2,000 BTC valued at approximately $180 million, marking significant activity after 13 to 14 years of inactivity. This event highlights ongoing interest in early physical Bitcoin collectibles. Historic Transfer: Two Bitcoin Casascius coins, dormant since 2011-2012, moved 2,000.0027811 BTC on December 5, 2025. One coin held 1,000.0028 BTC inactive for 13.2 years; the other contained 999.99998110 BTC untouched for 14 years. Additional redemptions included 8 BTC from other Casascius items that day, amid a trend of ancient Bitcoin wallets awakening in 2025. Discover the latest Bitcoin Casascius coins movement: 2,000 BTC worth $180M transferred after over a decade dormant. Explore history, value, and implications for crypto collectors today. What Are Bitcoin Casascius Coins? Bitcoin Casascius coins are physical representations of Bitcoin created in 2011 by entrepreneur Mike Caldwell based in Utah. These collectibles, often crafted from silver or gold, function as secure cold storage devices embedding a private key under a tamper-evident hologram. They range from small denominations to high-value pieces up to 1,000 BTC, blending tangible appeal with digital cryptocurrency utility. How Do Bitcoin Casascius Coins Function as Cold Storage? Each Bitcoin Casascius coin or bar features a public Bitcoin address on its surface, with the corresponding private key hidden beneath a holographic seal. This design ensures security, as accessing the funds requires peeling back the hologram, which leaves a distinctive honeycomb residue as evidence of tampering. Advanced versions incorporate encrypted private keys, necessitating a user-specific passphrase for decryption and redemption, adding an extra layer of protection against unauthorized access. Produced between 2011 and 2013, these items were funded directly with digital Bitcoins during purchase. Caldwell manufactured a total of 27,912 units, encompassing 98,483.9 BTC in value at the time of creation. Production halted in late 2013…

Author: BitcoinEthereumNews
New Crypto Coins Storm the Market: Will Apeing Outpace BNB and Litecoin for Early Gains

New Crypto Coins Storm the Market: Will Apeing Outpace BNB and Litecoin for Early Gains

The crypto market can feel like a carnival ride, sometimes thrilling, sometimes stomach-churning. One minute, traders are chasing memecoins like Bonk and Pepe; the next, a fresh presale steals the spotlight. Coins like Binance Coin and Litecoin continue to maintain credibility, but the market always has room for explosive new crypto coins that catch fire overnight. Enter Apeing, the hottest new crypto coin generating serious buzz. Its whitelist is live and already drawing intense attention, offering early participants a chance to grab tokens at a ground-floor price. With the right strategy, Apeing could deliver opportunities that other coins can only dream of. Why Apeing Leads New Crypto Coins in 2025 Apeing is making waves as one of the most anticipated new crypto coins. Its innovative whitelist mechanics are designed to reward early adopters, giving them prime access to a limited number of tokens at upcoming presale stage 1 pricing. With the upcoming presale stage 1 tokens available at 0.0001 per $APEING and a listing price expected at 0.001, early entrants could see massive potential ROI. Those joining now are positioning themselves for gains that could reach astronomical percentages. New Crypto Coins Storm the Market: Will Apeing Outpace BNB and Litecoin for Early Gains 4 Beyond pricing, Apeing builds trust with transparent token allocation and clear roadmap milestones. Investors gain confidence knowing the project emphasizes fairness and accessibility. With momentum building fast, Apeing proves that decisive action often outpaces overanalyzing charts; history shows early believers reap the most significant rewards. Advantages of Joining Early & How to Join Apeing’s Whitelist: The New Crypto Coin Edge Getting in early on Apeing isn’t just about timing; it’s about strategy. Early entrants enjoy exclusive access to tokens at a fraction of the expected listing price, maximizing potential ROI. Limited allocations for the upcoming presale stage 1 ensure that only proactive participants benefit from the lowest entry fee. Go to the official Apeing website and open the whitelist or presale page. Provide your email and fill out the registration form. After confirming your email through the verification link, you’ll be added to the whitelist and get early access to the presale. Binance Coin: The Crypto Giant Fueling Real Growth Binance Coin (BNB) remains a cornerstone of the crypto ecosystem. Beyond its widespread utility in exchange, BNB powers a suite of blockchain applications, staking rewards, and ecosystem benefits. Investors appreciate BNB’s stability compared to newer coins while still enjoying potential growth opportunities. Key features of Binance Coin include transaction fee discounts, multi-chain interoperability, and strong community support. As one of the most recognized coins in the market, BNB continues to attract attention from both retail and institutional investors, solidifying its position as a reliable crypto asset alongside rising new crypto coins like Apeing. Litecoin Lightning: Fast, Reliable, and Ready to Shine Litecoin (LTC) may not be brand-new, but it remains relevant to investors seeking fast, low-fee transactions. Its proof-of-work blockchain and consistent development make it a practical and resilient choice for crypto users. Features such as rapid block generation, broad wallet support, and a proven history of network reliability give Litecoin an edge in usability. While not as hype-driven as Apeing, LTC complements new crypto coins by offering stability and credibility, appealing to investors who want exposure to both innovation and security. New Crypto Coins Storm the Market: Will Apeing Outpace BNB and Litecoin for Early Gains 5 Conclusion Together, Apeing, Binance Coin, and Litecoin illustrate the diversity of opportunities in today’s crypto market. Apeing’s whitelist mechanics, limited stage 1 tokens, and explosive potential position it as the standout new crypto coin for ambitious investors. Binance Coin and Litecoin provide context, blending credibility and stability into the market narrative. Apeing’s whitelist is live now, and the momentum is accelerating. Early access means grabbing tokens at the lowest possible price, with stage 1 participants looking at potential ROI in the thousands of percent. Serious investors who act now can secure a front-row seat to one of the most exciting new crypto coins available. New Crypto Coins Storm the Market: Will Apeing Outpace BNB and Litecoin for Early Gains 6 For More Information: Website: Visit the Official Apeing Website Telegram: Join the Apeing Telegram Channel Twitter: Follow Apeing ON X (Formerly Twitter) Frequently Asked Questions About New Crypto Coin What Makes Apeing Stand Out? Apeing’s unique whitelist ensures early access to limited tokens at stage 1 pricing. Its transparent roadmap, allocation plan, and strong community support make it a standout among new crypto coins. What Are the Benefits of Binance Coin? Binance Coin offers strong utility within the Binance ecosystem, transaction fee discounts, and staking rewards, making it a reliable crypto alongside newer coins like Apeing. How Does Litecoin Complement New Investments? Litecoin offers speed, low transaction fees, and network reliability, making it a stable, practical addition to any portfolio exploring high-potential new cryptocurrencies. Article Summary  APEING is emerging as one of the most thrilling new crypto coins, capturing attention with its stage 1 whitelist that rewards early adopters with prime token access at 0.0001 per $APEING. With a listing price expected at 0.001, early participants could see extraordinary ROI potential, while transparent token allocation and a clear roadmap build trust. Alongside Apeing, Binance Coin, and Litecoin provide stability and credibility, blending innovation with proven performance. This article explores how Apeing’s mechanics, early-stage advantages, and community-driven momentum make it a top contender for investors seeking explosive growth. From joining the whitelist to understanding token features, readers gain insight into why decisive action in new crypto coins can outperform cautious chart-watching, creating the perfect window for strategic entry. Read More: New Crypto Coins Storm the Market: Will Apeing Outpace BNB and Litecoin for Early Gains">New Crypto Coins Storm the Market: Will Apeing Outpace BNB and Litecoin for Early Gains

Author: Coinstats
Solana Foundation President Encourages Lending Protocols to Prioritize Market Growth

Solana Foundation President Encourages Lending Protocols to Prioritize Market Growth

The post Solana Foundation President Encourages Lending Protocols to Prioritize Market Growth appeared on BitcoinEthereumNews.com. The Solana lending protocols feud between Kamino Finance and Jupiter Lend centers on accusations of misleading risk practices, with Solana Foundation President Lily Liu urging unity to grow the $5 billion market against Ethereum’s $50 billion dominance. Healthy competition drives innovation, but transparency is key to building trust in Solana DeFi. Solana’s lending market totals $5 billion in TVL, far below Ethereum’s $50 billion, spurring intense rivalry among protocols. Jupiter Lend, launched in August, quickly reached $1 billion TVL, intensifying competition with established players like Kamino Finance. Critics from Kamino and Fluid accuse Jupiter of false isolation claims, potentially risking DeFi contagion; Jupiter defends rehypothecation as yield-optimizing with contained risks, per co-founder Kash Dhanda. Discover the Solana lending protocols feud shaking DeFi: Kamino vs. Jupiter Lend amid risk debates. Solana Foundation’s Lily Liu calls for collaboration to capture market share from Ethereum and TradFi. Stay informed on crypto lending trends—read now for expert insights. What is the feud between Kamino Finance and Jupiter Lend in Solana’s lending market? The feud between Kamino Finance and Jupiter Lend revolves around competing lending protocols on the Solana blockchain, where Jupiter faces criticism for its risk management claims in DeFi vaults. Established players like Kamino accuse Jupiter of misleading users on asset isolation and rehypothecation, potentially exposing the ecosystem to broader risks during market volatility. Solana Foundation President Lily Liu has publicly encouraged both sides to prioritize growth over infighting, highlighting the need for unity in a nascent $5 billion market. Why has Solana Foundation President Lily Liu weighed in on the lending protocols feud? Lily Liu’s intervention stems from her role in fostering Solana’s DeFi ecosystem, where competition is vital but must not erode trust. In her statement, she addressed both Kamino Finance and Jupiter Lend directly, saying, “Hey @kamino @jup_lend, Love you…

Author: BitcoinEthereumNews
Solana Foundation calls out Kamino and Jupiter rivalry, directs focus on growth

Solana Foundation calls out Kamino and Jupiter rivalry, directs focus on growth

The post Solana Foundation calls out Kamino and Jupiter rivalry, directs focus on growth appeared on BitcoinEthereumNews.com. Lily Liu, the president of the Solana Foundation, has entered the growing feud between Kamino Finance, an established player in Solana’s lending market, and Jupiter Lend, a more recent entrant into the lending space.  Jupiter launched Jupiter Lend in August, and it has already grown to $1 billion in TVL. The Solana lending market is currently valued at around $5 billion, a number that is significantly dwarfed by Ethereum’s $50 billion and the trillions in TradFi collateral markets. Solana Foundation’s president does not mind the competition Lily Liu, president of the Solana Foundation, referenced the current valuation of Solana’s lending market in her post. That gap is what is fueling the competitive landscape in Solana’s lending sector. While it has led to rapid innovation, tensions have been rising between protocols vying for dominance. “Hey @kamino @jup_lend, Love you both,” she wrote. “…We can snipe at one another (one click lending position conversion; dunking on sloppy remarks; etc) or we can focus on capturing market share from all of crypto and then Tradfi beyond that.” As the Solana Foundation executive is concerned, competition has always been healthy for the space, but it is crucial not to lose sight of the main goal, which is capturing more market share from Ethereum and TradFi. Why are Kamino Finance and Jupiter Lend feuding? Jupiter Lend had had to contend with accusations that the protocol misled users about the platform’s risk isolation and rehypothecation practices, with critics (mostly founders from rival protocols like Kamino and Fluid) claiming that Jupiter Lend falsely advertised its vaults as completely isolated, an act that could potentially expose the broader DeFi space to contagion during market stress. While Kash Dhanda, Jupiter Lend’s co-founder, admitted that the initial “zero contagion” assertion was not 100% accurate, the executive insisted that rehypothecation occurs…

Author: BitcoinEthereumNews
OKX Founder Star Xu Addresses BTC Debt Dispute Openly

OKX Founder Star Xu Addresses BTC Debt Dispute Openly

The post OKX Founder Star Xu Addresses BTC Debt Dispute Openly appeared on BitcoinEthereumNews.com. Key Points: Star Xu discusses BTC debt issue with Moore Threads’ Li Feng. Encourages legal resolution and positive future outlook. Community responses limited to regional crypto forums. On December 7, OKX founder Star addressed a debt dispute with Moore Threads’ Li Feng involving 1,500 Bitcoin, urging a legal resolution on the X platform. The dispute highlights the challenges in private crypto lending, impacting reputational considerations in the cryptocurrency community without immediate financial repercussions on broader markets. Star Xu Advocates Legal Process in 1,500 BTC Dispute Star Xu, the founder of OKX, commented on the long-standing BTC debt issue involving Li Feng of Moore Threads. This involves a 1,500 BTC transaction that started as a loan but has since become a point of contention. Xu emphasized looking forward rather than dwelling in past negativity. Legal resolution was recommended by him, putting faith in the judicial system to handle the dispute effectively. Market impact appears limited, with no immediate alterations in Bitcoin’s valuation or trading volume directly linked to this development. The cryptocurrency sector shows resilience, focusing instead on broader economic trends and regulatory updates, rather than individual stories. People cannot dwell in the shadow of a negative past. Let’s look to the future and contribute more positive energy. Let the law handle the debt issue. Best wishes to every entrepreneur. — Star Xu, Founder, OKX Bitcoin Debt Dispute Fails to Affect Market Dynamics Did you know? The Bitcoin debt in this case once stood at over $10 million USD during 2018, highlighting the dramatic market fluctuations and ongoing relevance of legal recourse in crypto disputes. The current price of Bitcoin (BTC) stands at $90,157.85, with a market cap of $1.80 trillion and a dominance of 58.72%. Over the past thirty days, BTC has decreased by 13.12%. Recent trading volumes show high…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Rockets 2.5x Toward $20M, Phase 6 at 98%

Mutuum Finance (MUTM) Rockets 2.5x Toward $20M, Phase 6 at 98%

Mutuum Finance has raised $19.1 million in funding. The token has already surged 2.5x. The project has attracted over 18,300 investors.

Author: Hackernoon