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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16061 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Major U.S. Bank Shocks Wall Street With Sudden Pivot Into Crypto Finance

Major U.S. Bank Shocks Wall Street With Sudden Pivot Into Crypto Finance

The post Major U.S. Bank Shocks Wall Street With Sudden Pivot Into Crypto Finance appeared on BitcoinEthereumNews.com. AltcoinsBitcoin A bank that spent decades operating as a traditional community institution in Texas has suddenly reappeared with a very different mission. Now called Monet Bank, the firm has repositioned itself as a crypto-focused financial institution, joining a small but fast-growing group of regulated US banks racing to serve the digital-asset industry. Key Takeaways Monet Bank has fully rebranded into a crypto-focused institution with nearly $6B in assets. The bank positions itself as a digital-asset infrastructure provider under billionaire owner Andy Beal. It joins a new wave of US banks – like Erebor and N3XT – building regulated services for the crypto industry. A Radical Transformation Years in the Making Monet Bank did not start out as a crypto player. The institution opened its doors in 1988 under the name Beal Savings Bank, long before anyone imagined digital currencies. But after decades of quiet community banking, the firm has accelerated through two rapid identity changes — first XD Bank, and now Monet Bank — signaling a strategic pivot into the digital-asset sector. The bank’s owner, Andy Beal, a billionaire investor and long-time supporter of President Donald Trump, is steering the institution into territory that most US banks still avoid. Federal filings show Monet holds just under $6 billion in total assets and roughly $1 billion in capital, giving it the balance sheet needed to pursue specialized services. Positioning Itself as a Digital-Asset Infrastructure Bank Rather than marketing itself as a bank that merely accommodates cryptocurrency accounts, Monet is presenting a more ambitious vision. Its public mission statement describes an institution built to support the architecture of the digital economy, offering business-grade services tailored for companies engaging with blockchain-based finance. The overhaul appears nearly complete: new branding, new positioning, updated regulatory filings, and an infrastructure shift that suggests the bank intends…

Author: BitcoinEthereumNews

2025/12/07

Bitget Stock Futures Break Through $10 Billion as Global Traders Rush Into Tokenized Equities

Bitget Stock Futures Break Through $10 Billion as Global Traders Rush Into Tokenized Equities

The post Bitget Stock Futures Break Through $10 Billion as Global Traders Rush Into Tokenized Equities appeared on BitcoinEthereumNews.com. Bitget, the world’s largest Universal Exchange (UEX), today announced that its US stock futures have surpassed $10 billion in cumulative trading volume. The milestone comes just two weeks after crossing the $5 billion mark, highlighting extraordinary market momentum and accelerating user demand for tokenized stock futures.  The rapid climb reflects a perfect intersection of macro tailwinds and product innovation. As US equity markets continue their record-breaking run, traders have increasingly turned to Bitget’s stock futures to express directional views, hedge exposure, and participate in global equity movements with crypto-native execution. Among all pairs, the most actively traded contracts include Tesla (TSLA) leading the charge with $2.72 billion, Meta (META) at $2.14 billion and Strategy (MSTR) with $1.45 billion, showcasing strong interest in technology and crypto. Bitget introduced USDT-margined perpetual futures tied to more than 30 leading US stocks, offering up to 25x leverage and a highly competitive fee rate of 0.0065%. The product line has quickly become one of the fastest-growing components of the Bitget futures suite, appealing to retail and institutional traders seeking seamless access to both traditional and crypto markets under a unified platform. To support this surge in adoption and lower the barriers for new entrants, Bitget is running a limited-time 90% trading fee reduction campaign across all stock futures pairs. The promotion, which runs until January 31, allows traders to explore the expanding universe of tokenized stock futures with ultra-low fees, aligning with the UEX vision of inclusive and efficient global access.  “Seeing traders jump into stock futures this quickly has been incredible,” said Gracy Chen, CEO of Bitget. “It’s clear users want a simple way to tap into both crypto and traditional markets, and this milestone shows how fast that shift is happening.” The milestone further reinforces Bitget’s UEX vision, bridging traditional markets with digital assets through a single,…

Author: BitcoinEthereumNews

2025/12/07

Weekly: Ethereum Fusaka Update, BNB Chain Prediction Market and Strategy Problems

Weekly: Ethereum Fusaka Update, BNB Chain Prediction Market and Strategy Problems

The Incrypted editorial team has prepared a fresh weekly digest of key events in the Web3 and AI sphere. In it we will tell you about the launch of the BNB Chain blockchain prediction market, vetoing of the crypto market bill in Poland, problems of crypto-treasury companies, $1.1 billion in illegal mining, Fusaka update on […] Сообщение Weekly: Ethereum Fusaka Update, BNB Chain Prediction Market and Strategy Problems появились сначала на INCRYPTED.

Author: Incrypted

2025/12/07

Weekly Preview | The Federal Reserve FOMC announces its interest rate decision; the Stable blockchain mainnet will officially launch on December 8th.

Weekly Preview | The Federal Reserve FOMC announces its interest rate decision; the Stable blockchain mainnet will officially launch on December 8th.

Breaking News Preview: The stablecoin blockchain Stable will launch its mainnet at 21:00 Beijing time on December 8th. At 3:00 AM Beijing time on December 10, the Federal Reserve FOMC released its interest rate decision and summary of economic projections. HashKey Holdings is expected to begin accepting subscription orders from investors for its Hong Kong initial public offering as early as next week; Rainbow will announce the specific timing of TGE early next week; Aptos (APT) will unlock approximately 11.31 million tokens at midnight Beijing time on December 12, representing 0.83% of the circulating supply, with a value of approximately $19.3 million. December 8 France's second-largest banking group, BPCE, will support customers in buying and selling cryptocurrencies starting December 8th. BPCE, France's second-largest banking group, will begin allowing customers to buy and sell cryptocurrencies on its banking app on December 8, 2025. The service will launch initially across four entities within the group (out of a total of 29), belonging to the Banque Populaire and Caisse d'Épargne networks. The service will gradually expand throughout France, reaching BPCE's approximately 35 million retail customers. Currently supported assets include Bitcoin, Ethereum, Solana, and USDC. Project Updates: The Stable mainnet will launch on December 8th at 21:00. Stablecoin blockchain has announced that its mainnet will officially launch at 21:00 Beijing time on December 8th. Jupiter: The HumidiFi (WET) token public sale will resume at 23:00 on December 8th. Jupiter announced on its X platform that the WET public sale phase will restart on December 8th at 11 PM (UTC+8). The public sale phase scheduled for December 4th at 10 AM (Eastern Time) has been cancelled, and all addresses that participated in that phase will receive a refund in USDC. New WET tokens will be deployed, and old WET tokens will become invalid. Users who successfully participated in the Wetlist and Jup Stakers phases will retain their allocated shares and can claim them on TGE day through the DTF claim page. Previously, it was reported that HumidiFi would restart its public sale and airdrop new tokens next Monday, distributing them proportionally to Wetlist and JUP staking users. Blockchain analytics platform Bubblemaps published an article on its X platform stating that it has identified the WET token snipeer, "Ramarxyz," who used over 1000 wallets to purchase 70% of the HumidiFi presale tokens and subsequently demanded refunds. December 9 Macroeconomics: At midnight Beijing time on December 9th, the US released the New York Fed's 1-year inflation forecast for November; Exchange: Binance will support the Polygon (POL) network upgrade and hard fork, and will suspend deposits and withdrawals on December 9th. According to a Binance announcement, in order to support the Polygon (POL) network upgrade and hard fork, the platform will suspend the deposit and withdrawal services of POL network tokens starting at 17:00 (UTC+8) on December 9, 2025. The upgrade is expected to take place at block height 80,084,800 (approximately 18:00 UTC+8). Project Updates: Twenty One Capital will list on the NYSE on December 9. Jack Mallers, CEO of Bitcoin finance company Twenty One Capital, stated on the X platform that Twenty One expects to begin trading on the New York Stock Exchange (NYSE) on December 9th, under the ticker symbol XXI. As part of the transaction completion process, over 43,500 bitcoins will be transferred from escrow accounts to its own custody accounts. Proof of reserves will be updated accordingly. Previously, it was reported that Twenty One would seek to trade under the ticker symbol "XXI" after the business merger was completed. Linea: The airdrop claim window closes on December 9th, and all airdrop tokens are fully unlocked. The Layer 2 project Linea opened its airdrop application window in September this year and ended on December 9. 85% of the total supply of LINEA was allocated to the ecosystem, with 10% allocated to early users and developers, 75% going to the ecosystem fund, and no allocation to the team or VCs. All airdropped tokens were fully unlocked. Token unlocking: BounceBit (BB) will unlock approximately 29.93 million tokens at 8:00 AM Beijing time on December 9th, representing 3.42% of the circulating supply, with a value of approximately $2.7 million. December 10 Macroeconomics: At 3:00 AM Beijing time on December 10th, the Federal Reserve's FOMC released its interest rate decision and summary of economic projections; at 3:30 AM, Federal Reserve Chairman Powell held a press conference on monetary policy. Exchange: Binance Futures will delist several USDT-margined perpetual contracts, including SKATEUSDT and REIUSDT, on December 10th. Binance Futures will automatically liquidate the SKATEUSDT, REIUSDT, FISUSDT and VOXELUSDT U-margined perpetual contracts at 17:00 (UTC+8) on December 10, 2025, and will delist the above perpetual contract trading pairs after the liquidation is completed. Token unlocking: Linea (LINEA) will unlock approximately 1.38 billion tokens at 7 PM Beijing time on December 10th, representing 6.67% of the circulating supply, worth approximately $11.1 million. December 11 Exchange: Binance will delist several FDUSD leveraged trading pairs on December 11. Starting at 14:00 (UTC+8) on December 11, 2025, the platform will remove several cross-margin and isolated margin trading pairs, including PENGU/FDUSD, NOT/FDUSD, FLOKI/FDUSD, and INJ/FDUSD. Isolated margin lending for these pairs will be suspended on December 8, and forced liquidation and liquidation will be triggered on December 11. Binance advises users to close their positions and transfer their assets out of the market in a timely manner to avoid potential losses. Project Updates: Do Kwon faces up to 25 years in prison; sentencing is expected to be announced on December 11. Terraform Labs founder Do Kwon pleaded guilty in New York to conspiracy to commit fraud and wire fraud related to the crash of TerraUSD and Luna, which resulted in approximately $40 billion in losses for investors. Prosecutors allege he concealed the manipulation of TerraUSD prices by high-frequency trading firms, misleading investors. Kwon agreed to pay an $80 million fine and was banned from participating in cryptocurrency trading. Sentencing is scheduled for December 11, with a maximum sentence of 25 years. Prosecutors agreed to recommend a sentence of no more than 12 years after his guilty plea. December 12 Macroeconomics: At 9:00 PM Beijing time on December 12, Paulson, a 2026 FOMC voting member and president of the Philadelphia Federal Reserve, will speak on the economic outlook; at 9:30 PM, Hamak, a 2026 FOMC voting member and president of the Cleveland Federal Reserve, will speak. Project Updates: CNBC: xAI raises $15 billion in Series E funding round, which will close on December 12. According to CNBC, citing sources, xAI has raised $15 billion in its Series E funding round. The round will close on December 12th. Token unlocking: Aptos (APT) will unlock approximately 11.31 million tokens at midnight Beijing time on December 12, representing 0.83% of the circulating supply, with a value of approximately $19.3 million. December 13 Token unlocking: Cheelee (CHEEL) will unlock approximately 20.81 million tokens at 8:00 AM Beijing time on December 13th, representing 2.86% of the circulating supply, with a value of approximately $10.8 million. December 14 None available Specific time to be determined Exchange: Bloomberg: HashKey will begin accepting subscription orders from investors next week for its Hong Kong IPO, aiming to raise at least $200 million. Cryptocurrency trading operator HashKey Holdings Ltd. is expected to begin accepting subscription orders from investors as early as next week for its Hong Kong initial public offering (IPO). HashKey aims to raise at least $200 million in the IPO and plans to list as early as this month, though details such as the IPO size and timing are still subject to change. HashKey did not immediately respond to requests for comment. Project Updates: The Rainbow Foundation will hold a 20% stake in the project, and the specific timing for TGE will be announced early next week. The Rainbow Foundation announced that it will hold a 20% stake in the project during the Token Generation Event (TGE). This stake will be held by the Foundation on behalf of all $RNBW token holders, ensuring that token holders can share in the project's future growth. To this end, Rainbow has created a dedicated Class F stake for the Foundation. The $RNBW token will be deeply integrated into the Rainbow ecosystem, becoming the core of the platform's rewards and equity system. Users will generate income through Rainbow's features (such as trading and prediction markets), with a portion of the revenue used to buy back $RNBW tokens and distribute them to token holders in real time. This reward mechanism is based on real economic activity, not simply token release. If the Rainbow project is acquired in the future, the foundation will be dissolved, and 20% of its equity proceeds will be distributed to $RNBW token holders. Currently, Rainbow plans to announce the specific timeline for TGE early next week and prioritize completing the relevant procedures for the foundation's equity distribution. The prediction market DeFi layer Gondor will launch its beta version next week. Gondor, a prediction market DeFi layer, announced the completion of a $2.5 million funding round. It will launch a beta version next week, which will support lending using Polymarket holdings as collateral and trading with 2x leverage. Later, it will expand the leverage to 4-5x through cross-margining. Doodles has announced that it will release 25,000 Doopie Cubes on Solana next week. Doodles has announced that it will release 25,000 Doopie Cubes on Solana next week, which community OGs and Dooplicators holders can claim for free.

Author: PANews

2025/12/07

New DeFi Coin Growth Analysis: Top Crypto Investors See Up to 650% Upside Potential After V1 Activation

New DeFi Coin Growth Analysis: Top Crypto Investors See Up to 650% Upside Potential After V1 Activation

One of the projects in DeFi crypto is emerging and commands a mark of growth, and investors seek high-upside ventures ahead of 2026. As new development progress is proven and the pace of developments builds up, an increasing number of the major crypto traders believe that this new token is about to take one of […]

Author: Cryptopolitan

2025/12/07

Ethereum Stablecoin Transfers Near $6T in Q4, Surpassing Visa and Mastercard Volumes

Ethereum Stablecoin Transfers Near $6T in Q4, Surpassing Visa and Mastercard Volumes

The post Ethereum Stablecoin Transfers Near $6T in Q4, Surpassing Visa and Mastercard Volumes appeared on BitcoinEthereumNews.com. Ethereum’s Q4 2025 stablecoin transfers reached nearly $6 trillion, surpassing Q3 volumes and exceeding recent Visa and Mastercard transaction levels, according to Token Terminal data. This surge highlights growing blockchain adoption in financial settlements, driven by major stablecoins like USDT and USDC. Ethereum stablecoin volume hit near $6T in Q4 2025, outpacing Q3 figures early in the quarter. Transfers exceeded recent quarterly volumes from Visa and Mastercard, showcasing blockchain’s efficiency in high-value movements. USDT and USDC accounted for the majority of flows, with over 80% of total activity, per Token Terminal analytics. Ethereum Q4 stablecoin transfers surge to $6T in 2025, topping Visa and Mastercard volumes. Discover key drivers and implications for DeFi. Stay informed on blockchain trends—explore now for investment insights. What Are Ethereum’s Q4 2025 Stablecoin Transfers and Why Do They Matter? Ethereum’s Q4 2025 stablecoin transfers refer to the total value of stablecoin movements on the Ethereum network during the fourth quarter, amounting to nearly $6 trillion as reported by Token Terminal. This figure not only exceeded the previous quarter’s volumes but also surpassed recent transaction levels from traditional payment giants like Visa and Mastercard. The growth underscores the increasing reliance on blockchain for secure, efficient financial settlements in decentralized finance ecosystems. How Did USDT and USDC Contribute to Ethereum’s Stablecoin Surge? USDT (Tether) and USDC (USD Coin) dominated the stablecoin transfers on Ethereum in Q4 2025, comprising the bulk of the nearly $6 trillion in activity. Token Terminal data indicates USDT alone handled over 50% of the flows, facilitating rapid liquidity shifts in DeFi protocols and exchanges. USDC followed closely, supported by its transparency and regulatory compliance, which appealed to institutional users amid rising on-chain demand. Experts from the blockchain analytics firm noted, “The dominance of these dollar-pegged assets reflects a maturing market where stability meets…

Author: BitcoinEthereumNews

2025/12/07

Solana’s Jupiter Lend Under Scrutiny for Potential Risk Misrepresentation in DeFi Lending

Solana’s Jupiter Lend Under Scrutiny for Potential Risk Misrepresentation in DeFi Lending

The post Solana’s Jupiter Lend Under Scrutiny for Potential Risk Misrepresentation in DeFi Lending appeared on BitcoinEthereumNews.com. Jupiter Lend risk allegations center on claims of false advertising regarding isolated vaults and rehypothecation practices on Solana, potentially leading to DeFi contagion. Critics argue the platform misled users about zero risk, but executives clarified limited exposure while acknowledging collateral reuse for yields. Backlash stems from Jupiter Lend’s initial ‘zero contagion’ statements, contradicted by evidence of rehypothecation in vaults. Kamino Finance blocked migrations to Jupiter Lend, citing full cross-contamination risks despite advertised isolation. Despite controversy, Jupiter Lend saw $36.5 million in daily inflows on December 6, 2025, with no major outflows reported per DeFiLlama data. Explore Jupiter Lend risk allegations shaking Solana DeFi: false advertising claims, rehypothecation dangers, and market reactions. Stay informed on lending protocol controversies—read now for key insights and takeaways. What Are the Jupiter Lend Risk Allegations? Jupiter Lend risk allegations have emerged in the Solana ecosystem, focusing on accusations of misleading users about the platform’s risk isolation and rehypothecation practices. Critics, including founders from rival protocols like Kamino and Fluid, claim that Jupiter Lend falsely advertised its vaults as completely isolated, potentially exposing the broader DeFi space to contagion during market stress. In response, Jupiter Lend’s co-founder Kash Dhanda admitted the initial “zero contagion” assertion was not fully accurate, emphasizing that while rehypothecation occurs to generate yields on collateral, the risk remains limited and contained at the asset level. This controversy highlights ongoing tensions in decentralized lending, where transparency is crucial for user trust. Rehypothecation, the practice of reusing borrower collateral to pursue additional yields, is common in traditional finance but amplifies risks in volatile crypto markets. Past incidents, such as the November depegging of Stream Finance’s xUSD stablecoin, underscore how such mechanisms can trigger widespread losses during liquidation cascades or rapid redemptions. The allegations gained traction after public statements from industry figures pointed to discrepancies…

Author: BitcoinEthereumNews

2025/12/07

‘We have limited risk:’ Jupiter Lend addresses Solana DeFi contagion fears

‘We have limited risk:’ Jupiter Lend addresses Solana DeFi contagion fears

The post ‘We have limited risk:’ Jupiter Lend addresses Solana DeFi contagion fears appeared on BitcoinEthereumNews.com. Jupiter Lend, a leading lending platform on Solana, has faced backlash amid allegations of ‘false advertising’ about risk. According to critics, the platform ‘lied’ about its isolated risk and its rehypothecation could spark a wider DeFi contagion.  Responding to the allegations, Jupiter Lend’s Kash Dhanda acknowledged that the initial ‘zero contagion’ claim from his team was not ‘100% correct’ and added, “There is a very limited risk of contagion…But the vaults are actually isolated, even at each asset level. It is true, there is rehypothecation…this is where the yield on collateral comes from.”  For the unfamiliar, rehypothecation involves a lender reusing a borrower’s collateral, like securities for banks or tokens in the crypto space. This directly increases leverage that can be risky during liquidation events or bank runs (widespread instant redemptions).  Notably, the above risk triggered the depegging of Stream Finance’s yield-bearing stablecoin xUSD and related assets in November. Investors incurred hefty losses. As such, Jupiter Lend critics feared the protocol could expose broader Solana DeFi to a similar explosion.  Kamino slams Jupiter Lend The scrutiny began after Samyak Jain, founder of Fluid, acknowledged that Jupiter Lend vaults re-use users’ collateral for yield hunting and are ‘not completely isolated.’  Marius, founder of another Solana lending DeFi Kamino, noted that Jain’s statement contradicted his (Jupiter Lend) rival’s earlier claims of ‘no contagion’ risk.  For him, this meant “misleading users” and denting trust. As a result, Marius said Kamino blocked a migration tool to Jupiter Lend to mitigate the risk.     “There is no isolation here and full cross-contamination, contrary to what is advertised and what people are being told.” Source: X For Tushar Jain, Managing Partner at Multicoin Capital, the team at Jupiter was either ‘incompetent’ or ‘misleading users to attract deposits.’  Market reactions Despite the crisis, there were no massive outflows…

Author: BitcoinEthereumNews

2025/12/07

Best Crypto to Buy Now? XRP Price Prediction December 2025-2026

Best Crypto to Buy Now? XRP Price Prediction December 2025-2026

For years, XRP has been at the center of intense debate in the crypto world. Once viewed as a top solution for global payments, it has become controversial due to regulatory pressure, volatile price swings, and shifting investor confidence. $XRP previously surged to $3.65 during major bull runs but retraced sharply afterward. Now the token […]

Author: The Cryptonomist

2025/12/07

What Does a 10% Referral Reward Mean in $LILSHIB? A Complete Breakdown for New Crypto Users

What Does a 10% Referral Reward Mean in $LILSHIB? A Complete Breakdown for New Crypto Users

LILSHIB has entered the market spotlight as the project officially opened its presale at an initial price of $0.0002. For the new project, which hopes to combine practical utility with meme-coin culture, this is a significant step. Early buyers also have access to a 10% payback reward for every confirmed

Author: Thenewscrypto

2025/12/06

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