ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16000 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
CoinDCX reports portfolio diversification among Indian crypto investors

CoinDCX reports portfolio diversification among Indian crypto investors

According to CoinDCX’s annual report for 2025, an average investor now holds 4–6 tokens against the earlier 2–3 in 2022. These trends come as the Indian crypto market recorded a total spot trading volume of $618.5 million for 2025, with an average monthly trading volume of $51.6 million. Portfolio makeup has changed from speculation-driven bets […]

Author: Cryptopolitan

2025/12/05

Bitcoin Hyper Aims For 1000x as $BTC Layer 2 Presale Nears $30M Raise

Bitcoin Hyper Aims For 1000x as $BTC Layer 2 Presale Nears $30M Raise

The post Bitcoin Hyper Aims For 1000x as $BTC Layer 2 Presale Nears $30M Raise appeared on BitcoinEthereumNews.com. Crypto Projects Takeaways: Bitcoin’s base layer remains highly secure but slow, expensive during congestion, and effectively non-programmable for modern DeFi and consumer applications. This performance gap leaves trillions in $BTC value underutilized, while capital and developers increasingly experiment on faster smart contract platforms away from Bitcoin. Bitcoin Hyper introduces the fastest Bitcoin Layer 2 with SVM integration, aiming to deliver performance exceeding Solana while keeping Bitcoin as the settlement backbone. By enabling low-latency $BTC payments, DeFi, NFTs, and gaming with Rust-based tooling, Bitcoin Hyper targets builders and users seeking high speed without leaving Bitcoin. Bitcoin’s ($BTC) dominance is back in focus, but its core trade-off hasn’t changed: unrivaled security and brand strength, paired with sluggish throughput, volatile fees, and almost no native programmability. You can hold $BTC as pristine collateral, yet building high-speed DeFi or gaming directly on Bitcoin still feels like trying to run a Formula 1 car on a dirt road. As capital shifts from speculative memecoins toward infrastructure plays, attention is turning to Bitcoin-centric scaling solutions that can unlock $BTC’s trapped liquidity. Investors aren’t just chasing narratives; they’re looking for practical ways to turn Bitcoin from a passive store of value into an active, yield-bearing asset inside modern DeFi rails. That’s the lane Bitcoin Hyper ($HYPER) is targeting: a Bitcoin Layer 2 designed around Solana-style performance rather than incremental upgrades. By integrating the Solana Virtual Machine (SVM) and promising faster execution than Solana itself, Bitcoin Hyper is pitching a world where $BTC can power low-latency payments, on-chain trading, and gaming dApps without abandoning Bitcoin’s settlement layer. Ever since launching its $HYPER token presale, the project has generated a lot of attention from investors, with nearly $30M raised to date. For builders and $BTC holders tired of watching the fastest innovation happen on non-Bitcoin chains, this is exactly…

Author: BitcoinEthereumNews

2025/12/05

BlackRock Warns on US Debt While Bitcoin Hyper Presale Accelerates

BlackRock Warns on US Debt While Bitcoin Hyper Presale Accelerates

What to Know: Rising U.S. debt and heavy Treasury issuance are killing the charm of long-duration bonds, so institutions are looking toward Bitcoin and other digital assets as hedges.  As Bitcoin adoption grows, demand is shifting away from simple price bets toward real infrastructure for fast payments, DeFi, NFTs, and gaming.  Bitcoin Hyper ($HYPER) introduces a Bitcoin-anchored Layer 2 that uses the Solana Virtual Machine to fix Bitcoin’s slow transactions, high fees, and lack of smart contracts. Competition among Bitcoin Layer 2 networks will heat up as macro pressures and institutional inflows reward projects that mix Bitcoin’s trust with real performance. Surging US debt and sticky deficits are no longer a quiet background issue. They are starting to feel like the entire plot. BlackRock’s recent AI-driven research makes it clear: nonstop Treasury issuance and rising interest costs put pressure on long-term bonds. When the concept of a risk-free asset starts wobbling, investors begin asking the classic question: where do we turn next? Bitcoin keeps showing up in those conversations. After the spot ETF wave, $BTC turned into a boardroom-friendly hedge. If US debt continues to climb, a supply-capped and rules-based asset starts looking pretty good. That is the broad idea BlackRock is pointing toward. But once institutions agree Bitcoin belongs in the hedge bucket, the next question hits fast: how do you actually use $BTC inside today’s high-speed markets? On-chain Bitcoin is slow, block space is tight, and fees can spike into tens of dollars when the network gets busy. Great for cold storage. Not great for anything that needs to move quickly. This is the gap Bitcoin Hyper ($HYPER) aims to front-run. It markets itself as a high-performance Bitcoin Layer 2 built on the Solana Virtual Machine (SVM), offering sub-second settlement and smart contracts while anchoring its security to Bitcoin. If BlackRock’s macro outlook drives more capital into $BTC, Bitcoin Hyper aims to be the platform where that capital actually generates results. Think payments, DeFi, gaming, NFTs, and more. Why Debt Risks And Institutional Flows Favor High-Throughput Bitcoin Infrastructure If the U.S. is heading toward chronic deficits, higher rates, and nonstop Treasury issuance, then long-duration bonds stop looking like a safe parking spot and start acting like a stress test. That is why large asset managers talk about needing new hedges. Bitcoin fits that role, as do gold and tokenized assets backed by real collateral. As institutions add Bitcoin exposure, the pressure builds to make $BTC usable, not just something you lock in a vault. Lightning facilitates payments, but it does not support complex smart contracts or high-performance DeFi applications. Ethereum rollups and Solana solve those problems, but they are not secured by Bitcoin, which matters to investors who want their hedge and their infrastructure to be based on the same monetary foundation. That is why the race among Bitcoin-aligned Layer 2s and sidechains is speeding up. Stacks, Rootstock, and others are trying to push programmability closer to Bitcoin, each making different trade-offs. Bitcoin Hyper is one of the new crypto projects taking a more ambitious approach: instead of building a new system, it uses the Solana VM and anchors it to Bitcoin. It is like taking a sports car engine and dropping it into a truck known for reliability. Inside Bitcoin Hyper’s SVM Layer 2 And The Ongoing Presale Bitcoin Hyper ($HYPER) focuses heavily on speed. The design is modular: Bitcoin Layer 1 handles settlement and data availability, while an SVM-powered Layer 2 handles execution. Developers can use Rust and Solana-style tools, but the chain ultimately settles back to $BTC instead of $SOL. The goal is simple: push beyond Solana speeds while inheriting Bitcoin’s trust and brand power. Bitcoin Hyper currently relies on a single trusted sequencer. It batches transactions and anchors its state to the Bitcoin blockchain. This setup allows extremely low-latency confirmations, which works well for order-book DEXs, gaming loops, and NFT mints. Fees aim to stay at fractions of a cent, not the usual on-chain $BTC spikes. A decentralized canonical bridge moves $BTC into wrapped assets for fast swaps, payments, lending, and staking. The presale is already large. Bitcoin Hyper has raised over $28.9M and you can buy $HYPER now for just $0.013375. For Bitcoin holders and DeFi users, the pitch is straightforward. If institutional money continues to flow into $BTC due to macroeconomic risks, the next stage of the trade may manifest in the infrastructure that makes Bitcoin actually useful. Bitcoin Hyper wants to be that high-throughput SVM Layer 2 built for payments, gaming, and composable DeFi. Join the $HYPER presale now. This article is for informational purposes only and doesn’t offer financial, investment, or trading advice. Always do your own research (DYOR) before investing in crypto. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/blackrock-warns-on-us-debt-bitcoin-hyper-presale-accelerates

Author: NewsBTC

2025/12/05

Tonik Financial raises $12 million to bolster digital bank’s capital position

Tonik Financial raises $12 million to bolster digital bank’s capital position

TONIK FINANCIAL Pte Ltd, the controlling shareholder of Tonik Digital Bank, Inc., has raised $12 million in fresh financing to boost its capital and fund the bank’s continued expansion. Tonik Financial raised $12 million in Pre-Series C financing in a round led by Diligent Capital Partners and with participation from Plio Limited, existing shareholder Altara […]

Author: Bworldonline

2025/12/05

Refounding: returning to our beginnings

Refounding: returning to our beginnings

The Philippines is grappling with a deepening sense of uncertainty. Disclosures of massive corruption in government infrastructure projects, combined with cracks in national leadership, have triggered public frustration and shaken investor confidence. Global turbulence — geopolitical tensions, rising protectionism, and economic slowdown — adds to a bleak horizon. Companies face a dual challenge: surviving the […]

Author: Bworldonline

2025/12/05

Online lenders target to bring more Filipinos into formal financial sector

Online lenders target to bring more Filipinos into formal financial sector

ONLINE LENDING companies target to onboard 300,000 additional borrowers monthly next year as the sector wants to help in bringing more Filipinos into the formal financial sector, an industry group said. Consumer Lending Association of the Philippines, Inc. (CLAP) President and Tala Financing Philippines Inc. External Affairs Director Arianne Ferrer said their member companies want […]

Author: Bworldonline

2025/12/05

Crypto for Advisors: Crypto Yield Products

Crypto for Advisors: Crypto Yield Products

CoinDesk Indices Share Share this article 

Copy linkX (Twitter)LinkedInFacebookEmail
Crypto for Advisors: Cryp

Author: Coindesk

2025/12/05

As Bitcoin (BTC) Momentum Cools,This New Crypto Gains 18,300 Buyers & Breaks Through 96% Allocation

As Bitcoin (BTC) Momentum Cools,This New Crypto Gains 18,300 Buyers & Breaks Through 96% Allocation

Mutuum Finance (MUTM) is developing a lending protocol designed around real on-chain activity. Users can lend assets such as ETH or USDT and receive mt tokens in return. MUTM has raised $19.1 million and reached more than 18,300 holders.

Author: Hackernoon

2025/12/04

This $0.035 Token Is Taking Over Q4 2025, Top Crypto Investors Shift Focus

This $0.035 Token Is Taking Over Q4 2025, Top Crypto Investors Shift Focus

The post This $0.035 Token Is Taking Over Q4 2025, Top Crypto Investors Shift Focus appeared on BitcoinEthereumNews.com. An impending wave of focus is building around a $0.035 token that has already taken over Q4 discussions. With the market environment changing and traders seeking a better upside performance than the big assets of the largest caps make possible, this upcoming project is rapidly turning into a significant source of attention among the big crypto investors. It has been said that it is the momentum that gathers at this time that may define the early Q1 of 2026. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is working on a decentralized lending project based on 2 interconnected markets. Users that provide assets, such as ETH or USDT provided, are rewarded with mtTokens. Such mtTokens increase their value as interest on borrowing is repaid. To illustrate, when one brings about a supply of $500 ETH, the level of the interest they are going to receive increases progressively with lending intensities. This implements natural APY with pure use of protocols. The flexible rate model that changes with the liquidity is used by the borrowers. Borrowing remains at low cost when the degree of liquidity is elevated. Borrowing costs increase when the pool becomes narrower. The protocol applies loan-to-value regulations in hedging. Collateral becomes less than safe, hence liquidations take place. The liquidators buy the discounted collateral and settle part of the debt which makes the system stable. Such mechanics have assisted in placing Mutuum Finance as a high interest new crypto project joining in the DeFi sector with actual utility as opposed to hype. Increasing Participation in Presale Mutuum Finance opened its tokens sale in early 2025 and at a price of $0.01. The cost proceeded to $0.035 which is a 250% increase in the course of development. The fund has already attained a widespread $19.1 million and over 18,300 holders. A total…

Author: BitcoinEthereumNews

2025/12/04

FF News Tattoo Studio: Bourn on Reinventing the Business Overdraft

FF News Tattoo Studio: Bourn on Reinventing the Business Overdraft

At the FF News Tattoo Studio at Fintech Talents 2025 Bourn co-founder Roger Vincent explains […] The post FF News Tattoo Studio: Bourn on Reinventing the Business Overdraft appeared first on FF News | Fintech Finance.

Author: ffnews

2025/12/04

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
5124Articles
Cryptopolitan
Cryptopolitan
1125Articles
Coinstats
Coinstats
1017Articles
PANews
PANews
983Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

UNCG, SparkNC and Guilford County Schools launch landmark partnership to prepare students for technology careers

UNCG, SparkNC and Guilford County Schools launch landmark partnership to prepare students for technology careers

2026/02/18 04:45
Trump-Backed American Bitcoin Strategy Explained: Over 6,000 BTC Added

Trump-Backed American Bitcoin Strategy Explained: Over 6,000 BTC Added

2026/02/18 04:16
Stripe's stablecoin firm Bridge wins initial approval of national bank trust charter

Stripe's stablecoin firm Bridge wins initial approval of national bank trust charter

2026/02/18 04:10
Will Crypto Market Rally or Face Fed Shock?

Will Crypto Market Rally or Face Fed Shock?

2026/02/18 04:03
Shiba Inu (SHIB) Recovers 30% But Faces ‘Black Friday’ Resistance

Shiba Inu (SHIB) Recovers 30% But Faces ‘Black Friday’ Resistance

2026/02/18 03:57