Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16000 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Russia Plans Major Crypto Policy Push for 2026

Russia Plans Major Crypto Policy Push for 2026

The post Russia Plans Major Crypto Policy Push for 2026 appeared on BitcoinEthereumNews.com. Russia plans major digital asset and crypto policy push for 2026. Central Bank ready to ease cryptocurrency regulations and classify stablecoins. Lawmakers target DFA market expansion and mortgage-backed digital assets. Russia has announced plans for major crypto and digital financial asset policy development in 2026. Anatoly Aksakov, head of the State Duma Committee on Financial Markets, stated lawmakers will focus on the digital financial asset market, cryptocurrencies, and stablecoins next year. Aksakov made the announcement while summarizing the financial market discussion at the 11th Banking Law Conference. Digital finance will be one of the most important topics in 2026, along with Islamic banking and fraud prevention. Legislators will prioritize creating a legal framework in these areas according to Aksakov. The Bank of Russia has already announced its readiness to introduce new crypto regulations. Russia crypto regulations face easing in 2026 Vladimir Chistyukhin, First Deputy Chairman of the Central Bank, stated this week that the regulator is considering easing cryptocurrency regulations. The Central Bank will discuss with the Ministry of Finance the classification of stablecoins as a separate asset category. Russia banned the use of crypto as payment for goods and services when it legalized cryptocurrency ownership and trading in 2020. The country has maintained this restriction while allowing mining and cross-border crypto payments. The stablecoin classification discussion signals potential new regulatory frameworks for different types of digital assets. Separating stablecoins from other cryptocurrencies could allow for different treatment under Russian law. Tax equalization targets DFA market growth Aksakov announced plans to equalize tax treatment for digital financial asset debt and traditional bonds starting next year. He stated this will help the digital financial asset market expand exponentially. The tax equalization removes a competitive disadvantage for digital financial assets compared to conventional bonds. Current tax structures create different treatment for functionally…

Author: BitcoinEthereumNews
Best Altcoins To Buy As Chainlink ETF Pulls In $41M And Oracle Demand Rises

Best Altcoins To Buy As Chainlink ETF Pulls In $41M And Oracle Demand Rises

Takeaways: Grayscale’s $41M Chainlink ETF debut highlights growing institutional appetite for core oracle and data infrastructure rather than speculative altcoins. […] The post Best Altcoins To Buy As Chainlink ETF Pulls In $41M And Oracle Demand Rises appeared first on Coindoo.

Author: Coindoo
Bitcoin Hyper Presale Nears $30M as Its $BTC Layer 2 Hype Grows

Bitcoin Hyper Presale Nears $30M as Its $BTC Layer 2 Hype Grows

Takeaways: Bitcoin’s base layer remains highly secure but slow, expensive during congestion, and effectively non-programmable for modern DeFi and consumer […] The post Bitcoin Hyper Presale Nears $30M as Its $BTC Layer 2 Hype Grows appeared first on Coindoo.

Author: Coindoo
BlockDAG vs Bitcoin Hyper vs LivLive – Which Top Crypto Presale Should You Have In Your Portfolio Going Into 2026?

BlockDAG vs Bitcoin Hyper vs LivLive – Which Top Crypto Presale Should You Have In Your Portfolio Going Into 2026?

Three names consistently appear in every serious conversation: BlockDAG, Bitcoin Hyper, and LivLive ($LIVE). Each carries strong momentum, growing communities, […] The post BlockDAG vs Bitcoin Hyper vs LivLive – Which Top Crypto Presale Should You Have In Your Portfolio Going Into 2026? appeared first on Coindoo.

Author: Coindoo
Block reward miners face the worst economics in BTC history

Block reward miners face the worst economics in BTC history

The post Block reward miners face the worst economics in BTC history appeared on BitcoinEthereumNews.com. Homepage > News > Business > Block reward miners face the worst economics in BTC history Block reward miners are facing the worst economics in BTC history, pushing them to raise billions of dollars to fuel their AI expansion plans. November was indeed the cruelest month for BTC miners, who faced the most unfavorable operating environment in Bitcoin’s (nearly) 17-year history. This week, JPMorgan (NASDAQ: JPM) analysts reported that mining profitability declined again last month, marking the fourth consecutive month of declining fortunes. The daily block reward gross profit was down 26% from October, while daily revenue dipped 14% (-20% year-over-year). BTC’s fiat price tumbled from its all-time high of $126,080 on October 6 to $82,000 by November 21. Since then, it has rallied briefly, then fallen again to $84,500 on December 1, and rebounded yet again to over $93,000 by December 3. But the average all-in cost—including ASIC rig depreciation—of mining a single BTC token remains over $101,000, meaning this ball needs to bounce a lot higher (and stay there). The Miner Mag reported that revenue per PH/s has fallen from $55 in Q3 to $35 today, well below publicly traded miners’ estimated $44 median all-in cost base. As the Miner Mag so eloquently put it: “At this level, profitability stress is no longer theoretical; it’s systemic.” It hasn’t helped that the fees miners earn from the transactions in every BTC block have fallen to a 12-month low of around $300,000 per day, just 0.63% of overall miner revenue. Simply put, the long-term financial model envisioned by Bitcoin creator Satoshi Nakamoto—for transaction volume to rise and fees to eventually replace the block reward subsidy—has been broken by the market embracing BTC as ‘digital gold’ rather than ‘peer-to-peer electronic cash.’ Miners caught a modest break in late November as the…

Author: BitcoinEthereumNews
Aave snubs Sky’s USDS as collateral and 3 ‘underperforming’ chains

Aave snubs Sky’s USDS as collateral and 3 ‘underperforming’ chains

The post Aave snubs Sky’s USDS as collateral and 3 ‘underperforming’ chains appeared on BitcoinEthereumNews.com. Following a Snapshot vote, Aave governance looks set to remove Sky’s USDS as collateral. Another vote, in progress, suggests shutting down “underperforming” instances on three chains. Both proposals were brought forward by Aave governance delegation ACI. The first proposal, which passed with 99.5% approval, says USDS “generates negligible revenue while its issuance model introduces asymmetric risks.” As well as disabling its use as collateral, the proposal recommends increasing USDS’s reserve factor (the proportion of borrower interest paid to Aave’s treasury) to 25% and removing it from the higher efficiency “e-Mode” for correlated assets. Aave is a crypto lending platform and the DeFi sector’s largest protocol, with $33 billion of total value locked (TVL). Sky, formerly Maker, is the issuer of stablecoins USDS and (previously) DAI, which is likely next in the firing line. Yes following recommendation of risk teams dai will follow. — Marc ”七十 Billy” Zeller 👻 🦇🔊 (@Marczeller) December 2, 2025 Read more: Is Aave’s ‘Balance Protection’ backed by Relm — an FTX insurer? GFX Labs’ Paper Imperium called the vote a “reputational blow for Maker/Sky,” while Sky founder Rune Christensen believes there were “misunderstandings” over certain mechanics of the Sky ecosystem. ‘Underperforming’ instances A second vote, a “temperature check” on paring down Aave v3 instances, is currently underway, with YAE votes sitting at 99.9%. It recommends focusing on chains “which present the highest opportunity for revenue generation.” The post suggests winding down Aave’s v3 instances on zkSync, Metis, and Soneium instances. It argues that, of Aave v3’s $175 million annualized revenue, the three deployments combined contribute just $76,000 and represent just 0.05% of total TVL. It also recommends upping reserve factors to “improve revenue on instances which are currently underperforming,” in order to “offset the costs and risks they incur.” For future deployments, the proposal suggests a…

Author: BitcoinEthereumNews
Canton Network Stuns with $50M Funding: Nasdaq and S&P Global Bet Big on Privacy Blockchain

Canton Network Stuns with $50M Funding: Nasdaq and S&P Global Bet Big on Privacy Blockchain

BitcoinWorld Canton Network Stuns with $50M Funding: Nasdaq and S&P Global Bet Big on Privacy Blockchain In a powerful signal to the entire crypto industry, the developer behind a specialized blockchain for Wall Street has just secured a massive war chest. Digital Asset, the firm building the privacy-focused Canton Network, has raised $50 million in a funding round packed with financial titans. This move isn’t just about capital; it’s a resounding […] This post Canton Network Stuns with $50M Funding: Nasdaq and S&P Global Bet Big on Privacy Blockchain first appeared on BitcoinWorld.

Author: bitcoinworld
Solmate plans to acquire RockawayX in an all-stock transaction, creating a $2 billion institutional-grade Solana giant.

Solmate plans to acquire RockawayX in an all-stock transaction, creating a $2 billion institutional-grade Solana giant.

PANews reported on December 4th that Solmate (ticker symbol SLMT), the Abu Dhabi-based infrastructure company focused on Solana, has signed a non-binding term sheet to acquire digital asset company RockawayX in an all-stock transaction. This acquisition will create an institutional cryptocurrency group with over $2 billion in assets under management and third-party equity. The merged company will integrate RockawayX's infrastructure, liquidity, and asset management businesses into Solmate, which is transitioning from passive digital asset fund management to an operational cryptocurrency business, and will continue to trade under the ticker symbol SLMT. Solmate CEO Marco Santori will lead the group, while RockawayX CEO Viktor Fischer will be responsible for operating the RockawayX subsidiary and will serve as Solmate's executive chairman. RockawayX is the blockchain business unit of venture capital firm Rockaway Capital, providing on-chain market making, lending, and other services. The company also manages venture capital and credit funds, which collectively oversee approximately $1.04 billion in assets, while approximately $1.1 billion in assets are pledged on its validator nodes.

Author: PANews
CZ Unveils BNB Chain Prediction Platform That Generates Yield on Locked Funds

CZ Unveils BNB Chain Prediction Platform That Generates Yield on Locked Funds

Changpeng​‍​‌‍​‍‌​‍​‌‍​‍‌ Zhao, the founder of Binance, has launched a new BNB Chain prediction market that provides a solution to an industry challenge that traders have been facing for a long time.  The platform named Predict.fun was created by a former employee of Binance and supported by YZiLabs through its incubation

Author: Thenewscrypto
Everlong Raises Strategic Investment From GSR to Advance Synthetic Liquidity Engine for BTC and ETH

Everlong Raises Strategic Investment From GSR to Advance Synthetic Liquidity Engine for BTC and ETH

Latest News and Updates on blockchain industry by AlexaBlockchain ("Alexa Blockchain"). Everlong, a synthetic liquidity and yield protocol for Bitcoin and Ethereum, has closed a strategic investment round backed exclusively by GSR. The funding marks a notable bet on synthetic liquidity as a new DeFi building block, especially as protocols search for sustainable yield sources without adding systemic leverage. The protocol allows users to earn organic, [...] The post Everlong Raises Strategic Investment From GSR to Advance Synthetic Liquidity Engine for BTC and ETH appeared first on AlexaBlockchain.

Author: AlexaBlockchain