Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15866 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Crypto to Beat “Worst November”: XRP and SOL Drift While Digitap ($TAP) Black Friday Sale Accelerates

Best Crypto to Beat “Worst November”: XRP and SOL Drift While Digitap ($TAP) Black Friday Sale Accelerates

 As the crypto market entered a downturn in November 2025, Ripple (XRP) and Solana (SOL) saw massive declines. In just a month, XRP and SOL have dropped by over 15% and 30%, respectively.     However, one crypto presale – Digitap ($TAP) – is performing exceptionally well, with over 90% sold, attracting both retail and whale investors. The demand for $TAP is also increasing as Digitap has released its fully functional omnibank app for Android and iOS devices.    Is $TAP one of the best altcoins to buy in November? Learn more!    RLUSD Secures FSRA Approval, but XRP Struggles Below $2.20    Ripple has secured a major win with its compliance and trust in Abu Dhabi Global Market’s Financial Services Regulatory Authority (FSRA). FSRA has officially greenlisted the RLUSD stablecoin.        Now, RLUSD can be used within one of the world’s leading financial hubs as collateral for exchanges and for lending services. Industry experts believe this will strengthen the use case of Ripple, and it will have a positive impact on XRP as well.Yet, XRP was trading around $2.18 in late November with a monthly drop of over 15%. But crypto analysts are hoping for good price action as XRP breaks its RSI downtrend on the 3-day chart.        XRP must hold above $2.10 to maintain its broader trend continuation. If it fails to hold that key level, XRP might lose its momentum and may drop below $2. Thus, experts recommend investors buy $TAP as it is one of the best altcoins to buy now for a better return.    Solana Dominates Tokenized Stocks, Yet SOL Drops 30%    Tokenized stocks have been a hot topic recently, and more investors are exploring them to trade stocks on-chain. Reports suggest Solana has become a hub for tokenized stocks in the past four months, with over 95% market share.        Solana investors are excited after this news. Yet, SOL’s price action is disappointing as it dropped 30% in the past month and trades around $137 in late November.        Amid good progress in adoption and poor price performance, investors are hesitant to take a position on Solana. Technical analysis shows SOL has huge resistance at $152 and then at $170, although an RSI bullish divergence is spotted on the SOL chart.    Experts advise caution to new investors before adding SOL to their portfolio. Instead, they recommend joining the best crypto presale of 2025 and buying $TAP for a nice return in 2026. On top of that, Digitap’s Black Friday Sale is live, featuring hourly reward drops.    Digitap’s Visa-Enabled Omnibank Puts It on the Path to Massive Global Adoption    In the current downfall of the crypto market, Digitap is showing its strongest performance in its presale because of its greater utility and tokenomics. With fixed supply and a deflationary mechanism, $TAP is considered the best crypto to buy now by experts.    Digitap addresses one of the biggest pain points in the industry today, i.e., the inability to move money freely in a panicked market. Users often have to deal with delays, blocked transfers, and expensive fees.    But the Omnibank app by Digitap solves this by unifying both crypto and fiat into a single dashboard. Users don’t have to manage multiple apps for crypto and fiat transactions, as its mobile app has all-in-one neobanking features.    In addition, its integration with Visa enables users to spend their assets anywhere Visa cards are accepted. The transactions will be settled instantly. As a result, its mobile app has become a great platform for everyday spending.        Moreover, Digitap’s AI-powered routing system leverages blockchain rails and fiat banking to reduce cross-border transfer fees. It chooses the best network with lower fees and higher speed, which helped to decrease fees under 1%, where the industry standard is around 6.2%.    Hourly Rewards Fuel Digitap Momentum, Analysts Rank $TAP Among the Best Altcoins to Buy Today    Digitap is one of the best crypto presales that targets the broader global finance and banking industry. The project launched its Black Friday sale event this week, which will run for 96 hours and reward new investors.    Investors who are late have already missed high-value hourly deals like the “EXTRA EXTRA” deal, which granted buyers an additional 750 TAP for a minimum purchase of $150.​ Yet, the great news is they will keep on dropping such offers, as the total prize pool is around $1 million.        Anyone can grab this opportunity and secure limited-time bonuses before each hourly window closes. This mega event unlocks flash perks, surprise bonuses, and high-impact incentives.    Moreover, this Black Friday surge is also driving momentum in the Digitap presale. They have already raised over $2.20 million in funding by selling over 135 million tokens. Investors can buy $TAP tokens at a price of $0.0334.    Experts believe this is the best time to invest in $TAP for huge returns up to 100x. Additional tokens earned from the ongoing event will boost the return even more. As a result, $TAP is one of the best altcoins to buy now.    $1 MILLION in CASH, PRIZES, GIVEAWAYS. BLACK FRIDAY SALE IS LIVE NOW    XRP and SOL Sink in November, but the $TAP Presale Hits 90% Sold    Investors witnessed the worst November, as major altcoins like XRP and SOL dropped sharply. Yet, $TAP showed resilience and stood firm in its presale, which is 90% sold out in just over a month.    Digitap emerged as one of the best altcoins to buy this disappointing month, thanks to its strong utility, which is attracting crypto investors worldwide. Its Black Friday sale is already becoming the talk of crypto Twitter.    Digitap is Live NOW. Learn more about their project here:    Presale https://presale.digitap.app    Website: https://digitap.app     Social: https://linktr.ee/digitap.app Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway     This article is not intended as financial advice. Educational purposes only.

Author: Coinstats
Coffee Table Conundrum: How to Choose the Perfect Centrepiece for Your Space

Coffee Table Conundrum: How to Choose the Perfect Centrepiece for Your Space

Table of Contents Introduction to the Coffee Table Centrepiece Importance of a Well-Chosen Centrepiece Understanding Your Space and Style Material Matters: Choosing the Right Elements The Role of Functionality in Design Seasonal Themes and Rotating Decor Personal Touches: Adding Personality to Your Centrepiece Sustainable Choices: Eco-Friendly Decor Options Practical Tips for Arranging Your Centrepiece Final […] The post Coffee Table Conundrum: How to Choose the Perfect Centrepiece for Your Space appeared first on TechBullion.

Author: Techbullion
SEC’s Peirce Pushes Crypto Self-Custody Rights as Bitcoin Whales Eye ETFs

SEC’s Peirce Pushes Crypto Self-Custody Rights as Bitcoin Whales Eye ETFs

The post SEC’s Peirce Pushes Crypto Self-Custody Rights as Bitcoin Whales Eye ETFs appeared on BitcoinEthereumNews.com. Crypto self-custody empowers individuals to control their digital assets without intermediaries, a right emphasized by SEC Commissioner Hester Peirce. She advocates for privacy in financial transactions as a fundamental principle, countering trends where large Bitcoin holders shift to ETFs for convenience and tax benefits. SEC Commissioner Hester Peirce champions crypto self-custody as a core freedom. Privacy in online transactions should be presumed, not suspected of wrongdoing. Bitcoin whales are increasingly moving holdings to ETFs, with BlackRock’s IBIT seeing over $3 billion in inflows from major investors, marking a decline in self-custodied BTC after 15 years. Discover SEC Commissioner Hester Peirce’s stance on crypto self-custody and privacy amid Bitcoin ETF shifts. Learn key implications for investors in 2025. Stay informed on digital asset trends today. What is Crypto Self-Custody and Why Does It Matter? Crypto self-custody refers to the practice where individuals directly manage their own digital assets using private keys, bypassing third-party custodians like exchanges or banks. This approach ensures full control and security over funds, aligning with the decentralized ethos of cryptocurrencies. SEC Commissioner Hester Peirce has highlighted it as a fundamental right, stressing that in a freedom-oriented nation like the United States, forcing reliance on intermediaries undermines personal autonomy in financial matters. How Are Large Bitcoin Holders Shifting Away from Self-Custody to ETFs? Large Bitcoin holders, often called whales, are increasingly transferring their assets from self-custody wallets to exchange-traded funds (ETFs) for practical reasons. This trend, noted by blockchain researcher Martin Hiesboeck from Uphold, represents the first significant drop in self-custodied Bitcoin holdings in over 15 years. Hiesboeck described it as a departure from the “not your keys, not your coins” principle, driven by ETF advantages like simplified management and tax efficiencies. The shift allows investors to integrate Bitcoin into traditional portfolios, accessing services through financial advisors without…

Author: BitcoinEthereumNews
Hester Peirce defends crypto self-custody

Hester Peirce defends crypto self-custody

The post Hester Peirce defends crypto self-custody appeared on BitcoinEthereumNews.com. Commissioner of the United States Securities and Exchange Commission (SEC) Hester Peirce has reaffirmed the need for the right to crypto self-custody and privacy in financial transactions. Peirce, who is also the head of the SEC’s Crypto Task Force, has always been at the forefront of financial freedom. The SEC Commissioner made these known during an interview on The Roll Up podcast. “I’m a freedom maximalist,” Peirce said, noting that self-custody of digital assets is a fundamental human right. “Why should I have to be forced to go through someone else to hold my assets? It baffles me that in this country, which is so premised on freedom, that would even be an issue — of course, people can hold their own assets,” the SEC Commissioner added. SEC Commissioner reiterates stance on crypto self-custody During the interview, Peirce added that online financial privacy should be the standard. “It has become the presumption that if you want to keep your transactions private, you’re doing something wrong, but it should be exactly the opposite presumption,” she said. Her comments are also coming after news that the Digital Asset Market Structure Clarity Act, a crypto market structure bill that includes several provisions, will be delayed until 2026. The news was shared on blogging platform X (formerly Twitter) by Senator Tim Scott. “Our crypto market structure work is about empowering the American people – including single moms like the one who raised me. We’re aiming to markup bipartisan legislation next month and get it to President Trump’s desk to keep America economically dominant for decades,” he said. The bill is expected to include asset taxonomy, anti-money laundering regulations, and provisions for self-custody. Over the past few months, many large Bitcoin whales and long-term holders have been shifting how they hold assets, pivoting from self-custody…

Author: BitcoinEthereumNews
Strategy CEO: Bitcoin Sale Considered Only If Stock Falls Below NAV and Funding Dries Up

Strategy CEO: Bitcoin Sale Considered Only If Stock Falls Below NAV and Funding Dries Up

The post Strategy CEO: Bitcoin Sale Considered Only If Stock Falls Below NAV and Funding Dries Up appeared on BitcoinEthereumNews.com. MicroStrategy would only consider selling Bitcoin if its stock price falls below net asset value and funding sources dry up, according to CEO Phong Le. This decision prioritizes protecting Bitcoin yield per share in a mathematically justified move, serving as a last resort to maintain financial stability amid market volatility. Bitcoin sales as last resort: MicroStrategy’s strategy focuses on holding Bitcoin long-term unless stock trades below NAV and capital access vanishes. Funding dividends through equity premiums: The company raises capital when shares outperform NAV to acquire more Bitcoin, boosting holdings per share. Debt coverage remains strong: Even if Bitcoin drops to $25,000, MicroStrategy’s obligations are manageable, with coverage extending decades at flat prices. Discover MicroStrategy’s Bitcoin strategy amid market challenges: When would they sell holdings? Explore CEO insights on financial safeguards and long-term vision for investors. What is MicroStrategy’s Bitcoin Selling Strategy? MicroStrategy’s Bitcoin selling strategy is a contingency plan designed to safeguard shareholder value during extreme financial distress. CEO Phong Le explained that the company would only sell portions of its Bitcoin holdings if the stock price dips below net asset value and access to fresh capital evaporates. This approach ensures the protection of what Le terms “Bitcoin yield per share,” emphasizing a data-driven decision over emotional attachment to the asset. In a recent interview on the What Bitcoin Did show, Le underscored that such a sale would represent a final measure, not a fundamental change in the firm’s commitment to Bitcoin as a core treasury asset. MicroStrategy’s model relies on leveraging stock premiums to NAV for capital raises, which fund additional Bitcoin purchases. When this premium vanishes, selective sales could become necessary to avoid more harmful equity dilution, all while prioritizing long-term holding in favorable conditions. The company’s extensive Bitcoin portfolio, currently valued in the billions, positions it…

Author: BitcoinEthereumNews
Forget Memes, Look at This DeFi Crypto, MUTM’s Community Might Be Ready for 1000% Growth

Forget Memes, Look at This DeFi Crypto, MUTM’s Community Might Be Ready for 1000% Growth

Mutuum Finance (MUTM) is not another meme coin. It is a new crypto built for real-world utility, revenue generation, and […] The post Forget Memes, Look at This DeFi Crypto, MUTM’s Community Might Be Ready for 1000% Growth appeared first on Coindoo.

Author: Coindoo
Top 3 Crypto Coins You Can’t Ignore This Week

Top 3 Crypto Coins You Can’t Ignore This Week

As the crypto markets are now at a critical juncture between the highs and the lows, there happens to be a three-way interest in a set of wildly different cryptocurrencies, each leading the charge in its own peculiar way. First, there’s Cardano with ADA, still in the focus among traders because of institutional buying and […]

Author: Cryptopolitan
Plume Network Joins Forces with Owlto Finance to Expand RWA Cross-Chain Bridging Across DeFi Ecosystems

Plume Network Joins Forces with Owlto Finance to Expand RWA Cross-Chain Bridging Across DeFi Ecosystems

Owlto Finance, a decentralized interoperability protocol that enables secure and efficient transfers of digital assets across different blockchain networks, today announced a strategic integration with Plume Network, a blockchain network that brings RWAs (real-world assets) on-chain. This partnership enabled the integration of Owlto’s cross-chain interoperability infrastructure into Plume Network’s comprehensive platform for RWA tokenization. By integrating Owlto’s cross-chain solution, Plume enables its users to effectively manage tokenized real-world assets across numerous blockchain networks and efficiently widen their cross-chain liquidity applications. Plume Network is a Layer-1 blockchain that enables the tokenization and management of various real-world assets (like real estate, credits, ETFs, commodities, and many others) across DeFi for trading, lending, staking, etc. Launched in 2024, Plume Network focuses on tokenization (transformation) of RWAs into digital assets so that they can be used, traded, or collateralized in various blockchain applications. By tackling the challenges associated with usability, transparency, and security, Plume seeks to unleash the full capability of RWAs on various blockchain networks. New Integration with @plumenetworkYou can bridge $USDC to/from Plume Network👉 https://t.co/dDMSS6GYgUExplore onchain real world and RWAfi! pic.twitter.com/OAbZkRcd7W— Owlto Finance(🦉💛🦉) (@Owlto_Finance) November 29, 2025 Plume Expanding Cross-Chain Capabilities Through Partnership with Owlto   Through this partnership, Plume integrated Owlto’s interoperability technology to broaden its network’s cross-chain interactions with multiple chains. According to the announcement disclosed today, Plume leverages Owlto’s interoperability solution to support bridging RWAs and tokens (like USDC stablecoin and several others) across various blockchains in the DeFi landscape. Today, the DeFi environment is fragmented into numerous ecosystems. With significantly increasing numbers of blockchain protocols, customer attention and funds are all divided, highlighting an urgent need for user-friendly and seamless cross-chain solutions that enable customers to efficiently move their assets from one network to another and capitalize on all divergent on-chain opportunities. Owlto Finance addresses this problem as it runs a decentralized cross-rollup bridge that allows movements of on-chain assets securely and cost-effectively. By integrating Owlto’s cross-rollup bridge, Plume allows its users to efficiently navigate complicated DeFi ecosystems with seamlessness.  The interoperability solution allows Plume users to execute efficient, safe, and cost-efficient transactions across chains, improving user capital transfer paths and their trading experience. In other words, by allowing RWAs and various tokens (like USDC and many others) to move freely across Web3 ecosystems, this integration strengthens Plume’s platform utility and accessibility. Improving RWA Interoperability in DeFi The partnership between Owlto Finance and Plume Network is crucial as it aims to unlock the greater potential of RWAs. Although tokenized real-world assets have huge capability, they still experience challenges that hinder their adoption. By partnering with Owlto, Plume seeks to solve fragmented liquidity concerns, dismantle interoperability barriers, simplify sophisticated user experience, and improve RWA adoption.

Author: Coinstats
KuCoin Strengthens Australian Presence with PGA Championship Activation, Reinforcing Commitment to Australia with Regulatory Milestone and Local Expansion

KuCoin Strengthens Australian Presence with PGA Championship Activation, Reinforcing Commitment to Australia with Regulatory Milestone and Local Expansion

BitcoinWorld KuCoin Strengthens Australian Presence with PGA Championship Activation, Reinforcing Commitment to Australia with Regulatory Milestone and Local Expansion BRISBANE, Australia, Nov. 29, 2025 /PRNewswire/ — KuCoin, a leading global crypto platform built on trust, is thrilled to serve as an official partner and exclusive crypto partner of the 2025 BMW Australian PGA Championship, taking place from November 27 to 30 at the Royal Queensland Golf Club in Brisbane. As one of the Asia-Pacific region’s most historic golf tournaments, the Championship provides a high-impact platform for KuCoin to engage partners, clients, and the broader community while elevating its brand presence alongside Australian golf icon and KuCoin Global Brand Ambassador Adam Scott. As part of the collaboration, KuCoin hosted an invite-only VIP hospitality experience on November 28 in a private suite overlooking the 17th hole. Designed as a strategic engagement platform rather than a traditional client event, the gathering brought together industry leaders, institutional partners, and regulatory-aligned stakeholders to deepen dialogue on building a trusted and compliant digital asset ecosystem in Australia. Set against the backdrop of KuCoin’s AUSTRAC registration and ongoing commitment to strengthening local oversight, the experience featured a premium environment with curated food, beverages, and interactive brand showcases that highlighted KuCoin’s security, transparency, and governance frameworks. The event served as an important touchpoint for advancing responsible industry collaboration and reinforcing KuCoin’s long-term commitment to compliant growth and user protection in the Australian market. Tika LUM, Head of Global Institutional Business Development at KuCoin, delivered opening remarks, covering the strategic upgrade of KuCoin Institutional and showcasing its core competencies anchored in trusted compliance, secure infrastructure, and continuous innovation—all aimed at empowering clients with advanced services, deep market intelligence, and exclusive VIP experiences. The highlight of the afternoon was an exclusive meet-and-greet with Adam Scott, which offered attendees a memorable opportunity to connect with KuCoin Global Brand Ambassador while watching tournament play from the suite’s outdoor balcony. Adam joined a quick Q&A session with Tika, sharing his experiences with professional golf training methods and technical skills, as well as the shared values between himself and KuCoin—values that mirror KuCoin’s commitment to building a secure, resilient, and innovative trading infrastructure. The activation fostered meaningful interaction with KuCoin leadership and strengthened local relationships, underscoring the company’s focus on trust, innovation, and user empowerment in the crypto industry. “This partnership with the Australian PGA Championship was a tremendous success, blending the precision and tradition of golf with KuCoin’s forward-thinking approach to cryptocurrency,” said Tika LUM, Head of Global Institutional Business Development at KuCoin. “It was an honor to host our partners and clients in such an iconic setting, and Adam Scott’s involvement truly elevated the experience.” Building on this momentum, KuCoin continues to deepen its investment in Australia. The company recently secured registration as a Digital Currency Exchange (DCE) provider with AUSTRAC, introducing new compliance requirements and improving fiat access for Australian users. In addition, KuCoin has established a new office in Sydney’s CBD and appointed James Pinch as its Australian Managing Director to lead local operations across compliance, operations, cybersecurity, and product development. These developments reflect KuCoin’s long-term commitment to building a secure, user-centric digital asset ecosystem in Australia and supporting the country’s evolving Web3 landscape. About KuCoin Founded in 2017, KuCoin is a leading global crypto platform built on trust, serving over 40 million users across 200+ countries and regions. Known for its reliability and user-first approach, the platform combines advanced technology, deep liquidity, and strong security safeguards to deliver a seamless trading experience. KuCoin provides access to 1,000+ digital assets through a broad product suite and remains committed to building transparent, compliant, and user-centric digital asset infrastructure for the future of finance. Learn more: www.kucoin.com This post KuCoin Strengthens Australian Presence with PGA Championship Activation, Reinforcing Commitment to Australia with Regulatory Milestone and Local Expansion first appeared on BitcoinWorld.

Author: Coinstats
Best Crypto to Invest In, Lock In the Rate That Offers Maximum Uplift to $1

Best Crypto to Invest In, Lock In the Rate That Offers Maximum Uplift to $1

Mutuum Finance (MUTM) is positioning itself as one of the top crypto to buy for investors seeking both innovation and growth.

Author: Cryptodaily