Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15865 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Crypto to Buy in 2025: Why Many Investors See Mutuum Finance (MUTM) as a Better Cardano (ADA)

Best Crypto to Buy in 2025: Why Many Investors See Mutuum Finance (MUTM) as a Better Cardano (ADA)

The post Best Crypto to Buy in 2025: Why Many Investors See Mutuum Finance (MUTM) as a Better Cardano (ADA)  appeared on BitcoinEthereumNews.com. When the year 2020 began, ADA, the cryptocurrency of the Cardano network, was merely trading at $0.017, but just 18 months later, it had surged all the way to $3.10, realizing a staggering 17,000% increase, during one of the strongest periods of crypto growth. Today, experts recognize that the same pattern appears to be emerging in Mutuum Finance, an innovative cryptocurrency that has hit the markets with much better fundamentals than ADA offered in the first year when it initially broke out, and with an actual use case in the DeFi space, including lending and interest-bearing tokens, and an impending release of testnet v1, among other things. Mutuum Finance, at $0.035, and gaining pace in its presale, and boasting now over 18,250 early adopters, finds itself on the path leading to the same success factor in the crypto markets that ADA enjoyed in 2020–2021. For investors seeking the best crypto to buy, MUTM offers a tangible utility and growth potential beyond legacy altcoins. Cardano Attempts a Short-Term Rebound as Buyers Hold Key Support Cardano (ADA) is still stabilizing above the latest low, making way for a short-term bounce. There could still be room in the ongoing bounce to reach the $0.45–$0.48 equal legs area, where past bounce attempts have indicated the likelihood of sellers re-emerging. As much as the ongoing relief rally on ADA denotes improvement in the short term, the ADA price still has much work to do in order to change the medium-term outlook. While ADA traders are watching the pivotal price levels, some investors are assessing the Mutuum Finance, which is now recognized as the top crypto in emerging DeFi markets. Mutuum Finance Presale Attracts Huge Interest Mutuum Finance, has quickly become the best crypto to buy in 2025. The presale has managed to gather over 18,250…

Author: BitcoinEthereumNews
New UK Crypto Rules Mandate Platforms to Report All Local User Transactions

New UK Crypto Rules Mandate Platforms to Report All Local User Transactions

The UK plans to expand the CARF so that all domestic crypto platforms must report every transaction made.  Crypto exchanges, custodians, and other service providers to UK residents will be required to comply. The UK is introducing an expansion of crypto reporting requirements that will force domestic crypto platforms to collect and report detailed transaction [...]]]>

Author: Crypto News Flash
Award-winning Echoes of Earth music festival gears up for 2025 edition

Award-winning Echoes of Earth music festival gears up for 2025 edition

In this photo essay, we showcase a range of stunning stage designs from the Echoes of Earth music festivals.

Author: Yourstory
U.S. Credit Card Debt Hits Record $1.233 Trillion: Bitcoin as Alternative Store of Value?

U.S. Credit Card Debt Hits Record $1.233 Trillion: Bitcoin as Alternative Store of Value?

U.S. credit card debt reached an unprecedented $1.233 trillion in the third quarter of 2025, marking the highest level since tracking began. This record consumer debt burden raises questions about economic stability and potentially strengthens the case for Bitcoin and cryptocurrencies as alternative financial instruments.

Author: MEXC NEWS
Low Stablecoin Yields Indicate Ether May Hit $3,200 as Market Shows Recovery Signs

Low Stablecoin Yields Indicate Ether May Hit $3,200 as Market Shows Recovery Signs

The post Low Stablecoin Yields Indicate Ether May Hit $3,200 as Market Shows Recovery Signs appeared on BitcoinEthereumNews.com. Ether’s price prediction points to a potential rise to $3,200 in the near term, driven by low stablecoin yields signaling the crypto market is not overheated. Currently around 4%, these yields suggest room for growth without excessive speculation, per market analysis from Santiment. Low stablecoin yields at 4% indicate no major market top yet, allowing for Ether’s upside. Recent Ether ETF inflows of $312.6 million signal improving investor confidence. Ether has declined 21.85% over the past 30 days, but technical indicators point to recovery, with historical December returns averaging 6.85% since 2013. Ether price prediction: Low stablecoin yields suggest ETH could hit $3,200 soon amid market recovery. Explore key indicators and forecasts for informed crypto investing today. What is the Ether Price Prediction Based on Stablecoin Yields? Ether price prediction indicates a potential climb to $3,200 in the near term, as low stablecoin yields around 4% reflect balanced market conditions without signs of a major top. According to analysis from crypto sentiment platform Santiment, these subdued yields across lending protocols average 3.9% to 4.5%, gauging overall market health. This setup contrasts with historical patterns where surging yields, often tied to speculative leverage, preceded crypto downturns. Santiment’s report highlights that the current environment supports further upside for Ether, which traded at approximately $2,991 at the time of the assessment, marking a roughly 6.7% increase to reach the $3,200 resistance level. Ether is down 21.85% over the past 30 days. Source: CoinMarketCap Stablecoin yields serve as a reliable barometer for investor behavior in decentralized finance. When yields climb sharply, it often signals heightened borrowing for leveraged trades, a precursor to corrections observed in past cycles like 2021. Today’s modest rates imply prudent capital allocation, fostering sustainable price appreciation for assets like Ether. How Do Current Market Signals Support Ether’s Recovery? Despite Ether’s…

Author: BitcoinEthereumNews
Ethereum Signals Bullish Accumulation with Rising MVRV Z-Score and $1B Stablecoin Inflows

Ethereum Signals Bullish Accumulation with Rising MVRV Z-Score and $1B Stablecoin Inflows

The post Ethereum Signals Bullish Accumulation with Rising MVRV Z-Score and $1B Stablecoin Inflows appeared on BitcoinEthereumNews.com. Ethereum is showing clear bullish accumulation trends with its MVRV Z-Score at 0.29 signaling undervaluation and buying opportunities, stablecoin inflows approaching $1 billion boosting liquidity, and ETF purchases totaling $78.6 million led by BlackRock supporting price momentum above $2,920. Ethereum’s MVRV Z-Score at 0.29 suggests value accumulation, aligning with historical patterns of cyclical lows and investor positioning. Stablecoin inflows nearing $1 billion into Ethereum indicate growing liquidity, increased trading activity, and active DeFi participation across the network. ETF inflows of $78.6 million, led by BlackRock, reflect strong institutional interest and support Ethereum’s price momentum above $2,920 levels. Ethereum bullish accumulation trends: MVRV Z-Score rises to 0.29, $1B stablecoin inflows surge, ETF buys hit $78.6M. Explore signals of momentum shift and investment opportunities now. What Are the Key Signs of Ethereum’s Bullish Accumulation Trends? Ethereum’s bullish accumulation trends are evident through rising on-chain metrics and institutional activity that point to increased investor confidence. The MVRV Z-Score climbing to 0.29 indicates the asset is undervalued relative to its market value, encouraging long-term holders to accumulate during this phase. Meanwhile, substantial stablecoin inflows and ETF purchases are injecting liquidity and capital, potentially driving Ethereum’s price toward higher resistance levels like $3,000. How Does the MVRV Z-Score Indicate Ethereum’s Market Cycles? The MVRV Z-Score is a vital metric for assessing Ethereum’s valuation by comparing its market value to realized value, highlighting periods of over- or undervaluation. When the score dips below zero, it has historically marked accumulation phases, as seen in cycles from 2016-2017, 2019-2020, and 2022-2023, where market sentiment turned overly pessimistic despite strong fundamentals. Currently at 0.29, this reading places Ethereum in a similar low band, suggesting prolonged undervaluation that could precede a bullish reversal, according to analysis from Ali_charts. Historical data shows that such low MVRV levels often align with investor…

Author: BitcoinEthereumNews
Nasdaq Prepares for SEC Questions on Tokenized Stocks Proposal

Nasdaq Prepares for SEC Questions on Tokenized Stocks Proposal

The post Nasdaq Prepares for SEC Questions on Tokenized Stocks Proposal appeared on BitcoinEthereumNews.com. Nasdaq has proposed to the SEC the introduction of tokenized stocks, digital representations of shares that could revolutionize trading on the exchange. This initiative aims to bring blockchain efficiency to traditional equities while adhering to regulatory standards, potentially gaining approval as early as this year according to Nasdaq’s digital assets head. Nasdaq’s tokenized stocks proposal seeks SEC approval to enable buying and selling digital share representations on the exchange. The exchange emphasizes a responsible, investor-led approach without disrupting existing stock trading systems. Tokenization could enhance liquidity and accessibility, with Nasdaq drawing on its history of market innovations like electronic trading systems. Discover Nasdaq’s push for tokenized stocks and SEC approval. Learn how this could transform equity trading with blockchain efficiency. Stay informed on crypto’s role in traditional finance today. What is Nasdaq’s Proposal for Tokenized Stocks? Nasdaq’s tokenized stocks initiative involves submitting a proposal to the U.S. Securities and Exchange Commission (SEC) to allow the trading of digital tokens representing shares of publicly listed companies on the exchange. Filed on September 8, this plan aims to integrate blockchain technology into equity markets, offering faster settlement and broader accessibility without altering core investment practices. Nasdaq’s leadership, including head of digital assets strategy Matt Savarese, has expressed optimism about swift collaboration with regulators to address any queries and refine the application based on public feedback. How Will Nasdaq Ensure Compliance in Tokenized Stock Trading? Nasdaq is prioritizing regulatory adherence in its tokenized stocks framework, working closely with the SEC to incorporate feedback from public comments and respond to official questions promptly. Matt Savarese highlighted during a CNBC interview that the exchange intends to operate under existing SEC rules, fostering an investor-led evolution rather than a systemic overhaul. This approach mirrors Nasdaq’s past innovations, such as pioneering electronic trading to replace paper-based systems,…

Author: BitcoinEthereumNews
New York Pilot Tests USDC for Cash Transfers in Low-Income Neighborhoods

New York Pilot Tests USDC for Cash Transfers in Low-Income Neighborhoods

The post New York Pilot Tests USDC for Cash Transfers in Low-Income Neighborhoods appeared on BitcoinEthereumNews.com. The New York USDC cash transfer program delivers $12,000 to 160 low-income residents in South Bronx and East Harlem over five months using stablecoin payments. Funded indirectly by Coinbase via nonprofit GiveDirectly, it combines $800 monthly USDC transfers with an $8,000 lump sum to test crypto for basic income delivery. Program Structure: Participants receive $800 in USDC monthly from September to February, plus a one-time $8,000 payout in November. Targeting high-need areas like South Bronx and East Harlem to assess crypto’s viability for financial aid. Backed by research from GiveDirectly showing lump sums enable investments like education or housing deposits, with 100% of funds reaching recipients digitally via wallets. Discover the New York USDC cash transfer program: 160 residents get $12,000 in crypto for basic income. Explore how stablecoins like USDC revolutionize aid delivery—read now for insights! What is the New York USDC Cash Transfer Program? The New York USDC cash transfer program is a pilot initiative providing guaranteed basic income to 160 low-income individuals in New York City using the USDC stablecoin. Launched in September and running through February, it distributes $800 monthly payments plus an $8,000 lump sum, totaling $12,000 per participant. The program, managed by nonprofit GiveDirectly with funds originally donated by Coinbase, aims to evaluate crypto’s efficiency in delivering financial support without traditional banking hurdles. This approach builds on established guaranteed income models but innovates by leveraging blockchain for seamless, low-cost transfers. All payments arrive directly in participants’ digital wallets, ensuring quick access and tracking potential impacts on local communities. How Does the Lump Sum Payment Enhance the New York USDC Cash Transfer Program? The inclusion of a substantial upfront payment sets this pilot apart from standard monthly disbursements in similar programs. Emma Kelsey, program lead for GiveDirectly’s New York project, explained that research from U.S.…

Author: BitcoinEthereumNews
Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over

Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over

Coinbase’s pushback signals volatility may be creeping in, making traders watch every move carefully. Bonk ($BONK) showed a sharp dip after record liquidity inflows, while Floki ($FLOKI) slipped under a multi-year trend, hinting at structural weakness. Markets are jittery in Q4, 2025, but the chatter is far from doom as savvy participants eye opportunities across the board. Apeing ($APEING) is quietly stirring excitement as its whitelist gains traction. Early adopters know timing is everything, and this could be the stage for the next best crypto presale. FOMO is real, as those joining the whitelist today might secure the lowest entry before phase 1 pricing hits 0.0001 and the projected listing price is 0.001. Community members buzzing about Apeing see it as a strategic move, blending culture, utility, and early-mover advantage. Apeing ($APEING): Upcoming Best Crypto Presale Ignites Early-Mover Advantage Apeing ($APEING) is designed to reward participants who act swiftly. The Best Crypto Presale emphasizes community-first utility and audit-verified security. Early buyers on the whitelist gain front-row access to the lowest prices, positioning themselves for maximum ROI. With the presale figures hinting at over 10,000% potential gains from stage 1, hesitation could be costly in a market driven by fast-moving trends and retail FOMO. Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over 4 Joining the Apeing whitelist not only ensures prime access but also places participants at the heart of a vibrant community. The structured presale phases create strategic opportunities for those ready to move. Timing here is alpha, and each stage is a calculated step toward maximizing early entry benefits. For those seeking the next 1000x crypto, this phase could define a generational crypto moment. How Apeing ($APEING) Addresses Real-World Challenges Apeing ($APEING) is more than hype; it’s tackling adoption gaps with research-backed solutions. By creating accessible entry points and community-driven engagement, Apeing enhances liquidity flows and trading efficiency.  Studies suggest that well-structured presales with clear audit protocols reduce volatility risk while incentivizing early participation. Apeing’s approach mirrors top blockchain projects where utility, security, and community drive sustainable value. How to Join the Apeing Whitelist To secure a spot on the whitelist, visit the official Apeing website. Enter your email in the whitelist section and confirm through the email sent to you. This ensures access to phase 1 pricing at 0.0001 and positions participants for early listing benefits at 0.001. Early buyers gain a front-row seat to what could be one of the most talked-about crypto launches of 2025. Bonk ($BONK) Price Movements Capture Attention The token’s price action reflects market sensitivity to macroeconomic signals and speculative pressure from retail buyers. Analysts point to concentrated token supply and recent trading spikes as drivers of volatility. Bonk ($BONK) remains a focus for traders monitoring liquidity cycles. Its movements illustrate how micro-cap tokens can react sharply to market sentiment, providing opportunities for those watching the charts closely. Q4, 2025, positions Bonk as a coin worth monitoring for trend confirmation and strategic entry points. Floki ($FLOKI) Slips Under Multi-Year Trend Floki ($FLOKI) broke below a long rising trend line established since 2022, forming a clear structural shift. Price now trades beneath key mid-range support, signaling potential volatility ahead. Traders are assessing whether it will stabilize above deeper long-term levels or retest the old support structure. Floki ($FLOKI) demonstrates the importance of technical monitoring in volatile markets. The wide gap between ATH and current trading levels highlights potential upside for participants if the market structure realigns. Analysts suggest careful observation of trendlines to determine tactical opportunities in the coming months. Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over 5 Final Thoughts Are early movers positioned to seize Q4, 2025, momentum? The next best crypto presale with Apeing ($APEING) is generating FOMO for a reason. Phase 1 access at 0.0001 with listing at 0.001 represents a strategic opening for participants seeking exponential gains. Timing is critical as hesitation can drastically reduce potential returns. Bonk ($BONK) and Floki ($FLOKI) offer data-backed insights into market behavior, reinforcing that those who monitor charts and understand liquidity shifts are more prepared. Community members across all three coins are learning that early engagement, research, and strategic positioning remain the keys to maximizing outcomes. Joining the Apeing whitelist today could set the stage for a month of transformative growth. Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over 6 For More Information: Website: Visit the Official Apeing Website Telegram: Join the Apeing Telegram Channel Twitter: Follow Apeing ON X (Formerly Twitter) FAQ for Best Crypto Presale  Why is joining the Apeing ($APEING) whitelist considered a strategic move? Joining the Apeing ($APEING) whitelist gives participants early access to phase 1 pricing at 0.0001 before the official listing at 0.001. This early entry positions community members to maximize potential ROI, gain front-row access to token allocation, and participate in a presale designed with audit-verified security and community-first utility. Timing here can define the difference between early gains and missed opportunities. How are Bonk ($BONK) and Floki ($FLOKI) performing in Q4, 2025, and what does it mean for traders? Bonk ($BONK) recently dipped to $0.00018 following liquidity adjustments, highlighting market sensitivity. Floki ($FLOKI) slipped below a multi-year trend line, signaling potential structural volatility. For traders, these movements reflect the importance of monitoring liquidity flows, technical levels, and market sentiment to identify entry points and avoid hesitation in a fast-moving crypto market. Can Apeing ($APEING) provide real-world utility beyond hype? Yes, Apeing ($APEING) focuses on combining culture, community, and functional utility. Its structured presale, audit-first approach, and clear roadmap help reduce market risk while promoting engagement. By incentivizing early adoption and offering accessible entry points, Apeing aims to enhance liquidity, trading efficiency, and sustainable value creation for participants, differentiating it from coins driven purely by speculation. Summary Apeing ($APEING) is creating a frenzy with its whitelist ahead of the Best Crypto Presale, offering phase 1 pricing at 0.0001 and listing at 0.001. Bonk ($BONK) dropped to $0.00018 due to liquidity flows, while Floki ($FLOKI) fell below a multi-year trend, signaling structural shifts. Stablecoin contagion fears add market-wide volatility. Participants focusing on early entry, technical monitoring, and strategic engagement are best positioned for high ROI. Apeing’s community-driven, audit-verified approach combines utility and culture, while Bonk and Floki offer trend insights, making Q4 2025 a pivotal period for smart crypto moves. Read More: Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over">Apeing Becomes the Upcoming Best Crypto Presale to Join as BONK and FLOKI Prove Meme Season Isn’t Over

Author: Coinstats
Solana’s Liquidity Surge Hints at Potential Recovery Despite Price Lag

Solana’s Liquidity Surge Hints at Potential Recovery Despite Price Lag

The post Solana’s Liquidity Surge Hints at Potential Recovery Despite Price Lag appeared on BitcoinEthereumNews.com. Solana liquidity has surged 10% weekly, reaching $14.33 billion in stablecoin supply, signaling a potential price recovery for SOL after a 35% quarterly decline. On-chain data shows higher lows at $140 and reduced memecoin dominance, pointing to stronger fundamentals driving adoption. Solana’s stablecoin supply increased by nearly $1.3 billion, boosting network liquidity to November highs. On-chain activity reveals memecoin trading at just 5% of daily DEX volume, the lowest in two months. Real-world assets on Solana grew 15% over 30 days, with weekly active users surpassing Ethereum at 11.1 million. Solana liquidity surge boosts SOL recovery potential amid rising stablecoins and RWA adoption. Discover key on-chain metrics and growth signals for 2025 in this analysis. What is Driving Solana’s Liquidity Surge in 2025? Solana liquidity surge is propelled by a 10% weekly increase in stablecoin supply, injecting nearly $1.3 billion into the network and elevating totals to $14.33 billion, levels last seen in early November. This influx coincides with SOL forming its first higher low at $140 since October’s downturn, despite a 35% quarterly price drop. Technical indicators on the daily chart suggest this could mark the onset of recovery as risk-on sentiment returns to layer-1 blockchains. The broader market context supports this momentum. Solana’s on-chain fundamentals are strengthening, with liquidity flows diversifying beyond speculative trades. Data from DeFiLlama indicates that this stablecoin growth is enhancing overall network resilience, potentially stabilizing SOL’s price trajectory in the coming months. Source: DeFiLlama How Are Real-World Assets Contributing to Solana’s Growth? Real-world assets (RWAs) are tokenized representations of traditional assets like real estate or bonds, enabling seamless on-chain trading and unlocking new liquidity sources. Solana’s RWA sector has expanded rapidly, with a 15% month-over-month increase in 30-day value, positioning it as the second-fastest growing layer-1 blockchain in this category according to RWA.xyz data.…

Author: BitcoinEthereumNews