Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15846 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Fintech’s Compliance Paradox: Why Top Firms Still Fax Online and Why iFax Is Their Go-To

Fintech’s Compliance Paradox: Why Top Firms Still Fax Online and Why iFax Is Their Go-To

Have you ever stopped to think about the technology that underpins the fast-paced world of financial technology? You’re likely picturing blockchain, artificial intelligence, and instant payment networks. The surprising thing is that a seemingly dated technology remains a cornerstone of security for many innovative fintech companies. The reality is that enterprise cloud fax services remain widely […] The post Fintech’s Compliance Paradox: Why Top Firms Still Fax Online and Why iFax Is Their Go-To appeared first on TechBullion.

Author: Techbullion
Galaxy (GLXY) Stock Eyes a 30% Jump As Faster AI Expansion Signals Big Upside

Galaxy (GLXY) Stock Eyes a 30% Jump As Faster AI Expansion Signals Big Upside

The post Galaxy (GLXY) Stock Eyes a 30% Jump As Faster AI Expansion Signals Big Upside appeared on BitcoinEthereumNews.com. Key Insights: Galaxy (GLXY) stock needs stronger buyer activity before a clear 30% rebound. Faster AI delivery at Helios may push Galaxy stock value higher in 2026. The stock price still reacts to crypto trends even as its AI business grows. Galaxy Digital (GLXY) stock moved up about 3% in the last day and now trades near $26. For the full year, it is still up more than 45%, but the last month has been weak. Many traders want to know if Galaxy stock can rise again or if it will stay weak until bigger news comes. To understand this, we look at the price chart, the progress in Galaxy’s new AI data-center work, and the one indicator that must turn positive before a strong rise can happen. Galaxy (GLXY) Stock Shows Support, but With a Catch Galaxy (GLXY) stock was trading near $22 a few days ago. Now it has moved up from that zone. The next important lines on the chart sit near $31 and $34. These lines stopped the price earlier, so they can stop it again. If GLXY stock moves above $34, the price can move toward $45, which was the old high this year. But if it goes under $22 again, the next major support sits near $19. The RSI gives the first simple sign that the stock can rise again. RSI means Relative Strength Index. It shows if a stock has gone up or down too fast. When we compare April 2025 to November 2025, the price made a higher low, but the RSI made a lower low. This is called hidden bullish divergence, but in very simple words, it means the long move is still not broken. GLXY RSI Shows Strength | Source: TradingView It says the bigger trend is still pointing up,…

Author: BitcoinEthereumNews
Tom Lee $100K Bitcoin Prediction Wakes Sleeping Whales for Bitcoin Hyper

Tom Lee $100K Bitcoin Prediction Wakes Sleeping Whales for Bitcoin Hyper

What to Know: Tom Lee’s $100K Bitcoin target reinforces the idea that this cycle still has upside, pushing traders toward higher-beta plays beyond BTC itself. Bitcoin’s core limitations (slow throughput, variable fees, and no native smart contract) are driving intense interest in Layer 2 designs that unlock scalable, programmable $BTC liquidity. Competing Bitcoin L2 approaches now range from EVM sidechains to rollups and SVM-based execution layers, each trying to capture the next wave of $BTC-driven on-chain activity. Bitcoin Hyper introduces an SVM-powered Bitcoin Layer 2 with extremely low-latency execution and $BTC-settled smart contracts, targeting DeFi, payments, and gaming use cases. When Fundstrat’s Tom Lee publicly floats a $100K Bitcoin target before year end, it doesn’t just light a fire under $BTC. It revives the idea that this cycle still has serious upside left, and that the most aggressive upside often comes from narrative-driven plays orbiting Bitcoin rather than $BTC itself. If you’ve traded previous bull markets, you’ve seen this movie before. As soon as big-name analysts turn openly bullish, attention turns from Bitcoin into higher-beta sectors. This includes leverage products, Bitcoin Layer 2s, and infrastructure tokens that can outperform if $BTC actually makes that leg higher. That’s where Bitcoin Hyper ($HYPER) starts to make more sense on trader watchlists. Instead of being ‘just another alt,’ it’s pitched as a direct way to amplify a renewed Bitcoin move. How? By unlocking the one thing $BTC has never had at scale: fast, programmable blockspace tied back to Bitcoin’s settlement layer. In that context, Bitcoin Hyper isn’t competing with Bitcoin. It’s monetizing the gap between Bitcoin’s perks (security, brand, liquidity) and trader demands: sub-second execution, low fees, and a place to deploy real DeFi and dApps around $BTC. As more readers dig into Tom Lee’s thesis, expect a growing chunk of them to ask not only ‘Can Bitcoin hit $100K?’ but also ‘What could ride its coattails the hardest if it does?’ That’s the funnel where narrative-heavy infrastructure plays like Bitcoin Hyper tend to live. You can read a dedicated breakdown in our ‘what is Bitcoin Hyper’ guide. Why Bitcoin Layer 2 Narratives Heat Up In Late-Cycle Rallies The structural problem hasn’t changed: Bitcoin settles around 7-10 transactions per second on L1, with variable fees and no native smart contracts. That’s fine for long-term holders. But the building potential is capped without a Layer 2 that handles high-throughput execution. As price targets like Lee’s $100K call re-enter the discourse, that technical ceiling becomes a trading angle. If $BTC does break higher, on-chain activity and speculative demand for ‘Bitcoin-adjacent’ yield, DeFi, and leverage historically spike. Infrastructure that can absorb that flow (Lightning, sidechains, and new L2s) tends to capture outsized attention relative to its actual maturity. You’re already seeing a mini arms race: Bitcoin rollup experiments, EVM sidechains pegged to $BTC, and Solana-style high-throughput designs aimed at Bitcoin liquidity. Bitcoin Hyper slots in as one of those options: a Bitcoin Layer 2 that leans on the Solana Virtual Machine rather than EVM. It tries to offer Solana-like speed while staying anchored to $BTC. For traders, it’s another way to express a view that ‘this time, Bitcoin’s upside should come with usable blockspace.’ Here’s a step-by-step guide to buy $HYPER now. Inside Bitcoin Hyper’s Bet On SVM-Powered Bitcoin Blockspace $HYPER’s architecture is modular: Bitcoin L1 for settlement and finality, and a real-time SVM Layer 2 where high-frequency smart contracts and DeFi logic actually run. The thesis is simple: if you can get Solana-style performance, which includes low-latency transaction processing, sub-second confirmation, and fees closer to fractions of a cent), but with $BTC as the underlying asset and settlement layer, then you potentially unlock a very different flavor of the Bitcoin ecosystem. High-speed payments in wrapped $BTC, AMMs, lending markets, NFT platforms, and gaming dApps can all execute on SVM while periodically anchoring state back to Bitcoin. Technically, Bitcoin Hyper uses a single trusted sequencer with periodic state anchoring to Bitcoin, plus a Decentralized Canonical Bridge for $BTC transfers into the L2. SPL-compatible tokens are modified for this environment, letting Solana-native devs port Rust-based code and tooling into a Bitcoin-centric context with relatively low friction. For builders used to Solana’s SVM, that’s a powerful on-ramp. On the token side, the presale has already raised $28.6M, with tokens currently priced at $0.013345. Smart money is moving as well: one whale bought $500K $HYPER two weeks ago. If you’re betting that Bitcoin’s next leg includes not just higher prices but more sophisticated on-chain activity, Bitcoin Hyper is effectively a leveraged play on that thesis via SVM-powered blockspace. Join the $HYPER presale now for a 40% staking APY. This article is for informational purposes only and does not constitute financial, investment, or trading advice; always do your own research. Authored by Elena Bistreanu, NewsBTC – https://www.newsbtc.com/news/tom-lee-100k-bitcoin-target-puts-bitcoin-hyper-on-watchlists

Author: NewsBTC
Unlocking The Future Of DeFi Liquidity

Unlocking The Future Of DeFi Liquidity

The post Unlocking The Future Of DeFi Liquidity appeared on BitcoinEthereumNews.com. Have you ever wondered how decentralized finance platforms achieve massive growth? SparkLend TVL reaching $4 billion marks a pivotal moment, transforming it into a core liquidity hub for the DeFi ecosystem. This milestone, reported by Four Pillars, highlights rapid expansion driven by institutional interest and innovative financial products. What Sparked the Surge in SparkLend TVL? The SparkLend TVL growth didn’t happen overnight. Since the October roadmap release, the platform’s Savings protocol TVL more than doubled to $1.7 billion. This surge stems from increased institutional participation, including a $500 million Coinbase BTC-collateralized loan line and $330 million for PYUSD on-chain liquidity. Therefore, SparkLend is cementing its role as a vital infrastructure layer. How Does SparkLend TVL Benefit Users and Institutions? SparkLend TVL growth offers tangible advantages. By integrating interest rate, liquidity, and credit supply on one platform, it simplifies access for diverse clients. Key benefits include: Enhanced liquidity options for DeFi and fintech applications Institutional-grade services that bridge traditional and crypto finance Scalable solutions supporting billion-dollar allocations securely Moreover, this evolution addresses fragmentation in decentralized markets, making SparkLend TVL a benchmark for innovation. What Challenges Does High SparkLend TVL Present? While impressive, managing $4 billion in SparkLend TVL comes with hurdles. Platforms must ensure security, regulatory compliance, and sustainable growth. However, SparkLend’s layered approach mitigates risks by offering transparent, on-chain operations that build trust among users and institutions alike. Why Is SparkLend TVL Critical for DeFi’s Future? SparkLend TVL isn’t just a number—it’s a signal of maturity in decentralized finance. As a liquidity hub, it supports broader adoption by providing reliable infrastructure. Consequently, this growth encourages more players to enter the space, fueling further innovation and stability in the crypto economy. Conclusion: The Ripple Effect of SparkLend TVL Growth In summary, SparkLend TVL hitting $4 billion underscores its emergence as a…

Author: BitcoinEthereumNews
This Altcoin Priced at $0.035 Is Set to Mirror Cardano’s (ADA) Breakout to $3.10: One of the Best Cryptos To Buy Now?

This Altcoin Priced at $0.035 Is Set to Mirror Cardano’s (ADA) Breakout to $3.10: One of the Best Cryptos To Buy Now?

The post This Altcoin Priced at $0.035 Is Set to Mirror Cardano’s (ADA) Breakout to $3.10: One of the Best Cryptos To Buy Now? appeared first on Coinpedia Fintech News Once again, the cryptocurrency market is on the uptick because of the recovery of crucial levels by Bitcoin, causing investors to scan the market for the best cryptocurrency to purchase. It is common for the market to witness the untapped potential of new cryptocurrencies before gaining widespread recognition in such times. This was particularly witnessed …

Author: CoinPedia
SparkLend TVL Soars to $4B: Unlocking the Future of DeFi Liquidity

SparkLend TVL Soars to $4B: Unlocking the Future of DeFi Liquidity

BitcoinWorld SparkLend TVL Soars to $4B: Unlocking the Future of DeFi Liquidity Have you ever wondered how decentralized finance platforms achieve massive growth? SparkLend TVL reaching $4 billion marks a pivotal moment, transforming it into a core liquidity hub for the DeFi ecosystem. This milestone, reported by Four Pillars, highlights rapid expansion driven by institutional interest and innovative financial products. What Sparked the Surge in SparkLend TVL? […] This post SparkLend TVL Soars to $4B: Unlocking the Future of DeFi Liquidity first appeared on BitcoinWorld.

Author: bitcoinworld
Investors Rotate Out of Large Caps as MUTM Nears 95% Allocation

Investors Rotate Out of Large Caps as MUTM Nears 95% Allocation

The post Investors Rotate Out of Large Caps as MUTM Nears 95% Allocation appeared on BitcoinEthereumNews.com. Crypto Presales Investors are beginning to rotate out of large cap cryptos as momentum shifts toward smaller, faster growing assets. Many traders say they want early stage entries instead of slow moving giants. This has pushed attention toward a new DeFi token that is close to finishing Phase 6 of its presale. With only a small amount of supply left at $0.035, Mutuum Finance (MUTM) is becoming one of the top cryptocurrencies to watch now as buyers move quickly. Dogecoin (DOGE) Dogecoin trades around $0.15 with a market cap near $23B. Despite having one of the largest communities in crypto, DOGE has failed to build strong momentum in recent months. The chart shows clear resistance between $0.17 and $0.20. Each time the token approaches this zone, sellers take control. Analysts say that this barrier is becoming harder to break as market sentiment cools. Support near $0.14 is holding for now, but there is risk of a drop if DOGE loses strength. Market reports show weak technical signals. A recent cross between the 50 day and 200 day averages indicates fading momentum. Some analysts project a fall toward $0.095 if the broader market slows down. These factors limit the upside for investors who are searching for the best crypto to invest in before the next cycle. Many early DOGE holders who captured gains years ago now say they want exposure to tokens with much stronger growth potential. Pepecoin (PEPE) Pepecoin trades near $0.000004 with a market cap around $1.7B. It has seen massive attention, but the token is struggling to break through resistance levels. Analysts highlight an important resistance zone near $0.0000055, followed by another barrier around $0.000006. Each attempt to push higher has failed. The chart shows a pattern of lower highs, pointing to slowing interest. Support sits close to…

Author: BitcoinEthereumNews
Top 3 Cryptos to Watch Now: Investors Rotate Out of Large Caps as MUTM Nears 95% Allocation

Top 3 Cryptos to Watch Now: Investors Rotate Out of Large Caps as MUTM Nears 95% Allocation

Many traders say they want early stage entries instead of slow moving giants. This has pushed attention toward a new […] The post Top 3 Cryptos to Watch Now: Investors Rotate Out of Large Caps as MUTM Nears 95% Allocation appeared first on Coindoo.

Author: Coindoo
Amundi Puts €5B Fund on Ethereum in Its Biggest Blockchain Move Yet

Amundi Puts €5B Fund on Ethereum in Its Biggest Blockchain Move Yet

TLDR: Amundi placed a tokenized share of its €5B money market fund on Ethereum, expanding investor access options. CACEIS built the ledger, wallets, and processing systems powering the new blockchain distribution channel. Tokenized funds remain under $10 billion despite over $7 trillion in global money market fund assets. Amundi plans to launch its first Bitcoin [...] The post Amundi Puts €5B Fund on Ethereum in Its Biggest Blockchain Move Yet appeared first on Blockonomi.

Author: Blockonomi
UK New DeFi Tax Push Brings DeFi Apps Like Best Wallet Token Into the Spotlight

UK New DeFi Tax Push Brings DeFi Apps Like Best Wallet Token Into the Spotlight

Quick Facts: ➡️ The UK’s move toward ‘no gain, no loss’ taxation for DeFi lending and liquidity pools could normalize on‑chain yield strategies and reduce tax‑driven user friction. ➡️ As DeFi stops feeling like a tax minefield, demand is likely to tilt from centralized custodians toward secure, mobile‑first, non‑custodial wallets that double as DeFi control […]

Author: Bitcoinist