Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15785 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
How The Nation’s Power Grid Will Handle The $2.5 Trillion A.I. Boom

How The Nation’s Power Grid Will Handle The $2.5 Trillion A.I. Boom

The post How The Nation’s Power Grid Will Handle The $2.5 Trillion A.I. Boom appeared on BitcoinEthereumNews.com. Tech giants want to double A.I. electricity consumption in 5 years by enough to power more than 30 million homes. America can do it. Between now and 2030, the giants of A.I. like OpenAI, Google, Microsoft, Amazon and Meta aim to more than double the computing power dedicated to growing and operating their non-human minds. They currently use about 40 gigawatts of power, enough for 30 million homes. The cost of this ambition will be astronomical — about $50 billion per gigawatt of computing power built for a total of $2.5 trillion over the next five years alone. Roughly 80% of that will go to buy GPUs made by the likes of Nvidia and AMD; the rest — some $500 billion — will provide the energy via new power plants and transmission lines. At the trajectory these hyperscalers are on, Goldman Sachs figures that by 2030 American datacenters will consume 500 terawatt hours per year — more than 10% of total domestic electricity. “I think we should already be raising the alarm on the potential for facilities to complete construction but be without power in 2028 and 2029,” says Zach Krause, an analyst at East Daley, a Denver energy consultancy. “I hope they don’t march into a wall.” Some already have. In Oregon, Amazon Data Services has filed a complaint against Berkshire Hathaway subsidiary Pacificorp, which has refused to provide power to energize some of Amazon’s $30 billion in data center investments there. In Santa Clara, Calif. two 50 megawatt centers developed by Digital Realty and Stack Infrastructure are ready to go but can’t get electricity until Silicon Valley Power completes $450 million in grid upgrades – not expected until 2028 or later. Faced with new demand for 30 gigawatts of power, utility AES in Ohio told developers they had…

Author: BitcoinEthereumNews
Best Crypto Presales to Buy as Top Trader Eyes 25% Solana Recovery And Risk On Rotation

Best Crypto Presales to Buy as Top Trader Eyes 25% Solana Recovery And Risk On Rotation

What to Know: Bitcoin Hyper utilizes a modular Bitcoin-settlement plus SVM-execution design to integrate high-speed, low-fee smart contracts directly into the Bitcoin ecosystem. $HYPER’s presale and whale activity signal growing conviction in Bitcoin Layer 2 narratives as traders rotate back into risk assets. SUBBD targets the $85B creator economy by merging AI tools, token‑gated content, and crypto payments with 20% first‑year staking. LiquidChain’s Layer-3 architecture aims to unify BTC, ETH, and SOL liquidity, positioning LIQUID as a longer-term cross-chain DeFi infrastructure bet. A top trader calling for a 25% Solana rebound is exactly the kind of spark that can flip the market from defensive to risk-on in a heartbeat. When majors like SOL, BTC, and ETH stop leaking and start grinding higher, traders suddenly remember that upside volatility hits just as hard as the downside. Historically, the script has never changed. Once the large caps stabilize and push up, liquidity rotates into higher-beta plays, the small caps, narrative tokens, and presales, where a 2x is considered the warm-up, not the victory lap. Majors lead the move, but the real fireworks usually happen lower down the risk curve. That’s why presales matter in this setup. You still get the tailwind of improving macro and stronger majors, but you’re positioning before CEX listings, before full marketing cycles, and before retail FOMO starts tripping over itself. Instead of hoping Solana delivers a clean 25%, you’re looking at projects building the next wave of DeFi, Bitcoin scaling, infra, and cross-chain liquidity. Below are three presale-stage projects aligned with exactly that rotation: Bitcoin Hyper ($HYPER) — bringing SVM-style speed and parallel execution to Bitcoin SUBBD ($SUBBD) — where AI creator tools and Web3 payments collide LiquidChain (LIQUID) — a unified liquidity layer spanning Bitcoin, Ethereum, and Solana 1. Bitcoin Hyper ($HYPER) — First Bitcoin Layer-2 With SVM Speed If Solana really does lead the next risk-on bounce, the obvious second-order trade is throughput pressure on the chains it competes with, and none feels that more than Bitcoin. Bitcoin Hyper positions itself as the first Bitcoin Layer-2 to integrate the Solana Virtual Machine, targeting execution speeds that can rival, and potentially surpass, Solana’s own performance. Instead of trying to contort Bitcoin into a full smart-contract environment at L1, Bitcoin Hyper takes the modular route: Bitcoin for settlement, SVM for real-time execution. The result is sub-second finality, ultra-low latency, and high-speed transactions for wrapped BTC — all without compromising the base layer’s security guarantees. On the application side, $HYPER unlocks everything Bitcoin can’t natively support today: Full DeFi rails including swaps, lending, and staking High-throughput NFT marketplaces Gaming dApps and on-chain assets All of this runs on an SVM environment with Rust-based SDKs and APIs. SPL-compatible tokens can be deployed directly to the L2, giving Solana builders a familiar toolchain while tapping into deep Bitcoin liquidity. Presale momentum reinforces the narrative. The Bitcoin Hyper presale has raised over $28.5M, with tokens priced at $0.013335, placing it in late-stage, high-conviction territory rather than the usual micro-cap experiment. Smart money has noticed too: two high-net-worth wallets accumulated $396K in recent weeks, including a single $53K buy, a move that lines up with our own Bitcoin Hyper price prediction, which forecasts a potential 2030 high of around $0.253, roughly a 22x jump from current presale levels. The token design leans into long-term alignment, with staking rewards currently sitting at 40%, a short seven-day vesting period for presale stakers, and a reward structure built to encourage real network participation rather than pure emissions farming. For traders rotating part of their BTC exposure into Bitcoin-secured yield and high-beta infrastructure plays, the $HYPER presale is a clean, asymmetric bet on the next phase of Bitcoin scaling. 2. SUBBD ($SUBBD) — AI + Web3 Rail for the Creator Economy While traders obsess over Solana’s order books, another macro trend has been ripping completely on its own timeline: AI-powered content creation. SUBBD is going straight after the $85 billion creator economy with a Web3 + AI stack built to give creators more control, fewer fees, and a native way to monetize without feeding Web2 intermediaries. At its core, SUBBD is an AI-driven content creation and distribution platform. Creators can launch AI Personal Assistants to handle fan interactions, generate AI voice clones, and even deploy fully AI-generated influencers. All of this ties into token-gated content, subscription layers, and crypto payments, so revenue flows directly to the creator rather than being skimmed by middlemen. The presale numbers show the story is landing. SUBBD has raised $1,366,940.49, with tokens priced at $0.05705, signaling early but meaningful conviction from investors who see AI + ownership as a long-term macro pair. A 20% first-year staking yield adds a clear incentive for holders who want to participate in the ecosystem rather than just rotate in and out. For traders, SUBBD offers something distinct from the typical L1/L2 infrastructure play, exposure to AI-powered creator tooling, where the upside depends on user adoption, rather than gas fees or TPS bragging rights. And in a risk-on environment, narratives at the intersection of AI, social, and crypto tend to move quickly. If you want a deeper dive into potential long-term upside, our SUBBD price prediction breaks down the full forecast. 3. LiquidChain (LIQUID) — A Layer-3 Unifying BTC, ETH, and SOL Liquidity If Bitcoin Hyper is the bet on scaling Bitcoin and SUBBD is the bet on creators, LiquidChain (LIQUID) is the bet on where cross-chain DeFi is heading next. It’s a Layer-3 blockchain built to unify Bitcoin, Ethereum, and Solana into a single execution environment so liquidity, collateral, and dApps can actually move together, not in three different silos. Instead of relying on wrapped assets, LiquidChain is built around unified liquidity pools across BTC, ETH, and SOL. That means capital can be deployed without the usual friction associated with wrapping/unwrapping. A high-performance virtual machine handles real-time cross-chain execution, while trust-minimized proof systems verify UTXOs and state across all three major chains. In practice, that could look like a trader opening a leveraged position using BTC collateral against an ETH-denominated yield strategy, or a protocol routing orders through SOL and ETH liquidity without the user touching a bridge at all. As risk-on rotations send capital bouncing between ecosystems, infra that smooths those jumps tends to gain relevance fast. LiquidChain is still in an early stage, with presale momentum reportedly surpassing $40,000 raised and more than 3.3 million tokens staked during initial participation. The team is targeting a 2026 mainnet launch, framing LIQUID as a longer-dated multichain bet rather than a quick, speculative flip. Recap: As a 25% Solana recovery call nudges sentiment back toward risk-on, presales like Bitcoin Hyper, SUBBD, and LiquidChain offer higher-beta exposure to core narratives, Bitcoin scaling, AI-driven creator tools, and unified cross-chain liquidity. Of the three, Bitcoin Hyper stands out as the cleanest asymmetric bet on Bitcoin’s next DeFi chapter. This article is for informational purposes only and does not constitute financial, investment, or trading advice; always do your own research. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/best-crypto-presales-to-buy-solana-25-percent-recovery/

Author: NewsBTC
BingX Review 2025: Features, Fees, and Security

BingX Review 2025: Features, Fees, and Security

BingX has emerged as one of the most versatile mid-tier crypto exchanges, blending spot trading, futures markets, copy trading, and automated tools into a single platform.

Author: CryptoPotato
Ripple’s RLUSD Gains Fiat-Referenced Status in Abu Dhabi

Ripple’s RLUSD Gains Fiat-Referenced Status in Abu Dhabi

The post Ripple’s RLUSD Gains Fiat-Referenced Status in Abu Dhabi appeared on BitcoinEthereumNews.com. Ripple USD stablecoin (RLUSD) is gaining traction in the traditional finance space as the token has achieved a major regulatory milestone in the Middle East. As per a post shared by Ripple’s Managing Director, Middle East & Africa, Reece Merrick, RLUSD has been approved as “lending collateral.” What Ripple’s regulatory breakthrough at ADGM means This approval marks a groundbreaking moment for Ripple. This is because banks, financial institutions and market participants can now use the Ripple USD stablecoin as a trusted asset when borrowing or lending within that financial region. Notably, RLUSD was approved as lending collateral on the Abu Dhabi Global Market (ADGM). This means that the USD-pegged asset is now an accepted fiat-referenced token that can be used as collateral on regulated platforms within the ADGM financial free zone. It signals increasing institutional acceptance of Ripple’s stablecoin despite its relative novelty in the cryptocurrency space. This approval of RLUSD in the Middle East could contribute to increased utility, given the region’s growing economic activity on the broader financial market. Another milestone for @Ripple here in the Middle East: $RLUSD is now approved for use as lending collateral within @ADGlobalMarket This year has seen some awesome momentum for Ripple in the Middle East. Can’t wait to keep building on these solid foundations as we head into… — Reece Merrick (@reece_merrick) November 27, 2025 The development could help unlock billions in lending activity for the Ripple USD stablecoin, which might serve as a catalyst for growing its market capitalization. Ripple’s RLUSD recently flipped the billion-dollar millstone after its market cap exceeded $1.2 billion. It clearly strengthens Ripple’s presence in the Middle East, even as it makes expansionary moves into the UAE and Africa. Ripple is strategically positioning itself for real-world utility in these regions, which includes payments to other financial services. Ripple…

Author: BitcoinEthereumNews
Ripple Gains Abu Dhabi FSRA Greenlisting In Latest Middle East Push

Ripple Gains Abu Dhabi FSRA Greenlisting In Latest Middle East Push

Ripple has secured a key regulatory win in the Gulf as Abu Dhabi’s Financial Services Regulatory Authority (FSRA) has recognized Ripple USD (RLUSD) as an “Accepted Fiat-Referenced Token,” effectively greenlisting the USD-backed stablecoin for use within Abu Dhabi Global Market (ADGM). Ripple Adds Another Middle East Win The designation means RLUSD can now be used […]

Author: Bitcoinist
Conflux (CFX) Integrates USDT0 into dForce Ecosystem, Launches Incentive Campaigns

Conflux (CFX) Integrates USDT0 into dForce Ecosystem, Launches Incentive Campaigns

The post Conflux (CFX) Integrates USDT0 into dForce Ecosystem, Launches Incentive Campaigns appeared on BitcoinEthereumNews.com. Iris Coleman Nov 27, 2025 02:28 Conflux (CFX) has successfully integrated USDT0 into the dForce ecosystem, unveiling a series of incentive campaigns to promote its adoption, according to the Conflux Forum. Conflux (CFX) has announced the successful integration of USDT0 into the dForce ecosystem, marking a significant step forward for the platform’s users. This development, shared by the Conflux Forum, is set to enhance the functionality and reach of USDT0 within the decentralized finance (DeFi) landscape. USDT0 Lending Pool on Conflux eSpace Following the integration, Unitus Finance has launched a USDT0 lending pool on Conflux eSpace. This move is expected to boost liquidity and provide users with new opportunities for lending and borrowing in a decentralized manner. The introduction of this pool is seen as a strategic expansion of Conflux’s DeFi capabilities. Incentive Campaigns to Boost Adoption To celebrate the integration and encourage user participation, Conflux has introduced a series of incentive campaigns. Starting November 27, 14:00 (UTC+8), users who supply USDT0 on Unitus Finance can share a reward pool of 1,000 CFX over a two-week period. These campaigns are designed to promote the migration to USDT0 and increase its adoption across the Conflux ecosystem. Participating in the Conflux Ecosystem As the migration to USDT0 progresses, Conflux has indicated that additional campaigns and incentives will be rolled out, providing users with even more avenues to engage with and benefit from the ecosystem. The initiative underscores Conflux’s commitment to enhancing user experience and expanding its DeFi offerings. Guidance on Acquiring USDT0 For those looking to acquire USDT0, Conflux has provided several options. Users can convert cUSDT to USDT0 through the official Conflux Hub, or utilize the USDT0 official bridge and the Meson bridge for seamless transfers. These pathways ensure that users have multiple…

Author: BitcoinEthereumNews
Ripple stablecoin gains Abu Dhabi approval as UAE tightens crypto rules

Ripple stablecoin gains Abu Dhabi approval as UAE tightens crypto rules

The post Ripple stablecoin gains Abu Dhabi approval as UAE tightens crypto rules appeared on BitcoinEthereumNews.com. RLUSD has been recognised as an Accepted Fiat-Referenced Token in the Abu Dhabi Global Market. Ripple secured full regulatory approval to operate in the Dubai International Financial Centre in March. The DFSA allowed RLUSD to be used inside the DIFC in June. Ripple’s dollar-pegged stablecoin has gained new regulatory acceptance in the Middle East, adding another link between traditional finance and digital assets as the UAE moves to tighten oversight of decentralised finance and Web3. The approval allows institutions operating in Abu Dhabi’s financial free zone to use RLUSD for regulated activity, reinforcing the country’s strategy of pairing innovation with clearer rulemaking. As the UAE reshapes how payments, lending, and custody services operate across digital systems, Ripple’s position in the region is expanding through multiple regulated hubs that already host global financial firms. ADGM adds RLUSD to regulated activities Ripple announced on Thursday that RLUSD is now recognised as an Accepted Fiat-Referenced Token within the Abu Dhabi Global Market. The financial centre sits on Al Maryah and Al Reem Islands and functions as an international free zone with its own regulatory framework. The approval was issued by the Financial Services Regulatory Authority, which supervises activities conducted within the zone. The decision means firms licensed by the regulator can use RLUSD for services that fall under permitted activities, provided they meet requirements set for fiat-referenced tokens. These include rules linked to reserve management, transparency, and disclosures. Ripple said RLUSD currently holds a market capitalisation above one billion dollars and is being adopted for uses such as collateral and payments. RLUSD was launched in late 2024. It is pegged 1:1 to the US dollar and backed entirely by cash and equivalents. The stablecoin is issued under a limited-purpose trust charter from the New York Department of Financial Services, which sets the conditions…

Author: BitcoinEthereumNews
Tether CEO blasts S&P Global after USDT downgrade to ‘weak’ rating

Tether CEO blasts S&P Global after USDT downgrade to ‘weak’ rating

The post Tether CEO blasts S&P Global after USDT downgrade to ‘weak’ rating appeared on BitcoinEthereumNews.com. Key Takeaways  Why was USDT downgraded? Due to limited disclosure and rising reserve exposure to ‘high risk’ assets like BTC and gold.  How did Tether react?  Per the CEO, the negative rating was an attack on the firm for exposing the ‘broken system’ that relies on ‘toxic’ reserve assets.  S&P Global downgraded Tether’s USDT stablecoin from “constrained” to a “weak” rating. The agency cited rising exposure of the USDT reserve backing to “high-risk” assets like Bitcoin and limited transparency.   It added,  “These (high-risk) assets include Bitcoin, gold, secured loans, corporate bonds, and other investments, all with limited disclosures and subject to credit, market, interest-rate, and foreign-exchange risks.” Source: S&P Global Ratings The downward revision meant that USDT could struggle to maintain its peg to the US dollar in case of broader market fluctuations, according to the rating agency. It noted that stronger disclosures and reduced risk exposure might support a higher rating later. Tether’s CEO pushes back But a section of the community slammed the negative rating, including Tether CEO Paolo Ardoino. For Ardoino, S&P Global Ratings was “upset” with his firm’s increased exposure to gold and BTC.  According to him, the system was broken and their choice of Bitcoin [BTC] and gold as reserve backing exposed the system and has irked the rating agency.  He called the downgrade as S&P Global Ratings’ “loathing” of Tether and added,  “We wear your loathing with pride. Tether is living proof that the traditional financial system is so broken that it’s becoming feared by the emperors with no clothes.” Source: X Chris Pavlovski, CEO of Rumble, echoed a similar stance and called the rating an “attack on Tether” for challenging the old financial system.  Tether is the world’s largest stablecoin issuer, and its USDT flagship product has grown to a market supply of $184…

Author: BitcoinEthereumNews
JPMorgan opens leveraged Bitcoin access to retail while closing crypto CEO’s account

JPMorgan opens leveraged Bitcoin access to retail while closing crypto CEO’s account

The post JPMorgan opens leveraged Bitcoin access to retail while closing crypto CEO’s account appeared on BitcoinEthereumNews.com. Market chop aside, Wall Street is rolling out Bitcoin (BTC) exposure to advisors through structured notes and ETF-collateralized lending. The bank simultaneously faces debanking blowback after Strike CEO Jack Mallers said his personal Chase accounts were shut. The juxtaposition spotlights institutionalization for clients versus risk-control for crypto-native principals. On one side, JPMorgan moves BTC exposure into familiar wrappers, such as structured notes tied to spot-ETF performance, and lets select clients pledge Bitcoin-ETF shares as loan collateral. On the other hand, Strike’s Jack Mallers says JPMorgan closed his personal accounts without explanation. Together, they show the split-screen of crypto’s mainstreaming: products for wealth platforms, scrutiny for industry figures. The asymmetry isn’t subtle. JPMorgan filed with the SEC for a leveraged structured note referencing BlackRock’s iShares Bitcoin Trust (IBIT), offering investors 1.5x IBIT’s gains if they hold to 2028. The $1,000 note includes an early call: if IBIT trades at or above a preset level by December 2026, the bank pays out at least $160 per note, a minimum 16% return over roughly one year. Miss that trigger and the note runs to maturity, delivering what JPM describes as “uncapped” upside as long as Bitcoin rallies. The downside buffer ends abruptly, as a roughly 40% drop from the initial IBIT level wipes out most of the principal, with losses beyond that threshold tracking the ETF’s decline. This is not principal-protected. It’s classic structured-product math: limited cushion, leveraged gains, and the real possibility of large losses if Bitcoin sells off into 2028. The product sits at the “filed with the SEC” stage, with no public disclosure yet on distribution channels or volume expectations. Structured notes of this design typically flow through broker-dealer and private-bank channels to advised or accredited clients, not walk-in retail. JPMorgan tests a BTC-linked payoff within the same wrapper that…

Author: BitcoinEthereumNews
Pick a side: JPMorgan opens leveraged Bitcoin access to retail while closing crypto CEO’s account

Pick a side: JPMorgan opens leveraged Bitcoin access to retail while closing crypto CEO’s account

Market chop aside, Wall Street is rolling out Bitcoin (BTC) exposure to advisors through structured notes and ETF-collateralized lending. The bank simultaneously faces debanking blowback after Strike CEO Jack Mallers said his personal Chase accounts were shut. The juxtaposition spotlights institutionalization for clients versus risk-control for crypto-native principals. On one side, JPMorgan moves BTC exposure […] The post Pick a side: JPMorgan opens leveraged Bitcoin access to retail while closing crypto CEO’s account appeared first on CryptoSlate.

Author: CryptoSlate