Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15686 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Mutuum Finance Gains Serious Momentum, Set to Knock Cardano (ADA) Out of the Top 10

Mutuum Finance Gains Serious Momentum, Set to Knock Cardano (ADA) Out of the Top 10

The post Mutuum Finance Gains Serious Momentum, Set to Knock Cardano (ADA) Out of the Top 10 appeared on BitcoinEthereumNews.com. Crypto Presales In a market crowded with established altcoins, Mutuum Finance (MUTM) is gaining serious momentum and quickly emerging as the best crypto to invest in this year. While Cardano (ADA) continues to occupy a spot in the top tier of the market, its price action shows weakening momentum and limited short-term catalysts, leaving room for fresh entrants to capture investor attention. MUTM, currently priced at $0.035 and deep into Phase 6 of its presale with over 95% sold out, has attracted more than 18,120 investors and raised over $18.85 million, signaling strong early adoption. Backed by a decentralized lending-and-borrowing protocol, interest-bearing tokens, and a rapidly expanding community, Mutuum Finance is positioning itself as one of the most promising top cryptocurrencies capable of challenging the established hierarchy and potentially surpassing long-standing altcoins like Cardano. Cardano Struggles at Key Resistance Amid Bearish Pressure Cardano (ADA) is currently testing a critical resistance level at $0.42718 on the 30-minute chart, but the token continues to display a bearish structure with a series of lower highs and lower lows. Analysts note that rejection at this level could drive ADA back toward support under $0.40, while a decisive break above $0.42 would be required to flip this zone into support and target the next resistance near $0.47. With short-term momentum constrained and price action remaining uncertain, investors are increasingly seeking alternative projects with stronger early-stage traction and clearer catalysts, paving the way for attention towards Mutuum Finance as the best crypto to invest in for early-stage growth. MUTM Presale Builds Momentum Ahead of Phase 7 Mutuum Finance (MUTM) continues to capture significant attention in the DeFi crypto market as Phase 6 of its presale nears completion. The token is currently priced at $0.035, marking a 250% increase from its Phase 1 launch price of $0.01.…

Author: BitcoinEthereumNews
DAT Valuations Clarified as Matt Hougan Outlines Discount and Premium Factors

DAT Valuations Clarified as Matt Hougan Outlines Discount and Premium Factors

A new discussion around digital asset treasury companies has taken shape after Matt Hougan, the Chief Investment Officer at Bitwise, shared a detailed breakdown of how these firms should be valued. His explanation arrives at a time when investors are trying to understand whether DATs deserve to trade above, at, or below the value of […]

Author: Tronweekly
Cardano Price Prediction vs XRP Tundra: Which Offers Better 2025 Returns?

Cardano Price Prediction vs XRP Tundra: Which Offers Better 2025 Returns?

The 2025 cycle has entered its final phase, and sentiment surrounding major L1 networks is increasingly tied to measurable activity […] The post Cardano Price Prediction vs XRP Tundra: Which Offers Better 2025 Returns? appeared first on Coindoo.

Author: Coindoo
This New DeFi Crypto Is Almost Sold Out as Phase 6 Hits 90%, The Next 20x Token Under $0.05?

This New DeFi Crypto Is Almost Sold Out as Phase 6 Hits 90%, The Next 20x Token Under $0.05?

The phase 6 of the Mutuum Finance (MUTM) presale is almost being sold out, and the hurry is becoming increasingly noisier. The token is currently valued only at $0.035 and more than 90% of this phase is already utilised, so early investors are becoming inclined to ask the question: is it the next 20x DeFi […]

Author: Cryptopolitan
Best Cryptos to Buy Now: Why XRP Tundra Tops Expert Recommendations

Best Cryptos to Buy Now: Why XRP Tundra Tops Expert Recommendations

The post Best Cryptos to Buy Now: Why XRP Tundra Tops Expert Recommendations appeared on BitcoinEthereumNews.com. The post Best Cryptos to Buy Now: Why XRP Tundra Tops Expert Recommendations appeared first on Coinpedia Fintech News Analysts reviewing the late-2025 landscape are shifting away from sentiment-heavy tokens and looking for systems with verifiable economics, transparent governance and predictable revenue distribution. This shift reflects a broader recalibration: investors are placing greater weight on whether a network can convert real activity into long-term returns rather than relying on market cycles alone. XRP Tundra now appears repeatedly across expert shortlists, not because of marketing momentum, but because its economic structure differs fundamentally from most presale or legacy assets. An institutional acquisition, strictly defined pricing, dual-chain execution and revenue-backed staking make it one of the few early-stage systems positioned for multi-year compounding rather than speculative acceleration. Institutional Control Establishes a Defined Economic Base XRP Tundra’s development changed trajectory after a major institution initiated an acquisition, accelerating the launch to December 15 and formalizing the pricing framework that governs its entry phase. The institution agreed to maintain a final $0.01 retail allocation before institutional pricing replaces it permanently, creating a transparent window that does not fluctuate with market conditions. The due-diligence cycle expanded the project’s verification stack. Independent audits from Cyberscope, Solidproof and FreshCoins accompany full KYC via Vital Block. Contracts are open-source, immutable and deployed with no administrative mint function. All unsold tokens will be burned at launch. For analysts, this creates a clearly defined economic environment — rare for early-phase projects. A breakdown of the acquisition’s implications appears in Token Empire’s recent coverage. Tundra’s Position as the XRPL’s DeFi Layer Is Becoming a Consensus View Experts consistently highlight one of Tundra’s core advantages: its architecture aligns with the XRPL’s emerging demand cycle. As the network moves toward a broader 2026 expansion, analysts expect substantial growth in settlement activity and demand…

Author: BitcoinEthereumNews
Three Altcoins That Look Deeply Discounted and Could Ride the Next Big Rally

Three Altcoins That Look Deeply Discounted and Could Ride the Next Big Rally

The post Three Altcoins That Look Deeply Discounted and Could Ride the Next Big Rally appeared on BitcoinEthereumNews.com. The post Three Altcoins That Look Deeply Discounted and Could Ride the Next Big Rally appeared first on Coinpedia Fintech News The crypto market has been rough lately, but one topic that has suddenly shown up in political conversations is the idea of a possible $2,000 stimulus check. President Trump is trying to boost liquidity in the economy while proving that his tariff policies are working, and this idea has returned as part of that discussion. Nothing is approved yet and no one expects checks this year, but people are talking about what could happen in 2026 if such a payout ever goes through. It has also sparked a simple question.  According to AltcoinBuzz, three projects are attracting more interest because their fundamentals remain strong even though the market is weak. Chainlink: A Quiet but Essential Player in Real World Assets Chainlink continues to feel like the silent backbone of the crypto industry. It does not rely on hype and most of its biggest work happens quietly with institutions and developers. Even so, its importance keeps growing because Real World Assets are becoming one of the strongest long term trends in the market. Everything from tokenized bonds to gold to real estate needs accurate data feeds. Chainlink provides that infrastructure and is still the most trusted oracle network. New ETFs listed with the DTCC are also expected to bring more structured and long term capital into the ecosystem. Despite all this progress, LINK has dropped with the broader market, making it a rare discount for investors who believe RWAs and DeFi will keep expanding. Bittensor: A Rising Force in Decentralized AI Bittensor and its TAO token have become one of the most talked about names in crypto AI. The network now supports more than one hundred AI subnets, with each…

Author: BitcoinEthereumNews
Top Crypto Update, MUTM’s Phase 6 Has Less Than 5% Remaining

Top Crypto Update, MUTM’s Phase 6 Has Less Than 5% Remaining

The post Top Crypto Update, MUTM’s Phase 6 Has Less Than 5% Remaining appeared on BitcoinEthereumNews.com. The post Top Crypto Update, MUTM’s Phase 6 Has Less Than 5% Remaining appeared first on Coinpedia Fintech News The crypto market is shifting rapidly toward utility-driven projects in 2025. Investors are focusing on platforms that deliver real value and continuous activity. Mutuum Finance (MUTM) is quickly emerging as one of the best crypto opportunities this year. Phase 6 of the presale is capturing massive attention. Less than 5% of the allocated 170 million tokens remain, driving urgent buying pressure. Market watchers are preparing for rapid participation as early investors aim to secure tokens before prices rise. Mutuum Finance (MUTM)’s Presale is Closing Fast Phase 6 of Mutuum Finance (MUTM) is priced at $0.035. The total supply will eventually reach 4B MUTMs and have already been releasing phases wise. Combined presale phases have raised approximately $18.90 million and more than 18,100 holders are already participating in the ongoing presale. With 95% of Phase 6 already sold, the remaining supply is extremely limited. Phase 7 will increase the price by 15% to $0.040, making this the final chance to acquire MUTM at the current rate. Investors taking part now will capture maximum potential upside before the price increases. Mutuum Finance (MUTM) is a next-generation lending protocol offering dual lending models: peer-to-contract (P2C) and peer-to-peer (P2P). The platform will focus on delivering practical value for lenders, borrowers, and stakers. Each token interaction inside the ecosystem will drive natural demand and reinforce MUTM’s utility. Why Is It Worth It? Real Activity Supporting Future Demand Mutuum Finance (MUTM) plans a synchronized launch, with the platform going live while the token listing occurs simultaneously. This approach will avoid inactive token periods that often occur in presales. Exchanges are expected to show strong interest because they prefer listing tokens backed by active platforms. Higher trading volume,…

Author: BitcoinEthereumNews
How Tundra’s Dual-Chain Model Beats Single Blockchain Limits

How Tundra’s Dual-Chain Model Beats Single Blockchain Limits

The post How Tundra’s Dual-Chain Model Beats Single Blockchain Limits appeared on BitcoinEthereumNews.com. XRP Latest News: How Tundra’s Dual-Chain Model Beats Single Blockchain […] XRP Latest News: How Tundra’s Dual-Chain Model Beats Single Blockchain Limits   Recent XRP headlines have been dominated by a surge of institutional ETF approvals, marking the most significant shift in the asset’s market structure since the earliest phases of XRPL adoption. 21Shares secured automatic clearance through an SEC Form 8-A filing, preparing its TOXR product for listing on Cboe. Bitwise confirmed its own offering will begin trading on NYSE Arca under the XRP ticker, while Franklin Templeton’s XRPZ gained attention for its 0.19% management fee — the lowest among the first issuers. Grayscale is finalizing its entry with a competing structure expected to go live next week. These launches create regulated access for institutions that cannot hold raw digital assets directly, expanding XRP participation across pension administrators, sovereign vehicles and traditional AUM platforms. As the market concentrates on ETF flows, listing mechanics and fee structures, a parallel development is underway within the XRPL ecosystem. XRP Tundra, now operating under an ongoing institutional acquisition, has accelerated its launch to December 15 and is preparing the network’s first dual-chain DeFi architecture. The liquidity expansion expected from ETF trading directly strengthens the revenue pathways that support Tundra’s staking engine, creating a secondary demand cycle that remains largely overlooked by retail investors. ETF Approvals Reshape XRPL Liquidity and Institutional Access The introduction of multiple XRP ETFs marks a structural milestone similar to Bitcoin’s 2024 inflow cycle, which demonstrated how regulated access transforms market behavior. Trading venues such as Cboe and NYSE Arca enable institutions bound by compliance restrictions to deploy capital into XRP through familiar investment wrappers. These flows tend to exhibit low turnover, extended holding periods and predictable rebalancing cycles, all of which deepen the liquidity profile of the underlying asset.…

Author: BitcoinEthereumNews
XRP Latest News: How Tundra’s Dual-Chain Model Beats Single Blockchain Limits

XRP Latest News: How Tundra’s Dual-Chain Model Beats Single Blockchain Limits

XRP ETF approvals expand institutional access, while Tundra’s dual-chain architecture positions the XRPL for its next phase of liquidity growth and revenue-backed staking.

Author: Brave Newcoin
Bitwise CIO: Structural Drags May Outweigh Paths for DATs to Boost Bitcoin Per Share

Bitwise CIO: Structural Drags May Outweigh Paths for DATs to Boost Bitcoin Per Share

The post Bitwise CIO: Structural Drags May Outweigh Paths for DATs to Boost Bitcoin Per Share appeared on BitcoinEthereumNews.com. Digital asset treasuries (DATs) face structural drag from illiquidity, high expenses, and execution risks, making it unlikely for most to sustain premiums over their crypto holdings. Only exceptional firms with effective strategies like token lending or discounted buys can overcome these challenges and trade at a premium. Illiquidity creates automatic discounts as investors avoid paying […] Source: https://en.coinotag.com/bitwise-cio-structural-drags-may-outweigh-paths-for-dats-to-boost-bitcoin-per-share

Author: BitcoinEthereumNews