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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15509 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BlockDAG’s $15 DePIN Vision Outpaces the Hedera Price Surge & Internet Computer Price Trend

BlockDAG’s $15 DePIN Vision Outpaces the Hedera Price Surge & Internet Computer Price Trend

The post BlockDAG’s $15 DePIN Vision Outpaces the Hedera Price Surge & Internet Computer Price Trend appeared on BitcoinEthereumNews.com. Disclaimer: This content is a sponsored article. Bitcoinsistemi.com is not responsible for any damages or negativities that may arise from the above information or any product or service mentioned in the article. Bitcoinsistemi.com advises readers to do individual research about the company mentioned in the article and reminds them that all responsibility belongs to the individual. The recent Hedera (HBAR) price surge and the steady Internet Computer (ICP) price trend have sparked renewed interest among traders seeking projects with lasting substance. Both coins highlight a market that’s maturing, one where buyers are paying more attention to real infrastructure rather than hype. Yet, as analysts weigh which platform could define the next stage of decentralised infrastructure, the spotlight increasingly falls on BlockDAG (BDAG). Many now call it “The $15 DePIN Kingmaker Projection,” suggesting it may become the best crypto for the future, not through speculation, but by powering a global, physical network already expanding at scale. BlockDAG’s Expanding Infrastructure Strengthens Its $15 DePIN Projection Analysts project BlockDAG’s $15 target not because of buzz, but because of its tangible progress in hardware deployment. Unlike other projects still in development, BlockDAG already operates one of the largest decentralised physical networks before even launching its mainnet. More than 20,000 X-series miners have been sold worldwide, and over 3.5 million users are active on the X1 mobile mining app. Together, these users form a decentralized grid supporting future applications such as AI processing, VPNs, data storage, and IoT systems. This real-world utility underlines why BlockDAG is being called the best crypto for the future, it’s built on working infrastructure rather than promises. Its presale success reflects the same momentum: over $435 million raised, 4.2 billion coins still available, and gained 312,000+ holders so far. Priced at $0.005 in Batch 32, the project’s presale is ending…

Author: BitcoinEthereumNews

2025/11/12

$37B Bank SoFi Launches Crypto Trading For Retail Customers

$37B Bank SoFi Launches Crypto Trading For Retail Customers

The post $37B Bank SoFi Launches Crypto Trading For Retail Customers appeared on BitcoinEthereumNews.com. SoFi Technologies, Inc. announced the launch of SoFi Crypto. It is the first nationally chartered bank in the United States to offer crypto trading alongside traditional banking. The new service lets customers bank, borrow, invest, and now buy, sell, and hold cryptocurrencies on one regulated platform.  The phased rollout of SoFi Crypto begins today. SoFi members can access leading cryptocurrencies such as Bitcoin, Ethereum, and Solana. According to the report, more digital assets will be added in future updates. The platform is built for both beginners and experienced investors, combining simplicity with professional-grade trading capabilities. Anthony Noto, CEO of SoFi, called the launch a major milestone for modern banking. He said blockchain will reshape global finance by enabling faster, cheaper, and safer transactions. Noto emphasized that SoFi Crypto provides a secure and regulated path for users to enter the digital asset market. Bank-Grade Security Meets Seamless Crypto Access SoFi Crypto operates with a high level of compliance and regulatory control. The firm has U.S. bank regulators who operate under it. The company indicated that consumers can conduct transactions with confidence since the site operates at the levels of an institution with high security and advanced encryption, with clear operational standards. Within SoFi Checking or Savings accounts, members are able to purchase crypto with balance funds. These deposit reports are FDIC insured and have cash balances. Users can easily alternate between cash and crypto without any friction. The platform pointed to education as a cornerstone of the platform. In-app learning tools and lessons educate users about the crypto markets.  The company also provides detailed risk disclosures, cautioning that crypto assets are neither FDIC- nor SIPC-insured and may lose all value. Rising Trust Drives Blockchain Expansion The 60% of members who already own crypto would prefer to trade with a licensed bank than an exchange, according…

Author: BitcoinEthereumNews

2025/11/12

Lending platform Curvance completes $4 million strategic funding round

Lending platform Curvance completes $4 million strategic funding round

PANews reported on November 12th that decentralized lending platform Curvance announced the completion of a $4 million strategic funding round. The round was led by F Prime Capital and 0xPrimal, with participation from Auros, GSR, Flowdesk, Q42, v3v ventures, and others. The project positions itself as a decentralized lending and collateral platform, supporting collateralization of yield assets such as LST, LRT, stablecoins, Pendle PT, and LP. The team stated that its architecture is self-developed, incorporating security features such as dual-oracle pricing, circuit breakers, and MEV capture-liquidation auctions. The funds raised will be used for launch, auditing, team expansion, and expanding asset integration.

Author: PANews

2025/11/12

Investors Rotate From Solana (SOL) to Mutuum Finance (MUTM) as Presale Almost Sells Out in Phase 6

Investors Rotate From Solana (SOL) to Mutuum Finance (MUTM) as Presale Almost Sells Out in Phase 6

There is a clear shift taking place in the altcoin market as of now. Solana (SOL) is still a leader, but many investors have begun to round up tokens from early development cryptos, which have far higher growth potential. The most prominent among these is, without a doubt, Mutuum Finance (MUTM), a DeFi credit protocol […]

Author: Cryptopolitan

2025/11/12

Ethereum Holds Strong as Analysts Eye $4,400 Target Despite ETF Outflows

Ethereum Holds Strong as Analysts Eye $4,400 Target Despite ETF Outflows

ETH Demonstrates Resilience While Market Experts Maintain Bullish Price Projections Amid Shifting Investment Flows

Author: MEXC NEWS

2025/11/11

SoFi launches cryptocurrency trading service for consumers.

SoFi launches cryptocurrency trading service for consumers.

PANews reported on November 11th that, according to The Block, SoFi Technologies launched "SoFi Crypto," claiming to be the first nationally licensed bank to directly integrate with consumer-facing crypto trading services. This feature will be rolled out in phases, allowing users to directly buy, sell, and hold "dozens" of crypto assets, including BTC, ETH, and SOL, within the SoFi App using funds from FDIC-insured checking/savings accounts (the crypto assets themselves are not FDIC protected). SoFi previously partnered with Coinbase in 2019 to offer crypto trading, but suspended the partnership in 2023; this is its first direct integration since obtaining its banking license. The company is also promoting the application of blockchain in remittances, stablecoins, lending, and payment infrastructure, and claims that 60% of its crypto-holding members prefer to manage their crypto assets with a licensed bank.

Author: PANews

2025/11/11

ConsenSys lawyer slams Senate draft: ‘Not a safe harbor’ for DeFi operators

ConsenSys lawyer slams Senate draft: ‘Not a safe harbor’ for DeFi operators

The post ConsenSys lawyer slams Senate draft: ‘Not a safe harbor’ for DeFi operators appeared on BitcoinEthereumNews.com. Key Takeaways Why has the Senate’s draft left DeFi open for review?  Lawmakers and industry players are yet to agree on how to regulate the sector.  What’s next for DeFi?  As per the proposal, DeFi operators remain at legal risk. It remains to be seen whether the industry lobby will push for lenient rules.  The DeFi issue could be a key hurdle to advancing the crypto market structure bill. In the much-awaited discussion draft from the Senate Agriculture Committee, the DeFi section has been largely left with a disclaimer, stating, “seeking further feedback.”  Source: Senate Agriculture Policy analysts noted that the limited DeFi provisions offer no “safe harbor” for developers or users. Bill Hughes, a lawyer at ConsenSys, said the proposal protects self-custody wallets and developers of open-source blockchain systems.  However, operators of DEX front-ends, lending protocol interfaces, platforms that route swaps, or anyone running systems that facilitate financial transactions can be sued for any wrongdoing. Source: X Hughes summarized the proposal as unfavorable for DeFi players,  “The rule applies only to personal use, not to persons acting as custodians, fiduciaries, or financial service providers for others…This isn’t a safe harbor for operating DeFi interfaces generally.” The DeFi dilemma The DeFi dilemma, pushed by Democrats, remains a central obstacle for the Senate Banking Committee as it prepares its own version of the market structure proposal. Under the two-tiered framework envisioned in the CLARITY Act, the CFTC would regulate commodities, derivatives, and custody aspects of crypto. However, securities, investor protection, stablecoins, DeFi, and other areas fall within the SEC’s purview.  At the Congress level, the Senate Banking Committee oversees the SEC, while the Agriculture Committee handles CFTC activities.  Now that the Agriculture is done with its part, focus will turn to the Banking Committee and harmonizing the DeFi regulation before it…

Author: BitcoinEthereumNews

2025/11/11

Cardano DeFi Surges as Stablecoin Market Expands in Q3 2025

Cardano DeFi Surges as Stablecoin Market Expands in Q3 2025

The post Cardano DeFi Surges as Stablecoin Market Expands in Q3 2025 appeared on BitcoinEthereumNews.com. AltcoinsBlockchain According to Messari’s State of Cardano Q3 2025 report, the network’s DeFi ecosystem is showing remarkable resilience and maturity after months of subdued activity. Key Takeaways Cardano’s DeFi TVL rose 28.7% QoQ to $423.5 million, its highest since early 2022. Liqwid Finance overtook Minswap as the largest protocol with $101.6 million TVL. Stablecoin supply increased 21.5% QoQ to $38.1 million, led by USDM and USDA. A more diversified ecosystem now supports Cardano’s push toward sustainable DeFi growth. Cardano’s DeFi landscape made an impressive recovery in Q3 2025. Total value locked (TVL) climbed nearly 29% to $423.5 million, marking its strongest position since early 2022. This revival was driven by an influx of liquidity into lending platforms, stablecoin protocols, and newer decentralized exchanges. The renewed momentum highlights a clear shift in user behavior—Cardano’s DeFi activity is becoming more utility-driven rather than speculative. Developers focused on user experience and protocol diversity are helping transform the network into a credible liquidity hub capable of sustaining steady capital flows. Liqwid Takes the Lead One of the standout developments this quarter was the rise of Liqwid Finance, which surpassed Minswap to become Cardano’s top DeFi protocol. Liqwid’s TVL jumped 50.8% QoQ to $101.6 million, largely fueled by its expanding lending markets and adoption of qTokens, which allow users to earn yield while maintaining exposure to collateral assets. Minswap, despite seeing its TVL fall to $53.4 million, remains the dominant DEX, accounting for roughly three-quarters of all Cardano trading volume. The exchange continues to serve as the network’s primary liquidity layer, even as newer platforms like Splash and WingRiders grow in user activity. Elsewhere, Indigo Protocol maintained strong performance in synthetic assets, reaching $32.9 million in TVL. Splash, a newer DEX that mimics the “pump.fun” model from Solana, grew 16.2% to $27.4 million, showing that…

Author: BitcoinEthereumNews

2025/11/11

Why Are BlackRock and Goldman Sachs Doubling Down on This New Frontier — Is This the Next Wealth Code?

Why Are BlackRock and Goldman Sachs Doubling Down on This New Frontier — Is This the Next Wealth Code?

The post Why Are BlackRock and Goldman Sachs Doubling Down on This New Frontier — Is This the Next Wealth Code? appeared on BitcoinEthereumNews.com. When two of the world’s most influential financial giants — BlackRock and Goldman Sachs — begin heavily expanding into Real-World Assets (RWA), it signals more than a new investment theme. It marks a deep financial transformation that could reshape the global economic system.  RWA is becoming the key bridge between Traditional Finance (TradFi) and Decentralized Finance (DeFi), enabling real assets such as gold, real estate, and government bonds to beDigitalization and traded transparently on-chain. This trend is not only changing institutional asset allocation but is also giving everyday investors access to income sources once reserved exclusively for Wall Street.  Amid this shift, AG META — a digital asset platform founded in 2020 — is rapidly becoming a global gateway for users entering the RWA ecosystem. Through  of gold, sovereign bonds, and real estate, the platform allows users to participate in real asset–backed daily on‑chain yields with a very low entry threshold.  How Does RWA Generate Profits?  Imagine a $100 million office building, a large batch of gold reserves, or a portfolio of high-yield government bonds. Traditionally, the returns generated from these assets — rent, interest, gold lending yield — were accessible only to large institutions.  changes everything.  RWA transforms real assets into digital, divisible yield-bearing Asset Shares. Investors only need to hold a small number of Asset Shares to receive proportionate daily yield. Example User Flow: 1. Register an account   2. Receive $20 trial bonus   3. Join an RWA project   4. See first-day on-chain yield   5. Withdraw or reinvest freely     Example Contract Yields (USD) Contract Amount Duration Daily Yield Tota Profit $100 2 days $5 $10 $500 6 days $6 $36 $1,900 10 days $23.56 $235.6 $5,600 14 days $72.8 $1019.2 $9,000 16 days $126 $2016 $17,000 21 days $248.2 $5212.2 learn more Gold, Bonds & Real Estate: Safe-Haven Assets…

Author: BitcoinEthereumNews

2025/11/11

Threshold Network revolutionizes institutional access to Bitcoin for DeFi with the new tBTC

Threshold Network revolutionizes institutional access to Bitcoin for DeFi with the new tBTC

A secure bridge between institutions and DeFi

Author: The Cryptonomist

2025/11/11

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