XRP Millionaire Wallets Increase for First Time Since September

On-chain data shows a fresh shift in XRP holder behavior. Santiment reports that wallets holding at least 1 million XRP increased by 42 since January 1, 2026. This is the first rise in XRP millionaire wallets since September 2025. 

The change comes while the XRP price is weak. XRP is down about 4% year to date and trades near $1.80 to $1.90. Still, large holders are adding coins. Analysts see this as a quiet but important signal of long term confidence. The data comes from Santiment and appears in recent market coverage.

On-Chain Signal of Whale Accumulation

XRP millionaire wallets are addresses that hold one million XRP or more. At today’s prices, that equals about $1.8 million per wallet. The new rise means more large investors crossed that level in January. For months, this number only fell. Now it has turned up. Santiment XRP whales usually grow during calm markets. They often buy when fear is high and prices move sideways. This pattern looks similar. 

Chart: XRP Whales Chart by Santiment on January 30, 2026

The current change suggests XRP whale accumulation, not short term hype. It points to holders who plan to wait, not flip. Santiment described this as an encouraging long term sign and a possible accumulation phase.

Price Context and Market Mood

The XRP price has stayed under $2 for weeks. It moves in a tight range. Support sits near $1.85 to $1.90. So far, no breakout has happened. Many retail traders remain cautious. Some still talk about slow growth and weak momentum. But large wallets act differently. They buy when others hesitate. The rise in XRP millionaire wallets shows this contrast. 

While price falls slightly, big holders add more supply to their balance. This is not fast trading. It is slow building. Market fear also plays a role. The wider crypto market shows mixed signals. Yet, whales do not appear worried. Instead, they increase exposure. That makes this move stand out.

Broader Positive Signals

Other data also looks supportive. XRP linked ETFs have seen steady inflows in recent weeks. Some reports show over $90 million in fresh capital. This adds to the view that institutions still care about XRP. On the network side, activity stays healthy. XRPL usage remains stable. DEX volume and transfers continue at normal levels. These factors support the idea that demand has not disappeared. Regulation also helps the mood. In the U.S., lawmakers are working on clearer crypto rules. Talks between agencies have improved. These steps reduce risk for large investors. They make XRP easier to hold in size.

What This Means for XRP Holders

The rise in XRP millionaire wallets doesn’t mean a rally will start tomorrow. Price can stay flat for weeks. Accumulation takes time to show results. Still, this move shows that smart money is active. XRP whale accumulation often appears before stronger trends. It doesn’t guarantee gains. But it signals belief in future use and growth. For long term holders, this is a positive sign. In simple terms, big wallets are buying while the XRP price stays quiet. They see value where others see boredom. That makes this moment important to watch.

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