UK-fintech Provided Over £17.5m in Emergency Wage Advances to More Than 55,000 Employees in the Last Year

PayCaptain, the world’s first B Corp-certified payroll solution, reports a landmark year of growth, with a 73% increase in new customers for 2025 and an average of 70% YoY revenue growth in the last two years. As the cost-of-living crisis deepens, PayCaptain has provided financial agility for 55,000 employees across 260 forward-thinking brands including TGI Fridays, Dishoom, Roadchef, NEOM, Charlie Bigham’s and Monica Vinader dedicated to combining efficient payroll with tools to support the financial health of staff. 

At the heart of this growth are PayCaptain’s innovative financial tools designed to help UK workers build financial resilience. In 2025 alone, the platform helped workers access over £17.5 million in urgent pay when they needed it most, reducing reliance on expensive payday loans and shielding families from financial stress. Simultaneously, it has enabled £1.48 million in automated savings to help the UK’s workforce build long-term security. 

PayCaptain’s mission to ensure every employee is “Better Off, Because of Us” has never been more vital. Recent data from the Living Wage Foundation confirmed that three in five workers were forced to skip meals regularly, were unable to heat their homes, fell behind on bills or took out a payday loan to cover their essentials last year. In addition, money.co.uk research reveals that one in six UK adults have no savings at all. Through its 2025 partnership with ClearBank, PayCaptain’s platform has enabled automated, interest-bearing, and FSCS-protected savings that move money into a “rainy day” pot before it can be spent.

Simon Bocca, Founder of PayCaptain says, “We founded PayCaptain on a simple truth: ‘doing good’ is only sustainable if it makes absolute commercial sense for the businesses adopting it. Low financial resilience and the resulting anxiety aren’t just personal issues, they are a drain on workplace harmony and a hidden tax on bottom-line performance. By putting people back in control of their pay, we solve a major commercial friction point for our customers. Our rapidly growing customer base proves that you don’t have to choose between a high-performing business and a supported workforce – PayCaptain is proof that they are one and the same.”

PayCaptain is on track to surpass £5 million ARR by the end of 2026, supported by new hires including Melanie Mills, Fractional Commercial Director and a robust pipeline of integrations with partners like Deel, ELMO, Rotageek, SenseHR and Bizimply.

“What PayCaptain has achieved in just over five years is incredibly impressive and they are another example of the UK’s prowess in financial sector technology innovation,” adds Mills.  “The growth is testament to the fact that the PayCaptain team has solved a problem traditional payroll has ignored for decades. After spending the last decade at the intersection of fintech, payments, and financial wellbeing, it is rare to see a proposition so equally compelling for both the business and the individual employee. I am thrilled to join at such a pivotal moment to help drive this growth to the next level and be part of the story as we scale.” 

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