Upvest secures $125m to cement its position as Europe’s leading API-first investment infrastructure

• Enterprise-grade scale: Upvest processes over 100 million annual orders for more than 30 financial institutions. With orders growing at a double-digit monthly rate, Upvest is the backbone of modern investing for leading financial institutions including DKB, Santander’s Openbank, Revolut, and N26.

• Long-term financial stability: A total of $90 million in equity led by Sapphire Ventures and Tencent enables Upvest to expand its investment platform and secure its path to profitability. The company is also in the final stages of finalizing a $35 million debt facility.

• New pension products and AI: The new capital will drive the rapid rollout of complex, localized pension products (including Germany’s Altersvorsorgedepot and UK’s SIPPs) and AI-driven wealth solutions, enabling banks to launch hyper-personalized and new revenue-generating products in record time.

Upvest, Europe’s category-leading investment infrastructure provider, announces a $125 million financing round to accelerate the modernization of legacy banking systems across Europe and the UK. The $90 million equity round is led by Sapphire Ventures and Tencent, with strong backing from existing investors including Bessemer Venture Partners and BlackRock. In addition, the company is also finalising a $35 million debt facility to further strengthen its capital base.

As financial institutions face increasing pressure to modernize their monolithic legacy systems and capture new retail investment revenue, the demand for Upvest’s modular and API-first investment infrastructure has surged. Upvest has scaled massively, processing more than 100 million orders on behalf of clients in 2025. This institutional-grade reliability has driven a multiple-fold increase in company valuation and established a steady path to profitability.

Upvest will leverage the new capital to deliver strategic advantages to its B2B banking, wealth and brokerage clients. This includes absorbing the complexity of new local tax wrappers, such as the Altersvorsorgedepot in Germany and SIPPs in the UK, allowing financial institutions to bring high-demand pension products to market in months rather than years, with best-in-class UX and costs.

Furthermore, Upvest is rolling out AI-supported investment engines. By providing real-time, programmable execution APIs, Upvest empowers AI developers and financial institutions alike to build autonomous, hyper-personalized advisory services to everyday retail investors at scale.

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Martin Kassing, CEO and co-founder of Upvest, says: “Banks, brokers, and wealth managers choose Upvest for the infrastructure needed to grow their investment propositions profitably and at scale for a new generation of investors. The $125m round, just 12 months after our Series C, underscores our momentum to be the top choice for financial institutions launching and scaling best-in-class investment experiences at lightspeed in Europe. We will use the capital to accelerate our expansion into Europe’s largest markets, enabling the best local pension products and supporting the new AI investment economy.”

Andreas Weiskam, Partner at Sapphire Ventures, adds: “Sapphire Ventures is excited to deepen our partnership with Upvest as it aims to become Europe’s leading investment infrastructure platform. Martin and the team have built a scalable, enterprise-grade platform trusted by the region’s most innovative banks and fintechs — meeting the rigorous standards of the largest global financial institutions. With retail investing accelerating across Europe, Upvest is expanding into new assets, local tax wrappers, and AI-enabled capabilities, powering the next generation of personalized investing.”

Founded in Berlin in 2017, Upvest has become the infrastructure of choice for more than 30 leading financial institutions, enabling millions of end users to take wealth into their own hands. By significantly improving the return on investment for securities products and operations, Upvest is enabling the financial industry to deliver winning investment experiences to the next 100 million people.

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