Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14792 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top 3 Coins That Could Turn $1,000 Into $100,000: Ozak AI Leads the Flip Game

Top 3 Coins That Could Turn $1,000 Into $100,000: Ozak AI Leads the Flip Game

Crypto markets are heating up as the following bull cycle tactics and traders are on the hunt for tokens with asymmetric upside—the type of possibilities that could turn $1,000 into $100,000.

Author: Cryptodaily
Mutuum Finance crosses $17.1m funding milestone

Mutuum Finance crosses $17.1m funding milestone

The post Mutuum Finance crosses $17.1m funding milestone appeared on BitcoinEthereumNews.com. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Mutuum Finance raises $17.1m as its DeFi presale gains momentum ahead of next price increase. Summary Mutuum Finance raises $17.1m as structured presale model drives DeFi momentum. With the money raised, Mutuum’s transparent presale model could position it as one of 2025’s leading DeFi project. Over 16,800 investors have joined Mutuum Finance, backing its $17m DeFi presale success story. While many crypto presales in 2025 have struggled to maintain momentum after their early hype phases, Mutuum Finance (MUTM) is charting a different path. The Ethereum-based DeFi protocol has paired a transparent pricing structure with active development and broad investor participation, pushing it to one of the largest early-stage funding totals of the year.  With more than $17.1 million raised and the next price increase approaching, analysts are increasingly calling it one of the standout presales heading toward launch. Structured presale model drives consistent growth Mutuum Finance is an Ethereum-based decentralized lending and borrowing protocol focused on building efficient on-chain markets. Its ecosystem is built on real utility rather than speculation. Users can supply assets to earn yield, borrow against collateral under structured risk parameters, and participate in a revenue-sharing model that continuously drives demand for the MUTM token. The presale uses a fixed-price, staged structure that has underpinned its steady rise. Each stage offers a fixed number of tokens at a set price. Once the allocation sells out, the next stage begins at roughly 20% higher, giving early participants meaningful appreciation while keeping pricing clear for newcomers. Phase 1 launched at $0.01, offering one of the lowest entry points of the year. After five fully completed stages, the token price has climbed to $0.035 in Phase 6, representing a…

Author: BitcoinEthereumNews
5 Best Cryptos to Buy Right Now: BullZilla Set for 3516% Growth

5 Best Cryptos to Buy Right Now: BullZilla Set for 3516% Growth

Discover 5 best crypto to buy right now. BullZilla leads the best trending crypto to join, with high ROI potential and strong market momentum.

Author: Blockchainreporter
AAVE Faces 64% Price Drop Amid Historic Stress Test on DeFi Protocol

AAVE Faces 64% Price Drop Amid Historic Stress Test on DeFi Protocol

TLDR AAVE’s price dropped 64% during a flash crash before recovering 140%. Aave processed a record $180M in liquidations without human intervention. AAVE’s trading volume surged to over 570,000 units amid volatility. The Aave protocol demonstrated its resilience under intense market pressure. Aave (AAVE), the leading decentralized lending protocol, faced a dramatic 64% price drop [...] The post AAVE Faces 64% Price Drop Amid Historic Stress Test on DeFi Protocol appeared first on CoinCentral.

Author: Coincentral
Ethereum and Keyring Network Launch New Funding Model for Privacy

Ethereum and Keyring Network Launch New Funding Model for Privacy

The post Ethereum and Keyring Network Launch New Funding Model for Privacy appeared on BitcoinEthereumNews.com. Jessie A Ellis Oct 10, 2025 13:52 Ethereum and Keyring Network unveil a new funding mechanism to support legal defense for privacy-focused developers, integrating DeFi lending with legal protection. The Ethereum Funding Coordination team has announced an innovative initiative in collaboration with Keyring Network, designed to transform impact funding within the Ethereum ecosystem. This new approach leverages Keyring’s zkVerified permissioned vaults on the Ethereum mainnet to provide compliant and privacy-preserving access to decentralized finance (DeFi) lending markets, according to Ethereum’s official blog. Supporting Legal Defense with DeFi The initiative is particularly noteworthy for its commitment to supporting the legal defense of privacy-focused developers. For the initial two-month period, all protocol fees generated from Keyring’s zkVerified vaults will be directed towards the legal defense funds of Roman Storm and Alexey Pertsev, developers of Tornado Cash who are currently undergoing trial for their involvement in publishing open-source code. This funding model allows early adopters of the vault to directly contribute to the legal protection of these developers, thereby linking the expansion of financial technology with the safeguarding of its creators. The model is designed to maintain the economic efficiency of the underlying protocol while unlocking substantial resources for specific causes. By aligning market incentives with community-driven goals, Keyring’s approach demonstrates how decentralized ecosystems can bolster innovation while enhancing community resilience. A Blueprint for Future Impact Funding Unlike traditional philanthropic models, this initiative showcases the unique capabilities of programmable decentralized protocols like Ethereum to foster impactful contributions. Community members are encouraged to create vault campaigns that funnel rewards directly into the same legal defense funds, creating a sustainable, transparent, and on-chain support mechanism. The Funding Coordination team emphasizes that this is not merely a one-off initiative but a scalable blueprint for impact funding that can…

Author: BitcoinEthereumNews
Best Crypto to Buy as Shibarium Refunds $4 Million After Exploit, Is Shiba Inu (SHIB) Ready to Pump?

Best Crypto to Buy as Shibarium Refunds $4 Million After Exploit, Is Shiba Inu (SHIB) Ready to Pump?

Following Shibarium refunding $4 million to users after a recent hack, Shiba Inu (SHIB) traders are watching to see if the token is ready to begin a new upswing. With the community still grappling with the news, investors are holding out for a pump from the newly found confidence, but some are doubtful. Meanwhile, another opportunity, Mutuum Finance, is simmering in the background for those who are looking for something other than meme coins.  Mutuum Finance (MUTM), which is available for just $0.035, has raised a staggering $17.1 million from a record 16,840+ investors in its presale. And whereas SHIB is constructed on hype, Mutuum Finance offers actual DeFi utility coupled with phenomenal growth potential. Shibarium’s $4 Million Refund Ignites Speculation of SHIB Comeback While Shibarium rolls out a $4 million refund program following a record exploit and network shutdown, the Shiba Inu (SHIB) community waits with bated breath for a turn. The speed of the relief efforts of the network, from rotating all validator keys to locking up over 100 contracts and reclaiming 4.6 million BONE tokens, reflect the good faith effort to revive investor confidence, as the SHIB price continues to remain within the contracting triangle pattern, which is good news for a future breakout.  Technical indicators show bearish momentum as constructers rebuild security, building upon this muted token that has investors on tenterhooks anticipating the relaunch of Ethereum bridge and compensation paid to victims. With this determined rebound period, focus is inevitably defaulted to break-out plays that bridge power with systematic growth, an area that Mutuum Finance (MUTM) is increasingly making inroads into. Mutuum Finance Presale Momentum Grows Fast  Mutuum Finance (MUTM) is in the investor limelight following immense momentum on Phase 6 of its presale. Tokens are now selling at $0.035, an increase by a 16.17% hike from the previous round. More than 16,840 investors have already bought , generating more than $17.1 million, a healthy sign of greater market confidence in Mutuum Finance’s long-term DeFi future. With more than 60% subscribed in Phase 6 well, early investors are buying ahead of the next price increase.  A reserve multiplier structure, distributed across 10% for low-risk projects and 35% for high-risk projects, acts as a second cushion. The structure facilitates system robustness, minimizes liquidation shocks, and guards capital integrity. Collateral management is being optimized too, for maximum borrowing power through mutually reinforcing leveraging of related assets, with minimal risk of bankruptcy and platform overall health. Real-Time Data Integrity with Chainlink Oracles For stable, accurate pricing and risk calculation, Mutuum Finance utilizes Chainlink oracles for USD, ETH, MATIC, and AVAX feeds. Fallback oracles, intricate data sources, and decentralized exchange TWAPs ensure the protocol valuation is accurate even in record-record volatility or low liquidity situations. Mutuum Finance will be launching its next-gen lending and borrowing protocol, a crucial milestone on its roadmap. Version 1 (V1) is expected to launch on the Sepolia Testnet in Q4 2025 and will feature essential elements like liquidity pools, mtTokens, debt tokens, and a liquidator bot. ETH and USDT will be present at launch for collateralization, lending, and borrowing and make users enjoy a secure, efficient, and scalable DeFi. The system further accommodates floating and fixed-rate instruments and matches supply and demand for liquidity as well as keeps the ecosystem in balance. While Shibarium compensates $4 million after its recent attack, Shiba Inu (SHIB) investors wait for a turnaround, but the majority of them are already eyeing Mutuum Finance (MUTM) since it has better potential for upside. At $0.035 under Phase 6 of its presale, MUTM has gained over $17.1 million in capital from 16,840+ investors, selling over 60% of tokens. Whereas meme-tokens do not have genuine DeFi utility in the form of lending and borrowing protocol, Chainlink-driven pricing, and reserve multipliers of up to 35% for extra security, Mutuum is establishing itself as a secure, scalable solution for long-term investors. As SHIB is picking up steam, Mutuum Finance is one of the top cryptos to bet on this month before presale develops into its subsequent stage. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
64% Flash Crash as DeFi Protocol Endures ‘Largest Stress Test’

64% Flash Crash as DeFi Protocol Endures ‘Largest Stress Test’

The post 64% Flash Crash as DeFi Protocol Endures ‘Largest Stress Test’ appeared on BitcoinEthereumNews.com. The native token of Aave AAVE$231.64, the largest decentralized crypto lending protocol, was caught in the middle of Friday’s crypto flash crash while the protocol proved resilient in a historic liquidation cascade. The token, trading at around $270 earlier in Friday, nosedived as much as 64% later in the session to touch $100, the lowest level in 14 months. It then staged a rapid rebound to near $240, still down 10% over the past 24 hours. Stani Kulechov, founder of Aave, described Friday’s event as the “largest stress test” ever for the protocol and its $75 billion lending infrastructure. The platform enables investors to lend and borrow digital assets without conventional intermediaries, using innovative mechanisms such as flash loans. Despite the extreme volatility, Aave’s performance underscores the evolving maturity and resilience of DeFi markets. “The protocol operated flawlessly, automatically liquidating a record $180M worth of collateral in just one hour, without any human intervention,” Kulechov said in a Friday X post. “Once again, Aave has proven its resilience.” Key price action: AAVE sustained a dramatic flash crash on Friday, declining 64% from $278.27 to $100.18 before recuperating to $240.09. The DeFi protocol demonstrated remarkable resilience with its native token’s 140% recovery from the intraday lows, underpinned by substantial trading volume of 570,838 units. Following the volatility, AAVE entered consolidation territory within a narrow $237.71-$242.80 range as markets digested the dramatic price action. Technical Indicators Summary Price range of $179.12 representing 64% volatility during the 24-hour period. Volume surged to 570,838 units, substantially exceeding the 175,000 average. Near-term resistance identified at $242.80 capping rebound during consolidation phase. Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk’s full AI…

Author: BitcoinEthereumNews
Dogecoin Plunges 8% but Whales Step In to Save Price While Another Penny Crypto Eyes 25x Rally

Dogecoin Plunges 8% but Whales Step In to Save Price While Another Penny Crypto Eyes 25x Rally

The post Dogecoin Plunges 8% but Whales Step In to Save Price While Another Penny Crypto Eyes 25x Rally appeared on BitcoinEthereumNews.com. As Dogecoin (DOGE) fell by 8% in recent trading, markets were at a loss to determine if this decline was a short-term correction or the start of a deeper retreat. Whales came in at the $0.25 support point, easing the fall, while retail investors debated whether to buy the dip or wait for clearer trends. Amid this volatility, another crypto went under the radar and silently attracted the attention of savvy investors.  Mutuum Finance (MUTM), now valued at a mere $0.035, has already raised over $17.1 million from over 16,840 investors in its presale. Mutuum Finance combines real-world usability and the type of growth potential that can provide 25x returns.  Dogecoin Dips 8% as Whales Step In, Support Holds Near $0.25 Dogecoin (DOGE) fell 8% on Tuesday as whales sold into $0.27 resistance, which caused a billion-token liquidation wave but saw late-session buying near $0.25 suggest a potential technical floor. Traders are closely watching to see if support will prevail over macroeconomic uncertainty, for example, near 98% probability of global monetary easing by year-end that has been behind volatilities in FX and crypto markets. Institutional focus remains in the frame, with ETF submissions by Grayscale and Bitwise maintaining DOGE on broad liquidity conversation, and ongoing mining investment through 2025 is testimony to accumulation and whales’ long-term conviction.  Intraday trading experienced sharp declines in the 13:00–15:00 UTC range but a late-day recovery and double-bottom action supported $0.25 as a significant support, averting an absolute drop into the $0.24 range. Although DOGE’s survivability serves to prove the durability of established meme-coins, new DeFi project with structured utility, Mutuum Finance (MUTM), is quietly attracting investor attention for its capacity to usher in colossal growth within evolving crypto marketplaces.  Mutuum Finance Presale Picking Up Momentum Mutuum Finance (MUTM) is in Presale Stage 6, having…

Author: BitcoinEthereumNews
Blockchain Will Drive the Agent-to-Agent AI Marketplace Boom

Blockchain Will Drive the Agent-to-Agent AI Marketplace Boom

The post Blockchain Will Drive the Agent-to-Agent AI Marketplace Boom appeared on BitcoinEthereumNews.com. AI agents, software systems that use AI to pursue goals and complete tasks on behalf of users, are proliferating. Think of them as digital assistants that can make decisions and take actions towards goals you set without needing step-by-step instructions — from GPT-powered calendar managers to trading bots, the number of use cases is expanding rapidly. As their role expands across the economy, we have to build the right infrastructure that will allow these agents to communicate, collaborate and trade with one another in an open marketplace. Big tech players like Google and AWS are building early marketplaces and commerce protocols, but that raises the question: will they aim to extract massive rents through walled gardens once more? Agents’ capabilities are clearly rising, almost daily, with the arrival of new models and architectures. What’s at risk is whether these agents will be truly autonomous. Autonomous agents are valuable because they unlock a novel user experience: a shift from software as passive or reactive tools to active and even proactive partners. Instead of waiting for instructions, they can anticipate needs, adapt to changing conditions, and coordinate with other systems in real time, without the user’s constant input or presence. This autonomy in decision-making makes them uniquely suited for a world where speed and complexity outpace human decision-making. Naturally, some worry about what greater decision-making autonomy means for work and accountability — but I see it as an opportunity. When agents handle repetitive, time-intensive tasks and parallelize what previously had to be done in sequence, they expand our productive capacity as humans — freeing people to engage in work that demands creativity, judgment, composition and meaningful connection. This isn’t make-believe, humanity has been there before: the arrival of corporations allowed entrepreneurs to create entirely new products and levels of wealth previously unthought…

Author: BitcoinEthereumNews
HSBC is spending $13.6 billion to buy the remaining 37% stake in Hang Seng Bank, taking full ownership

HSBC is spending $13.6 billion to buy the remaining 37% stake in Hang Seng Bank, taking full ownership

The Hongkong and Shanghai Banking Corporation, better known as HSBC, has announced that it will purchase the remaining 37% stake in Hang Seng Bank for $13.6 billion, taking full control of the lender. “This is an investment for growth, for the medium to long term in what is a leading local bank in Hong Kong,” […]

Author: Cryptopolitan