Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14776 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
How crypto millionaires spend their fortunes

How crypto millionaires spend their fortunes

The post How crypto millionaires spend their fortunes appeared on BitcoinEthereumNews.com. A version of this article first appeared in CNBC’s Inside Wealth newsletter with Robert Frank, a weekly guide to the high-net-worth investor and consumer. Sign up to receive future editions, straight to your inbox. The price surge in bitcoin helped created another 70,000 new crypto millionaires over the past year, adding hundreds of billions of dollars in potential spending to the economy, according to new studies. There are now an estimated 241,700 individuals with crypto holdings worth $1 million or more, up 40% from last year, according to Henley & Partners and New World Wealth. There are 450 crypto centimillionaires, or those with crypto holdings of $100 million or more, and 36 crypto billionaires, according to the report. Bitcoin’s price has more than doubled over the past year, as the dollar falls and concerns grow over deficits and fiscal spending. More friendly regulation in the U.S. and wider adoption by investors and traditional financial services companies has also increased demand. On Monday, bitcoin topped $125,000 for the first time before settling back down to around $122,000.  The total market cap of the world’s cryptocurrencies has soared to over $4.3 trillion, adding $2 trillion in paper wealth over the past three years. While still small relative to the recent stock market gains – with Nvidia itself worth over $4 trillion – the crypto boom has created substantial wealth for millennials and the younger investors who were early investors in crypto. “Bitcoin is becoming the foundation of a parallel financial system, where it is not merely an investment for speculation on fiat price appreciation, but the base currency for accumulating wealth,” said Philipp Baumann, founder of Z22 Technologies, a crypto trading firm. The new class of crypto wealthy is so recent that reliable research on their spending and investing habits remains scarce. But a new paper…

Author: BitcoinEthereumNews
Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE)

Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE)

The post Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE) appeared first on Coinpedia Fintech News Traders are closely watching which tokens will reach $1 next. Dogecoin (DOGE) has slowed down after its rapid gains, while Mutuum Finance (MUTM) is gaining strong momentum. Its dual lending and borrowing ecosystem, combined with robust presale activity, makes it one of the most promising projects for October. Investors seeking utility-driven growth are turning to …

Author: CoinPedia
Pudgy Penguins and Sharps Technology Join Forces

Pudgy Penguins and Sharps Technology Join Forces

The post Pudgy Penguins and Sharps Technology Join Forces appeared first on Coinpedia Fintech News Pudgy Penguins and Nasdaq-listed Sharps Technology have partnered to combine Sharps’ Solana-based treasury system with the Pudgy Penguins brand. This collaboration aims to increase brand exposure and encourage institutional adoption by blending NFT assets with on-chain treasury strategies. It provides new ways for both retail and institutional users to engage with Solana-based assets, highlighting the …

Author: CoinPedia
Antalpha Leads $150 Million Funding Round for Aurelion, Creating Nasdaq’s First Tether Gold (XAU₮) Treasury

Antalpha Leads $150 Million Funding Round for Aurelion, Creating Nasdaq’s First Tether Gold (XAU₮) Treasury

Antalpha Platform Holding Company (NASDAQ: ANTA) ("Antalpha"), a leading institutional-grade digital asset financing platform, today announced that it has led an investment of approximately $43 million and acquired a controlling voting interest in Prestige Wealth Inc. (NASDAQ: PWM; AURE) ("Aurelion" or the "Company") through a committed private investment in a public company (PIPE). Other accredited investors included TG Commodities SA de CV ("Tether") and Kiara Capital Holding Limited ("Kiara Capital"), an investment from Antalpha's management team. Subject to approvals, the Company (NASDAQ: PWM) expects to change its name to "Aurelion Inc." and begin trading under the new ticker symbol (NASDAQ: AURE) on Monday, October 13, 2025. Paul Liang, CFO of Antalpha, said: "We are excited to partner with Tether, the world's largest stablecoin company, to expand the trusted digital gold ecosystem. When people can walk into a jewelry store and exchange Tether Gold (XAU₮) for a gold bar, digital assets will become more accessible. We hope to provide new features and services like this through the Antalpha Real World Asset Hub (Antalpha RWA Hub) to increase the liquidity and product offerings of Tether Gold (XAU₮)." Paul Liang continued, "Building on Antalpha's real-world asset hub, we are excited to lead the development of the Aurelion Treasury, Nasdaq's first pure-play Tether Gold (XAU₮) treasury, designed to increase access to tokenized gold, which is strategically important in the digital asset world. Individuals and institutions alike need a safe haven to protect against inflation, fiat currency devaluation, and cryptocurrency volatility. As a leading digital asset financing platform, it is in Antalpha's shared interest to strengthen our balance sheet with Tether Gold (XAU₮) and hold significant gold reserves to enhance collateral resilience." Strategic significance Antalpha's "Reserve 2.0" initiative builds on a pilot program earlier this year, in which Antalpha acquired $20 million worth of Tether Gold (XAU₮). In early October, we announced our partnership with Tether to launch the Antalpha Real-World Asset Hub to increase access to Tether Gold (XAU₮). This $43 million PIPE investment in the Aurelion Treasury represents the next phase of our "Reserve 2.0" initiative: expanding Antalpha's Tether Gold (XAU₮) reserves through institutional-grade infrastructure, governance, and transparency. For over 5,000 years, gold has served as the ultimate benchmark of value, consistently providing a natural hedge against macroeconomic volatility and political uncertainty. Its negative correlation with the US Dollar Index (DXY) during global crises and inflationary cycles, as well as its role as a safe haven against cryptocurrency fluctuations, underscores the value of gold on the blockchain. Tether Gold (XAU₮) addresses these vulnerabilities by being 100% physically backed and redeemable by London Bullion Market Association (LBMA)-compliant gold bars stored in Switzerland. Since its launch in 2020, approximately 7 tons of gold have been used to back Tether Gold (XAU₮), providing institutional-grade transparency, verifiability, and liquidity. By committing to Tether Gold (XAU₮) as Aurelion's sole treasury reserve, Antalpha aims to smooth volatility, maintain liquidity, and enhance collateral resilience, in line with Antalpha's priority on risk management. Transaction Highlights Antalpha invested approximately $43 million of Aurelion’s approximately $100 million PIPE financing, with other accredited investors including Kiara Capital investing $6 million and Tether investing $15 million. Following this transaction, based on the Company's outstanding shares and assuming no exercise of the PIPE warrants, Antalpha holds approximately 32.4% of Aurelion's shares (or approximately 73.1% of the voting power), and Kiara Capital holds approximately 8.6% of Aurelion's shares (or approximately 18.9% of the voting power). Aurelion plans to continue raising funds to purchase more Tether Gold (XAU₮) and believes its concentrated ownership structure provides greater stability and ensures smoother operations. Conference Call Information Antalpha management will hold a conference call to discuss the transaction at 8:30 a.m. EST on October 14, 2025. To participate, please register in advance by visiting the following link: https://register-conf.media-server.com/register/BIdf5d33a26d64454da01f41f3d6c9610e. After registering, you will receive a dial-in number, a passcode, and your unique PIN, as well as an email with a calendar invitation. The webcast link is: https://edge.media-server.com/mmc/p/bt67nb59. A replay of the conference call will also be available on the company's investor relations website: https://ir.antalpha.com. About Antalpha Antalpha is a leading fintech company focused on providing financing, technology, and risk management solutions to institutions in the digital asset industry. Antalpha offers Bitcoin supply chain lending and collateralized lending services through its Antalpha Prime technology platform, allowing clients to originate and manage their digital asset loans and monitor the status of their collateral with near-real-time data. About Aurelion Aurelion is Nasdaq's first Tether Gold (XAU₮) treasury. Combining the stability of physical gold with the efficiency of blockchain, it provides investors with a tokenized gold reserve that serves as a safe haven against inflation, currency devaluation, and cryptocurrency volatility. Aurelion will also continue its wealth management and asset management services. About Tether Gold (XAU₮) Tether Gold (XAU₮) is a digital asset offered by TG Commodities SA de CV. One full XAU₮ token represents one troy ounce of a London Good Delivery gold bar. XAU₮ operates as an ERC-20 token on the Ethereum blockchain, allowing for easy trading and transfer around the clock. The gold underlying XAU₮ is identifiable by a unique serial number, purity, and weight, and is redeemable. About Antalpha RWA Hub Antalpha RWA Hub is Antalpha’s dedicated real-world asset (RWA) infrastructure platform, currently focused on providing liquidity and services for gold-based real-world assets. Contact Investor Contact: [email protected] Safe Harbor Statement This press release contains statements that may constitute "forward-looking" statements within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by the use of words such as "anticipate," "aspire," "intend," "plan," "offer," "goal," "objective," "potential," "seek," "believe," "project," "estimate," "expect," "forecast," "assume," "strategy," "target," "trend," "future," "may," "might," "should," "will," and similar expressions referring to future periods. These statements are neither historical facts nor guarantees of future performance. Instead, they are based solely on current beliefs, expectations, and assumptions regarding the future of the relevant business, future plans and strategies, projections, anticipated events and trends, the economy, and other future conditions, including the expected performance of gold, Tether Gold (XAU₮), and any other gold-related products, and Antalpha and Aurelion's intention to purchase additional XAU₮. These statements, which are neither historical facts nor guarantees of future performance, include, among other things, statements regarding Antalpha's investment in the Company through the PIPE financing, integration plans, the expected benefits of the transaction, and Antalpha's "Reserve 2.0" digital treasury strategy. Forward-looking statements also include expectations regarding the purchase, holding, and management of XAU₮, as well as potential future capital deployments. Forward-looking statements involve inherent risks and uncertainties that could cause actual results to differ materially, including regulatory scrutiny, integration challenges, XAU₮'s market price volatility, liquidity risk, counterparty and custody risk, technological and regulatory developments, accounting treatment, and other factors described in Antalpha's filings with the U.S. Securities and Exchange Commission (SEC). All information in this press release is provided only as of the date hereof, and Antalpha assumes no obligation to update any forward-looking statements, except as required by applicable law.

Author: PANews
Maestro’s Audited Indexer Unlocks Lending, Stablecoins on the Bitcoin Network

Maestro’s Audited Indexer Unlocks Lending, Stablecoins on the Bitcoin Network

The post Maestro’s Audited Indexer Unlocks Lending, Stablecoins on the Bitcoin Network appeared on BitcoinEthereumNews.com. Maestro has released Symphony, the first audited, open-source bitcoin indexer that offers enterprise-grade performance and security for layer two solutions. Designed for Large-Scale Applications Bitcoin finance infrastructure provider Maestro has announced the open-source release of an audited bitcoin indexer. Known as Symphony, the indexer is expected to accelerate the development and adoption of sophisticated financial […] Source: https://news.bitcoin.com/maestros-audited-indexer-unlocks-lending-stablecoins-on-the-bitcoin-network/

Author: BitcoinEthereumNews
Solana (SOL) Surpasses Ethereum’s Early Growth With $2.8B Revenue as Mutuum Finance (MUTM) Gains Traction in DeFi

Solana (SOL) Surpasses Ethereum’s Early Growth With $2.8B Revenue as Mutuum Finance (MUTM) Gains Traction in DeFi

Solana’s ecosystem is achieving a new level of maturity, a landmark which not only surpasses Ethereum’s early adoption figures but also attests to the growing demand for scalable. Its repertoire of lightning-fast transactions, minimal fees, and tokenization applications in the real world is drawing institutional capital and developers at an accelerating rate.  As Solana establishes […]

Author: Cryptopolitan
Russia sets 2026 target for crypto regulation as Russian portfolios hit $40B

Russia sets 2026 target for crypto regulation as Russian portfolios hit $40B

Millions of Russian citizens are already using cryptocurrency, finally convincing their government that regulation rather than prohibition is what’s actually needed. According to an estimate, coins in Russian wallets have reached dozens of billions of dollars in valuation, a clear indication of the growing popularity of decentralized digital money in an otherwise centralized system. Russian […]

Author: Cryptopolitan
Mutuum Finance nears next phase with 14% rise, $17m raised

Mutuum Finance nears next phase with 14% rise, $17m raised

The post Mutuum Finance nears next phase with 14% rise, $17m raised appeared on BitcoinEthereumNews.com. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Mutuum Finance’s structured presale model is driving steady growth, raising $17m and setting the stage for one of DeFi’s most anticipated launches of 2025. Summary Mutuum Finance has raised over $17m with more than 16,800 investors participating. The project’s staged presale model offers predictable price appreciation up to launch. Development progress, audits, and security measures add credibility to the platform. While many presales in 2025 have struggled to sustain momentum beyond their initial push, Mutuum Finance (MUTM) continues to move forward with steady growth and clear milestones. Built on Ethereum, the project has now raised over $17 million, cementing its position as one of the most active ongoing presales in the DeFi sector. With Phase 7 approaching and a 14% price increase set to kick in, attention is turning toward how this structured presale is setting up the token’s path toward launch. A staged presale model with predictable appreciation Mutuum Finance’s presale operates through a fixed-price, staged structure, which has been a key factor in its steady rise. Each stage offers a set number of tokens at a fixed price, and once that allocation is sold out, the price typically increases by around 20% in the next stage. This transparent model creates urgency for buyers while rewarding early participants with meaningful appreciation. Phase 1 began at $0.01. After progressing through five fully completed stages, the price has climbed to $0.035 in Phase 6, representing a 250% increase for the earliest participants. So far, the presale has raised over $17 million, underscoring growing momentum as the sale moves toward its final stages. Phase 6 is now more than 59% sold out, and the upcoming Phase 7 will push the price…

Author: BitcoinEthereumNews
Best Crypto Presale 2025? LivLive ($LIVE) Raises $2M as It Turns Reality Into Rewards

Best Crypto Presale 2025? LivLive ($LIVE) Raises $2M as It Turns Reality Into Rewards

Imagine earning crypto for moving, exploring, or simply being present. That’s the premise behind LivLive ($LIVE) – a project turning the real world into a reward system that’s already catching investors’ attention. With over $2 million raised and its presale now live, LivLive is being hailed as one of the best crypto presales of 2025, […] The post Best Crypto Presale 2025? LivLive ($LIVE) Raises $2M as It Turns Reality Into Rewards appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Polkadot Price Climbs to $4.39, Dogecoin Trades at $0.27, and Blazpay Sells Over 4.5 Million Tokens in Its Crypto Presale

Polkadot Price Climbs to $4.39, Dogecoin Trades at $0.27, and Blazpay Sells Over 4.5 Million Tokens in Its Crypto Presale

Polkadot rises to $4.39 as Dogecoin trades at $0.27 amid market volatility. Blazpay’s Phase 1 presale gains traction, making it one of the best presale opportunities in crypto with 100x potential.

Author: Cryptodaily