ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14465 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
RLUSD at Center of New Trading and Lending Alliance

RLUSD at Center of New Trading and Lending Alliance

The post RLUSD at Center of New Trading and Lending Alliance appeared on BitcoinEthereumNews.com. Fintech 18 September 2025 | 15:17 Global finance took another step toward tokenisation this week as Ripple unveiled a three-way collaboration with Singapore’s DBS and U.S. asset manager Franklin Templeton. The initiative combines Ripple’s RLUSD stablecoin with tokenised securities, opening up new trading and lending possibilities for large investors. Rather than focusing on crypto speculation, the project is pitched as infrastructure. Franklin Templeton will make its sgBENJI money market fund available in tokenised form, while DBS Digital Exchange will list it next to RLUSD. For the first time, institutional traders will be able to swap between a yield-bearing fund and a dollar-backed stablecoin in real time, creating a mechanism to rebalance portfolios without stepping outside the ecosystem. Why it matters This setup introduces a way for investors to toggle between safety and yield without the friction of moving funds back into traditional systems. DBS also plans to accept sgBENJI as collateral for credit lines and repo agreements, with the bank acting as custodian for pledged assets. The result could be a smoother pipeline for accessing liquidity while maintaining exposure to tokenised instruments. The strategic layer Ripple has been steadily positioning RLUSD as more than just another stablecoin. Earlier in September, the company announced plans to bring the token into African financial networks, targeting banks and enterprises in need of digital dollar liquidity. Now, with Franklin Templeton and DBS on board, RLUSD gains credibility in mainstream markets. Franklin Templeton will issue sgBENJI directly on the XRP Ledger, citing its low fees and high throughput. This move deepens the ledger’s role in hosting tokenised funds, strengthening interoperability across the ecosystem. Industry voices Executives backing the project have framed it as a turning point. DBS chief Lim Wee Kian argued that financial markets operating around the clock demand solutions designed for constant access…

Author: BitcoinEthereumNews

2025/09/18

Ripple, DBS, Franklin Templeton Unveil RLUSD DeFi Integration

Ripple, DBS, Franklin Templeton Unveil RLUSD DeFi Integration

The post Ripple, DBS, Franklin Templeton Unveil RLUSD DeFi Integration appeared on BitcoinEthereumNews.com. Ripple partners with DBS and Franklin Templeton to launch RLUSD-backed trading and lending solutions for institutional investors.   Ripple has teamed up with DBS and Franklin Templeton to launch a new trading and lending platform powered by Ripple’s RLUSD stablecoin. This collaboration aims to create a more efficient financial ecosystem for institutional investors.  Through this partnership, clients can now use RLUSD and tokenized money market funds to manage portfolios and access liquidity in real-time. New Partnership Brings Real-Time Trading and Lending Solutions In a recent press release, Ripple revealed a partnership with DBS and Franklin Templeton, set to bring innovative trading and lending solutions to the financial market.  The partnership involves the listing of Franklin Templeton’s tokenized money market product, sgBENJI. Additionally, it is alongside Ripple’s RLUSD on the DBS Digital Exchange (DDEx).  This offers institutional clients the ability to trade between RLUSD and yield-bearing tokens in real-time. Besides, it also enables easy portfolio rebalancing, allowing clients to earn returns during market fluctuations. The collaboration also explores lending opportunities where clients can pledge sgBENJI tokens as collateral to access liquidity. DBS will serve as the custodian for these pledged assets and facilitate repos and credit lines through the bank or third-party platforms. RLUSD Stablecoin Enhances Portfolio Management Ripple’s RLUSD stablecoin plays a central role in this collaboration, providing investors with a solution for managing volatility while earning yields.  By using RLUSD, clients can easily switch between stable, cash-like holdings and yield-generating products. This provides a way to mitigate risk and enhance returns, particularly in volatile market conditions. Franklin Templeton’s decision to issue sgBENJI on the XRP Ledger further boosts the project’s credibility. The XRP Ledger’s high throughput, low costs, and reliability make it an ideal platform for issuing tokenized securities.  This move also enhances the interoperability of digital securities, helping…

Author: BitcoinEthereumNews

2025/09/18

XRP and PEPE Are Range-Bound for Now, Traders Call Another Token With at Least 20x ROI Potential

XRP and PEPE Are Range-Bound for Now, Traders Call Another Token With at Least 20x ROI Potential

The post XRP and PEPE Are Range-Bound for Now, Traders Call Another Token With at Least 20x ROI Potential appeared on BitcoinEthereumNews.com. XRP remains the go-to token for institutional adoption, and PEPE remains a top name in the meme arena, yet both are stuck trading in narrow ranges. Traders scanning crypto charts see little momentum in either for now, and the question of is crypto a good investment is being asked with fresh urgency. Analysts argue that investors who want outsized returns will need to look beyond range-bound majors and memes. This month, one name has repeatedly been mentioned as the next breakout candidate: Mutuum Finance (MUTM). Why Traders Are Pivoting to MUTM Mutuum Finance (MUTM) is being described as the project that blends strong mechanics with an undervalued presale entry point. Instead of relying on hype alone, the protocol is being built around lending and borrowing systems backed by overcollateralization, automatic liquidation triggers, and a governance-driven stablecoin model. These features are designed to serve not just retail users but also institutions seeking reliability. The presale has already reflected that momentum. Phase 6 has raised $15.90 million with tokens priced at $0.035. With 42% of this stage already complete and over 16,400 holders joining in, urgency is increasing ahead of the next phase, when the price will climb to $0.040—a 15% lift for those entering earlier. For many traders, the presale is answering the crypto investment question by offering both discounted entry and a clear roadmap. Trust and stability are also core to the project’s design. Mutuum Finance (MUTM) will use Chainlink-powered oracle feeds with fallback aggregators to ensure accurate price discovery, even during market stress. This prevents manipulations and ensures liquidations and borrowing valuations remain fair. Calibrated loan-to-value ratios and liquidation triggers further protect users, striking a balance between risk and efficiency. Enhanced collateral efficiency is another driver that analysts believe will accelerate growth. By allowing higher borrowing limits relative to…

Author: BitcoinEthereumNews

2025/09/18

DBS Bank to accept tokenized $736M fund for repo collateral as RLUSD goes live on DDEx

DBS Bank to accept tokenized $736M fund for repo collateral as RLUSD goes live on DDEx

The post DBS Bank to accept tokenized $736M fund for repo collateral as RLUSD goes live on DDEx appeared on BitcoinEthereumNews.com. Ripple is expanding its role in digital asset infrastructure through a new partnership with DBS Bank and Franklin Templeton, according to a Sept. 18 announcement. According to the firm, the collaboration introduces trading and lending tools built around tokenized collateral and stablecoins, marking a push to bridge traditional markets with blockchain-based liquidity. The initiative is anchored on DBS Digital Exchange (DDEx), which will now list Ripple’s US dollar stablecoin (RLUSD) alongside sgBENJI, the tokenized version of Franklin Templeton’s OnChain US Dollar Short-Term Money Market Fund. This pairing allows institutional clients to exchange stable assets directly, providing both portfolio flexibility and yield opportunities not typically available in volatile crypto markets. Instead of allocating funds to Bitcoin, Ethereum, or XRP, where sharp price movements arguably erode value, clients can rotate into sgBENJI and maintain round-the-clock liquidity. These firms’ executives have framed this development as a step forward in institutionalizing tokenized securities. Ripple President Monica Long noted that tokenized assets must offer utility and liquid secondary markets to achieve their potential. She pointed to this collaboration as an example of how stablecoins and tokenized funds can work together to provide practical financial infrastructure. Franklin Templeton to expand to XRP Ledger Franklin Templeton is preparing to expand its token interoperability by launching sgBENJI on the XRP Ledger. Roger Bayston, Head of Digital Assets at Franklin Templeton, emphasized that tokenization can “reshape the global financial ecosystem” and highlighted the role of the blockchain network in unlocking new use cases for securities trading. According to RWA.xyz data, the fund is already live on seven other blockchains, including Stellar, Arbitrum, and Base, and currently manages more than $736 million in tokenized assets. The integration with the XRP Ledger is expected to push adoption further and strengthen cross-chain functionality. At the same time, DBS is preparing to allow…

Author: BitcoinEthereumNews

2025/09/18

This New Cryptocurrency Could Surge 11,350% as Prediction Platform Polymarket Eyes $9B Valuation

This New Cryptocurrency Could Surge 11,350% as Prediction Platform Polymarket Eyes $9B Valuation

The post This New Cryptocurrency Could Surge 11,350% as Prediction Platform Polymarket Eyes $9B Valuation appeared first on Coinpedia Fintech News Polymarket is preparing for a United States debut after fresh reports reveal a funding round that may push its valuation close to $9 billion. Just three months ago, the prediction market stood at $1 billion, highlighting how rapidly momentum is building.  At the same time, Mutuum Finance (MUTM) is advancing through its presale, drawing strong …

Author: CoinPedia

2025/09/18

DBS Tests Repo With Ripple RLUSD and Franklin sgBENJI

DBS Tests Repo With Ripple RLUSD and Franklin sgBENJI

The post DBS Tests Repo With Ripple RLUSD and Franklin sgBENJI appeared on BitcoinEthereumNews.com. Ripple, DBS, and Franklin Templeton launch tokenized repo pilot on DBS Exchange. Repo trades use Ripple’s RLUSD stablecoin and Franklin Templeton’s sgBENJI token. sgBENJI issued on XRP Ledger enables fast collateralized lending and settlements. DBS, Ripple, and Franklin Templeton have signed a memorandum of understanding to bring repo transactions into tokenized finance. The framework pairs Ripple’s RLUSD stablecoin with Franklin Templeton’s sgBENJI tokenized money market fund, listed on DBS Digital Exchange. The setup gives accredited clients a path to rebalance cash into a regulated, yield-bearing vehicle while transacting with stablecoins that settle within minutes. For institutions used to overnight repo desks, this is a first look at how traditional liquidity tools can migrate onto public blockchains. Related: Franklin Templeton Launches its DeFi Solution Benji on Ethereum Demand From Institutions Shapes the Design The three firms cited rising demand for digital asset allocations, with surveys showing nearly nine in ten institutional investors plan to increase exposure in 2025. The repo model was chosen because it mirrors an existing backbone of global funding markets: collateralized lending against short-term securities. By allowing RLUSD to trade directly against sgBENJI on DBS Digital Exchange, desks can manage intraday liquidity, park stablecoin reserves into a fund earning regulated yield, and unwind positions quickly when cash is needed. DBS to Expand Collateralized Lending The next phase extends sgBENJI beyond a trading instrument into repo collateral. DBS plans to let investors pledge sgBENJI against credit lines arranged through the bank or third-party lenders. That opens deeper liquidity pools with the assurance that collateral sits inside a regulated balance sheet. For trading desks, that means onchain repo could eventually function like its traditional counterpart, rolling positions overnight, secured by tokenized assets that settle in near real-time. XRP Ledger as the Settlement Rail Franklin Templeton will issue sgBENJI tokens on…

Author: BitcoinEthereumNews

2025/09/18

Ripple News: RLUSD at Center of New Trading and Lending Alliance

Ripple News: RLUSD at Center of New Trading and Lending Alliance

The initiative combines Ripple’s RLUSD stablecoin with tokenised securities, opening up new trading and lending possibilities for large investors. Rather […] The post Ripple News: RLUSD at Center of New Trading and Lending Alliance appeared first on Coindoo.

Author: Coindoo

2025/09/18

Best Presales to Buy as SEC New Listing Standards Invites ‘Waves’ for Crypto ETFs

Best Presales to Buy as SEC New Listing Standards Invites ‘Waves’ for Crypto ETFs

The SEC has approved generic listing standards for commodity-based trust shares, including digital assets, which could open the floodgates for a heap of ETF approvals in the coming months.

Author: Brave Newcoin

2025/09/18

Missed Bitcoin’s (BTC) Run to $124,000? Here’s the Next Crypto to Explode This Bull Cycle

Missed Bitcoin’s (BTC) Run to $124,000? Here’s the Next Crypto to Explode This Bull Cycle

The post Missed Bitcoin’s (BTC) Run to $124,000? Here’s the Next Crypto to Explode This Bull Cycle  appeared on BitcoinEthereumNews.com. Bitcoin’s rocket ship rise to $124,000 dominated the headlines, but this bull cycle is far from over. As investors look around for the next big breakout, attention is shifting to Mutuum Finance (MUTM), a protocol for lending and borrowing that gives actual, real utility. Mutuum Finance is now in Phase 6 presale at $0.035. The project has raised over $15.9 million collectively and has over 16,370 token holders.  In contrast to other tokens that continue to rely on speculation to some degree, Mutuum Finance is developing towards its solid on-chain dynamics, tokenomics for survival, and ability to unlock liquidity in crypto markets. Bitcoin Remains Close to $115,790 as Market Awaits Next Jump Bitcoin (BTC) remains floating at approximately $115,790 currently, with recent market fluctuations having witnessed its price oscillate between $115,000 and $118,000. The coin is still under observation as institutional demand and macroeconomic data, more in the case of rate cuts, drive its near-term trajectory. Resistance is gathering at all-time highs while support is firm at existing levels, and that points to a consolidation process unless new drivers re-emerge. Conversely, Mutuum Finance is in the sights of investors for improved percentage returns on a positive market backdrop. Mutuum Finance Presale Stage 6 Momentum MUTM can be bought for $0.035 by Stage 6 presale purchasers. Over 16,370 purchasers have acquired tokens, and the project has raised over $15.9 million in funding, an excellent sign of good market demand and further launch anticipation. The protocol actively manages volatility and liquidity so that it can hedge illiquid positions on best terms. Risk exposure is zero, and liquidation points are highly restricted. There are stablecoins and ETH with additional LTV levels of riskier assets collateralized by less risky assets. There is also a proportionally allocated reserve factor by asset class and one which…

Author: BitcoinEthereumNews

2025/09/18

Ripple Partners with DBS and Franklin Templeton for Tokenized Trading on XRP Ledger

Ripple Partners with DBS and Franklin Templeton for Tokenized Trading on XRP Ledger

TLDR Ripple, DBS, and Franklin Templeton signed an MOU to launch tokenized trading and lending services on the XRP Ledger DBS Digital Exchange will list Franklin Templeton’s sgBENJI alongside Ripple’s RLUSD stablecoin Institutional investors can trade between yield-bearing tokens and stablecoins in real-time DBS will allow clients to use sgBENJI tokens as collateral for accessing [...] The post Ripple Partners with DBS and Franklin Templeton for Tokenized Trading on XRP Ledger appeared first on Blockonomi.

Author: Blockonomi

2025/09/18

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4782Articles
Cryptopolitan
Cryptopolitan
1066Articles
PANews
PANews
947Articles
Coinstats
Coinstats
915Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

WHALE ALERT: $351 MILLION Bitcoin Dump Incoming

WHALE ALERT: $351 MILLION Bitcoin Dump Incoming

2026/02/07 19:36
XRP Burn Rate Hits Highest 2026 Levels as Price Makes Dramatic Comeback

XRP Burn Rate Hits Highest 2026 Levels as Price Makes Dramatic Comeback

2026/02/07 19:28
The Future of Metalworking: Advancements and Innovations

The Future of Metalworking: Advancements and Innovations

2026/02/07 19:24
Tuardin Token: Building Strategic Alliances to Boost Liquidity, Enhance Security, and Transform Global E-Commerce Landscapes

Tuardin Token: Building Strategic Alliances to Boost Liquidity, Enhance Security, and Transform Global E-Commerce Landscapes

2026/02/07 19:01
Vietnam Draft Rules Set Sights on 0.1% Tax on Crypto Transfers

Vietnam Draft Rules Set Sights on 0.1% Tax on Crypto Transfers

2026/02/07 18:57