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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15676 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
OKX Referral Code: Steps to Sign Up and Earn Bonus in 2026

OKX Referral Code: Steps to Sign Up and Earn Bonus in 2026

The best OKX Referral Code is CNJREFCODE. When you use this OKX promo code to sign up on the trading platform, you can unlock free monetary rewards, cut down trading

Author: Crypto Ninjas

2026/01/09

Circle’s USYC Launches on BNB Chain: Exploring New Possibilities

Circle’s USYC Launches on BNB Chain: Exploring New Possibilities

The post Circle’s USYC Launches on BNB Chain: Exploring New Possibilities appeared on BitcoinEthereumNews.com. Ted Hisokawa Nov 21, 2025 08:33 Circle’s USYC tokenized money market fund is now available on BNB Chain, offering developers and traders new opportunities in DeFi with yield-bearing collateral. Circle’s tokenized money market fund, USYC, has officially launched on the BNB Chain, marking a significant development in decentralized finance (DeFi). This move opens up new opportunities for developers and traders, allowing them to access a yield-bearing money market fund integrated into familiar DeFi protocols, according to Circle. USYC on BNB Chain USYC is designed as a tokenized money market fund (TMMF) that is now live on the BNB Chain. This integration enables developers to utilize USYC as programmable, yield-bearing collateral in DeFi venues, offering near-instant settlement in USDC. The BNB Chain, known for its high performance and active builder community, provides deep liquidity, making it an ideal platform for USYC’s core utility. The launch addresses a longstanding need for developers and traders to access a TMMF that seamlessly integrates with their daily protocols. Applications and Use Cases With the introduction of USYC on BNB Chain, various digital asset ecosystem participants can incorporate the token across a range of use cases. These include listing USYC as a borrow and lend asset in venues, allowing lenders to earn yield and borrowers to potentially pay less net interest. Perpetual DEXs can accept USYC as margin collateral, enabling traders to earn yield on posted margin while trading perpetual futures. Additionally, yield vault platforms can create automated strategies that deploy USYC into yield-bearing positions, potentially boosting returns for depositors. These functionalities are possible without the need for staking, claiming, or reward distribution contracts, facilitating seamless integration with permissioned AMMs, lending markets, and structured products. Integration Process For developers who have completed onboarding with Circle, integrating USYC on…

Author: BitcoinEthereumNews

2025/11/22

Whale Accumulates $319M in ETH Amid DeFi Risk

Whale Accumulates $319M in ETH Amid DeFi Risk

A crypto whale buys $319M in ETH, now holds $1.35B, facing potential liquidation.

Author: bitcoininfonews

2025/11/22

Bear Market Task: A Comprehensive Guide to Early Interactions in Circle Arc

Bear Market Task: A Comprehensive Guide to Early Interactions in Circle Arc

Author: KarenZ, Foresight News Three weeks have passed since Circle's Layer 1 blockchain, Arc, launched its testnet. Unlike many Layer 2 blockchains, Arc positions itself as an "economic operating system for the internet." Its biggest advantage lies in directly using USDC as the gas fee, meaning that users and institutions can conduct on-chain operations without holding ETH or other volatile tokens. In addition, Arc is EVM compatible, offers configurable privacy options to support compliance requirements, and integrates directly with Circle's full-stack platform, making it suitable for applications such as lending, capital markets, foreign exchange, and payments. More importantly, as an EVM-compatible chain built by stablecoin giant Circle, Arc possesses two core advantages: on the one hand, it is backed by the TradFi resources accumulated by Circle, and on the other hand, it relies on the massive liquidity pool of USDC. This makes it highly likely to become a core platform for the implementation of RWA (Real-World Asset) and enterprise-level applications in the future, giving it a first-mover advantage in the field of institutional blockchain applications. On the day of its Q3 earnings release, Circle also revealed that it is exploring the possibility of launching a native token on Arc. Arc is currently in its public testnet phase, a window of opportunity for users to experience features early and explore potential ecosystem opportunities. It's important to note that testnet interaction does not necessarily guarantee subsequent rewards; users are advised to participate with a learning and experiential mindset and to view airdrop opportunities rationally. The following are the eight interactive steps, covering basic configuration, contract deployment, token exchange, and NFT minting. Arc Interaction Guide 1. Add the Arc testnet network: https://testnet.arcscan.app/ 2. Claim your USDC or EURC test tokens: https://faucet.circle.com/ 3. Locate the Arc testnet on OnChainGM, send the GM interaction and deploy the contract. Both operations require wallet signing: https://onchaingm.com/deploy 4. Send GM on zkCodex to deploy simple contracts, token contracts, NFT contracts, and mint commemorative NFTs: https://zkcodex.com/onchain/gm 5. Deploy the NFT series on OmniHub (requires uploading images, confirming names, etc.): https://omnihub.xyz/create 6. Exchange USDC for WUSDC on the Arc testnet on Curve and add USDC/EURC liquidity: https://www.curve.finance/dex/arc/swap/ 7. After following the official Twitter account and joining the project's Discord server on ArcFlow Finance, a native DEX in the Arc ecosystem, mint the Genesis Pass NFT. 8. Register a domain name with InfinityName: https://infinityname.com/ It's worth noting that Arc previously announced the first batch of 11 projects built on its public testnet, including: ZKP2P, a P2P fiat currency channel project powered by ZK proofs; Sequence, a general-purpose crypto trading platform; Superface, an interconnected platform for smart agent solutions; Blockradar, a stablecoin wallet infrastructure; Copperx, a stablecoin banking service; Crossmint, a crypto API development company; Hurupay, a cross-border fund transfer and management program; Para, a wallet infrastructure; CFi, a personalized finance platform; Hinkal, a wallet based on zero-knowledge proofs; and Axelar Network, a cross-chain infrastructure. These projects will implement use cases in areas such as lending, capital markets, foreign exchange, and payments on Arc. However, the specific development progress of most projects has not yet been disclosed.

Author: PANews

2025/11/22

Ethereum Whale Stuns Market With $65M Withdrawal From Binance, Amassing 490K ETH

Ethereum Whale Stuns Market With $65M Withdrawal From Binance, Amassing 490K ETH

The post Ethereum Whale Stuns Market With $65M Withdrawal From Binance, Amassing 490K ETH appeared on BitcoinEthereumNews.com. Have you ever wondered how massive investors shape the cryptocurrency landscape? An Ethereum whale just made headlines by withdrawing another $65 million in ETH from Binance, showcasing relentless accumulation that could influence market trends. This move highlights the power of large holders in the volatile crypto world. What Does This Ethereum Whale Activity Mean? According to Onchainlens, this Ethereum whale purchased 24,000 ETH, valued at $65 million, from Binance. This transaction boosts their total holdings to 490,000 ETH, worth a staggering $1.35 billion. Moreover, this follows a similar $66 million acquisition just the night before, indicating a consistent strategy. Previously, the investor moved 60,000 ETH from Binance into Aave, a decentralized lending platform. This pattern suggests they might be leveraging assets for additional gains. Therefore, such actions can signal confidence in Ethereum’s long-term value. Why Should You Care About Whale Movements? Whale activities often serve as market indicators. For instance, when an Ethereum whale accumulates heavily, it can lead to: Reduced supply on exchanges, potentially driving up prices Increased volatility due to large transactions Insights into investor sentiment and future trends However, it’s crucial to remember that whale actions don’t guarantee market direction. Always conduct your own research before making investment decisions. How Does This Impact the Broader Ethereum Ecosystem? The Ethereum whale‘s withdrawals from Binance reduce liquid supply, which could support price stability. Additionally, moving funds to Aave might indicate a strategy to earn yield or borrow against holdings. This behavior aligns with growing DeFi adoption, where large players optimize returns. On the flip side, such concentrations raise concerns about centralization. If one entity holds too much influence, it could pose risks to network decentralization. Therefore, monitoring whale movements helps assess market health. What Can We Learn From This Accumulation Trend? This Ethereum whale demonstrates the importance of strategic…

Author: BitcoinEthereumNews

2025/11/22

This $0.035 New Crypto Is Selling Out Fast, Could It Be the Best Crypto to Buy Before 2026?

This $0.035 New Crypto Is Selling Out Fast, Could It Be the Best Crypto to Buy Before 2026?

Increasingly, investors are no longer focusing on the large cap, which moves slowly but steadily, but looking at up-and-coming crypto projects expressing actual momentum. A single token is sweeping the market in a fashion not anticipated by many, and it is starting to gain traction in an unexpected rapidity, with many of its early adopters […]

Author: Cryptopolitan

2025/11/22

This $0.035 New Crypto Token Hits 90% Allocation as Investors Rush In, Demand Rises Quickly

This $0.035 New Crypto Token Hits 90% Allocation as Investors Rush In, Demand Rises Quickly

The post This $0.035 New Crypto Token Hits 90% Allocation as Investors Rush In, Demand Rises Quickly appeared on BitcoinEthereumNews.com. One of the new digital assets is qualifying rapidly in the market and their initial achievements are making waves. The token remains priced at only $0.035, but demand has been extreme to an extent that its current stage is nearing a sell out. It is emerging as one of the most successful projects in the new crypto and DeFi crypto categories as more investors observe early-stage projects entering Q4 2025. The question most investors are currently raising is how come the support of the project is taking off so fast. Developing a Dual-Lending DeFi System Mutuum Finance (MUTM) is creating a two-sided lending organization that is lender-borrower-based. It has passive-yield tools, risk controls and automatic functions, which maintain stability in the lending markets. mtTokens is one of the internal characteristics. Users get to receive mtTokens when they provide their assets. These tokens monitor deposits and allow one to realize yield with time. Using the example of the user, who provides his assets worth $1,000, the value of his mtTokens will keep rising with the accrual of interests in the liquidity pool. Mutuum Finance also involves the borrowing markets which have variable and stable rates. Borrowers abide by straight LTV regulations, and all positions are liquidated via automated procedures using smart contracts. In case the value of collateral becomes too low, the liquidation bot will intervene in an attempt to stabilize the loan. This helps in minimizing risks throughout the protocol as well as contributing to reliability in the long-run. Mutuum Finance operates on a buy-distribute channel. The one part of the protocol revenue purchases MUTM on the market and reinvests it into users that stake mtTokens on the safety module. This generates stable token demand that is associated with platform activity but not hype. Security has too been a concern.…

Author: BitcoinEthereumNews

2025/11/22

Former Coinbase Lawyer Challenges NY AG Over “Crypto Lawfare” – Can He Win?

Former Coinbase Lawyer Challenges NY AG Over “Crypto Lawfare” – Can He Win?

Khurram Dara, a former policy lawyer at Coinbase and one of the crypto industry’s more outspoken regulatory voices, has entered the 2026 race for New

Author: CryptoNews

2025/11/22

Next 1000x Meme Coin Incoming? 6 Explosive Tokens Primed for Massive Wins with Apeing Whitelist

Next 1000x Meme Coin Incoming? 6 Explosive Tokens Primed for Massive Wins with Apeing Whitelist

Explore the 1000x meme coin, featuring $APEING, PNUT, Pepe, Bonk, APE, and PENGU. Discover market insights, whitelist advantages, and why these digital assets stand out.

Author: Blockchainreporter

2025/11/22

Mutuum Finance Raises Over $19 Million In Funding, Phase 6 Nears Sellout at 90% Completion

Mutuum Finance Raises Over $19 Million In Funding, Phase 6 Nears Sellout at 90% Completion

Mutuum Finance has raised over $19 million, attracted more than 18,140 investors, and pushed Phase 6 of its presale to 90% completion at a $0.035 entry price. Investors who secure tokens in Phase 6 could potentially see returns of up to 500% when trading opens. MUTM presents an opportunity reminiscent of Solana in early 2021, which started at $1.50 and soared to an all-time high of $256.

Author: Hackernoon

2025/11/22

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