Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15671 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Whales Rotate Into HYPER Presale as BTC Dips to $80K: Best Crypto to Buy?

Bitcoin Whales Rotate Into HYPER Presale as BTC Dips to $80K: Best Crypto to Buy?

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Author: Blockchainreporter
How Byron Trott became the favorite banker of Warren Buffett

How Byron Trott became the favorite banker of Warren Buffett

The post How Byron Trott became the favorite banker of Warren Buffett appeared on BitcoinEthereumNews.com. A version of this article first appeared in CNBC’s Inside Wealth newsletter with Robert Frank, a weekly guide to the high-net-worth investor and consumer. Sign up to receive future editions, straight to your inbox. In 1989, Byron Trott was working at Goldman Sachs in the private wealth management division when he paid a visit to Jack Taylor, the founder of Enterprise Rent-A-Car Company. “Jack was there with his son, Andy, who was running the company,” Trott said. “And they said to me, ‘Sport, I don’t know who told you we have any money, but we are 10 to 1 levered on our business.’ Now, 36 years later, they are one of the model companies of the world, with significant excess cash. And the next generation will not only be maintaining the legacy of Enterprise, Alamo, National Enterprise mobility, but also the legacy of compounding wealth outside the business.” Part banker, part psychologist and part entrepreneur, Trott has helped many of America’s largest family-led companies grow from cash-starved startups to financial titans. The Walton, Koch, Pritzker, Wrigley, Pulitzer, Heineken and Mars families have all turned to him for advice and guidance. Warren Buffett once called him “the rare investment banker who puts himself in his client’s shoes” and added that “it hurts me to say this — he earns his fee.” As the ultimate wealth whisperer, Trott has built one of the most valuable networks in banking. And he is at the center of a revolution in private wealth and finance. As the fortunes of business owners like the Taylors have skyrocketed and their family offices have become sophisticated investment firms, wealthy families are buying, selling and building ever larger companies. The 500 largest family businesses globally generated $8.8 trillion in aggregate revenue and employ 25.1 million people, according to EY. Trott and…

Author: BitcoinEthereumNews
Crypto Whale Liquidated for $7.83 Million as Market Downturn Exposes DeFi Leverage Risks

Crypto Whale Liquidated for $7.83 Million as Market Downturn Exposes DeFi Leverage Risks

A major crypto whale was acquired on Aave at $7.83 million at the height of too much leverage in DeFi and circular lending when the market fell.

Author: Blockchainreporter
Best Altcoins to Buy as Cycle Is Turning & Promises Alt Season Soon

Best Altcoins to Buy as Cycle Is Turning & Promises Alt Season Soon

What to Know: Bitcoin Hyper’s modular Bitcoin L1 + SVM L2 architecture enables low-latency smart contracts and DeFi to run natively within the BTC ecosystem. With more than $28 million raised in its presale, $HYPER is positioning itself as a high-conviction Bitcoin infrastructure play ahead of a potential altcoin rotation. Best Wallet Presale blends institutional-grade MPC security with presale discovery tools and a robust DEX aggregator, aligning its growth with rising on-chain activity. Aster offers a MEV-free perp DEX with extreme leverage and yield-bearing margin mechanics, creating direct exposure to resurging derivatives volatility. Altcoin season indicators are starting to flicker even while most portfolios still feel like a bear market hangover. Only around 5% of the altcoin supply is in profit, a level that historically lines up with capitulation, forced selling and exhaustion among weaker hands. That kind of reset is usually where new cycles begin to form underneath the surface. And keen eyes are already starting to point out the potential for big moves. Bitcoin’s dominance has marched higher during this phase, with capital crowding into $BTC as a safe haven while high‑beta assets bleed out. As Bitcoin volatility compresses and price action stabilizes, analysts expect the early rotation phase of an altcoin season to develop. Liquidity typically leaks first into higher‑quality infrastructure and trading venues before it reaches meme coins. You can already see that playbook in motion. On‑chain flows and presale data show capital quietly rotating into Bitcoin Layer 2 infrastructure, next‑generation wallet stacks and execution‑focused decentralized exchanges. These are the rails that will need to scale if a new wave of users and speculative flows really hit the market. Below are three of the best altcoins to invest in 2025 if you are positioning ahead of a potential cycle flip: Bitcoin Hyper, Best Wallet Token, and Aster. Together they cover settlement, custody and trading, the three pillars of a functioning on‑chain market structure. 1. Bitcoin Hyper ($HYPER) — First Bitcoin Layer 2 With SVM Speed Bitcoin Hyper ($HYPER) is pitched as the first ever Bitcoin Layer 2 with SVM integration, aiming to give Bitcoin the kind of high‑throughput execution environment traders currently associate with Solana. Instead of trying to replace $BTC, Bitcoin Hyper uses Bitcoin L1 purely as a settlement and security layer while shifting all real‑time activity to a Solana Virtual Machine Layer 2. That architecture matters if altcoin season really does return. DeFi, NFT activity and high‑frequency perp trading cannot live on 10‑minute blocks and inconsistent fees. Bitcoin Hyper’s SVM Layer 2 targets sub‑second confirmation and low‑single‑cent fees, which is crucial for wrapped $BTC payments, DEX routing and gaming dApps where users will not tolerate latency. On the application side, Bitcoin Hyper leans into SPL‑compatible tokens, fast smart contracts and an SDK in Rust so existing Solana developers can port over almost instantly. The roadmap calls for $BTC‑backed stable payments, lending markets, staking protocols and NFT platforms that settle back to Bitcoin but operate at L2 speed. The token metrics tell you this is already on trader radar: The presale has raised $28.2M $HYPER priced at $0.013305 Major whale buys, including $502K and $379K That combination of broad retail participation plus clear ‘smart money’ entries is the pattern you usually see before a main exchange listing; learn how to buy $HYPER before the presale ends and the token goes live. In a market hunting for the best altcoins to invest as the cycle turns, Bitcoin Hyper stands out as a direct play on bringing Solana‑style throughput to Bitcoin’s security base layer. Learn more and join the $HYPER presale. 2. Best Wallet Token ($BEST) — Aggregating the Next Cycle’s Flow If Bitcoin Hyper is the execution layer for BTC liquidity, Best Wallet Token ($BEST) positions itself as the front door where that liquidity is actually stored, routed and deployed. The project’s ambition is aggressive, targeting up to 40% of the crypto wallet market by the end of 2026 by being the easiest and safest option with the most integrated features. Its core differentiator is a Fireblocks MPC‑CMP stack under the hood, which is the same class of infrastructure used by large institutions for secure key management. On top of that, Best Wallet lets you build custom multi‑wallet portfolios, so you can segment long‑term holdings, trading stacks and DeFi experiments with granular risk controls instead of juggling a dozen browser extensions. Where this starts to intersect directly with altcoin season is the Upcoming Tokens portal. The wallet integrates a curated presale and early‑stage token flow so users can access vetted opportunities without leaving the interface. For traders hunting the best altcoins to invest in 2025 before they hit centralized exchanges, integrated discovery and purchase rails are a real edge. The Best DEX aggregator, powered by Rubic, then connects to more than 50 chains, 200 DEXs and 20 cross‑chain bridges to execute at competitive rates. On the token side, the $BEST presale has already raised $17.2M, with tokens priced at $0.025975, supported by a dynamic staking APY model that adjusts with demand and protocol revenue. Whale buys include purchases of $70K and $50K; learn how to join them. If inflows into infrastructure and presales accelerate with a new cycle, Best Wallet’s position as one of the best crypto wallets is structurally tied to that growth. Check the $BEST presale details. 3. Aster ($ASTER) — High‑Leverage Perp DEX Positioned for Volatility The third piece of the puzzle is where traders will actually express high‑beta views if altcoin season kicks in. Aster is a next‑generation decentralized exchange for spot and perpetual trading, designed to operate as a one‑stop on‑chain venue for global crypto traders. It competes in the same lane as GMX, Hyperliquid and MUX, but leans heavily into performance plus capital efficiency. Aster’s headline features are eye‑catching: MEV‑free execution, support for leverage up to 1001x and the ability to use yield‑bearing assets as margin collateral. In practice, that means a trader can deploy staked stablecoins or liquid staking tokens, keep yield flowing and still open directional positions, which is particularly attractive when volatility spikes. Multi‑chain compatibility across BNB Chain, Ethereum, Solana and Arbitrum keeps Aster accessible wherever users currently hold their collateral. Recent activity has been strong. Aster rolled out its Rocket Launch campaign with APRO, allocating a $200K ASTER reward pool and broader trading incentives to bootstrap depth and activity. During peak periods, reported volumes have pushed Aster into the upper ranks of perpetual DEXs, at times surpassing Hyperliquid. For traders rotating out of centralized venues and looking for high‑leverage, MEV‑resistant execution, Aster is positioned squarely in the slipstream of any renewed speculative mania. Explore Aster on its official site. With altcoin season signals flickering while most supply sits deeply underwater, positioning into infrastructure makes sense. Bitcoin Hyper, Best Wallet Token and Aster each target critical layers of the next cycle’s stack, with Bitcoin Hyper offering the most asymmetric way to play a Bitcoin Layer 2 resurgence. This article is for informational purposes only and does not constitute financial, investment or trading advice of any kind. Authored by Aaron Walker for NewsBTC — https://www.newsbtc.com/news/best-altcoins-2025-bitcoin-hyper-presales

Author: NewsBTC
The Next Big Crypto Under $0.05? Investors Rush Into MUTM Ahead of the $0.06 Launch Price

The Next Big Crypto Under $0.05? Investors Rush Into MUTM Ahead of the $0.06 Launch Price

Altcoin market dynamics have changed once again, and a brand new crypto below the rate of $0.05 is center stage of focus. Since traders are seeking tokens that have greater potential than the bigger names do, a project approaching an important launch landmark is starting to become noticeable. The number of early adopters is currently […]

Author: Cryptopolitan
Midnight Summit 2025: Omer Husain over Bitcoin DeFi en rendement zonder je keys op te geven

Midnight Summit 2025: Omer Husain over Bitcoin DeFi en rendement zonder je keys op te geven

Het is dag twee van de Midnight Summit 2025 in het schitterende Old Royal Naval College in Londen. BitcoinMagazine.nl spreekt met Omer Husain, product lead bij Input Output, het bedrijf achter Cardano en Midnight. Het gesprek gaat meteen naar de kern: waarom was het tot nu toe eigenlijk onmogelijk om rendement te halen op je Bitcoin zonder hem aan een custodian te geven? Het grote probleem van Bitcoin “Wat is het enige wat je niet kunt doen met je Bitcoin terwijl je hem nog helemaal zelf houdt?” vraagt Omer. Antwoord: yield genereren. Tot voor kort moest je je BTC naar een exchange of lending-platform sturen. Zij leenden het uit, jij kreeg rente, maar je had je keys niet meer in eigen beheer. Dat verandert nu snel, dankzij Taproot en vooral dankzij BitVM, de Bitcoin Virtual Machine. BitVM maakt Bitcoin productief Met BitVM kun je je Bitcoin gewoon op de Bitcoin-blockchain locken en als onderpand gebruiken. Je leent er stablecoins of andere assets tegen, zonder dat je je coins ooit echt weggeeft. Die geleende middelen kun je vervolgens overal inzetten: in tokenized vastgoed, in andere crypto of gewoon in reguliere DeFi op een andere chain. Omer geeft een mooi voorbeeld: “Stel je hebt een digital asset treasury company. Je wilt niet dat de hele wereld ziet hoeveel Bitcoin je hebt en waar je het neerzet. Met Midnight richt je een private treasury DAO op. Je investeringen blijven privé, maar het rendement stroomt gewoon door naar je aandeelhouders of depositors.” Van ingewikkeld naar kinderspel De grootste drempel op dit moment is nog de gebruikerservaring. “Wallets opzetten, bridges gebruiken, gas betalen, yield weer terugkrijgen… het is een drama,” zegt Omer lachend. De oplossing die Midnight bouwt is een doodsimpele app. Je lockt je Bitcoin (die blijft gewoon in je eigen wallet), kiest waar je rendement wilt halen – bijvoorbeeld tokenized vastgoed – en klaar. De opbrengst komt automatisch binnen, in Bitcoin, stables of wat je wilt. Fahmi Syed opent Midnight Summit met kernboodschap over privacy, keuze en vrijheid Open source en bouwstenen voor iedereen Alles wat Midnight bouwt, is open source. “Zodra de basis staat, geven we iedereen de design patterns,” vertelt Omer. “Dan kunnen treasury-bedrijven, private fondsen of zelfs dark pools voor yield hun eigen versie maken. Zo komen we echt bij mainstream adoption.” En wat doet compliance? “Dat is vooral een kwestie van de juiste partners kiezen,” zegt Omer nuchter. De broker waarmee Midnight samenwerkt is compliant. De partijen die de rendementen leveren, zoals tokenized real-world assets, zijn compliant. “Er zijn genoeg experts die de compliance-puzzel al hebben opgelost. Daar sluit je gewoon bij aan. Buy, don’t build.” De rode draad van Midnight Summit 2025? Samen groeien. “Er lopen hier mensen rond van élke chain,” zegt Omer. “Midnight biedt unieke dingen, vooral op privacy-gebied, die vandaag al voor iedereen nuttig zijn.” Binnenkort komt er meer nieuws: op Abu Dhabi Finance Week lanceert Midnight een wachtlijst voor deze yield-mogelijkheden. Een nieuw tijdperk voor Bitcoin Bitcoin was jarenlang vooral een store of value. Nu wordt het ook werkend kapitaal, zonder dat je controle opgeeft. Treasury-bedrijven, instellingen en gewone houders kunnen eindelijk rendement draaien op hun stack. Het tijdperk van alleen maar HODLen en hopen op koersstijging is voorbij. Welkom in het tijdperk waarin je Bitcoin gewoon voor je laat werken. Deel dit artikel gerust door. Hoe meer mensen dit snappen, hoe sneller we samen vooruitgaan. Check onze Discord Connect met "like-minded" crypto enthousiastelingen Leer gratis de basis van Bitcoin & trading - stap voor stap, zonder voorkennis. Krijg duidelijke uitleg & charts van ervaren analisten. Sluit je aan bij een community die samen groeit. Nu naar Discord Het bericht Midnight Summit 2025: Omer Husain over Bitcoin DeFi en rendement zonder je keys op te geven is geschreven door Immanuel Rodulfo en verscheen als eerst op Bitcoinmagazine.nl.

Author: Coinstats
Best Meme Coins to Buy and Hold in December: DeepSnitch AI Surges 58% as the Meme Coin Market Consolidates

Best Meme Coins to Buy and Hold in December: DeepSnitch AI Surges 58% as the Meme Coin Market Consolidates

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Author: Blockchainreporter
Could This Spur Top Altcoins like PEPENODE

Could This Spur Top Altcoins like PEPENODE

The post Could This Spur Top Altcoins like PEPENODE appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: The Bitwise XRP ETF’s fast $22M trading debut and strong early inflows highlight growing mainstream demand for regulated crypto exposure. ETF adoption often pushes investors to explore higher‑risk, higher‑yield sectors, including altcoins and experimental tokenomics that emphasize passive income. PEPENODE targets this shift with a mine‑to‑earn meme coin model that simplifies mining into a virtual, gamified experience without hardware or power costs. Investors could get rewarded in $PEPENODE, $PEPE and $FARTCOIN. The floodgates are officially open for $XRP! The brand-new Bitwise XRP ETF ($XRP) on NYSE Arca just hit the ground running yesterday and absolutely crushed it. We’re talking nearly $22M in trading volume in just the first few hours! This is a massive signal that big-money institutional investors are really hungry for XRP exposure. Analyst James Seyffart was seriously impressed, calling the turnout ‘impressive,’ especially considering Bitwise arrived a full week after Canary Capital’s XRPC fund already set a high bar. And get this: the fund didn’t just see high trading volume. It also pulled in over $118M in early inflows. That’s serious capital jumping in right away! Even Ripple CEO Brad Garlinghouse was excited, welcoming the news and joking that the ‘pre-Thanksgiving turkey trot’ for $XRP funds had officially started.. This launch is a huge moment, cementing $XRP’s place in the burgeoning crypto ETF sector. And it’s exactly the institutional wave that could push $XRP’s price back up after that recent dip, with another ETF from Grayscale expected soon. But while the institutional players are celebrating their latest compliant investment vehicles, the real grassroots innovation and opportunity for massive returns are happening with groundbreaking community projects like $PEPENODE. PEPENODE ($PEPENODE): The New Way to Earn Crypto While the institutional suits are busy with their multi-million dollar ETFs, you need to check out where the real…

Author: BitcoinEthereumNews
Why Mutuum Finance (MUTM) Shines as the Best Crypto to Buy Over Solana (SOL) This Week

Why Mutuum Finance (MUTM) Shines as the Best Crypto to Buy Over Solana (SOL) This Week

Solana’s price may still hold strong in the altcoin market, but the volatility of its price movement this week has made most traders wonder if it still offers considerable upside this season. This new trend of investor behavior is shifting focus on the rapidly growing cryptocurrency called Mutuum Finance, which currently finds its presale campaign […]

Author: Cryptopolitan
Is XRP Tundra Legit? — Discover Why The XRP Army is Ralling Behind This Ice Cold Platform

Is XRP Tundra Legit? — Discover Why The XRP Army is Ralling Behind This Ice Cold Platform

A surge of investor interest often brings a parallel rise in scrutiny, and XRP Tundra is no exception. Searches for “is XRP Tundra legit” have increased sharply as the project’s presale grows, its staking model gains visibility, and its dual-chain architecture becomes a recurring topic among analysts. Rather than signalling concern, this wave of questioning […]

Author: Cryptopolitan