Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15671 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
OSR Holdings, Inc. (OSRH) Stock: Jumps 27% Amid Vaximm AG’s Strategic Licensing Agreement

OSR Holdings, Inc. (OSRH) Stock: Jumps 27% Amid Vaximm AG’s Strategic Licensing Agreement

TLDR OSRH stock surges 27% on Vaximm’s strategic licensing deal with BCM Europe. Vaximm AG signs a major deal with BCM Europe, boosting OSRHstock by 27%. OSRH sees a 27% spike in stock price after Vaximm licensing agreement announcement. Vaximm AG’s global licensing deal with BCM Europe propels OSRH’ stock 27% higher. OSRH gains 27% [...] The post OSR Holdings, Inc. (OSRH) Stock: Jumps 27% Amid Vaximm AG’s Strategic Licensing Agreement appeared first on CoinCentral.

Author: Coincentral
Bitcoin Crash Sparks Investor Panic as Treasury Crisis Unfolds: A Financial Wake-Up Call

Bitcoin Crash Sparks Investor Panic as Treasury Crisis Unfolds: A Financial Wake-Up Call

In recent weeks, the cryptocurrency market has experienced significant turbulence, with losses mounting across major digital assets. Concerns about the sustainability of corporate crypto treasuries, regulatory scrutiny, and evolving DeFi policies are shaping the outlook for investors and industry stakeholders. As Bitcoin approaches a six-month low and Ethereum holdings plunge into billions of dollars in [...]

Author: Crypto Breaking News
NFT Lending TVL Nears All-Time Lows

NFT Lending TVL Nears All-Time Lows

The post NFT Lending TVL Nears All-Time Lows appeared on BitcoinEthereumNews.com. Outstanding debt has fallen by around 45% to $80 million from $150 million in March 2024. The NFT lending market has collapsed to single-digit millions in total value locked (TVL), plunging to levels last seen in 2022. Data from DefiLlama shows the sector’s TVL at roughly $8.3 million today, down roughly 97% from the sector’s all-time high of more than $300 million in March 2024. NFT Lending TVL. Source: DefiLlama Arcade, a Pantera Capital‑backed NFT lending startup that secured $15 million in Series A in December 2021, now shows only about $300,000 in TVL, down more than 98% from its peak of $21.5 million in March 2024. But even protocols that once seemed more resilient are feeling the pain. Blur’s lending arm, Blend, which was built in collaboration with crypto VC giant Paradigm, now has around $3 million in TVL, down more than 90% from over $115 million in early 2024. Nicolas Lallement, co-founder of NFT Price Floor, an NFT analytics website that tracks over 1,750 collections, told The Defiant that the March 2024 peak was heavily driven by Blur’s incentives. “Blend (Blur’s lending arm) absolutely dominated the market at the time, and its growth was heavily fueled by Blur’s farming meta. Once those incentives tapered off, Blend’s volumes and outstanding debt fell off a cliff, and the broader sector retraced with it. That’s why the chart looks like a peak followed by a crash,” Lallement said. The market has since transitioned to a “more stable model” led by Gondi, a non-custodial peer-to-peer lending protocol for NFTs, Lallement said. He explained that the type of collateral being used has shifted, too, as Blend loans were mostly tied to profile picture NFTs and popular IP collections like Pudgy Penguins, which are highly speculative and sensitive to events. “To me, that’s a healthy transition. NFT…

Author: BitcoinEthereumNews
Coinbase Makes Bold Move Into Solana Trading With New Acquisition

Coinbase Makes Bold Move Into Solana Trading With New Acquisition

The post Coinbase Makes Bold Move Into Solana Trading With New Acquisition appeared on BitcoinEthereumNews.com. Fintech Coinbase has decided that the next wave of crypto trading may not come from traditional exchanges at all, but from fast-moving, socially driven on-chain platforms. Key Takeaways: Coinbase is buying Vector.fun to add Solana-style on-chain trading directly into its main app All Vector.fun tech and staff will be absorbed to boost Coinbase’s decentralized trading features The acquisition reinforces Coinbase’s aggressive expansion during a record year of crypto M&A In a move that caught much of the market off guard, the company has agreed to acquire the Solana-native project Vector.fun — a platform known not for institutional liquidity, but for memecoin speculation and real-time betting among retail users. Rather than keeping Vector.fun as a standalone application, Coinbase plans to dismantle the external product and rebuild its technology directly into the core Coinbase app. Every member of Vector.fun’s 13-person team will transition to Coinbase, reinforcing that the motivation of the deal is talent and technology, not a brand acquisition. The price of the acquisition wasn’t disclosed, but Fortune reports that Coinbase expects it to finalize before the end of 2025. A Faster Route to the On-Chain Market Than Building From Scratch Coinbase has long hinted that it wants to give customers exposure to decentralized liquidity without forcing them to learn new interfaces or leave the Coinbase environment. Buying Vector.fun gives it an immediate Solana trading engine — complete with simple token swapping and live position visibility — rather than requiring years of internal development. The decision lines up with Coinbase’s ambition to evolve into what executives have described as an “everything exchange,” blending CeFi reliability with DeFi accessibility. Base, Coinbase’s own Layer-2 blockchain, already opened the door to decentralized liquidity, but until now, the experience relied too heavily on third-party dApps. The Acquisition Is Part of a Bigger Story Vector.fun is…

Author: BitcoinEthereumNews
2 Top Cryptos Set to Explode: Dogecoin (DOGE) and Mutuum Finance Ranked as Best Cryptos to Buy

2 Top Cryptos Set to Explode: Dogecoin (DOGE) and Mutuum Finance Ranked as Best Cryptos to Buy

Market experts are assessing potential cryptocurrency investments based on recent volume spikes, focusing on Dogecoin (DOGE) and Mutuum Finance (MUTM). For Dogecoin, a price-rallying technical pattern is on the horizon, while Mutuum Finance has enough presale momentum and a complex protocol structure to warrant consideration for solid fundamentals.   The difference of these assets (meme-based versus […]

Author: Cryptopolitan
Users blast curators Re7 and Silo for handling of DeFi turmoil

Users blast curators Re7 and Silo for handling of DeFi turmoil

The post Users blast curators Re7 and Silo for handling of DeFi turmoil appeared on BitcoinEthereumNews.com. Three weeks ago, alarm bells began to ring over a “daisy chain of circular lending” between crypto yield-farming vaults. Since then, the spectacular collapse of Stream Finance saw depegs, bad debt and millions of dollars trapped in low-liquidity markets. The responses of some of the “curators” behind the vaults has left something to be desired, however. Curators are responsible for setting parameters on permissionless lending markets used to lever up user deposits. Read more: Stream Finance meltdown: winners and losers in DeFi ‘risk curator’ reckoning Re7 Labs’ ‘extensive update’ proves a nothingburger Re7 Labs has been relatively quiet over its vaults’ purported $27 million of exposure to the collapse. The last post with any real detail came almost two weeks ago, before users were asked last Friday to “bear with us” and hold out for an “extensive update… in the first half of next week.” Yesterday evening, the long-awaited update came. The post (replies disabled) states that Re7 Labs is “actively moving forward with… legal actions, and assessing the likelihood of recovery.” However, it’s yet to receive any “satisfactory response” from counterparties Stream Finance or Stable Labs. Users weren’t impressed. One asked simply, “Is this a joke?” while another pointed to the post’s delay and lack of substance. A third described Re7 Labs’ strategy as “Delay and Dilute” while “building a future liability-shielding narrative.” A fourth user’s comment reads, “Handing over money for you to manage is truly eight lifetimes of bad luck.” Read more: High yields to haircuts: Has DeFi learned anything from yield vault collapse? Silo users miss liquidity window Silo Finance yesterday announced a $1.5 million repayment to the xUSD/USDC market on Arbitrum. The liquidity was snapped up within half an hour, with Silo’s post coming 28 minutes after the last significant withdrawal. Users who were unable…

Author: BitcoinEthereumNews
Weekly Crypto Regulation Roundup: Washington Tightens Its Grip on Digital Assets as Political and Legal Battles Intensify

Weekly Crypto Regulation Roundup: Washington Tightens Its Grip on Digital Assets as Political and Legal Battles Intensify

This week marked a turning point in U.S. crypto regulation oversight, with lawmakers, regulators, and industry leaders all escalating their involvement

Author: CryptoNews
Andrew Ross Sorkin Misreads What Happened Before, After “1929”

Andrew Ross Sorkin Misreads What Happened Before, After “1929”

The post Andrew Ross Sorkin Misreads What Happened Before, After “1929” appeared on BitcoinEthereumNews.com. The Brooklyn Daily Eagle Front Page from October 24th, 1929: Stocks Crash – Great Depression, 1929. Private Collection. Creator: Historic Object. (Photo by Fine Art Images/Heritage Images via Getty Images) Getty Images The Merval, Argentina’s benchmark equity index, soared 22 percent the day after the recent vote. Markets had been pricing in big electoral gains for the Peronist parties, only for Javier Milei’s market liberal Liberty Advances party to reveal unexpected strength. The market surge in Argentina is a reminder that equities don’t just rally, nor do they correct or “crash.” They don’t because equity markets are relentlessly pricing knowns. It’s a reminder of what can’t be said enough: big market moves in either direction are an effect of new information reaching investors that force a rethink of equity prices that are always and everywhere a look into the future. This basic, far from novel truth about equities and markets in general was sadly missing from Andrew Ross Sorkin’s new book, 1929: Inside the Greatest Crash In Wall Street History – And How It Shattered a Nation. The author’s choice to omit the meaning of market rallies and corrections, or for that matter a failure to understand their meaning, rendered 1929 much less than the near unanimously positive reviews of the book so far indicate. While Sorkin has done a great job of gathering up a lot of interesting information about the people and personalities associated with the most famous of U.S. stock-market corrections, his energetic reporting glossed over why 1929 is the most famous correction. Which means the gathering of copious amounts of information will not enhance understanding of why the market correction happened, nor will it add to understanding of why the 1929 market correction continues to occupy the minds of readers in the way that 1987 (a…

Author: BitcoinEthereumNews
Saudi real estate embraces national blockchain registry for property

Saudi real estate embraces national blockchain registry for property

Saudi real estate taps a tokenized national registry to streamline deals, enable fractional ownership and draw investment from abroad.

Author: The Cryptonomist
How Search Engines Actually Answer Your Questions

How Search Engines Actually Answer Your Questions

Modern search Q&A is basically two engines working together: a knowledge-graph engine (KBQA) that’s great at hard facts, and a deep neural engine (DeepQA + MRC) that reads messy web pages like a speed-reading grad student. Around them is a lot of plumbing: data pipelines, retrieval, ranking, fusion, robustness tricks like R-Drop, and even opinion classification on top of long evidence passage

Author: Hackernoon