Michael Saylor Predicts $50T From Bonds Could Flow Into Bitcoin as Digital Credit Evolves

Michael Saylor has stated that trillions of dollars from traditional bond markets could be sent into Bitcoin-backed instruments through digital credit markets. According to Saylor, new yield products pegged to Bitcoin have the potential to dominate traditional fixed-income markets. According to him, the structure turns Bitcoin into a stable flow of cash without having to sell assets.

Michael Saylor Predicts Bitcoin Bond Shift

During his Digital Credit keynote speech at Strategy World 2026 in Las Vegas, Saylor said that the global credit market is approximately $300 trillion and may likely double within 10 years. Michael Saylor estimated that digital credit might take up 5 to 10% of the global credit market.

That means that it will move about $50 trillion to $60 trillion out of classic bonds into Bitcoin-backed credit. He mentioned that greater yields and better taxation would help attract more investors.

Michael Saylor further said that more issuance of the Bitcoin-backed credit would necessitate continued Bitcoin purchases. Saylor defined Bitcoin as a digital capital convertible into income-producing securities. Under the model, volatility is transferred into equity, and investors are able to receive guaranteed payouts.

Digital Credit Structure Explained

An asset class that was also discussed by Michael Saylor is digital credit, which he said is based on Bitcoin collateral. According to him, the structure yields a consistent revenue flow.

He cited STRC as the main credit product of Strategy. The instrument’s dividend payout is monthly, and it’s in the form of a capital return, which allows investors to defer taxes.

He claimed that STRC sustained its principal value and continued to make distributions during the latest Bitcoin drawdowns. As per market data, BTC price declined by approximately 45% from approximately $126,000, its peak as of October 2025, to $70,000 at the beginning of 2026.

As CoinGape reported, the U.S.’s first federally chartered crypto bank, Anchorage Digital, revealed holding STRC but did not indicate the quantity of shares.

Last year, Strategy, a firm chaired by Michael Saylor, submitted a $4.2 billion offering with the U.S. SEC for STRC, and intended to use the proceeds to acquire additional BTC. The company bought 592 BTC earlier this week, marking its 100th purchase.

Digital Credit Solves Bitcoin Accounting Issue for Corporations

According to Michael Saylor, accounting volatility discourages many corporate Bitcoin treasuries. The most recent case is GD Culture Group, which reported an unrealized loss of $332 million on its $841.5 million BTC purchase and intends to exit its whole BTC position. The company will use the sale to finance a stock buyback program as previously announced.

However, Saylor claimed that digital credit instruments offer indirect exposure but offer a steady income. Additionally, he mentioned that a Bitcoin-backed credit would boost cash flow without any losses.

Michael Saylor described digital credit as an alternative to traditional fixed-income vehicles for institutions. This makes it easy to get board approval as opposed to direct possession of Bitcoin.