The post XRP-Linked Company Lands First European Bank Client for Payments appeared on BitcoinEthereumNews.com. Ripple has secured its first European bank customerThe post XRP-Linked Company Lands First European Bank Client for Payments appeared on BitcoinEthereumNews.com. Ripple has secured its first European bank customer

XRP-Linked Company Lands First European Bank Client for Payments

2025/12/13 00:20

Ripple has secured its first European bank customer for its licensed payments stack, with Switzerland-based AMINA Bank adopting Ripple Payments to support near-real-time cross-border transfers for crypto-native clients, per a Friday release from the company.

AMINA, a FINMA-regulated digital asset bank, will use Ripple’s payments infrastructure to bridge traditional banking rails with blockchain-based settlement, a longstanding operational challenge for institutions servicing stablecoin issuers, crypto firms and tokenized asset platforms.

The move signals a shift in how regulated banks are approaching crypto payments as an integrated business line — infrastructure that needs to work directly with fiat systems.

Ripple Payments is an end-to-end platform that combines messaging, liquidity sourcing and settlement across both fiat and blockchain rails.

Unlike correspondent banking networks, which rely on multiple intermediaries and batch settlement, Ripple’s system allows banks to move value directly, often settling transactions within minutes.

In practical terms, this means AMINA can process cross-border flows involving fiat currencies and stablecoins, including Ripple’s own RLUSD, without routing payments through multiple correspondent banks or relying on delayed clearing cycles.

A key distinction is that Ripple Payments is licensed in multiple jurisdictions, allowing banks to integrate blockchain settlement without stepping outside regulatory frameworks.

For AMINA, this provides a compliant way to serve clients that operate natively on-chain but still require access to traditional banking services such as treasury management and fiat liquidity.

Earlier this year, AMINA became the first bank globally to support Ripple’s U.S. dollar stablecoin, RLUSD, by offering custody and trading services. The payments integration extends that relationship from asset support into transaction execution.

In effect, AMINA is using Ripple’s infrastructure as a connective layer between regulated banking systems and on-chain settlement, a model increasingly favored by institutions exploring tokenized assets, stablecoin issuance and cross-border treasury operations.

The partnership potentially strengthens Ripple’s positioning in Europe at a time when regulatory clarity is pushing banks to move from experimentation to production-grade blockchain use cases.

The company said in the release that its payments network now covers over 90% of global FX markets by volume, processing more than $95 billion in transactions.

Source: https://www.coindesk.com/markets/2025/12/12/ripple-payments-lands-first-european-bank-client-in-amina

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UK Looks to US to Adopt More Crypto-Friendly Approach

UK Looks to US to Adopt More Crypto-Friendly Approach

The post UK Looks to US to Adopt More Crypto-Friendly Approach appeared on BitcoinEthereumNews.com. The UK and US are reportedly preparing to deepen cooperation on digital assets, with Britain looking to copy the Trump administration’s crypto-friendly stance in a bid to boost innovation.  UK Chancellor Rachel Reeves and US Treasury Secretary Scott Bessent discussed on Tuesday how the two nations could strengthen their coordination on crypto, the Financial Times reported on Tuesday, citing people familiar with the matter.  The discussions also involved representatives from crypto companies, including Coinbase, Circle Internet Group and Ripple, with executives from the Bank of America, Barclays and Citi also attending, according to the report. The agreement was made “last-minute” after crypto advocacy groups urged the UK government on Thursday to adopt a more open stance toward the industry, claiming its cautious approach to the sector has left the country lagging in innovation and policy.  Source: Rachel Reeves Deal to include stablecoins, look to unlock adoption Any deal between the countries is likely to include stablecoins, the Financial Times reported, an area of crypto that US President Donald Trump made a policy priority and in which his family has significant business interests. The Financial Times reported on Monday that UK crypto advocacy groups also slammed the Bank of England’s proposal to limit individual stablecoin holdings to between 10,000 British pounds ($13,650) and 20,000 pounds ($27,300), claiming it would be difficult and expensive to implement. UK banks appear to have slowed adoption too, with around 40% of 2,000 recently surveyed crypto investors saying that their banks had either blocked or delayed a payment to a crypto provider.  Many of these actions have been linked to concerns over volatility, fraud and scams. The UK has made some progress on crypto regulation recently, proposing a framework in May that would see crypto exchanges, dealers, and agents treated similarly to traditional finance firms, with…
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