BursaDEX+
Beli KriptoPasarSpotFuturesGOLDTabunganPusat Acara
Lainnya
Gala Komoditas Tanpa Biaya
Tether (USDT) is a type of virtual currency that is pegged to the US Dollar (USD), effectively linking cryptocurrency with fiat currency. It is a form of virtual currency stored in foreign exchangeTether (USDT) is a type of virtual currency that is pegged to the US Dollar (USD), effectively linking cryptocurrency with fiat currency. It is a form of virtual currency stored in foreign exchange
Belajar/Ensiklopedia Blockchain/Konsep Dasar/What is Tether (USDT?)

What is Tether (USDT?)

Penulis: MEXC
Jul 16, 2025MEXC
0m
#Basic#Basic Concepts
Virtuals Protocol
VIRTUAL$0.5926-4.52%
Talus
US$0.00347-0.28%
FORM
FORM$0.193-6.40%
TokenFi
TOKEN$0.002876-3.81%
STABLE
STABLE$0.028971-2.58%


Tether (USDT) is a type of virtual currency that is pegged to the US Dollar (USD), effectively linking cryptocurrency with fiat currency. It is a form of virtual currency stored in foreign exchange reserve accounts and backed by fiat currency. Tether was initially issued by Tether Limited in 2014 and is designed to maintain a 1:1 peg to the US Dollar, meaning that for each issued USDT token, there is a corresponding USD held in reserve. This ensures that each USDT token is backed by a fund of 1 USD. USDT has become one of the most popular stablecoins in the market and, in terms of market capitalization, is the first and largest stablecoin available.

1.Characteristics of Tether (USDT)


As one of the most popular stablecoins, Tether (USDT) possesses the following characteristics:

1) Minimal price volatility and relative stability: As previously mentioned, USDT is pegged at a 1:1 ratio to the US Dollar. This means that for every USDT issued, there is an equivalent amount of cash reserve as a financial guarantee. Consequently, its price remains relatively stable compared to other cryptocurrencies, with limited fluctuations.

2) Security and reliability: USDT employs blockchain technology to ensure world-class security measures while adhering to international compliance standards and regulations.

3) Public transparency: Tether publishes its foreign exchange reserves daily and undergoes professional audits. The circulation of USDT is matched with Tether's reserves. Additionally, users can verify funds on the Tether platform, ensuring transparency.

2.The Main Uses of Tether (USDT)


As a stablecoin, the primary functions of USDT are to mitigate market volatility, reduce financial service costs, and serve as a medium of exchange between digital currencies on various exchanges. It can be used for both blockchain-based transfers and trading, similar to forex, due to its peg to the US Dollar.

1) Spot trading on exchanges: Spot trading refers to trades between USDT and other cryptocurrencies. While platforms like MEXC offer thousands of digital currencies for trading, many of them do not support direct purchases using fiat currencies (e.g., USD, GBP). Instead, users first purchase USDT and then exchange it for other digital currencies.

2) Facilitating transfers: As a stablecoin, USDT is widely popular and utilized due to its minimal price fluctuations, often serving as a medium for transfers. MEXC supports USDT transfers on multiple chains, including TRC20, ERC20, BEP20, MATIC, ALGO, Arbitrum One, each with varying speeds. Users can choose the transfer method that suits their preferences on the MEXC platform.

3) Mitigate the risk of cryptocurrency asset downturns and counter market black swan events: For instance, if you buy ETH using BTC and experience an extreme market condition like the one that occurred on March 12, you could incur losses in both assets. However, with USDT, you can swiftly convert your digital assets to USDT when anticipating a market downturn, safeguarding your assets from losses.

3.Advantages and Risks of Tether (USDT)


1) Advantages of USDT


The primary advantage of USDT lies in its 1:1 peg to the US Dollar, ensuring that each USDT token is equivalent to one US Dollar. This feature provides investors with a convenient means to transfer their fiat currency into the cryptocurrency realm for trading and investment in the crypto market. Additionally, it allows them to retain the value of their asset holdings, making USDT a reliable token for safeguarding against market volatility.

2) Risks of USDT


The most significant risk associated with USDT is the possibility of Tether encountering issues such as insolvency, over-issuance, or insufficient reserves. This has been a longstanding concern within the cryptocurrency community. Tether's issuance is entirely centralized, meaning that issuance, redemption, regulatory risks, and operational risks are all concentrated within Tether Limited. Despite Tether's commitment to holding 100% of USDT's reserves in USD, according to the audit quarterly report for 2022 on Tether's reserve breakdown, USDT is not fully backed by a 1:1 ratio of cash (or cash-equivalents). The reserve composition includes 50% US Treasury Bills, 30% commercial paper, 16% currency market funds, and the remaining 4% lacks further clarification according to the audit.

4.Summary


According to the information displayed on the MEXC official website, USDT currently ranks third in terms of market capitalization and holds the top position among stablecoins, making it the most popular cryptocurrency among investors. Stablecoins eliminate the need for traders to convert to fiat currency, enhancing the convenience of cryptocurrency trading. Despite lingering concerns about the risks associated with Tether, the trading volume of USDT over the past few years reflects the public's trust in it.

Disclaimer: This material does not provide advice on investment, taxation, legal, financial, accounting, consulting, or any other related services, and it is not a recommendation to buy, sell, or hold any assets. MEXC Learn offers information for reference purposes only and does not constitute investment advice. Please ensure you thoroughly understand the risks involved and exercise caution when investing. All investment actions taken by users are independent of this platform.

Peluang Pasar
Logo Virtuals Protocol
Harga Virtuals Protocol(VIRTUAL)
$0.5926
$0.5926$0.5926
-1.10%
USD
Grafik Harga Live Virtuals Protocol (VIRTUAL)

Artikel Populer

Cara Membeli USDC? Panduan Langkah demi Langkah untuk Membeli USD Coin

Cara Membeli USDC? Panduan Langkah demi Langkah untuk Membeli USD Coin

Menemukan cara aman untuk membeli USDC tidak harus rumit. Panduan ini akan memandu Anda melalui semua yang perlu diketahui tentang pembelian USD Coin, mulai dari memahami apa yang membuat stablecoin i

Penulis: Emma Williams
Circle USDC: Panduan Lengkap Stablecoin yang Diregulasi

Circle USDC: Panduan Lengkap Stablecoin yang Diregulasi

Circle USDC telah muncul sebagai salah satu dolar digital paling terpercaya di dunia, dengan lebih dari 70 miliar dolar beredar per Februari 2026. Panduan ini menjelaskan apa itu Circle USDC, bagaiman

Penulis: Emma Williams
Apa itu USDC? Panduan Lengkap Stablecoin USD Coin

Apa itu USDC? Panduan Lengkap Stablecoin USD Coin

Pasar kripto dapat berfluktuasi tajam dalam hitungan menit, membuat para pemula khawatir kehilangan investasi mereka dalam semalam. USDC menawarkan solusinya: dolar digital yang menggabungkan efisiens

Penulis: Emma Williams
Saham AS Menguat saat IHK Januari Mencapai 2,4%: Mengapa Pivot The Fed Kini Mulai Terjadi

Saham AS Menguat saat IHK Januari Mencapai 2,4%: Mengapa Pivot The Fed Kini Mulai Terjadi

"Soft Landing" bukan lagi mimpi—ini adalah datanya.Pada hari Jumat, Biro Statistik Tenaga Kerja AS (BLS) merilis laporan CPI Januari 2026, memberikan tepat apa yang diinginkan para bullish Wall Street

Penulis: MEXC

Kabar Kripto Terpopuler

Lihat Selengkapnya
Apa yang Mendorong Harga ESP-ARB? 7 Faktor yang Harus Anda Perhatikan

Apa yang Mendorong Harga ESP-ARB? 7 Faktor yang Harus Anda Perhatikan

Memahami Faktor-Faktor Kunci yang Mempengaruhi Harga ESP-ARB Espresso (ESP-ARB) menunjukkan volatilitas yang signifikan seperti banyak aset digital di pasar cryptocurrency. Sebagai token solusi penska

Apa itu USEFUL COIN (USEFUL)? Pengenalan Cryptocurrency

Apa itu USEFUL COIN (USEFUL)? Pengenalan Cryptocurrency

Apa Sebenarnya USEFUL COIN (USEFUL) Itu? USEFUL COIN (USEFUL) adalah cryptocurrency berbasis blockchain yang menggerakkan ekosistem USEFUL COIN yang berfokus pada penyediaan utilitas dalam perdagangan

Apa itu Espresso ESP? Pengenalan Cryptocurrency

Apa itu Espresso ESP? Pengenalan Cryptocurrency

Apa Sebenarnya Espresso ESP? ESP adalah cryptocurrency berbasis blockchain yang menggerakkan Espresso Network, sebuah platform terdesentralisasi yang berfokus pada peningkatan interoperabilitas rollup

Apa yang Mendorong Harga Molten (MOLTEN)? 7 Faktor yang Harus Anda Perhatikan

Apa yang Mendorong Harga Molten (MOLTEN)? 7 Faktor yang Harus Anda Perhatikan

Memahami Faktor Kunci yang Mempengaruhi Harga Molten (MOLTEN) Harga Molten menunjukkan volatilitas yang signifikan seperti banyak aset digital di pasar cryptocurrency. Sebagai token gas asli untuk sol

Berita yang Sedang Tren

Lihat Selengkapnya
Proyek real estat tertokenisasi berkembang di Dubai dan Maladewa

Proyek real estat tertokenisasi berkembang di Dubai dan Maladewa

Pengembangan hotel terkait Trump di Maladewa dan Departemen Pertanahan Dubai mengumumkan detail tentang tokenisasi proyek real estat mereka minggu ini. Entitas di Dubai

Prediksi harga VIRTUAL: Apakah volume rendah menjadi risiko untuk kenaikan lebih lanjut?

Prediksi harga VIRTUAL: Apakah volume rendah menjadi risiko untuk kenaikan lebih lanjut?

Artikel VIRTUAL price prediction: Is low volume a risk to further gains? muncul di BitcoinEthereumNews.com. Jurnalis Diposting: 21 Februari 2026 Virtuals Protocol

VARA Memberikan Persetujuan Prinsip kepada Shipfinex FZCO untuk Lisensi Broker-Dealer Aset Virtual

VARA Memberikan Persetujuan Prinsip kepada Shipfinex FZCO untuk Lisensi Broker-Dealer Aset Virtual

Shipfinex FZCO, platform digital yang didedikasikan untuk demokratisasi ekonomi maritim, dengan senang hati mengumumkan bahwa mereka telah menerima Persetujuan Prinsip (IPA)

LangChain Mengungkap Arsitektur Memori di Balik Platform Pembuat Agen

LangChain Mengungkap Arsitektur Memori di Balik Platform Pembuat Agen

Postingan LangChain Mengungkap Arsitektur Memori di Balik Platform Agent Builder muncul di BitcoinEthereumNews.com. Joerg Hiller 22 Feb 2026 04:38 LangChain

Artikel Terkait

Apa Itu Launchpool?

Apa Itu Launchpool?

MEXCLaunchpooladalah platform acara yang memungkinkan pengguna mendapatkan airdrop token populer atau yang baru terdaftar dengan melakukan staking token yang ditentukan. Token yang di-stake dapat dite

Penulis: MEXC
Apa itu Order Take-Profit/Stop-Loss? Alat Otomatis Anda untuk Manajemen Risiko dan Penguncian Keuntungan

Apa itu Order Take-Profit/Stop-Loss? Alat Otomatis Anda untuk Manajemen Risiko dan Penguncian Keuntungan

1. Apa Itu Order Take-Profit/Stop-Loss? Order Take-Profit/Stop-Loss memungkinkan pengguna menetapkan harga pemicu terlebih dahulu, beserta harga dan jumlah untuk membeli atau menjual setelah pemicu te

Penulis: MEXC
Penjelasan Istilah pada Halaman Transaksi Futures

Penjelasan Istilah pada Halaman Transaksi Futures

Bagi pemula, Transaksi Futures bisa lebih rumit daripada transaksi spot, karena melibatkan lebih banyak istilah profesional. Untuk membantu pengguna baru memahami dan menguasai Transaksi Futures secar

Penulis: MEXC
Penjelasan Istilah pada Halaman Informasi Futures

Penjelasan Istilah pada Halaman Informasi Futures

Pemula Futures mungkin merasa asing dengan istilah-istilah profesional ini dan artinya saat bertransaksi di halaman berjangka MEXC. Di halaman Futures MEXC, informasi yang relevan untuk setiap pasanga

Penulis: MEXC
Daftar di MEXC
Daftar & Dapatkan Bonus hingga 10,000 USDT